Lufax Holding Ltd (NYSE: LU) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | - | EPS (ttm) | -0.43 | Insider Own | 2.54% | Shs Outstand | 419.27M | Perf Week | -0.65% |
| Market Cap | 641.48M | Forward P/E | 5.79 | EPS next Y | 0.26 | Insider Trans | - | Shs Float | 413.79M | Perf Month | 7.75% |
| Enterprise Value | 6.90B | PEG | - | EPS next Q | 0.15 | Inst Own | - | Short Float | 1.17% | Perf Quarter | -22.34% |
| Income | -187.00M | P/S | 0.29 | EPS this Y | 97.39% | Inst Trans | - | Short Ratio | 3.63 | Perf Half Y | -41.15% |
| Sales | 2.23B | P/B | 0.05 | EPS next Y | 2453.17% | ROA | -0.64% | Short Interest | 4.84M | Perf YTD | -40.23% |
| Book/sh | 27.98 | P/C | 0.16 | EPS next 5Y | - | ROE | -1.66% | 52W High | 4.57 -66.52% | Perf Year | -45.94% |
| Cash/sh | 9.57 | P/FCF | 0.63 | EPS past 3/5Y | - | ROIC | 0.58% | 52W Low | 1.20 27.50% | Perf 3Y | -78.98% |
| Dividend Est. | 4.74 (309.80%) | EV/EBITDA | 5.19 | Sales past 3/5Y | -27.45% -11.93% | Gross Margin | 32.57% | Volatility | 5.05% 4.89% | Perf 5Y | -94.85% |
| Dividend TTM | - | EV/Sales | 3.09 | EPS Y/Y TTM | - | Oper. Margin | 5.90% | ATR (14) | 0.07 | Perf 10Y | - |
| Dividend Ex-Date | Jun 04, 2024 | Quick Ratio | 1.04 | Sales Y/Y TTM | - | Profit Margin | -8.36% | RSI (14) | 58.55 | Recom | 2.38 |
| Dividend Gr. 3/5Y | - | Current Ratio | 1.04 | EPS Q/Q | -29.27% | SMA20 | 8.28% | Beta | 0.69 | Target Price | 3.15 |
| Payout | 0.00% | Debt/Eq | 0.99 | Sales Q/Q | 15.79% | SMA50 | 7.84% | Rel Volume | 0.56 | Prev Close | 1.51 |
| Employees | 33,163 | LT Debt/Eq | 0.00 | Earnings | Feb 16 | SMA200 | -30.33% | Avg Volume | 1.08M | Price | 1.53 |
| IPO Date | Oct 30, 2020 | Option/Short | No / Yes | EPS/Sales Surpr. | -122.74% -11.60% | Net Debt/EBITDA | 5.24 | Volume | 606,828 | Change | 1.32% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-28-26 | Upgrade | JP Morgan | Neutral → Overweight | |
| Apr-17-26 | Upgrade | JP Morgan | Underweight → Neutral | |
| Oct-22-24 | Reiterated | Citigroup | Buy | $3.13 |
| Oct-21-24 | Reiterated | Bank of America Securities | $3.18 | |
| Jun-07-24 | Reiterated | Morgan Stanley | Equal Weight | $4.50 → $2.40 |
| Apr-10-24 | Reiterated | Morgan Stanley | Equal Weight | $4.50 |
| Mar-22-24 | Reiterated | HSBC | Buy | $2.00 → $5.20 |
| May-15-23 | Upgrade | Macquarie | Underperform → Outperform | |
| Mar-13-23 | Downgrade | Macquarie | Neutral → Underperform | |
| Nov-30-22 | Downgrade | Morgan Stanley | Overweight → Equal Weight |
Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | FY 2017 12/31/2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,234 | 3,916 | 5,886 | 10,256 | 10,079 | 7,391 | 6,336 | 6,143 | 4,787 | |
| Cost of Goods Sold Incl. D&A | 1,507 | 982 | 1,792 | 2,022 | 2,601 | 1,335 | 704 | 964 | 1,677 | |
| Gross Profit | 728 | 2,934 | 4,094 | 8,235 | 7,478 | 6,056 | 5,632 | 5,179 | 3,111 | |
| Selling, General and Administrative Excl. Other | 595 | 829 | 1,719 | 2,762 | 3,341 | 3,013 | 2,857 | 2,301 | 1,713 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 0 | 2,166 | 285 | 447 | 509 | 448 | -38 | 58 | 160 | |
| Operating Income | 132 | -61 | 2,090 | 5,026 | 3,628 | 2,596 | 2,813 | 2,820 | 1,238 | |
| Interest Expense | 0 | 133 | 1,301 | 1,968 | 1,613 | 897 | 434 | 823 | 1,288 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | -282 | 116 | -557 | -1,124 | 1,613 | 897 | 434 | 823 | 1,288 | |
| Net Income Before Taxes | -150 | -78 | 232 | 1,934 | 3,628 | 2,596 | 2,813 | 2,820 | 1,238 | |
| Income Taxes | 18 | 154 | 86 | 630 | 1,037 | 816 | 885 | 767 | 346 | |
| Consolidated Net Income | -187 | -284 | 125 | 1,293 | 2,605 | 1,791 | 1,930 | 2,059 | 883 | |
| Net Income From Continuing Operations | -167 | -232 | 146 | 1,304 | 2,590 | 1,779 | 1,928 | 2,053 | 892 | |
| Net Income | -187 | -284 | 125 | 1,293 | 2,605 | 1,791 | 1,930 | 2,059 | 883 | |
| EPS (Recurring) | -0.43 | -0.66 | 0.44 | 4.52 | 8.82 | 6.49 | 7.10 | 7.65 | 3.32 | |
| EPS (Basic, Before Extraordinaries) | -0.43 | -0.66 | 0.44 | 4.52 | 8.82 | 6.49 | 7.10 | 7.65 | 3.32 | |
| EPS (Diluted) | -0.43 | -0.66 | 0.43 | 4.51 | 8.30 | 6.44 | 7.10 | 7.65 | 3.32 | |
| EBITDA | 1,329 | 92 | 0 | 5,140 | 3,756 | 2,721 | 2,932 | 2,963 | 1,367 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | — | — | 7.06 | 1.72 | 2.71 | 8.83 | — | — | — | |
| Price To Sales Ratio | 0.30 | 0.28 | 0.15 | 0.22 | 0.66 | 2.12 | — | — | — | |
| Gross Margin | 32.59 | 74.92 | 69.55 | 80.29 | 74.19 | 81.94 | 88.89 | 84.31 | 64.99 | |
| Operating Margin | 5.91 | -1.56 | 35.51 | 49.01 | 36.00 | 35.12 | 44.40 | 45.91 | 25.86 | |
| Net Margin | -8.37 | -7.25 | 2.12 | 12.61 | 25.85 | 24.23 | 30.46 | 33.52 | 18.45 | |
| Shares Outstanding | 432 | 433 | 287 | 286 | 295 | 276 | 272 | 269 | 266 | |
| Market Capitalization | 661 | 1,108 | 881 | 2,219 | 6,643 | 15,677 | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| CHRISTY LANGENFELD CYNTHIA K | President, Network Solutions | Nov 22 '06 | Sale | 2.61 | 270,984 | 707,268 | 343,723 | Nov 22 |
| DAMELIO FRANK A | Chief Operating Officer | Nov 21 '06 | Option Exercise | 1.42 | 664,838 | 944,070 | 1,577,560 | Nov 22 |
| KRITZMACHER JOHN A | Chief Financial Officer | Nov 21 '06 | Sale | 2.59 | 65,601 | 169,907 | 110,065 | Nov 22 |
| DAMELIO FRANK A | Chief Operating Officer | Nov 21 '06 | Sale | 2.61 | 209,451 | 546,667 | 868,109 | Nov 22 |
| MEJIA JOSE | President, SCN | Jan 27 '06 | Sale | 2.64 | 1,199 | 3,165 | 661,408 | Jan 30 |
| MEJIA JOSE | President, SCN | Jan 26 '06 | Option Exercise | 1.42 | 100,000 | 142,000 | 737,737 | Jan 30 |
| MEJIA JOSE | President, SCN | Jan 26 '06 | Sale | 2.63 | 75,130 | 197,592 | 662,607 | Jan 30 |
| MEJIA JOSE | President, SCN | Nov 07 '05 | Option Exercise | 1.78 | 220,243 | 392,033 | 761,622 | Nov 09 |
| MEJIA JOSE | President, SCN | Nov 07 '05 | Sale | 2.77 | 277,449 | 768,534 | 484,173 | Nov 09 |
| CHRISTY LANGENFELD CYNTHIA K | Pres., Network Solutions | Jul 21 '05 | Sale | 2.91 | 72,827 | 211,927 | 78,127 | Jul 25 |
| MEJIA JOSE | Pres., Supply Chain Networks | May 06 '05 | Option Exercise | 1.42 | 200,000 | 284,000 | 587,658 | May 10 |
| MEJIA JOSE | Pres., Supply Chain Networks | Oct 29 '04 | Option Exercise | 1.78 | 50,000 | 89,000 | 442,401 | Nov 02 |
| MEJIA JOSE | Pres., Supply Chain Networks | Oct 29 '04 | Sale | 3.55 | 50,000 | 177,500 | 392,401 | Nov 02 |
| MEJIA JOSE | Pres., Supply Chain Networks | Aug 05 '04 | Option Exercise | 0.00 | 30,000 | 0 | 64,092 | Aug 09 |
| MEJIA JOSE | Pres., Supply Chain Networks | Aug 05 '04 | Sale | 3.02 | 49,915 | 150,942 | 14,177 | Aug 09 |