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CACC

QT76Credit Acceptance Corporation
NASDAQ·Financial Services·Financial - Credit Services·USA
Latest market price
579.73
+16.41+2.91%
OverviewShort InterestFilings
CACCQT76Credit Acceptance Corporation·NASDAQ
OverviewShort InterestFilings
579.73+2.91%
TA
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V-0.95%$327.24MA-0.65%$489.79AXP-0.70%$338.16COF+0.33%$201.53BNH+0.52%$15.52IX+1.31%$40.15PYPL+1.02%$42.51SUNB+5.56%$86.06
Snapshot
Index-P/E13.34EPS (ttm)40.24
Insider Own31.91%
Shs Outstand10.46M
Perf Week5.63%
Market Cap5.89BForward P/E10.25EPS next Y56.56Insider Trans0.65%Shs Float-Perf Month5.80%
Enterprise Value12.28BPEG0.18EPS next Q11.85Inst Own-Short Float-Perf Quarter28.89%
Income441.34MP/S2.55EPS this Y19.66%Inst Trans-Short Ratio-Perf Half Y27.45%
Sales2.31BP/B4.00EPS next Y17.45%ROA5.21%Short Interest-Perf YTD30.73%
Book/sh144.74P/C5.73EPS next 5Y24.17%ROE29.39%52W High588.74 -1.53%Perf Year15.97%
Cash/sh2.49P/FCF5.60EPS past 3/5Y-ROIC7.71%52W Low401.89 44.25%Perf 3Y-
Dividend Est.-EV/EBITDA14.73Sales past 3/5Y8.32% 6.83%Gross Margin80.31%Volatility2.38% 2.64%Perf 5Y-
Dividend TTM-EV/Sales5.31EPS Y/Y TTM105.73%Oper. Margin36.44%ATR (14)20.43Perf 10Y-
Dividend Ex-Date-Quick Ratio20.57Sales Y/Y TTM8.34%Profit Margin19.61%RSI (14)61.43Recom3.33
Dividend Gr. 3/5Y-Current Ratio20.57EPS Q/Q23.67%SMA204.02%Beta1.58Target Price540.00
Payout0.00%Debt/Eq4.23Sales Q/Q3.20%SMA508.62%Rel Volume6.04Prev Close563.32
Employees2,431LT Debt/Eq2.74EarningsJul 30SMA20019.19%Avg Volume165.62KPrice579.73
IPO DateJun 05, 1992Option/ShortYes / YesEPS/Sales Surpr.0.94% -0.17%Net Debt/EBITDA7.66Volume1,000,630Change2.91%
Analyst Ratings
DateActionAnalystRatingTarget
Apr-17-26ReiteratedStephens$450 → $540
Jan-31-25ReiteratedStephens$452 → $500
May-03-22ReiteratedCredit SuisseUnderperform$460
Jul-31-20UpgradeJanney CapitalSell → Neutral
Jul-31-20UpgradeJanney Montgomery ScottSell → Neutral
Jan-31-20DowngradeJanney CapitalNeutral → Sell
Jan-31-20DowngradeJanney Montgomery ScottNeutral → Sell
Jan-31-19DowngradeOppenheimerOutperform → Market Perform
Jan-03-19UpgradeStephens & Co.Underweight → Equal Weight
Aug-01-18UpgradeCompass PointSell → Neutral
Latest News
Jun-10-26
Jun-10-2604:31PM
Credit Acceptance Appoints Joe Billante CFO, Effective July 27, Succeeding Jay MartinBenzinga
Company
Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue2,3122,3172,134
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Cost of Goods Sold Incl. D&A45629802
Gross Profit1,8572,2881,332
Selling, General and Administrative Excl. Other1860192
Research and Development
000
Other Operating Expense8281,185815
Operating Income8431,104325
Interest Expense2224630
Unusual Expense
———
Non-Operating Income (Expense)36750
Net Income Before Taxes599565330
Income Taxes14514282
Consolidated Net Income453424248
Net Income From Continuing Operations453424248
Net Income453424248
EPS (Recurring)40.9938.2620.12
EPS (Basic, Before Extraordinaries)40.9938.2620.12
EPS (Diluted)40.2437.5519.88
EBITDA8341,057353
Other After Tax Adjustments
———
Stock Option Compensation Expense
———
Price To Earnings Ratio14.4111.81—
Price To Sales Ratio2.762.11—
Gross Margin80.3298.7562.42
Operating Margin36.4647.6515.23
Net Margin19.5918.3011.62
Shares Outstanding111112
Market Capitalization6,3774,878—
Operating Lease Expense
———
Insider Trading Volume
$626.59$555.22$483.86$412.49$341.12● Close Price0.00M7.02M14.04M21.05M28.07MUSD Trades VolumeJunJulAugSepOctNovDec2026FebMarAprMayJun
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Elliott Nicholas JChief Transformation OfficerJun 17 '26Option Exercise333.9462,00420,900Jun 17 12:00 AM
KERBER ERIN JChief Legal OfficerJun 17 '26Option Exercise333.9441,33625,713Jun 17 12:00 AM
Martin Jay DChief Financial OfficerJun 17 '26Sale578.4221,15725,963Jun 17 12:00 AM
Martin Jay DChief Financial OfficerJun 17 '26Option Exercise333.9441,33625,965Jun 17 12:00 AM
KERBER ERIN JChief Legal OfficerJun 17 '26Sale578.8221,15825,711Jun 17 12:00 AM
Elliott Nicholas JChief Transformation OfficerJun 17 '26Sale577.8531,73420,897Jun 17 12:00 AM
Elliott Nicholas JChief Transformation OfficerJun 16 '26Option Exercise333.947224,04420,933Jun 17 12:00 AM
KERBER ERIN JChief Legal OfficerJun 16 '26Sale577.952715,60425,711Jun 17 12:00 AM
Elliott Nicholas JChief Transformation OfficerJun 16 '26Sale577.953620,80720,897Jun 17 12:00 AM
KERBER ERIN JChief Legal OfficerJun 16 '26Option Exercise333.945418,03225,738Jun 17 12:00 AM
Martin Jay DChief Financial OfficerJun 16 '26Option Exercise333.945016,69825,988Jun 17 12:00 AM
Martin Jay DChief Financial OfficerJun 16 '26Sale577.992514,45025,963Jun 17 12:00 AM
Elliott Nicholas JChief Transformation OfficerJun 15 '26Sale575.07169,20120,897Jun 17 12:00 AM
Martin Jay DChief Financial OfficerJun 15 '26Sale575.162212,65425,963Jun 17 12:00 AM
KERBER ERIN JChief Legal OfficerJun 15 '26Sale575.192715,53025,711Jun 17 12:00 AM
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