CACC — Credit Acceptance Corporation stock price, charts and financials
QT64Credit Acceptance CorporationCredit Acceptance Corporation (NASDAQ: CACC) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
Latest market price
587.85
+14.88+2.60%
Earnings
Up 2.6% — Reported earnings — EPS in line, revenue in line.
High confidence
TA
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Snapshot
| Index | - | P/E | 14.24 | EPS (ttm) | 40.24 | Insider Own | 18.91% | Shs Outstand | 10.46M | Perf Week | 3.66% |
| Market Cap | 5.99B | Forward P/E | 10.10 | EPS next Y | 56.76 | Insider Trans | -6.54% | Shs Float | 5.17M | Perf Month | -12.81% |
| Enterprise Value | 12.38B | PEG | 0.65 | EPS next Q | - | Inst Own | - | Short Float | 11.56% | Perf Quarter | 13.50% |
| Income | 453.00M | P/S | 2.59 | EPS this Y | 20.50% | Inst Trans | - | Short Ratio | 7.21 | Perf Half Y | 15.00% |
| Sales | 2.31B | P/B | 3.96 | EPS next Y | 17.05% | ROA | 5.21% | Short Interest | 1.21M | Perf YTD | 29.20% |
| Book/sh | 144.74 | P/C | - | EPS next 5Y | 21.92% | ROE | 29.39% | 52W High | 686.26 -14.34% | Perf Year | 16.87% |
| Cash/sh | 2.49 | P/FCF | 5.65 | EPS past 3/5Y | -1.52% 9.85% | ROIC | 7.71% | 52W Low | 412.32 42.57% | Perf 3Y | 6.09% |
| Dividend Est. | - | EV/EBITDA | 14.84 | Sales past 3/5Y | 8.32% 6.83% | Gross Margin | 80.31% | Volatility | 2.89% 3.48% | Perf 5Y | 20.30% |
| Dividend TTM | - | EV/Sales | 5.35 | EPS Y/Y TTM | 102.41% | Oper. Margin | 36.44% | ATR (14) | 20.96 | Perf 10Y | 195.85% |
| Dividend Ex-Date | - | Quick Ratio | 20.57 | Sales Y/Y TTM | 8.34% | Profit Margin | 19.61% | RSI (14) | 42.31 | Recom | 3.33 |
| Dividend Gr. 3/5Y | - | Current Ratio | 20.57 | EPS Q/Q | 23.67% | SMA20 | -4.81% | Beta | 1.33 | Target Price | 540.00 |
| Payout | 0.00% | Debt/Eq | 4.17 | Sales Q/Q | 3.20% | SMA50 | -2.73% | Rel Volume | 0.72 | Prev Close | 572.97 |
| Employees | 2,314 | LT Debt/Eq | 2.74 | Earnings | Aug 04 | SMA200 | 13.77% | Avg Volume | 168.31K | Price | 587.85 |
| IPO Date | Jun 05, 1992 | Option/Short | No / Yes | EPS/Sales Surpr. | -0.20% -0.13% | Net Debt/EBITDA | 7.66 | Volume | 120,962 | Change | 2.60% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Apr-17-26 | Reiterated | Stephens & Co. | Equal Weight | $500 → $540 |
| Jan-31-25 | Reiterated | Stephens & Co. | Equal Weight | $500 |
| May-03-22 | Reiterated | Credit Suisse | Underperform | $460 |
| Jul-31-20 | Upgrade | Janney Montgomery Scott | Sell → Neutral | |
| Jul-31-20 | Upgrade | Janney Capital | Sell → Neutral | |
| Jan-31-20 | Downgrade | Janney Capital | Neutral → Sell | |
| Jan-31-20 | Downgrade | Janney Montgomery Scott | Neutral → Sell | |
| Jan-31-19 | Downgrade | Oppenheimer | Outperform → Market Perform | |
| Jan-03-19 | Upgrade | Stephens & Co. | Underweight → Equal Weight | |
| Aug-01-18 | Upgrade | Compass Point | Sell → Neutral |
Latest News
Aug-04-26
07:00PM
04:02PM
Credit Acceptance Announces Second Quarter 2026 Resultsglobenewswire.com
Jul-29-26
Jul-28-26
Jul-28-2604:02PM
Jul-27-26
Jul-27-2608:40AM
Jul-21-26
Jul-21-2603:11PM
11:00AM
Jul-11-26
Jul-11-2610:15PM
Jul-07-26
Jun-10-26
Jun-10-2604:31PM
Company
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,312 | 2,317 | 2,134 | 1,880 | 1,823 | 1,851 | 1,665 | 1,479 | 1,280 | |
| Cost of Goods Sold Incl. D&A | 456 | 29 | 802 | 617 | 475 | 421 | 416 | 420 | 350 | |
| Gross Profit | 1,857 | 2,288 | 1,332 | 1,262 | 1,348 | 1,430 | 1,249 | 1,060 | 930 | |
| Selling, General and Administrative Excl. Other | 186 | 0 | 192 | 179 | 164 | 166 | 139 | 135 | 123 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 828 | 1,185 | 815 | 736 | 482 | 8 | 1,110 | 77 | 57 | |
| Operating Income | 843 | 1,104 | 325 | 347 | 702 | 1,256 | 0 | 848 | 749 | |
| Interest Expense | 222 | 463 | 0 | 0 | 0 | 0 | 0 | 196 | 157 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | -22 | -75 | 4 | 20 | 9 | 5 | 550 | 204 | 162 | |
| Net Income Before Taxes | 599 | 565 | 330 | 368 | 712 | 1,261 | 550 | 856 | 755 | |
| Income Taxes | 145 | 142 | 82 | 82 | 176 | 303 | 129 | 200 | 181 | |
| Consolidated Net Income | 453 | 424 | 248 | 286 | 536 | 958 | 421 | 656 | 574 | |
| Net Income From Continuing Operations | 453 | 424 | 248 | 286 | 536 | 958 | 421 | 656 | 574 | |
| Net Income | 453 | 424 | 248 | 286 | 536 | 958 | 421 | 656 | 574 | |
| EPS (Recurring) | 40.99 | 38.26 | 20.12 | 22.09 | 39.50 | 59.57 | 23.57 | 34.71 | 29.52 | |
| EPS (Basic, Before Extraordinaries) | 40.99 | 38.26 | 20.12 | 22.09 | 39.50 | 59.57 | 23.57 | 34.71 | 29.52 | |
| EPS (Diluted) | 40.24 | 37.55 | 19.88 | 21.99 | 39.32 | 59.52 | 23.47 | 34.57 | 29.39 | |
| EBITDA | 834 | 1,057 | 353 | 374 | 728 | 1,282 | 577 | 871 | 769 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 14.61 | 11.81 | 23.61 | 24.23 | 12.07 | 11.55 | 14.75 | 12.80 | 12.99 | |
| Price To Sales Ratio | 2.80 | 2.11 | 2.64 | 3.68 | 3.64 | 5.94 | 3.74 | 5.68 | 5.67 | |
| Gross Margin | 80.32 | 98.75 | 62.42 | 67.13 | 73.94 | 77.26 | 75.02 | 71.67 | 72.66 | |
| Operating Margin | 36.46 | 47.65 | 15.23 | 18.46 | 38.51 | 67.86 | 0.00 | 57.34 | 58.52 | |
| Net Margin | 19.59 | 18.30 | 11.62 | 15.21 | 29.40 | 51.76 | 25.29 | 44.35 | 44.84 | |
| Shares Outstanding | 11 | 11 | 12 | 13 | 14 | 16 | 18 | 19 | 19 | |
| Market Capitalization | 6,466 | 4,878 | 5,634 | 6,925 | 6,642 | 11,003 | 6,231 | 8,404 | 7,253 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Watson Jill Foss | 10% Owner | Jul 16 '26 | Sale | 640.52 | 1,436 | 919,788 | 47,910 | Jul 20 |
| Watson Jill Foss | 10% Owner | Jul 02 '26 | Sale | 653.24 | 11,000 | 7,185,656 | 49,346 | Jul 07 |
| Elliott Nicholas J | Chief Transformation Officer | Jun 26 '26 | Option Exercise | 333.94 | 2,306 | 770,066 | 23,203 | Jun 30 |
| Elliott Nicholas J | Chief Transformation Officer | Jun 26 '26 | Sale | 629.99 | 2,306 | 1,452,749 | 20,897 | Jun 30 |
| KERBER ERIN J | Chief Legal Officer | Jun 26 '26 | Option Exercise | 403.33 | 5,720 | 2,307,058 | 31,431 | Jun 30 |
| KERBER ERIN J | Chief Legal Officer | Jun 26 '26 | Sale | 629.80 | 5,720 | 3,602,474 | 25,711 | Jun 30 |
| Elliott Nicholas J | Chief Transformation Officer | Jun 25 '26 | Sale | 627.01 | 1,183 | 741,755 | 20,897 | Jun 26 |
| Elliott Nicholas J | Chief Transformation Officer | Jun 25 '26 | Option Exercise | 333.94 | 1,183 | 395,051 | 22,080 | Jun 26 |
| KERBER ERIN J | Chief Legal Officer | Jun 25 '26 | Option Exercise | 403.37 | 2,937 | 1,184,711 | 27,408 | Jun 26 |
| KERBER ERIN J | Chief Legal Officer | Jun 25 '26 | Sale | 627.19 | 2,937 | 1,842,061 | 25,711 | Jun 26 |
| KERBER ERIN J | Chief Legal Officer | Jun 24 '26 | Option Exercise | 403.35 | 8,656 | 3,491,435 | 30,711 | Jun 26 |
| KERBER ERIN J | Chief Legal Officer | Jun 24 '26 | Sale | 600.94 | 8,656 | 5,201,752 | 25,711 | Jun 26 |
| Martin Jay D | Chief Financial Officer | Jun 24 '26 | Sale | 601.04 | 3,000 | 1,803,119 | 25,963 | Jun 26 |
| Elliott Nicholas J | Chief Transformation Officer | Jun 24 '26 | Option Exercise | 333.94 | 3,487 | 1,164,449 | 24,384 | Jun 26 |
| Elliott Nicholas J | Chief Transformation Officer | Jun 24 '26 | Sale | 601.01 | 3,487 | 2,095,735 | 20,897 | Jun 26 |
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