SOFI — SoFi Technologies, Inc. stock price, charts and financials

QT35SoFi Technologies, Inc.

SoFi Technologies, Inc. (NASDAQ: SOFI) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
16.96
+0.23+1.37%
SOFIQT35SoFi Technologies, Inc.·NASDAQ
16.96+1.37%
News
Up 1.4% — Bank of America Corp DE Makes New Investment in SoFi Technologies, Inc. $SOFI (defenseworld.net).
Medium confidence
TA
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Signal & projected range
Analyst consensus risingHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index-P/E35.33EPS (ttm)0.48Insider Own3.91%Shs Outstand1.28BPerf Week-2.08%
Market Cap21.76BForward P/E20.59EPS next Y0.82Insider Trans-0.22%Shs Float1.26BPerf Month-7.93%
Enterprise Value17.81BPEG0.91EPS next Q0.17Inst Own-Short Float14.09%Perf Quarter-5.30%
Income637.00MP/S3.90EPS this Y22.98%Inst Trans-Short Ratio2.45Perf Half Y-0.70%
Sales5.58BP/B1.96EPS next Y39.56%ROA1.04%Short Interest177.48MPerf YTD-35.22%
Book/sh8.63P/C2.96EPS next 5Y38.75%ROE6.18%52W High32.73 -48.18%Perf Year-37.51%
Cash/sh5.73P/FCF-EPS past 3/5Y-ROIC-1.77%52W Low14.88 13.98%Perf 3Y92.73%
Dividend Est.-EV/EBITDA19.21Sales past 3/5Y39.34% 44.74%Gross Margin76.46%Volatility3.61% 4.04%Perf 5Y10.92%
Dividend TTM-EV/Sales3.19EPS Y/Y TTM23.08%Oper. Margin13.21%ATR (14)0.72Perf 10Y-
Dividend Ex-Date-Quick Ratio0.16Sales Y/Y TTM50.70%Profit Margin11.40%RSI (14)43.76Recom2.78
Dividend Gr. 3/5Y-Current Ratio0.16EPS Q/Q50.00%SMA20-4.95%Beta2.31Target Price21.58
Payout0.00%Debt/Eq0.18Sales Q/Q39.03%SMA50-4.27%Rel Volume0.69Prev Close16.73
Employees6,100LT Debt/Eq0.14EarningsOct 27SMA200-13.10%Avg Volume63.69MPrice16.96
IPO DateJan 04, 2021Option/ShortYes / YesEPS/Sales Surpr.11.43% 8.13%Net Debt/EBITDA0.30Volume43,968,683Change1.37%
Analyst Ratings
DateActionAnalystRatingTarget
Sep-08-26InitiatedLoop CapitalHold$22
Sep-02-26InitiatedScotiabankOutperform$25
Aug-17-26UpgradePiper SandlerNeutralOverweight$7.50$22
Aug-12-26ReiteratedTruist SecuritiesHold$18$19
Jul-30-26ReiteratedNeedhamBuy$25$24
Jul-30-26ReiteratedWells FargoEqual Weight$18$17
Jul-24-26ReiteratedTruist SecuritiesHold$17$18
Jul-09-26ReiteratedGoldman SachsNeutral$17$21
May-12-26ReiteratedTruist SecuritiesHold$20$17
May-06-26ReiteratedMizuho SecuritiesOutperform$38$29
Latest News· Times ET
Sep-17-26
Sep-16-26
Sep-15-26
Sep-14-26
Sep-12-26
Sep-10-26
Company

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue5,5824,7703,704
Cost of Goods Sold Incl. D&A1,3151,1871,123
Gross Profit4,2683,5832,581
Selling, General and Administrative Excl. Other2,1171,8001,396
Research and Development
37900
Other Operating Expense1,0351,257951
Operating Income738526233
Interest Expense1,2761,1561,091
Unusual Expense
Non-Operating Income (Expense)1,2761,1561,091
Net Income Before Taxes738526233
Income Taxes10245-265
Consolidated Net Income637481499
Net Income From Continuing Operations637481499
Net Income637481499
EPS (Recurring)0.510.420.46
EPS (Basic, Before Extraordinaries)0.510.420.46
EPS (Diluted)0.480.390.39
EBITDA927760437
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio35.3367.1339.49
Price To Sales Ratio3.906.314.37
Gross Margin76.4675.1269.68
Operating Margin13.2211.036.29
Net Margin11.4110.0813.47
Shares Outstanding1,2841,1501,050
Market Capitalization21,77730,10716,170
Operating Lease Expense
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Insider Trading Volume
$34.77$29.22$23.68$18.14$12.59 Close Price0.00M0.75M1.50M2.25M2.99MUSD Trades VolumeSepOctNovDec2026FebMarAprMayJunJulAugSep
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Lapointe ChristopherCFO and PAOSep 14 '26Option Exercise0.00104,15201,929,631Sep 16
Lavet Robert SGeneral CounselSep 14 '26Option Exercise0.0036,0570124,257Sep 16
Noto AnthonyChief Executive OfficerSep 14 '26Option Exercise0.00345,554012,464,596Sep 16
Pinto ArunChief Risk OfficerSep 14 '26Option Exercise0.0021,1740240,461Sep 16
Rishel JeremyChief Technology OfficerSep 14 '26Option Exercise0.0077,9350973,024Sep 16
Schuppenhauer EricEVP GBUL BorrowSep 14 '26Option Exercise0.006,4930337,093Sep 16
Keough KelliEVP, GBUL, SIPSSep 14 '26Option Exercise0.00127,8670484,309Sep 16
Keough KelliEVP, GBUL, SIPSAug 20 '26Sale18.0011,286203,184356,442Aug 24
Schuppenhauer EricEVP GBUL BorrowAug 17 '26Option Exercise0.0055,7310354,320Aug 19
Pinto ArunChief Risk OfficerAug 17 '26Option Exercise0.0045,3890244,405Aug 19
Keough KelliEVP, GBUL, SIPSJul 20 '26Sale17.1910,954188,290367,728Jul 21
Keough KelliEVP, GBUL, SIPSJun 22 '26Sale17.3510,954190,058378,682Jun 23
Lavet Robert SGeneral CounselJun 18 '26Sale17.551,18820,84588,200Jun 22
Meltzer GaryDirectorJun 17 '26Option Exercise0.002,823071,281Jun 22
Lavet Robert SGeneral CounselJun 17 '26Option Exercise0.002,823089,388Jun 22
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.