Latest market price
71.97
-1.61-2.19%
Earnings
Down 2.2% — Earnings due 2026-11-05 — pre-report positioning.
Medium confidence
TA
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Snapshot
| Index | — | P/E | 13.33 | EPS (ttm) | 5.52 | Insider Own | 0.83% | Shs Outstand | 298.48M | Perf Week | -0.98% |
| Market Cap | 21.96B | Forward P/E | 25.33 | EPS next Y | 2.91 | Insider Trans | -16.40% | Shs Float | 283.76M | Perf Month | -3.72% |
| Enterprise Value | 29.18B | PEG | 0.33 | EPS next Q | 0.38 | Short Float | 6.11% | Perf Quarter | -8.28% | ||
| Income | 1.93B | P/S | 5.25 | EPS this Y | 60.73% | Short Ratio | 3.99 | Perf Half Y | 7.72% | ||
| Sales | 4.18B | P/B | 4.00 | EPS next Y | 45.61% | ROA | 12.22% | Short Interest | 17.35M | Perf YTD | -3.31% |
| Book/sh | 18.37 | P/C | 8.44 | EPS next 5Y | 40.73% | ROE | 47.91% | 52W High | 90.44 -20.42% | Perf Year | 0.13% |
| Cash/sh | 8.72 | P/FCF | 22.14 | EPS past 3/5Y | — | ROIC | 11.60% | 52W Low | 42.10 70.95% | Perf 3Y | 325.10% |
| Dividend Est. | — | EV/EBITDA | 23.35 | Sales past 3/5Y | 35.48% 35.33% | Gross Margin | 68.15% | Volatility | 4.43% 4.72% | Perf 5Y | -52.61% |
| Dividend TTM | — | EV/Sales | 6.97 | EPS Y/Y TTM | 4209.13% | Oper. Margin | 15.50% | ATR (14) | 3.57 | Perf 10Y | — |
| Dividend Ex-Date | — | Quick Ratio | 12.73 | Sales Y/Y TTM | 29.85% | Profit Margin | 46.11% | RSI (14) | 47.29 | Recom | 2.26 |
| Dividend Gr. 3/5Y | — | Current Ratio | 12.73 | EPS Q/Q | 2210.00% | SMA20 | -2.88% | Beta | 3.70 | Target Price | 95.50 |
| Payout | 0.00% | Debt/Eq | 1.79 | Sales Q/Q | 24.43% | SMA50 | -1.29% | Rel Volume | 0.78 | Prev Close | 73.58 |
| Employees | 2,358 | LT Debt/Eq | 1.75 | Earnings | Nov 05 | SMA200 | 8.20% | Avg Volume | 4.28M | Price | 71.97 |
| IPO Date | Jan 13, 2021 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 1230.45% 5.32% | Net Debt/EBITDA | 5.78 | Volume | 3,348,022 | Change | -2.19% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Oct-26-26 | Initiated | Monness Crespi | Buy | $90 |
| Oct-13-26 | Reiterated | Goldman Sachs | Buy | $115 → $103 |
| Sep-16-26 | Reiterated | Needham | Buy | $100 → $85 |
| Sep-14-26 | Upgrade | Wolfe Research | Peer Perform → Outperform | $90 |
| Sep-08-26 | Initiated | Loop Capital | Buy | $105 |
| Sep-02-26 | Initiated | Scotiabank | Outperform | $95 |
| Aug-31-26 | Reiterated | Cantor Fitzgerald | Overweight | $88 → $97 |
| Aug-31-26 | Reiterated | Goldman Sachs | Buy | $106 → $115 |
| Aug-31-26 | Reiterated | Bernstein | Outperform | $100 → $110 |
| Aug-28-26 | Reiterated | Oppenheimer | Outperform | $100 → $104 |
Latest News· Times ET
Nov-02-26
12:02PM
10:16AM
Oct-30-26
Oct-29-26
Oct-29-2606:51PM
09:00AM
Oct-28-26
11:02AM
06:45AM
Oct-27-26
Oct-27-2610:01AM
Oct-26-26
12:43PM
Oct-22-26
Company
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2026 6/30/2026 | FY 2025 6/30/2025 | FY 2024 6/30/2024 | FY 2023 6/30/2023 | FY 2022 6/30/2022 | FY 2021 6/30/2021 | FY 2020 6/30/2020 | FY 2019 6/30/2019 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 4,185 | 3,949 | 3,224 | 2,323 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 1,333 | 1,220 | 1,048 | 845 | — | — | — | — | — | |
| Gross Profit | 2,852 | 2,729 | 2,177 | 1,478 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 920 | 921 | 980 | 1,102 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 1,284 | 937 | 1,284 | 992 | — | — | — | — | — | |
| Operating Income | 649 | 871 | -87 | -616 | — | — | — | — | — | |
| Interest Expense | 455 | 454 | 425 | 344 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 297 | 75 | 574 | 445 | — | — | — | — | — | |
| Net Income Before Taxes | 492 | 493 | 61 | -516 | — | — | — | — | — | |
| Income Taxes | -1,438 | -1,437 | 9 | 2 | — | — | — | — | — | |
| Consolidated Net Income | 1,931 | 1,930 | 52 | -518 | — | — | — | — | — | |
| Net Income From Continuing Operations | 1,931 | 1,930 | 52 | -518 | — | — | — | — | — | |
| Net Income | 1,931 | 1,930 | 52 | -518 | — | — | — | — | — | |
| EPS (Recurring) | 5.71 | 5.76 | 0.16 | -1.67 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 5.71 | 5.76 | 0.16 | -1.67 | — | — | — | — | — | |
| EPS (Diluted) | 5.52 | 5.53 | 0.15 | -1.67 | — | — | — | — | — | |
| EBITDA | 1,250 | 1,250 | 712 | -2 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 13.04 | 14.75 | 460.93 | — | — | — | — | — | — | |
| Price To Sales Ratio | 5.83 | 6.92 | 6.93 | 4.03 | — | — | — | — | — | |
| Gross Margin | 68.15 | 69.11 | 67.52 | 63.62 | — | — | — | — | — | |
| Operating Margin | 15.51 | 22.06 | -2.70 | -26.52 | — | — | — | — | — | |
| Net Margin | 46.14 | 48.87 | 1.61 | -22.30 | — | — | — | — | — | |
| Shares Outstanding | 339 | 335 | 323 | 310 | — | — | — | — | — | |
| Market Capitalization | 24,398 | 27,319 | 22,332 | 9,365 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| O'Hare Robert | Chief Financial Officer | Oct 09 '26 | Option Exercise | 27.89 | 65,591 | 1,829,545 | 68,325 | Oct 14 |
| O'Hare Robert | Chief Financial Officer | Oct 09 '26 | Sale | 80.02 | 65,591 | 5,248,592 | 2,734 | Oct 14 |
| Jiyane Siphelele | Chief Accounting Officer | Sep 14 '26 | Sale | 72.19 | 26,980 | 1,947,686 | 188,711 | Sep 16 |
| Jiyane Siphelele | Chief Accounting Officer | Sep 04 '26 | Sale | 72.41 | 25,000 | 1,810,250 | 215,691 | Sep 09 |
| Adkins Katherine | Chief Legal Officer | Sep 03 '26 | Option Exercise | 23.24 | 41,664 | 968,230 | 194,103 | Sep 03 |
| Adkins Katherine | Chief Legal Officer | Sep 03 '26 | Sale | 75.53 | 41,664 | 3,146,882 | 152,439 | Sep 03 |
| O'Hare Robert | Chief Financial Officer | Sep 02 '26 | Sale | 74.02 | 5,886 | 435,682 | 2,734 | Sep 03 |
| O'Hare Robert | Chief Financial Officer | Sep 01 '26 | Option Exercise | 0.00 | 23,974 | 0 | 30,466 | Sep 03 |
| Michalek Libor | President | Sep 01 '26 | Option Exercise | 0.00 | 22,728 | 0 | 236,261 | Sep 03 |
| Linford Michael | President | Sep 01 '26 | Option Exercise | 0.00 | 23,438 | 0 | 132,432 | Sep 03 |
| Jiyane Siphelele | Chief Accounting Officer | Sep 01 '26 | Option Exercise | 0.00 | 18,076 | 0 | 244,249 | Sep 03 |
| Adkins Katherine | Chief Legal Officer | Sep 01 '26 | Option Exercise | 14.78 | 62,852 | 929,107 | 194,103 | Sep 03 |
| Adkins Katherine | Chief Legal Officer | Sep 01 '26 | Sale | 70.55 | 41,664 | 2,939,469 | 152,439 | Sep 03 |
| O'Hare Robert | Chief Financial Officer | Sep 01 '26 | Sale | 71.60 | 15,745 | 1,127,369 | 8,620 | Sep 03 |
| Linford Michael | Chief Operating Officer | Aug 28 '26 | Option Exercise | 5.39 | 79,219 | 426,990 | 199,932 | Sep 01 |
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.