SOFI — SoFi Technologies, Inc. stock price, charts and financials

QT39SoFi Technologies, Inc.

SoFi Technologies, Inc. (NASDAQ: SOFI) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
18.70
+0.67+3.72%
OverviewShort InterestFilings
SOFIQT39SoFi Technologies, Inc.·NASDAQ
18.70+3.72%
News
Up 3.7% — SoFi's Next Rally Depends On One Missing Ingredient (seekingalpha.com).
Medium confidence
TA
Loading chart...
Signal & projected range
Earnings big beat — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
Unlock the projected rangeSee where this setup landed historically — with Premium.
Unlock with Premium

Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

Screen all →
SYF+1.59%$79.08AFRM+3.29%$78.12GPN+2.39%$88.25TRU+2.18%$81.72KKRS+0.12%$16.17ALLY+2.09%$44.99IX+0.68%$40.24PYPL+1.16%$58.54
Snapshot
Index-P/E38.96EPS (ttm)0.48Insider Own4.10%Shs Outstand1.28BPerf Week11.71%
Market Cap23.99BForward P/E22.79EPS next Y0.82Insider Trans-0.41%Shs Float1.26BPerf Month0.48%
Enterprise Value20.04BPEG1.21EPS next Q0.17Inst Own-Short Float14.76%Perf Quarter15.43%
Income637.00MP/S4.30EPS this Y24.14%Inst Trans-Short Ratio2.44Perf Half Y-15.31%
Sales5.58BP/B2.17EPS next Y37.73%ROA1.04%Short Interest185.96MPerf YTD-28.57%
Book/sh8.63P/C3.26EPS next 5Y32.30%ROE6.18%52W High32.73 -42.87%Perf Year-11.92%
Cash/sh5.73P/FCF-EPS past 3/5Y-ROIC6.57%52W Low14.88 25.67%Perf 3Y95.81%
Dividend Est.-EV/EBITDA21.62Sales past 3/5Y39.34% 44.74%Gross Margin76.46%Volatility6.13% 4.94%Perf 5Y25.34%
Dividend TTM-EV/Sales3.59EPS Y/Y TTM23.08%Oper. Margin13.21%ATR (14)0.96Perf 10Y-
Dividend Ex-Date-Quick Ratio0.00Sales Y/Y TTM50.70%Profit Margin11.40%RSI (14)59.13Recom2.81
Dividend Gr. 3/5Y-Current Ratio0.00EPS Q/Q50.00%SMA207.63%Beta2.20Target Price21.00
Payout0.00%Debt/Eq0.18Sales Q/Q39.03%SMA508.10%Rel Volume0.77Prev Close18.03
Employees6,100LT Debt/Eq0.14EarningsOct 27SMA200-11.86%Avg Volume79.22MPrice18.70
IPO DateJan 04, 2021Option/ShortYes / YesEPS/Sales Surpr.11.43% 8.13%Net Debt/EBITDA0.30Volume60,709,273Change3.72%
Analyst Ratings
DateActionAnalystRatingTarget
Jul-30-26ReiteratedWells FargoEqual Weight$18 → $17
Jul-30-26ReiteratedNeedhamBuy$25 → $24
Jul-24-26ReiteratedTruist SecuritiesHold$17 → $18
Jul-09-26ReiteratedGoldman SachsNeutral$17 → $21
May-12-26ReiteratedTruist SecuritiesHold$20 → $17
May-06-26ReiteratedMizuho SecuritiesOutperform$38 → $29
Apr-30-26ReiteratedMorgan StanleyUnderweight$18 → $16
Apr-30-26ReiteratedDeutsche BankHold$26 → $18
Apr-30-26ReiteratedGoldman SachsNeutral$20 → $17
Apr-30-26ReiteratedNeedhamBuy$33 → $25
Latest News
Aug-04-26
Aug-04-2612:46PM
SoFi's Next Rally Depends On One Missing Ingredientseekingalpha.com
Aug-03-26
Aug-03-2602:37PM
A Big Splash In The ESG Fixed Income SpaceBenzinga
02:28PM
SoFi Is Still Down 32% This Year. What Will It Take to Get SOFI Stock Back Up to $25?247wallst.com
Aug-02-26
Aug-02-2602:00PM
SoFi: More Wall St. Gamesseekingalpha.com
Aug-01-26
Aug-01-2611:30AM
SoFi Just Reported Earnings. Is the Stock a Buy Now?fool.com
Jul-31-26
Jul-31-2611:22PM
SoFi Stock Analysis: Buy the Dip?fool.com
04:05PM
51% of SoFi's New Products Last Quarter Went to Existing Members, Up From 35% a Year Agofool.com
03:36PM
Should You Buy, Hold or Fold SoFi Technologies Stock Post Q2 Earnings?zacks.com
02:26PM
Nu vs. SoFi: Which Digital Banking Stock Is the Better Investment Now?zacks.com
11:02AM
Down 50%, Is It Time to Buy Sofi Stock Again?fool.com
10:44AM
SoFi: Strong Monetization Runwayseekingalpha.com
08:30AM
SoFi Technologies Q2: The Everything App Inflection Just Showed Up In The Numbersseekingalpha.com
04:03AM
SoFi Technologies (NASDAQ:SOFI) Trading 8% Higher Following Strong Earningsdefenseworld.net
Jul-30-26
Jul-30-2604:20PM
Stock of the Day: SoFi Bounces Off Support — Is There More to Come?benzinga.com
02:23PM
SoFi's Tangible Book Value Grew 80% in a Year. Yet the Stock Fell 9% on the News.fool.com
Company

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue5,5824,7703,7042,8981,7631,088751721600
Cost of Goods Sold Incl. D&A1,3151,1871,123844244110186278331
Gross Profit4,2683,5832,5812,0531,519977566443269
Selling, General and Administrative Excl. Other2,1171,8001,3961,2301,119925514418335
Research and Development
37900000000
Other Operating Expense1,0351,2579511,124719533380264188
Operating Income738526233-301-319-481-329-240-253
Interest Expense1,2761,1561,091789189103186278331
Unusual Expense
—————————
Non-Operating Income (Expense)1,2761,1561,091789189103186278331
Net Income Before Taxes738526233-301-319-481-329-240-253
Income Taxes10245-265023-1040-1
Consolidated Net Income637481499-301-320-484-224-240-252
Net Income From Continuing Operations637481499-301-320-484-224-240-252
Net Income637481499-301-320-484-224-240-252
EPS (Recurring)0.510.420.46-0.36-0.40-1.00-2.73-2.27-2.17
EPS (Basic, Before Extraordinaries)0.510.420.46-0.36-0.40-1.00-2.73-2.27-2.17
EPS (Diluted)0.480.390.39-0.36-0.40-1.00-2.73-2.27-2.17
EBITDA927760437-100-167-380-259-224-242
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio38.9667.1339.49——————
Price To Sales Ratio4.306.314.373.242.367.661.92——
Gross Margin76.4675.1269.6870.8486.1689.8075.3761.4444.83
Operating Margin13.2211.036.29-10.39-18.09-44.21-43.81-33.29-42.17
Net Margin11.4110.0813.47-10.39-18.15-44.49-29.83-33.29-42.00
Shares Outstanding1,2841,1501,050945901527116116116
Market Capitalization24,01130,10716,1709,4034,1548,3321,443——
Operating Lease Expense
—————————
Unlock full historical data
See years of past statements with Premium.
Unlock with Premium
Insider Trading Volume
$35.08$28.86$22.65$16.44$10.22● Close Price0.00M0.75M1.50M2.25M2.99MUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Keough KelliEVP, GBUL, SIPSJul 20 '26Sale17.1910,954188,290367,728Jul 21
Keough KelliEVP, GBUL, SIPSJun 22 '26Sale17.3510,954190,058378,682Jun 23
Lavet Robert SGeneral CounselJun 18 '26Sale17.551,18820,84588,200Jun 22
Meltzer GaryDirectorJun 17 '26Option Exercise0.002,823071,281Jun 22
Lavet Robert SGeneral CounselJun 17 '26Option Exercise0.002,823089,388Jun 22
Rishel JeremyChief Technology OfficerJun 17 '26Sale17.78102,1231,815,747895,089Jun 17
Pinto ArunChief Risk OfficerJun 15 '26Option Exercise0.0021,1730210,045Jun 17
Lapointe ChristopherCFO and PAOJun 15 '26Option Exercise0.00104,15201,880,698Jun 17
Noto AnthonyChief Executive OfficerJun 15 '26Option Exercise0.00345,553012,306,060Jun 17
Keough KelliEVP, GBUL, SIPSJun 15 '26Option Exercise0.00127,8680451,115Jun 17
Lavet Robert SGeneral CounselJun 15 '26Option Exercise0.0036,0570101,479Jun 17
Schuppenhauer EricEVP GBUL BorrowJun 15 '26Option Exercise0.006,4930301,098Jun 17
Rishel JeremyChief Technology OfficerJun 15 '26Option Exercise0.00311,86201,152,817Jun 17
Noto AnthonyChief Executive OfficerJun 16 '26Buy18.0613,888250,78711,960,507Jun 16
Ruzwana BashirDirectorJun 09 '26Option Exercise0.0018,388079,359Jun 11
open in yahoo·open in reuters·open in marketwatch·open in google·open in EDGAR
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.