| Index | — | P/E | — | EPS (ttm) | -0.07 | Insider Own | 17.22% | Shs Outstand | 378.59M | Perf Week | -5.48% |
| Market Cap | 10.58B | Forward P/E | 29.17 | EPS next Y | 0.96 | Insider Trans | -53.94% | Shs Float | 242.13M | Perf Month | 4.10% |
| Enterprise Value | 9.64B | PEG | — | EPS next Q | 0.09 | Short Float | 10.40% | Perf Quarter | 15.21% | ||
| Income | -19.00M | P/S | 4.48 | EPS this Y | — | Short Ratio | 3.37 | Perf Half Y | 25.67% | ||
| Sales | 2.36B | P/B | 7.53 | EPS next Y | 106.35% | ROA | -0.91% | Short Interest | 25.18M | Perf YTD | 11.04% |
| Book/sh | 3.71 | P/C | 9.95 | EPS next 5Y | 61.27% | ROE | -1.28% | 52W High | 35.55 -21.38% | Perf Year | 56.49% |
| Cash/sh | 2.81 | P/FCF | 33.17 | EPS past 3/5Y | — | ROIC | -2.55% | 52W Low | 15.88 76.01% | Perf 3Y | — |
| Dividend Est. | — | EV/EBITDA | — | Sales past 3/5Y | 29.42% — | Gross Margin | 87.26% | Volatility | 3.14% 3.53% | Perf 5Y | — |
| Dividend TTM | — | EV/Sales | 4.08 | EPS Y/Y TTM | — | Oper. Margin | -2.16% | ATR (14) | 1.12 | Perf 10Y | — |
| Dividend Ex-Date | — | Quick Ratio | 137.30 | Sales Y/Y TTM | 21.60% | Profit Margin | -0.77% | RSI (14) | 41.25 | Recom | 2.06 |
| Dividend Gr. 3/5Y | — | Current Ratio | 137.30 | EPS Q/Q | 100.96% | SMA20 | -4.41% | Beta | 2.06 | Target Price | 38.94 |
| Payout | 0.00% | Debt/Eq | 0.08 | Sales Q/Q | 9.28% | SMA50 | -7.69% | Rel Volume | 0.52 | Prev Close | 28.87 |
| Employees | 1,519 | LT Debt/Eq | 0.08 | Earnings | Nov 04 | SMA200 | 17.58% | Avg Volume | 6.97M | Price | 27.95 |
| IPO Date | Jun 12, 2025 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 5123.88% 4.45% | Net Debt/EBITDA | — | Volume | 3,650,816 | Change | -3.19% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Oct-08-26 | Reiterated | Seaport Global | $40 → $42 | |
| Oct-08-26 | Reiterated | Raymond James | $35 | |
| Oct-08-26 | Upgrade | Deutsche Bank | Hold → Buy | $35 |
| Sep-15-26 | Reiterated | Goldman Sachs | Buy | $33 → $37 |
| Sep-14-26 | Reiterated | Redburn Partners | $29 → $46 | |
| Sep-14-26 | Upgrade | Rothschild & Co | Neutral → Buy | |
| Sep-09-26 | Reiterated | Scotiabank | Sector Outperform | $40 → $42 |
| Sep-09-26 | Reiterated | Morgan Stanley | Overweight | $39 → $40 |
| Sep-09-26 | Reiterated | UBS | Neutral | $28 → $31 |
| Sep-09-26 | Reiterated | Canaccord Genuity | Buy | $45 → $50 |
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | |
|---|---|---|---|---|---|---|
| Total Revenue | 2,364 | 2,187 | 1,673 | 1,278 | — | |
| Cost of Goods Sold Incl. D&A | 301 | 309 | 208 | 220 | — | |
| Gross Profit | 2,062 | 1,878 | 1,466 | 1,059 | — | |
| Selling, General and Administrative Excl. Other | 983 | 1,147 | 697 | 599 | — | |
| Research and Development | 457 | 935 | 310 | 259 | — | |
| Other Operating Expense | 674 | 836 | 521 | 437 | — | |
| Operating Income | -52 | -1,040 | -62 | -236 | — | |
| Interest Expense | 0 | 0 | 0 | 0 | — | |
| Unusual Expense | — | — | — | — | — | |
| Non-Operating Income (Expense) | 34 | 31 | 39 | 33 | — | |
| Net Income Before Taxes | -17 | -1,009 | -23 | -203 | — | |
| Income Taxes | 0 | 1 | 3 | 0 | — | |
| Consolidated Net Income | -19 | -1,010 | -25 | -203 | — | |
| Net Income From Continuing Operations | -19 | -1,010 | -25 | -203 | — | |
| Net Income | -19 | -1,010 | -25 | -203 | — | |
| EPS (Recurring) | -0.06 | -2.67 | -0.07 | -0.56 | — | |
| EPS (Basic, Before Extraordinaries) | -0.06 | -2.67 | -0.07 | -0.56 | — | |
| EPS (Diluted) | -0.07 | -2.60 | -0.07 | -0.56 | — | |
| EBITDA | -5 | -979 | -37 | -223 | — | |
| Other After Tax Adjustments | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | |
| Price To Earnings Ratio | — | — | — | — | — | |
| Price To Sales Ratio | 4.50 | 4.36 | — | — | — | |
| Gross Margin | 87.23 | 85.87 | 87.63 | 82.86 | — | |
| Operating Margin | -2.20 | -47.55 | -3.71 | -18.47 | — | |
| Net Margin | -0.80 | -46.18 | -1.49 | -15.88 | — | |
| Shares Outstanding | 381 | 379 | 364 | 364 | — | |
| Market Capitalization | 10,649 | 9,539 | — | — | — | |
| Operating Lease Expense | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| King Ryan A | Co-Founder | Oct 20 '26 | Sale | 31.03 | 11,318 | 351,162 | 37,812 | Oct 22 |
| King Ryan A | Co-Founder | Oct 13 '26 | Sale | 31.00 | 300 | 9,300 | 0 | Oct 13 |
| King Ryan A | Co-Founder | Oct 09 '26 | Sale | 29.40 | 50,000 | 1,469,770 | 0 | Oct 13 |
| Feuille James | Director | Sep 16 '26 | Sale | 32.33 | 256,837 | 8,304,497 | 0 | Sep 16 |
| Feuille James | Director | Sep 15 '26 | Sale | 33.21 | 95,400 | 3,167,995 | 6,656,107 | Sep 16 |
| FRANKEL ADAM B | General Counsel | Sep 15 '26 | Sale | 33.31 | 102,002 | 3,397,606 | 364,828 | Sep 16 |
| FRANKEL ADAM B | General Counsel | Sep 15 '26 | Option Exercise | 16.56 | 60,000 | 993,600 | 466,830 | Sep 16 |
| DST Global Advisors Ltd | 10% Owner | Sep 14 '26 | Sale | 33.99 | 6,432,378 | 218,619,856 | 336,798 | Sep 16 |
| Feuille James | Director | Sep 14 '26 | Sale | 34.09 | 95,400 | 3,251,883 | 6,751,507 | Sep 16 |
| King Ryan A | Co-Founder | Sep 13 '26 | Option Exercise | 0.00 | 75,000 | 0 | 191,667 | Sep 15 |
| Britt Christopher R | Chief Executive Officer | Sep 13 '26 | Option Exercise | 0.00 | 125,000 | 0 | 360,417 | Sep 15 |
| DST Global Advisors Ltd | 10% Owner | Sep 11 '26 | Sale | 33.07 | 415,026 | 13,725,572 | 366,872 | Sep 15 |
| Marshall Cynthia | Director | Sep 11 '26 | Sale | 33.09 | 20,000 | 661,866 | 28,548 | Sep 14 |
| CAROLAN SHAWN T | Director | Sep 11 '26 | Sale | 33.05 | 1,800 | 59,499 | 0 | Sep 14 |
| Feuille James | Director | Sep 11 '26 | Sale | 32.94 | 258,398 | 8,512,149 | 34,411 | Sep 14 |