Ally Financial Inc. (NYSE: ALLY) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 9.87 | EPS (ttm) | 4.24 | Insider Own | 1.49% | Shs Outstand | 304.20M | Perf Week | -0.05% |
| Market Cap | 12.72B | Forward P/E | 6.52 | EPS next Y | 6.42 | Insider Trans | -1.10% | Shs Float | 269.82M | Perf Month | -4.48% |
| Enterprise Value | 27.13B | PEG | 0.59 | EPS next Q | 1.43 | Inst Own | - | Short Float | 4.79% | Perf Quarter | -3.51% |
| Income | 1.45B | P/S | 0.80 | EPS this Y | 23.33% | Inst Trans | - | Short Ratio | 4.08 | Perf Half Y | 11.90% |
| Sales | 15.84B | P/B | 0.82 | EPS next Y | 22.72% | ROA | 0.73% | Short Interest | 12.93M | Perf YTD | -7.64% |
| Book/sh | 50.92 | P/C | 1.47 | EPS next 5Y | 16.83% | ROE | 9.42% | 52W High | 47.29 -11.55% | Perf Year | 1.19% |
| Cash/sh | 28.52 | P/FCF | - | EPS past 3/5Y | -22.19% -3.82% | ROIC | 3.79% | 52W Low | 35.92 16.45% | Perf 3Y | 44.54% |
| Dividend Est. | 1.20 (2.87%) | EV/EBITDA | 8.94 | Sales past 3/5Y | 0.16% 2.54% | Gross Margin | 49.70% | Volatility | 2.15% 1.85% | Perf 5Y | -20.93% |
| Dividend TTM | 1.20 (2.87%) | EV/Sales | 1.71 | EPS Y/Y TTM | 135.56% | Oper. Margin | 11.59% | ATR (14) | 0.96 | Perf 10Y | 111.05% |
| Dividend Ex-Date | Jul 31, 2026 | Quick Ratio | 0.90 | Sales Y/Y TTM | -3.23% | Profit Margin | 9.18% | RSI (14) | 40.48 | Recom | 2.34 |
| Dividend Gr. 3/5Y | 0.00% 9.57% | Current Ratio | 0.90 | EPS Q/Q | 22.22% | SMA20 | -2.72% | Beta | 1.09 | Target Price | 54.50 |
| Payout | 33.77% | Debt/Eq | 1.40 | Sales Q/Q | 4.88% | SMA50 | -5.01% | Rel Volume | 1.13 | Prev Close | 42.28 |
| Employees | 10,300 | LT Debt/Eq | 1.10 | Earnings | Oct 16 | SMA200 | -2.40% | Avg Volume | 3.05M | Price | 41.83 |
| IPO Date | Jan 28, 2014 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -1.06% 2.47% | Net Debt/EBITDA | 4.99 | Volume | 3,452,518 | Change | -1.06% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Sep-01-26 | Resumed | Raymond James | Strong Buy | $39 → $55 |
| Jul-23-26 | Reiterated | Neuberger Berman | $53 → $49 | |
| Jul-22-26 | Reiterated | Deutsche Bank | Buy | $57 → $58 |
| Jul-10-26 | Reiterated | RBC Capital | Outperform | $52 → $55 |
| Jul-08-26 | Reiterated | Neuberger Berman | $42 → $53 | |
| Jun-26-26 | Reiterated | Wells Fargo | Overweight | $52 → $55 |
| Apr-21-26 | Reiterated | Truist Financial | Buy | $50 → $54 |
| Apr-21-26 | Reiterated | Evercore ISI Group | Outperform | $51 → $54 |
| Apr-20-26 | Reiterated | Goldman Sachs | Buy | $55 → $56 |
| Feb-05-26 | Reiterated | Evercore ISI Group | Outperform | $53 → $51 |
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 15,841 | 12,154 | 16,369 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 7,968 | 5,836 | 9,638 | — | — | — | — | — | — | |
| Gross Profit | 7,873 | 6,318 | 6,731 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 2,274 | 3,066 | 3,318 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 3,763 | 2,201 | 2,577 | — | — | — | — | — | — | |
| Operating Income | 1,836 | 1,051 | 836 | — | — | — | — | — | — | |
| Interest Expense | 6,169 | 6,408 | 7,472 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 6,169 | 6,408 | 7,472 | — | — | — | — | — | — | |
| Net Income Before Taxes | 1,836 | 1,051 | 836 | — | — | — | — | — | — | |
| Income Taxes | 382 | 199 | 167 | — | — | — | — | — | — | |
| Consolidated Net Income | 1,454 | 852 | 668 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 1,454 | 852 | 669 | — | — | — | — | — | — | |
| Net Income | 1,454 | 852 | 668 | — | — | — | — | — | — | |
| EPS (Recurring) | 4.29 | 2.39 | 1.82 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 4.29 | 2.39 | 1.82 | — | — | — | — | — | — | |
| EPS (Diluted) | 4.24 | 2.37 | 1.80 | — | — | — | — | — | — | |
| EBITDA | 3,034 | 2,448 | 2,035 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.87 | 19.11 | 20.01 | — | — | — | — | — | — | |
| Price To Sales Ratio | 0.81 | 1.16 | 0.68 | — | — | — | — | — | — | |
| Gross Margin | 49.70 | 51.98 | 41.12 | — | — | — | — | — | — | |
| Operating Margin | 11.59 | 8.65 | 5.11 | — | — | — | — | — | — | |
| Net Margin | 9.18 | 7.01 | 4.08 | — | — | — | — | — | — | |
| Shares Outstanding | 308 | 311 | 307 | — | — | — | — | — | — | |
| Market Capitalization | 12,884 | 14,085 | 11,055 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Richard Stephanie N | Chief Risk Officer | Aug 04 '26 | Sale | 44.23 | 5,000 | 221,168 | 88,927 | Aug 05 |
| Richard Stephanie N | Chief Risk Officer | May 15 '26 | Sale | 42.14 | 5,000 | 210,708 | 93,927 | May 19 |
| Timmerman Douglas R. | President, DFS | Apr 17 '26 | Sale | 45.17 | 39,675 | 1,792,175 | 477,627 | Apr 20 |
| Hutchinson Russell E. | Chief Financial Officer | Jan 27 '26 | Buy | 43.17 | 11,566 | 499,307 | 225,336 | Jan 28 |
| RHODES MICHAEL GEORGE | Chief Executive Officer | Jan 23 '26 | Buy | 41.68 | 23,800 | 991,867 | 49,434 | Jan 23 |
| Patterson Kathleen L. | Chief HR & Corp Citizenship | Oct 22 '25 | Sale | 40.86 | 29,000 | 1,184,804 | 100,203 | Oct 23 |
| Richard Stephanie N | Chief Risk Officer | Apr 30 '25 | Sale | 32.14 | 8,000 | 257,121 | 90,387 | May 01 |
| Hutchinson Russell E. | Chief Financial Officer | Apr 22 '25 | Buy | 30.81 | 8,200 | 252,682 | 236,421 | Apr 23 |
| RHODES MICHAEL GEORGE | Chief Executive Officer | Jan 27 '25 | Buy | 39.09 | 25,634 | 1,002,097 | 25,634 | Jan 29 |
| Hutchinson Russell E. | Chief Financial Officer | Jan 24 '25 | Buy | 39.45 | 19,100 | 753,474 | 202,845 | Jan 27 |
| DEBRUNNER DAVID J | VP, CAO, Controller | Dec 29 '23 | Sale | 35.00 | 3,750 | 131,251 | 100,787 | Jan 02 |
| DEBRUNNER DAVID J | VP, CAO, Controller | Dec 15 '23 | Sale | 35.00 | 3,750 | 131,250 | 104,537 | Dec 15 |
| DEBRUNNER DAVID J | VP, CAO, Controller | Dec 14 '23 | Sale | 33.80 | 7,500 | 253,500 | 108,287 | Dec 15 |
| MAGNER MARJORIE | Director | Oct 25 '22 | Buy | 27.43 | 2,000 | 54,868 | 55,603 | Oct 27 |
| Schugel Jason E. | director: Chief Risk Officer | Apr 19 '22 | Sale | 45.00 | 2,500 | 112,500 | 82,476 | Apr 20 |