CHYM — Chime Financial, Inc. Class A Common Stock stock price, charts and financials
QT41Chime Financial, Inc. Class A Common StockChime Financial, Inc. Class A Common Stock (NASDAQ: CHYM) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
Latest market price
24.26
+1.27+5.52%
TA
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Snapshot
| Index | - | P/E | - | EPS (ttm) | -2.63 | Insider Own | 10.07% | Shs Outstand | 381.02M | Perf Week | 11.12% |
| Market Cap | 8.76B | Forward P/E | 31.11 | EPS next Y | 0.74 | Insider Trans | -0.11% | Shs Float | 225.65M | Perf Month | 9.42% |
| Enterprise Value | 8.28B | PEG | 0.00 | EPS next Q | - | Inst Own | - | Short Float | 10.15% | Perf Quarter | 5.17% |
| Income | -967.94M | P/S | 3.78 | EPS this Y | 112.23% | Inst Trans | - | Short Ratio | 4.40 | Perf Half Y | -7.60% |
| Sales | 2.32B | P/B | 6.09 | EPS next Y | 129.75% | ROA | -49.70% | Short Interest | 22.90M | Perf YTD | -8.66% |
| Book/sh | - | P/C | 52.58 | EPS next 5Y | 76.76% | ROE | -67.86% | 52W High | 37.29 -34.95% | Perf Year | -32.02% |
| Cash/sh | - | P/FCF | 61.04 | EPS past 3/5Y | - | ROIC | -51.41% | 52W Low | 16.76 44.77% | Perf 3Y | - |
| Dividend Est. | - | EV/EBITDA | - | Sales past 3/5Y | 29.42% - | Gross Margin | 87.84% | Volatility | 4.65% 5.01% | Perf 5Y | - |
| Dividend TTM | - | EV/Sales | 3.58 | EPS Y/Y TTM | -3678.74% | Oper. Margin | -43.32% | ATR (14) | 1.12 | Perf 10Y | - |
| Dividend Ex-Date | - | Quick Ratio | 143.89 | Sales Y/Y TTM | 38.37% | Profit Margin | -41.87% | RSI (14) | 64.77 | Recom | 2.10 |
| Dividend Gr. 3/5Y | - | Current Ratio | 143.89 | EPS Q/Q | - | SMA20 | 5.87% | Beta | 2.24 | Target Price | 28.33 |
| Payout | 0.00% | Debt/Eq | 0.09 | Sales Q/Q | 24.66% | SMA50 | 17.60% | Rel Volume | 1.32 | Prev Close | 22.99 |
| Employees | 1,519 | LT Debt/Eq | 0.09 | Earnings | Aug 05 | SMA200 | 8.53% | Avg Volume | 5.57M | Price | 24.26 |
| IPO Date | Jun 12, 2025 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 282.62% 1.84% | Net Debt/EBITDA | 0.49 | Volume | 7,364,797 | Change | 5.52% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-22-26 | Reiterated | BMO Capital | Outperform | $30 → $28 |
| Jul-08-26 | Initiated | Barclays | Overweight | $26 |
| May-07-26 | Reiterated | Morgan Stanley | $30 → $31 | |
| Apr-21-26 | Initiated | BMO Capital | Outperform | $30 |
| Apr-13-26 | Upgrade | Compass Point | Neutral → Buy | |
| Jan-26-26 | Initiated | Rothschild & Co Redburn | Neutral | $29 |
| Jan-06-26 | Reiterated | Goldman Sachs | Buy | $27 → $30 |
| Dec-01-25 | Upgrade | Goldman Sachs | Neutral → Buy | $27 |
| Nov-03-25 | Reiterated | Williams Trading | $17 | |
| Sep-30-25 | Initiated | Arete | Buy | $34 |
Latest News
Jul-31-26
10:31AM
Jul-29-26
Jul-29-2611:06AM
04:05AM
Jul-27-26
Jul-27-2612:23PM
Jul-24-26
Jul-24-2608:00AM
Jul-21-26
Jul-20-26
09:05AM
Jul-16-26
Jul-16-2605:15PM
Jul-15-26
Jul-08-26
Jul-08-2608:16AM
Jul-03-26
Jul-03-2605:45AM
Jun-29-26
Jun-29-2602:46PM
Company
Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees. These offerings, which encompass checking and savings accounts, early access to paychecks, and overdraft protection, are provided in collaboration with banks that are insured by the FDIC. Chime largely targets consumers whose annual income is under $100,000, with its primary revenue stream originating from interchange fees.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | |
|---|---|---|---|---|---|---|
| Total Revenue | 2,315 | 2,187 | 1,673 | 1,278 | 1,009 | |
| Cost of Goods Sold Incl. D&A | 281 | 309 | 208 | 220 | 215 | |
| Gross Profit | 2,033 | 1,878 | 1,466 | 1,059 | 794 | |
| Selling, General and Administrative Excl. Other | 1,204 | 1,147 | 697 | 599 | 604 | |
| Research and Development | 967 | 935 | 310 | 259 | 242 | |
| Other Operating Expense | 866 | 836 | 521 | 437 | 427 | |
| Operating Income | -1,004 | -1,040 | -62 | -236 | -479 | |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | |
| Unusual Expense | — | — | — | — | — | |
| Non-Operating Income (Expense) | 33 | 31 | 39 | 33 | 8 | |
| Net Income Before Taxes | -969 | -1,009 | -23 | -203 | -471 | |
| Income Taxes | -1 | 1 | 3 | 0 | 0 | |
| Consolidated Net Income | -970 | -1,010 | -25 | -203 | -470 | |
| Net Income From Continuing Operations | -970 | -1,010 | -25 | -203 | -470 | |
| Net Income | -970 | -1,010 | -25 | -203 | -470 | |
| EPS (Recurring) | -2.62 | -2.67 | -0.07 | -0.56 | -1.29 | |
| EPS (Basic, Before Extraordinaries) | -2.62 | -2.67 | -0.07 | -0.56 | -1.29 | |
| EPS (Diluted) | -2.63 | -2.60 | -0.07 | -0.56 | -1.29 | |
| EBITDA | -964 | -979 | -37 | -223 | -471 | |
| Other After Tax Adjustments | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | |
| Price To Earnings Ratio | — | — | — | — | — | |
| Price To Sales Ratio | 4.00 | 4.36 | — | — | — | |
| Gross Margin | 87.82 | 85.87 | 87.63 | 82.86 | 78.69 | |
| Operating Margin | -43.37 | -47.55 | -3.71 | -18.47 | -47.47 | |
| Net Margin | -41.90 | -46.18 | -1.49 | -15.88 | -46.58 | |
| Shares Outstanding | 382 | 379 | 364 | 364 | 364 | |
| Market Capitalization | 9,267 | 9,539 | — | — | — | |
| Operating Lease Expense | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| FRANKEL ADAM B | General Counsel | Jun 15 '26 | Sale | 17.50 | 3,000 | 52,500 | 303,795 | Jun 16 |
| FRANKEL ADAM B | General Counsel | Jun 09 '26 | Sale | 18.00 | 3,000 | 54,000 | 306,795 | Jun 10 |
| Marshall Cynthia | Director | Mar 02 '26 | Sale | 22.28 | 35,000 | 779,674 | 37,795 | Mar 03 |
| FRANKEL ADAM B | General Counsel | Jan 09 '26 | Option Exercise | 16.56 | 500 | 8,280 | 219,349 | Jan 13 |
| Britt Christopher R | Chief Executive Officer | Jan 09 '26 | Sale | 28.06 | 50,000 | 1,402,825 | 0 | Jan 13 |
| Newcomb Matthew S | Chief Financial Officer | Jan 09 '26 | Sale | 28.01 | 10,000 | 280,109 | 2,240,798 | Jan 13 |
| FRANKEL ADAM B | General Counsel | Jan 09 '26 | Sale | 28.00 | 500 | 14,000 | 218,849 | Jan 13 |
| FRANKEL ADAM B | General Counsel | Jan 08 '26 | Option Exercise | 16.56 | 9,349 | 154,819 | 218,849 | Jan 09 |
| FRANKEL ADAM B | General Counsel | Jan 08 '26 | Sale | 27.29 | 4,382 | 119,571 | 209,500 | Jan 09 |
| Feuille James | Director | Dec 16 '25 | Sale | 24.82 | 7,229 | 179,424 | 7,037,707 | Dec 18 |
| Feuille James | Director | Dec 11 '25 | Sale | 27.12 | 176,168 | 4,778,332 | 7,044,936 | Dec 15 |
| FRANKEL ADAM B | General Counsel | Dec 11 '25 | Option Exercise | 16.56 | 500 | 8,280 | 252,916 | Dec 12 |
| FRANKEL ADAM B | General Counsel | Dec 11 '25 | Sale | 27.00 | 500 | 13,500 | 252,416 | Dec 12 |
| FRANKEL ADAM B | General Counsel | Dec 10 '25 | Sale | 25.50 | 1,000 | 25,500 | 252,416 | Dec 11 |
| FRANKEL ADAM B | General Counsel | Dec 10 '25 | Option Exercise | 16.56 | 2,500 | 41,400 | 252,916 | Dec 11 |
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