GGALQT22Grupo Financiero Galicia S.A.·NASDAQ
31.48-2.54%
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Snapshot
Index—P/E33.49EPS (ttm)0.94Insider Own1.95%Shs Outstand169.45MPerf Week-10.95%
Market Cap5.33BForward P/E4.19EPS next Y7.52Insider Trans23.72%Shs Float132.44MPerf Month-12.29%
Enterprise Value7.94BPEG—EPS next Q0.00Short Float5.44%Perf Quarter-35.65%
Income120.00MP/S0.53EPS this Y—Short Ratio8.51Perf Half Y-22.10%
Sales10.10BP/B0.86EPS next Y—ROA0.35%Short Interest7.20MPerf YTD-41.64%
Book/sh36.65P/C1.27EPS next 5Y—ROE2.13%52W High62.52 -49.65%Perf Year-41.47%
Cash/sh24.87P/FCF1.43EPS past 3/5Y—ROIC0.31%52W Low30.79 2.24%Perf 3Y163.87%
Dividend Est.0.57 (1.82%)EV/EBITDA17.72Sales past 3/5Y—Gross Margin40.99%Volatility4.78% 3.97%Perf 5Y164.54%
Dividend TTM1.65 (5.25%)EV/Sales0.79EPS Y/Y TTM—Oper. Margin1.79%ATR (14)1.71Perf 10Y-0.44%
Dividend Ex-DateSep 28, 2026Quick Ratio2.02Sales Y/Y TTM—Profit Margin1.41%RSI (14)28.35Recom2.62
Dividend Gr. 3/5Y42.00% 71.65%Current Ratio2.02EPS Q/Q—SMA20-11.78%Beta1.33Target Price45.00
Payout325.72%Debt/Eq1.10Sales Q/Q—SMA50-19.86%Rel Volume1.22Prev Close32.30
Employees10,032LT Debt/Eq0.70EarningsNov 24SMA200-30.77%Avg Volume931.23KPrice31.48
IPO DateJul 25, 2000Option/ShortYes / YesEPS/Sales Surpr.-18.99% 0.19%Net Debt/EBITDA5.81Volume1,139,053Change-2.54%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-13-26ReiteratedUBSNeutral$45
Nov-03-25UpgradeCitigroupNeutral → Buy
Oct-28-25UpgradeJP MorganNeutral → Overweight
Oct-22-25DowngradeJP MorganOverweight → Neutral
Oct-01-25ResumedHSBCBuy$60
Sep-11-25DowngradeCitigroupBuy → Neutral
Dec-16-24UpgradeMorgan StanleyUnderweight → Overweight$92
Sep-04-24UpgradeCitigroupNeutral → Buy$54
Aug-30-24UpgradeJP MorganUnderweight → Overweight
Aug-08-24ReiteratedBank of America SecuritiesBuy$36
Latest News· Times ET
Oct-26-26
Oct-17-26
Oct-13-26
Oct-07-26
Oct-05-26
Sep-28-26
Sep-21-26
Sep-10-26
Sep-03-26
Sep-01-26
Aug-26-26
Company

Grupo Financiero Galicia S.A. (GGAL) functions as a prominent financial services conglomerate, delivering an extensive array of financial solutions and products to both individual clients and corporate entities across Argentina. The company structures its diverse operations into several key segments: Banking, NaranjaX, Insurance, and other miscellaneous business ventures. Its comprehensive portfolio encompasses various deposit accounts, including savings, current, and checking options. GGAL also offers a wide spectrum of lending facilities such as personal, express, and mortgage loans, along with pledge and credit card-backed financing. Furthermore, it provides credit and debit cards, coupled with robust online banking capabilities. Beyond these core offerings, the group extends its services to include general financing and consumer credit solutions, electronic check processing, global custody, and Fima investment funds. It furnishes financial and capital market expertise—including foreign trade services and investment banking products like debt securities, short-term notes, commercial bills, and financial trusts—catering to individuals, corporations, and financial institutions alike. GGAL’s insurance division provides a broad range of coverage, including policies for robbery, personal accidents, group life, homeowners, individual life, comprehensive small and medium-sized enterprise (SME) protection, pet insurance, surety bonds, various risk policies, and technical insurance. For high-net-worth individuals, specialized private banking services are available, complemented by an innovative digital investment platform. As of December 31, 2021, the company maintained a significant physical presence, boasting 312 fully-equipped banking branches alongside an extensive network of 1,991 ATMs and self-service terminals. Founded in 1905, Grupo Financiero Galicia S.A. is headquartered in Buenos Aires, Argentina.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe

Only the latest period is shown: figures restated for hyperinflation do not compare across periods in US dollars.

Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
Total Revenue10,0959,924
Cost of Goods Sold Incl. D&A6,1635,394
Gross Profit4,4074,530
Selling, General and Administrative Excl. Other1,4961,700
Research and Development
00
Other Operating Expense2,0472,587
Operating Income146243
Interest Expense1,4233,101
Unusual Expense
——
Non-Operating Income (Expense)1,4213,101
Net Income Before Taxes145243
Income Taxes3073
Consolidated Net Income120170
Net Income From Continuing Operations115170
Net Income120170
EPS (Recurring)0.941.14
EPS (Basic, Before Extraordinaries)0.941.14
EPS (Diluted)0.941.14
EBITDA448486
Other After Tax Adjustments
——
Stock Option Compensation Expense
——
Price To Earnings Ratio33.4947.47
Price To Sales Ratio0.500.88
Gross Margin43.6645.65
Operating Margin1.452.45
Net Margin1.191.71
Shares Outstanding161161
Market Capitalization5,0688,684
Operating Lease Expense
——
Insider Trading Volume
$65.94$54.78$43.62$32.46$21.30● Close Price0.00M0.67M1.34M2.00M2.67MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Braun TomasDirectorSep 14 '26Sale4.5914,47266,426277,151Oct 05
Braun TomasDirectorSep 02 '26Sale4.684,30020,124291,623Oct 05
Braun TomasDirectorApr 09 '26Sale5.169,82050,671295,923Oct 05
Braun TomasDirectorMar 20 '26Sale4.6110,97050,572305,743Oct 05
Moret Silvestre VilaDirectorJul 08 '26Buy5.36224,0001,200,6403,000,000Jul 13
Moret Silvestre VilaDirectorJul 07 '26Buy5.46176,000960,9602,776,000Jul 13
Moret Silvestre VilaDirectorJul 01 '26Buy5.11100,000511,0002,600,000Jul 09
Moret Silvestre VilaDirectorJun 30 '26Buy5.27167,791884,2592,500,000Jul 09
Moret Silvestre VilaDirectorJun 29 '26Buy5.2510,00052,5002,332,209Jul 09
Moret Silvestre VilaDirectorJun 26 '26Buy5.15125,000643,7502,322,209Jul 09
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