Analyst Ratings

Date	Action	Analyst	Rating	Target
Feb-04-26	Reiterated	UBS	Neutral	$30 → $33
Jan-23-26	Reiterated	Stephens		$35 → $37
Jan-23-26	Reiterated	DA Davidson	Neutral	$25 → $33
Jan-23-26	Reiterated	RBC Capital	Sector Perform	$30 → $32
Jan-12-26	Reiterated	RBC Capital	Sector Perform	$29 → $30
Jan-06-26	Reiterated	UBS	Neutral	$28 → $30
Dec-19-25	Reiterated	Barclays	Equal Weight	$29 → $30
Nov-03-25	Reiterated	Piper Sandler	Overweight	$35 → $33
Oct-10-25	Upgrade	Keefe, Bruyette & Woods	Market Perform → Outperform
Oct-10-25	Reiterated	RBC Capital	Sector Perform	$21 → $28

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023
Total Revenue	3,351	3,214	2,966	Upgrade your experience to unlock full historical data
Cost of Goods Sold Incl. D&A	1,040	1,039	1,143
Gross Profit	2,311	2,174	1,823
Selling, General and Administrative Excl. Other	812	706	641
Research and Development	0	0	0
Other Operating Expense	617	717	464
Operating Income	882	751	719
Interest Expense	912	912	1,037
Unusual Expense	—	—	—
Non-Operating Income (Expense)	0	0	0
Net Income Before Taxes	859	728	719
Income Taxes	204	178	185
Consolidated Net Income	655	550	534
Net Income From Continuing Operations	655	550	534
Net Income	655	550	534
EPS (Recurring)	2.52	2.31	2.56
EPS (Basic, Before Extraordinaries)	2.52	2.31	2.56
EPS (Diluted)	2.51	2.30	2.55
EBITDA	1,012	895	869
Other After Tax Adjustments	—	—	—
Stock Option Compensation Expense	—	—	—
Price To Earnings Ratio	12.17	12.15	—
Price To Sales Ratio	2.65	2.57	—
Gross Margin	68.96	67.64	61.46
Operating Margin	26.32	23.37	24.24
Net Margin	19.55	17.11	18.00
Shares Outstanding	291	295	208
Market Capitalization	8,890	8,245	—
Operating Lease Expense	—	—	—

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Moore Devine David	EVP Chief Marketing Officer	Jun 08 '26	Sale	29.77	3,872	115,288	18,636	Jun 10 12:00 AM
Merrywell Christopher	Senior Executive VP	Mar 13 '26	Option Exercise	13.12	10,026	131,491	51,291	Mar 17 12:00 AM
Lakely Brock	EVP, Chief Accounting Officer	Mar 13 '26	Option Exercise	13.12	1,692	22,191	11,315	Mar 17 12:00 AM
Deer Aaron James	EVP Chief Strategy/Innov Offcr	Mar 13 '26	Option Exercise	13.12	3,134	41,102	42,492	Mar 17 12:00 AM
BARUFFI KUMI YAMAMOTO	EVP General Counsel, Corp Sec	Mar 13 '26	Option Exercise	13.12	4,762	62,454	54,652	Mar 17 12:00 AM
BARUFFI KUMI YAMAMOTO	EVP General Counsel, Corp Sec	Mar 13 '26	Sale	26.23	937	24,578	53,715	Mar 17 12:00 AM
Anderson Drew K	EVP Chief Admin Officer	Mar 13 '26	Option Exercise	13.12	5,012	65,732	50,607	Mar 17 12:00 AM
Lakely Brock	EVP, Chief Accounting Officer	Mar 13 '26	Sale	26.23	211	5,535	11,104	Mar 17 12:00 AM
Stein Clint	Chair, CEO, President	Mar 13 '26	Option Exercise	13.12	36,342	476,625	166,984	Mar 17 12:00 AM
OGNALL ANDREW H	EVP Chief Risk Officer	Mar 13 '26	Option Exercise	13.12	4,762	62,454	75,083	Mar 17 12:00 AM
Nixon Torran B	Senior Executive VP	Mar 13 '26	Option Exercise	13.12	10,026	131,491	103,242	Mar 17 12:00 AM
Namdar Frank	EVP Chief Credit Officer	Mar 13 '26	Option Exercise	13.12	5,640	73,969	33,290	Mar 17 12:00 AM
Moore Devine David	EVP Chief Marketing Officer	Mar 13 '26	Option Exercise	13.12	1,880	24,656	22,884	Mar 17 12:00 AM
Nixon Torran B	Senior Executive VP	Mar 04 '26	Sale	28.85	2,240	64,624	98,229	Mar 05 12:00 AM
Nixon Torran B	Senior Executive VP	Mar 03 '26	Sale	28.25	2,241	63,308	100,469	Mar 05 12:00 AM


Market Cap	7.15B	Forward P/E	9.02	EPS next Y	3.39	Insider Trans	0.02%	Shs Float	-	Perf Month	6.33%


Enterprise Value	10.57B	PEG	2.27	EPS next Q	0.73	Inst Own	-	Short Float	-	Perf Quarter	15.68%


Income	536.44M	P/S	2.13	EPS this Y	21.86%	Inst Trans	-	Short Ratio	-	Perf Half Y	5.67%


Sales	3.35B	P/B	1.14	EPS next Y	10.79%	ROA	0.99%	Short Interest	-	Perf YTD	9.30%


Book/sh	26.47	P/C	7.82	EPS next 5Y	8.92%	ROE	9.16%	52W High	32.70 -6.57%	Perf Year	38.93%


Cash/sh	1.99	P/FCF	6.63	EPS past 3/5Y	-	ROIC	21.32%	52W Low	21.91 39.43%	Perf 3Y	-


Dividend Est.	1.47 (4.81%)	EV/EBITDA	10.44	Sales past 3/5Y	33.59% 17.66%	Gross Margin	68.98%	Volatility	1.88% 1.63%	Perf 5Y	-


Dividend TTM	1.47 (4.81%)	EV/Sales	3.15	EPS Y/Y TTM	23.53%	Oper. Margin	26.33%	ATR (14)	0.75	Perf 10Y	-


Dividend Ex-Date	May 29, 2026	Quick Ratio	3.56	Sales Y/Y TTM	12.98%	Profit Margin	19.56%	RSI (14)	56.22	Recom	2.50


Dividend Gr. 3/5Y	6.51% 1.59%	Current Ratio	3.56	EPS Q/Q	7.46%	SMA20	1.98%	Beta	1.14	Target Price	32.90


Payout	55.97%	Debt/Eq	0.52	Sales Q/Q	19.19%	SMA50	3.28%	Rel Volume	2.14	Prev Close	30.05


Employees	4,721	LT Debt/Eq	0.07	Earnings	Jul 23	SMA200	8.34%	Avg Volume	2.77M	Price	30.55


IPO Date	Jun 16, 1992	Option/Short	Yes / Yes	EPS/Sales Surpr.	5.88% -0.30%	Net Debt/EBITDA	3.37	Volume	5,937,127	Change	1.66%

COLB