ENVAQT63Enova International, Inc.·NYSE
173.94-0.09%
TA
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Signal & projected range
Insider selling clusterHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E11.99EPS (ttm)14.51Insider Own10.84%Shs Outstand24.46MPerf Week2.30%
Market Cap4.25BForward P/E8.16EPS next Y21.32Insider Trans-8.72%Shs Float23.37MPerf Month0.61%
Enterprise Value9.56BPEG0.60EPS next Q4.62Short Float7.73%Perf Quarter-32.53%
Income382.00MP/S1.32EPS this Y35.00%Short Ratio5.05Perf Half Y6.12%
Sales3.22BP/B2.71EPS next Y23.39%ROA4.97%Short Interest1.81MPerf YTD10.65%
Book/sh64.15P/C40.14EPS next 5Y20.14%ROE26.36%52W High267.45 -34.96%Perf Year45.90%
Cash/sh4.33P/FCF2.12EPS past 3/5Y23.22% -0.21%ROIC9.27%52W Low118.28 47.06%Perf 3Y373.43%
Dividend Est.—EV/EBITDA10.43Sales past 3/5Y22.00% 23.80%Gross Margin76.69%Volatility3.21% 3.22%Perf 5Y394.01%
Dividend TTM—EV/Sales2.97EPS Y/Y TTM33.36%Oper. Margin27.38%ATR (14)6.64Perf 10Y1800.98%
Dividend Ex-Date—Quick Ratio1.78Sales Y/Y TTM5.72%Profit Margin11.89%RSI (14)43.89Recom2.30
Dividend Gr. 3/5Y—Current Ratio1.78EPS Q/Q33.33%SMA20-1.64%Beta1.37Target Price254.60
Payout0.00%Debt/Eq3.45Sales Q/Q25.65%SMA50-9.19%Rel Volume0.67Prev Close174.09
Employees1,836LT Debt/Eq3.45EarningsJan 26SMA200-5.40%Avg Volume342.52KPrice173.94
IPO DateNov 13, 2014Option/ShortYes / YesEPS/Sales Surpr.1.43% 0.69%Net Debt/EBITDA5.79Volume228,757Change-0.09%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-26-26ReiteratedMaxim GroupBuy$200 → $220
Oct-23-26ReiteratedStephens & Co.Overweight$205 → $225
Oct-07-26ReiteratedJefferiesBuy$280 → $275
Sep-17-26ReiteratedStephens & Co.Overweight$210 → $205
Jul-27-26ReiteratedSeaport Global$210 → $283
Jul-08-26ReiteratedJefferiesBuy$95 → $280
Jun-30-26ReiteratedBTIGBuy$199 → $270
Apr-27-26ReiteratedMaxim GroupBuy$191 → $200
Apr-24-26ReiteratedStephens & Co.Overweight$210
Jan-29-26ReiteratedMaxim GroupBuy$150 → $191
Latest News· Times ET
Nov-01-26
Oct-30-26
Oct-27-26
Oct-25-26
Oct-23-26
Oct-22-26
Oct-20-26
Company

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue3,2173,1522,6582,118—————
Cost of Goods Sold Incl. D&A7501,5721,4191,082—————
Gross Profit2,4671,5801,2391,035—————
Selling, General and Administrative Excl. Other1,000791680575—————
Research and Development686800—————
Other Operating Expense518-18-2638—————
Operating Income881739585422—————
Interest Expense11700195—————
Unusual Expense
—————————
Non-Operating Income (Expense)-386-169-3140—————
Net Income Before Taxes495401271227—————
Income Taxes113936252—————
Consolidated Net Income382308209175—————
Net Income From Continuing Operations382308209175—————
Net Income382308209175—————
EPS (Recurring)15.3812.267.785.71—————
EPS (Basic, Before Extraordinaries)15.3812.267.785.71—————
EPS (Diluted)14.5111.587.435.49—————
EBITDA916530335266—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio11.9913.5812.9010.08—————
Price To Sales Ratio1.351.250.970.81—————
Gross Margin76.6950.1346.6148.87—————
Operating Margin27.3923.4522.0119.92—————
Net Margin11.879.777.868.26—————
Shares Outstanding25252731—————
Market Capitalization4,3493,9302,5891,716—————
Operating Lease Expense
—————————
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Insider Trading Volume
$289.67$237.20$184.73$132.26$79.79● Close Price0.00M3.07M6.15M9.22M12.29MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Rahilly SeanGeneral Counsel and SecretaryOct 29 '26Option Exercise20.7310,000207,300114,249Nov 02
Rahilly SeanGeneral Counsel and SecretaryOct 29 '26Sale183.2610,0001,832,608104,249Nov 02
Fisher DavidExecutive ChairmanOct 28 '26Option Exercise20.739,957206,409316,401Oct 29
Fisher DavidExecutive ChairmanOct 28 '26Sale178.169,9571,773,909306,444Oct 29
Cunningham Steven EChief Executive OfficerOct 27 '26Sale172.007,9141,361,208118,789Oct 29
Fisher DavidExecutive ChairmanOct 27 '26Option Exercise20.7313,200273,636319,644Oct 29
Fisher DavidExecutive ChairmanOct 27 '26Sale171.7913,2002,267,591306,444Oct 29
Chartier KirkChief Strategy OfficerOct 27 '26Sale171.5127,9774,798,28576,995Oct 29
Cunningham Steven EChief Executive OfficerOct 27 '26Option Exercise33.2511,149370,713130,336Oct 29
Fisher DavidExecutive ChairmanSep 17 '26Option Exercise20.7320,750430,148327,194Sep 21
Fisher DavidExecutive ChairmanSep 17 '26Sale178.2420,7503,698,432306,444Sep 21
Fisher DavidExecutive ChairmanAug 26 '26Option Exercise20.739,078188,187315,522Aug 27
Fisher DavidExecutive ChairmanAug 26 '26Sale239.169,0782,171,123306,444Aug 27
Fisher DavidExecutive ChairmanAug 25 '26Sale244.019,4912,315,903306,444Aug 27
Fisher DavidExecutive ChairmanAug 25 '26Option Exercise20.739,491196,748315,935Aug 27
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.