IFS — Intercorp Financial Services Inc. stock price, charts and financials
QT71Intercorp Financial Services Inc.Intercorp Financial Services Inc. (NYSE: IFS) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 9.85 | EPS (ttm) | 5.58 | Insider Own | 47.65% | Shs Outstand | 111.07M | Perf Week | 0.46% |
| Market Cap | 6.11B | Forward P/E | 8.03 | EPS next Y | 6.85 | Insider Trans | -0.00% | Shs Float | 29.53M | Perf Month | 2.00% |
| Enterprise Value | 5.54B | PEG | 0.78 | EPS next Q | 0.43 | Inst Own | - | Short Float | 0.26% | Perf Quarter | -4.02% |
| Income | 620.00M | P/S | 2.30 | EPS this Y | 12.37% | Inst Trans | - | Short Ratio | 1.01 | Perf Half Y | 15.80% |
| Sales | 2.65B | P/B | 1.60 | EPS next Y | 10.84% | ROA | 1.98% | Short Interest | 292.01K | Perf YTD | 29.79% |
| Book/sh | - | P/C | 4.72 | EPS next 5Y | 10.85% | ROE | 16.90% | 52W High | 61.38 -10.43% | Perf Year | 32.10% |
| Cash/sh | - | P/FCF | 5.36 | EPS past 3/5Y | 6.80% 36.97% | ROIC | 4.58% | 52W Low | 38.29 43.59% | Perf 3Y | 131.59% |
| Dividend Est. | 1.80 (3.27%) | EV/EBITDA | 5.04 | Sales past 3/5Y | 10.21% 8.26% | Gross Margin | 64.11% | Volatility | 2.49% 2.03% | Perf 5Y | 154.65% |
| Dividend TTM | 1.80 (3.27%) | EV/Sales | 2.09 | EPS Y/Y TTM | 81.41% | Oper. Margin | 29.43% | ATR (14) | 1.32 | Perf 10Y | - |
| Dividend Ex-Date | Apr 24, 2026 | Quick Ratio | 0.74 | Sales Y/Y TTM | 10.68% | Profit Margin | 23.32% | RSI (14) | 47.18 | Recom | 2.50 |
| Dividend Gr. 3/5Y | -15.59% -10.59% | Current Ratio | 0.74 | EPS Q/Q | 8.51% | SMA20 | 0.12% | Beta | 0.80 | Target Price | 30.50 |
| Payout | 34.03% | Debt/Eq | 1.09 | Sales Q/Q | -20.81% | SMA50 | -3.15% | Rel Volume | 1.16 | Prev Close | 55.05 |
| Employees | 9,229 | LT Debt/Eq | 0.52 | Earnings | Nov 09 | SMA200 | 9.61% | Avg Volume | 233.62K | Price | 54.98 |
| IPO Date | Jul 01, 2019 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 5.87% -5.09% | Net Debt/EBITDA | -0.52 | Volume | 271,613 | Change | -0.13% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jun-15-26 | Downgrade | JP Morgan | Overweight → Neutral | |
| Jun-01-23 | Upgrade | JP Morgan | Neutral → Overweight | |
| Dec-15-22 | Upgrade | Scotiabank | Sector Perform → Sector Outperform | $32 |
| Aug-24-22 | Reiterated | Banco Santander | $29 | |
| Aug-11-21 | Upgrade | JP Morgan | Underweight → Neutral | |
| Apr-20-21 | Downgrade | JP Morgan | Neutral → Underweight | |
| Jan-20-21 | Downgrade | Scotiabank | Sector Outperform → Perform | |
| Jan-19-21 | Downgrade | Scotiabank | Sector Outperform → Perform | |
| Nov-12-20 | Downgrade | JP Morgan | Overweight → Neutral | |
| Jun-24-20 | Downgrade | Scotiabank | Sector Outperform → Sector Perform |
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp Perú Ltd.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,612 | 2,597 | 2,360 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 937 | 902 | 1,080 | — | — | — | — | — | — | |
| Gross Profit | 1,675 | 1,695 | 1,280 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 559 | 296 | 673 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 347 | 745 | 168 | — | — | — | — | — | — | |
| Operating Income | 770 | 655 | 439 | — | — | — | — | — | — | |
| Interest Expense | 663 | 598 | 619 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 669 | 596 | 619 | — | — | — | — | — | — | |
| Net Income Before Taxes | 775 | 653 | 439 | — | — | — | — | — | — | |
| Income Taxes | 164 | 140 | 84 | — | — | — | — | — | — | |
| Consolidated Net Income | 610 | 512 | 346 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 611 | 513 | 355 | — | — | — | — | — | — | |
| Net Income | 610 | 512 | 346 | — | — | — | — | — | — | |
| EPS (Recurring) | 5.50 | 4.58 | 3.03 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 5.50 | 4.58 | 3.03 | — | — | — | — | — | — | |
| EPS (Diluted) | 5.50 | 4.58 | 3.03 | — | — | — | — | — | — | |
| EBITDA | 1,082 | 773 | 549 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 10.00 | 9.24 | 9.68 | — | — | — | — | — | — | |
| Price To Sales Ratio | 2.34 | 1.83 | 1.42 | — | — | — | — | — | — | |
| Gross Margin | 64.13 | 65.27 | 54.24 | — | — | — | — | — | — | |
| Operating Margin | 29.48 | 25.22 | 18.60 | — | — | — | — | — | — | |
| Net Margin | 23.35 | 19.72 | 14.66 | — | — | — | — | — | — | |
| Shares Outstanding | 111 | 112 | 114 | — | — | — | — | — | — | |
| Market Capitalization | 6,103 | 4,744 | 3,345 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Santa Maria Guzman Hugo Antonio | Director | Mar 26 '26 | Sale | 47.76 | 225 | 10,746 | 0 | Apr 16 |
| INTERCORP PERU LTD | 10% Owner | Dec 20 '23 | Buy | 20.00 | 321,466 | 6,429,325 | 816,166 | Dec 20 |
| INTERCORP PERU LTD | 10% Owner | Nov 09 '23 | Buy | 20.00 | 482,199 | 9,643,987 | 494,699 | Nov 09 |
| Daily Paul M | Pres/CEO, Infrs. Underground | Aug 07 '07 | Sale | 31.79 | 977 | 31,054 | 7,600 | Aug 08 |
| Conaway John Michal | Director | Jun 07 '07 | Sale | 35.31 | 1,500 | 52,959 | 5,000 | Jun 07 |
| Montgomery Terence R | CFO and Senior Vice President | May 14 '07 | Option Exercise | 6.41 | 186,861 | 1,198,254 | 252,799 | May 16 |
| Montgomery Terence R | CFO and Senior Vice President | May 14 '07 | Sale | 36.01 | 186,861 | 6,728,788 | 65,938 | May 16 |
| Conaway John Michal | Director | May 14 '07 | Option Exercise | 16.01 | 4,978 | 79,698 | 14,478 | May 15 |
| Conaway John Michal | Director | May 14 '07 | Sale | 35.64 | 12,978 | 462,536 | 1,500 | May 15 |
| Conaway John Michal | Director | May 14 '07 | Buy | 35.76 | 5,000 | 178,807 | 6,500 | May 15 |
| Daily Paul M | Pres/CEO, Infrs. Underground | May 09 '07 | Sale | 35.37 | 102,702 | 3,632,291 | 7,600 | May 11 |
| Daily Paul M | Pres/CEO, Infrs. Underground | May 09 '07 | Option Exercise | 11.54 | 48,948 | 564,774 | 91,354 | May 11 |
| Daily Paul M | Pres./CEO, Infrs. Underground | Nov 24 '06 | Option Exercise | 4.60 | 50,000 | 230,000 | 60,869 | Nov 27 |
| Daily Paul M | Pres./CEO, Infrs. Underground | Nov 17 '06 | Sale | 21.10 | 5,441 | 114,805 | 10,869 | Nov 20 |
| Daily Paul M | Pres./CEO, Infrs. Underground | Nov 16 '06 | Option Exercise | 4.60 | 73,682 | 338,937 | 89,992 | Nov 20 |