UBSI United Bankshares, Inc. — QuoTrend

Analyst Ratings

Date	Action	Analyst	Rating	Target
Apr-27-26	Reiterated	Raymond James	Outperform	$47 → $49
Jan-26-26	Reiterated	Piper Sandler	Overweight	$43 → $47
Jan-23-26	Reiterated	Stephens		$40 → $44
Oct-24-25	Upgrade	Piper Sandler	Neutral → Overweight	$43
Jul-26-24	Reiterated	Stephens		$36 → $39
May-13-24	Reiterated	UBS		$38 → $36
May-03-24	Reiterated	UBS		$38
Dec-20-22	Initiated	Raymond James	Outperform	$39 → $44
Dec-05-22	Resumed	Piper Sandler	Neutral	$45
Jul-07-22	Reiterated	Raymond James	Outperform	$39

Financial Statements

DataTimeframe

Line Item (USD, M)		TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue		1,836	1,821	1,621	Upgrade your experience to unlock full historical data
Cost of Goods Sold Incl. D&A		600	631	616
Gross Profit		1,236	1,190	1,005
Selling, General and Administrative Excl. Other		480	457	308
Research and Development		0	0	0
Other Operating Expense		117	143	232
Operating Income		639	590	465
Interest Expense		574	584	591
Unusual Expense		—	—	—
Non-Operating Income (Expense)		0	0	0
Net Income Before Taxes		632	583	465
Income Taxes		128	119	92
Consolidated Net Income		505	465	373
Net Income From Continuing Operations		505	465	373
Net Income		505	465	373
EPS (Recurring)		3.58	3.28	2.76
EPS (Basic, Before Extraordinaries)		3.58	3.28	2.76
EPS (Diluted)		3.57	3.27	2.75
EBITDA		639	590	475
Other After Tax Adjustments		—	—	—
Stock Option Compensation Expense		—	—	—
Price To Earnings Ratio		12.44	11.74	—
Price To Sales Ratio		3.39	2.95	—
Gross Margin		67.32	65.35	62.00
Operating Margin		34.80	32.40	28.69
Net Margin		27.51	25.54	23.01
Shares Outstanding		140	140	135
Market Capitalization		6,219	5,376	—
Operating Lease Expense		—	—	—

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
WINTER P CLINTON	Director	Jun 01 '26	Buy	0.00	7	0	57,999	Jun 02 12:00 AM
WINTER P CLINTON	Director	May 15 '26	Buy	0.00	744	0	57,992	May 15 12:00 AM
WINTER P CLINTON	Director	Apr 01 '26	Buy	0.00	512	0	57,248	Apr 01 12:00 AM
WINTER P CLINTON	Director	Mar 04 '26	Buy	0.00	62	0	56,736	Mar 05 12:00 AM
WINTER P CLINTON	Director	Feb 25 '26	Buy	0.00	710	0	56,674	Feb 25 12:00 AM
Rice Lacy I III	Director	Jan 28 '26	Buy	41.59	101	4,201	101	Jan 28 12:00 AM
WINTER P CLINTON	Director	Jan 02 '26	Buy	0.00	548	0	55,964	Jan 02 12:00 AM
Shaver Ami L	Executive Vice President	Dec 11 '25	Option Exercise	35.04	4,000	140,160	16,166	Dec 12 12:00 AM
ADAMS RICHARD M SR	Executive Chairman	Dec 11 '25	Option Exercise	35.04	66,600	2,333,664	894,159	Dec 12 12:00 AM
ADAMS RICHARD M JR	Chief Executive Officer	Dec 11 '25	Option Exercise	35.04	22,200	777,888	172,591	Dec 12 12:00 AM
CONSAGRA JAMES J JR	Chief Operating Officer	Dec 11 '25	Option Exercise	35.04	22,200	777,888	141,648	Dec 12 12:00 AM
Draber Ross M	Executive Vice President	Dec 11 '25	Option Exercise	35.04	4,000	140,160	24,790	Dec 12 12:00 AM
Ernest Douglas Bryan	Executive Vice-President	Dec 11 '25	Option Exercise	35.04	10,000	350,400	51,820	Dec 12 12:00 AM
Gurtis Julie R	Executive Vice President	Dec 11 '25	Option Exercise	35.04	6,400	224,256	32,397	Dec 12 12:00 AM
Mildren Charles J.	Executive Vice President	Dec 11 '25	Option Exercise	35.04	6,400	224,256	22,838	Dec 12 12:00 AM