| Index | — | P/E | 13.40 | EPS (ttm) | 3.68 | Insider Own | 2.08% | Shs Outstand | 136.21M | Perf Week | 0.80% |
| Market Cap | 6.72B | Forward P/E | 12.46 | EPS next Y | 3.96 | Insider Trans | -0.02% | Shs Float | 132.88M | Perf Month | 4.83% |
| Enterprise Value | 2.13B | PEG | 2.23 | EPS next Q | 0.97 | Short Float | 5.12% | Perf Quarter | -0.12% | ||
| Income | 513.00M | P/S | 3.75 | EPS this Y | 16.05% | Short Ratio | 6.99 | Perf Half Y | 14.41% | ||
| Sales | 1.79B | P/B | 1.24 | EPS next Y | 5.89% | ROA | 1.50% | Short Interest | 6.80M | Perf YTD | 28.41% |
| Book/sh | 39.75 | P/C | 1.24 | EPS next 5Y | 6.00% | ROE | 9.37% | 52W High | 49.62 -0.62% | Perf Year | 37.85% |
| Cash/sh | 39.72 | P/FCF | 17.09 | EPS past 3/5Y | 5.31% 6.38% | ROIC | 7.48% | 52W Low | 34.68 42.19% | Perf 3Y | 75.23% |
| Dividend Est. | 1.52 (3.08%) | EV/EBITDA | 2.84 | Sales past 3/5Y | 16.69% 9.86% | Gross Margin | 68.68% | Volatility | 1.72% 1.76% | Perf 5Y | 31.63% |
| Dividend TTM | 1.52 (3.08%) | EV/Sales | 1.19 | EPS Y/Y TTM | 20.26% | Oper. Margin | 34.12% | ATR (14) | 0.90 | Perf 10Y | 33.99% |
| Dividend Ex-Date | Sep 11, 2026 | Quick Ratio | 0.19 | Sales Y/Y TTM | 1.47% | Profit Margin | 28.68% | RSI (14) | 64.64 | Recom | 2.91 |
| Dividend Gr. 3/5Y | 1.14% 1.25% | Current Ratio | 0.19 | EPS Q/Q | 2.17% | SMA20 | 4.61% | Beta | 0.75 | Target Price | 51.00 |
| Payout | 31.02% | Debt/Eq | 0.15 | Sales Q/Q | -2.53% | SMA50 | 4.73% | Rel Volume | 0.99 | Prev Close | 48.22 |
| Employees | 2,812 | LT Debt/Eq | 0.12 | Earnings | Jan 28 | SMA200 | 9.96% | Avg Volume | 921.87K | Price | 49.31 |
| IPO Date | Jun 04, 1987 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 0.89% -0.65% | Net Debt/EBITDA | -6.11 | Volume | 913,557 | Change | 2.26% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Oct-26-26 | Reiterated | Piper Sandler | Overweight | $47 → $54 |
| Jul-01-26 | Reiterated | Raymond James | Outperform | $49 → $50 |
| Jun-24-26 | Initiated | Hovde Group | Market Perform | $49 |
| Apr-27-26 | Reiterated | Raymond James | Outperform | $47 → $49 |
| Jan-26-26 | Reiterated | Piper Sandler | Overweight | $43 → $47 |
| Jan-23-26 | Reiterated | Stephens & Co. | Equal Weight | $39 → $44 |
| Oct-24-25 | Upgrade | Piper Sandler | Neutral → Overweight | $43 |
| Jul-26-24 | Reiterated | Stephens & Co. | Equal Weight | $39 |
| May-13-24 | Reiterated | UBS | $38 → $36 | |
| May-03-24 | Reiterated | UBS | $38 |
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,790 | 1,821 | 1,621 | 1,529 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 561 | 631 | 616 | 513 | — | — | — | — | — | |
| Gross Profit | 1,228 | 1,190 | 1,005 | 1,016 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 520 | 457 | 308 | 310 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 99 | 143 | 232 | 242 | — | — | — | — | — | |
| Operating Income | 611 | 590 | 465 | 464 | — | — | — | — | — | |
| Interest Expense | 546 | 584 | 591 | 481 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 577 | 577 | 591 | 481 | — | — | — | — | — | |
| Net Income Before Taxes | 642 | 583 | 465 | 464 | — | — | — | — | — | |
| Income Taxes | 129 | 119 | 92 | 97 | — | — | — | — | — | |
| Consolidated Net Income | 513 | 465 | 373 | 366 | — | — | — | — | — | |
| Net Income From Continuing Operations | 513 | 465 | 373 | 366 | — | — | — | — | — | |
| Net Income | 513 | 465 | 373 | 366 | — | — | — | — | — | |
| EPS (Recurring) | 3.69 | 3.28 | 2.76 | 2.72 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 3.69 | 3.28 | 2.76 | 2.72 | — | — | — | — | — | |
| EPS (Diluted) | 3.68 | 3.27 | 2.75 | 2.72 | — | — | — | — | — | |
| EBITDA | 751 | 590 | 475 | 487 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 13.40 | 11.74 | 13.65 | 13.81 | — | — | — | — | — | |
| Price To Sales Ratio | 3.75 | 2.95 | 3.13 | 3.32 | — | — | — | — | — | |
| Gross Margin | 68.60 | 65.35 | 62.00 | 66.45 | — | — | — | — | — | |
| Operating Margin | 34.13 | 32.40 | 28.69 | 30.35 | — | — | — | — | — | |
| Net Margin | 28.66 | 25.54 | 23.01 | 23.94 | — | — | — | — | — | |
| Shares Outstanding | 136 | 140 | 135 | 135 | — | — | — | — | — | |
| Market Capitalization | 6,706 | 5,376 | 5,069 | 5,069 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| WINTER P CLINTON | Director | Oct 01 '26 | Buy | 0.00 | 490 | 0 | 59,777 | Oct 02 |
| NESSELROAD MARK R | Director | Sep 01 '26 | Sale | 46.42 | 3,200 | 148,544 | 32,224 | Sep 02 |
| WINTER P CLINTON | Director | Aug 31 '26 | Buy | 0.00 | 609 | 0 | 59,287 | Aug 31 |
| WINTER P CLINTON | Director | Aug 04 '26 | Buy | 0.00 | 51 | 0 | 58,678 | Aug 04 |
| WINTER P CLINTON | Director | Jul 30 '26 | Buy | 0.00 | 158 | 0 | 58,627 | Jul 30 |
| WINTER P CLINTON | Director | Jul 01 '26 | Buy | 0.00 | 470 | 0 | 58,469 | Jul 01 |
| WINTER P CLINTON | Director | Jun 01 '26 | Buy | 0.00 | 7 | 0 | 57,999 | Jun 02 |
| WINTER P CLINTON | Director | May 15 '26 | Buy | 0.00 | 744 | 0 | 57,992 | May 15 |
| WINTER P CLINTON | Director | Apr 01 '26 | Buy | 0.00 | 512 | 0 | 57,248 | Apr 01 |
| WINTER P CLINTON | Director | Mar 04 '26 | Buy | 0.00 | 62 | 0 | 56,736 | Mar 05 |
| WINTER P CLINTON | Director | Feb 25 '26 | Buy | 0.00 | 710 | 0 | 56,674 | Feb 25 |
| Rice Lacy I III | Director | Jan 28 '26 | Buy | 41.59 | 101 | 4,201 | 101 | Jan 28 |
| WINTER P CLINTON | Director | Jan 02 '26 | Buy | 0.00 | 548 | 0 | 55,964 | Jan 02 |
| ADAMS RICHARD M SR | Executive Chairman | Dec 11 '25 | Option Exercise | 35.04 | 33,300 | 1,166,832 | 894,159 | Dec 12 |
| ADAMS RICHARD M JR | Chief Executive Officer | Dec 11 '25 | Option Exercise | 35.04 | 11,100 | 388,944 | 172,591 | Dec 12 |