FirstCash Holdings, Inc (NASDAQ: FCFS) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 24.53 | EPS (ttm) | 8.76 | Insider Own | 22.71% | Shs Outstand | 43.37M | Perf Week | 3.95% |
| Market Cap | 9.32B | Forward P/E | 16.47 | EPS next Y | 13.05 | Insider Trans | -0.55% | Shs Float | 39.38M | Perf Month | -4.19% |
| Enterprise Value | 11.85B | PEG | 1.62 | EPS next Q | 2.74 | Inst Own | - | Short Float | 5.07% | Perf Quarter | -2.99% |
| Income | 388.00M | P/S | 2.26 | EPS this Y | 28.84% | Inst Trans | - | Short Ratio | 4.75 | Perf Half Y | 25.16% |
| Sales | 4.12B | P/B | 4.01 | EPS next Y | 15.61% | ROA | 7.08% | Short Interest | 2.00M | Perf YTD | 34.83% |
| Book/sh | 53.54 | P/C | 54.19 | EPS next 5Y | 15.16% | ROE | 17.07% | 52W High | 235.96 -8.93% | Perf Year | 63.94% |
| Cash/sh | 3.97 | P/FCF | 14.84 | EPS past 3/5Y | 11.45% 23.72% | ROIC | 9.42% | 52W Low | 130.57 64.58% | Perf 3Y | 125.20% |
| Dividend Est. | 1.68 (0.78%) | EV/EBITDA | 10.07 | Sales past 3/5Y | 10.29% 17.55% | Gross Margin | 48.92% | Volatility | 3.36% 4.19% | Perf 5Y | 176.71% |
| Dividend TTM | 1.68 (0.78%) | EV/Sales | 2.88 | EPS Y/Y TTM | 52.88% | Oper. Margin | 16.11% | ATR (14) | 8.79 | Perf 10Y | 316.94% |
| Dividend Ex-Date | Aug 14, 2026 | Quick Ratio | 3.51 | Sales Y/Y TTM | 21.60% | Profit Margin | 9.42% | RSI (14) | 53.62 | Recom | 2.53 |
| Dividend Gr. 3/5Y | 8.29% 8.18% | Current Ratio | 4.89 | EPS Q/Q | 39.66% | SMA20 | 2.47% | Beta | 0.53 | Target Price | 252.00 |
| Payout | 19.05% | Debt/Eq | 1.24 | Sales Q/Q | 29.36% | SMA50 | -0.91% | Rel Volume | 1.37 | Prev Close | 209.35 |
| Employees | 22,000 | LT Debt/Eq | 1.19 | Earnings | Oct 22 | SMA200 | 13.22% | Avg Volume | 456.29K | Price | 214.89 |
| IPO Date | Jun 10, 1991 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 4.75% 4.25% | Net Debt/EBITDA | 2.15 | Volume | 623,183 | Change | 2.65% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Apr-24-26 | Reiterated | Canaccord Genuity | Buy | $217 → $252 |
| Feb-06-26 | Reiterated | Canaccord Genuity | Buy | $210 → $217 |
| Oct-31-25 | Reiterated | Canaccord Genuity | Buy | $200 → $205 |
| Sep-30-25 | Initiated | Canaccord | Buy | $200 |
| Sep-05-25 | Downgrade | Loop Capital | Buy → Hold | |
| Aug-05-25 | Initiated | Texas Capital | Buy | $160 |
| Apr-29-24 | Upgrade | Loop Capital | Hold → Buy | $140 |
| Apr-10-24 | Upgrade | TD Cowen | Hold → Buy | |
| Jan-05-23 | Upgrade | Stephens & Co. | Equal Weight → Overweight | $120 |
| Oct-17-22 | Upgrade | Credit Suisse | Underperform → Neutral |
FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from defaulted pawn agreements or through direct cash purchases from customers. Beyond its core pawn operations, the firm processes scrap jewelry and trades valuable commodities such as gold, silver, and diamonds on global markets. As of December 31, 2021, its extensive footprint included 1,081 outlets in the U.S. (including the District of Columbia), 1,656 in Mexico, 60 in Guatemala, 13 in El Salvador, and 15 in Colombia. The company was established in 1988 and maintains its principal executive offices in Fort Worth, Texas.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 4,121 | 3,661 | 3,389 | 3,152 | 2,729 | 1,699 | 1,631 | 1,864 | 1,781 | |
| Cost of Goods Sold Incl. D&A | 2,105 | 1,770 | 1,759 | 1,645 | 1,464 | 780 | 720 | 846 | 814 | |
| Gross Profit | 2,016 | 1,892 | 1,630 | 1,507 | 1,265 | 919 | 911 | 1,018 | 967 | |
| Selling, General and Administrative Excl. Other | 460 | 1,167 | 173 | 176 | 148 | 111 | 111 | 122 | 120 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 892 | 162 | 1,006 | 942 | 833 | 611 | 604 | 638 | 606 | |
| Operating Income | 664 | 562 | 450 | 390 | 284 | 197 | 196 | 259 | 240 | |
| Interest Expense | 138 | 121 | 105 | 93 | 71 | 32 | 29 | 34 | 29 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 1 | 7 | -2 | -4 | 110 | 2 | -23 | 0 | -6 | |
| Net Income Before Taxes | 527 | 448 | 343 | 293 | 324 | 167 | 144 | 225 | 205 | |
| Income Taxes | 140 | 117 | 84 | 74 | 70 | 42 | 37 | 60 | 52 | |
| Consolidated Net Income | 388 | 330 | 259 | 219 | 253 | 125 | 107 | 165 | 153 | |
| Net Income From Continuing Operations | 388 | 330 | 259 | 219 | 253 | 125 | 107 | 165 | 153 | |
| Net Income | 388 | 330 | 259 | 219 | 253 | 125 | 107 | 165 | 153 | |
| EPS (Recurring) | 8.78 | 7.35 | 5.76 | 4.82 | 5.37 | 3.05 | 2.57 | 3.83 | 3.42 | |
| EPS (Basic, Before Extraordinaries) | 8.78 | 7.35 | 5.76 | 4.82 | 5.37 | 3.05 | 2.57 | 3.83 | 3.42 | |
| EPS (Diluted) | 8.76 | 7.42 | 5.73 | 4.80 | 5.36 | 3.04 | 2.56 | 3.81 | 3.41 | |
| EBITDA | 1,177 | 1,000 | 986 | 907 | 852 | 258 | 215 | 301 | 277 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 24.53 | 21.48 | 18.08 | 22.58 | 16.21 | 24.61 | 27.36 | 21.16 | 21.22 | |
| Price To Sales Ratio | 2.29 | 1.96 | 1.38 | 1.55 | 1.50 | 1.81 | 1.80 | 1.86 | 1.83 | |
| Gross Margin | 48.92 | 51.68 | 48.10 | 47.81 | 46.35 | 54.09 | 55.86 | 54.61 | 54.30 | |
| Operating Margin | 16.11 | 15.35 | 13.28 | 12.37 | 10.41 | 11.60 | 12.02 | 13.89 | 13.48 | |
| Net Margin | 9.42 | 9.01 | 7.64 | 6.95 | 9.27 | 7.36 | 6.56 | 8.85 | 8.59 | |
| Shares Outstanding | 44 | 45 | 45 | 45 | 47 | 41 | 42 | 43 | 45 | |
| Market Capitalization | 9,455 | 7,172 | 4,662 | 4,878 | 4,085 | 3,067 | 2,942 | 3,467 | 3,256 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Ramos Raul | SVP Latin American Operations | Jun 05 '26 | Sale | 225.23 | 6,835 | 1,539,447 | 20,400 | Jun 08 |
| Ramos Raul | SVP Latin American Operations | May 28 '26 | Sale | 231.13 | 3,165 | 731,526 | 27,235 | Jun 01 |
| Hambleton Howard F | AFF President | May 19 '26 | Sale | 226.41 | 3,000 | 679,230 | 32,406 | May 19 |
| Stuart Thomas Brent | President and COO | May 18 '26 | Sale | 228.49 | 10,000 | 2,284,900 | 140,846 | May 19 |
| ORR R DOUGLAS | EVP & Chief Financial Officer | May 18 '26 | Sale | 227.30 | 3,000 | 681,910 | 35,734 | May 19 |
| Garrett Paula K | Director | May 01 '26 | Sale | 217.40 | 1,500 | 326,100 | 6,564 | May 01 |
| Hambleton Howard F | AFF President | Feb 18 '26 | Sale | 185.12 | 4,000 | 740,480 | 35,406 | Feb 18 |
| ORR R DOUGLAS | EVP & Chief Financial Officer | Feb 17 '26 | Sale | 182.98 | 3,000 | 548,950 | 36,734 | Feb 17 |
| Stuart Thomas Brent | President and COO | Feb 17 '26 | Sale | 182.53 | 10,000 | 1,825,300 | 150,846 | Feb 17 |
| ORR R DOUGLAS | EVP & Chief Financial Officer | Feb 05 '26 | Sale | 175.19 | 7,500 | 1,313,940 | 37,734 | Feb 06 |
| Hambleton Howard F | AFF President | Feb 05 '26 | Sale | 177.65 | 2,000 | 355,300 | 39,406 | Feb 06 |
| Hambleton Howard F | AFF President | Dec 15 '25 | Sale | 163.74 | 4,000 | 654,960 | 26,581 | Dec 15 |
| Owen Randel G | Director | Nov 20 '25 | Sale | 152.20 | 1,500 | 228,300 | 7,651 | Nov 20 |
| WESSEL RICK L | Vice-Chairman & CEO | Nov 19 '25 | Sale | 156.39 | 20,000 | 3,127,800 | 866,982 | Nov 19 |
| Stuart Thomas Brent | President and COO | Nov 17 '25 | Sale | 159.97 | 10,000 | 1,599,700 | 127,724 | Nov 19 |