SYF — Synchrony Financial stock price, charts and financials

QT68Synchrony Financial

Synchrony Financial (NYSE: SYF) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
77.35
-1.27-1.62%
SYFQT68Synchrony Financial·NYSE
77.35-1.62%
News
Down 1.6% — Synchrony to Participate in the Barclays Global Financial Services Conference (Yahoo).
Medium confidence
TA
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Snapshot
IndexS&P 500P/E7.93EPS (ttm)9.76Insider Own0.80%Shs Outstand325.37MPerf Week0.95%
Market Cap25.17BForward P/E7.41EPS next Y10.44Insider Trans-1.55%Shs Float323.68MPerf Month-1.07%
Enterprise Value25.41BPEG0.72EPS next Q2.38Inst Own-Short Float5.54%Perf Quarter6.94%
Income3.52BP/S1.33EPS this Y-4.17%Inst Trans-Short Ratio4.89Perf Half Y18.16%
Sales18.96BP/B1.49EPS next Y11.64%ROA2.89%Short Interest17.94MPerf YTD-7.29%
Book/sh51.93P/C1.55EPS next 5Y11.03%ROE20.94%52W High88.77 -12.86%Perf Year2.94%
Cash/sh49.77P/FCF2.68EPS past 3/5Y14.74% 32.56%ROIC2.89%52W Low63.08 22.62%Perf 3Y136.83%
Dividend Est.1.36 (1.76%)EV/EBITDA4.92Sales past 3/5Y13.15% 8.31%Gross Margin52.26%Volatility2.02% 2.26%Perf 5Y55.48%
Dividend TTM1.24 (1.60%)EV/Sales1.34EPS Y/Y TTM14.15%Oper. Margin24.34%ATR (14)1.96Perf 10Y184.69%
Dividend Ex-DateAug 05, 2026Quick Ratio3.72Sales Y/Y TTM-8.67%Profit Margin18.56%RSI (14)46.67Recom2.44
Dividend Gr. 3/5Y8.51% 5.50%Current Ratio3.72EPS Q/Q3.60%SMA20-2.34%Beta1.33Target Price88.30
Payout14.30%Debt/Eq0.91Sales Q/Q-0.40%SMA500.71%Rel Volume0.77Prev Close78.62
Employees20,000LT Debt/Eq0.91EarningsOct 21SMA2002.91%Avg Volume3.55MPrice77.35
IPO DateJul 31, 2014Option/ShortYes / YesEPS/Sales Surpr.21.20% -0.18%Net Debt/EBITDA0.05Volume2,745,996Change-1.62%
Analyst Ratings
DateActionAnalystRatingTarget
Aug-25-26ReiteratedWolfe ResearchOutperform$50$90
Aug-03-26ReiteratedUBSNeutral$82$87
Jul-22-26ReiteratedDeutsche BankBuy$101$104
Jul-22-26ReiteratedRobert W. Baird$86$90
Jul-22-26ReiteratedRBC CapitalSector Perform$85$80
Jul-22-26ReiteratedWells FargoOverweight$100$88
Jul-13-26ReiteratedHSBCBuy$81$97
May-21-26InitiatedLoop CapitalHold$81
Apr-23-26ReiteratedTruist SecuritiesHold$84$82
Apr-22-26DowngradeBTIGBuyNeutral
Latest News· Times ET
Sep-08-26
Sep-05-26
Aug-31-26
Aug-28-26
Aug-26-26
Aug-23-26
Aug-22-26
Aug-20-26
Aug-18-26
Aug-17-26
Aug-16-26
Aug-13-26
Company

Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts. These are made available to both individual consumers and commercial entities, with deposits also accepted via external securities brokerage firms. Beyond core credit and banking, Synchrony extends debt cancellation programs to its credit card clientele through online, mobile, and direct mail channels. It is also a significant player in specialized financing, offering healthcare payment and funding solutions under its CareCredit, Pets Best, and Walgreens brands. The firm further provides payment and financing options to industries like apparel, specialty retail, outdoor, music, and luxury, as well as point-of-sale consumer financing for audiology products and dental services. Synchrony delivers its credit offerings through collaborative programs established with a broad network of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products reach customers through various avenues, including digital and print media. The company's services cater to a wide array of sectors, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pet industries, among others. Established in 1932, Synchrony Financial's corporate headquarters are located in Stamford, Connecticut.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue18,95919,11620,759
Cost of Goods Sold Incl. D&A9,0519,36011,367
Gross Profit9,9089,7569,392
Selling, General and Administrative Excl. Other2,6282,6042,353
Research and Development
000
Other Operating Expense2,6662,5312,486
Operating Income4,6144,6214,553
Interest Expense3,9274,1354,634
Unusual Expense
Non-Operating Income (Expense)3,9274,1354,634
Net Income Before Taxes4,6144,6214,553
Income Taxes1,0961,0691,054
Consolidated Net Income3,5183,5523,499
Net Income From Continuing Operations3,5183,5523,499
Net Income3,5183,5523,499
EPS (Recurring)9.869.358.64
EPS (Basic, Before Extraordinaries)9.869.358.64
EPS (Diluted)9.769.298.55
EBITDA5,1695,1355,034
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio7.938.987.60
Price To Sales Ratio1.351.561.24
Gross Margin52.2651.0445.24
Operating Margin24.3424.1721.93
Net Margin18.5618.5816.86
Shares Outstanding331358397
Market Capitalization25,60329,86825,805
Operating Lease Expense
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Insider Trading Volume
$92.17$84.15$76.13$68.10$60.08 Close Price0.00M5.88M11.76M17.64M23.52MUSD Trades VolumeSepOctNovDec2026FebMarAprMayJunJulAugSep
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Casellas AlbertoSee remarksAug 13 '26Option Exercise33.535,456182,94055,968Aug 17
Casellas AlbertoSee remarksAug 13 '26Sale80.005,456436,48050,512Aug 17
Gentleman CourtneySee remarksAug 03 '26Sale76.7372155,32218,620Aug 04
Owens DarrellSee remarksAug 03 '26Sale76.7361046,80516,410Aug 04
COVIELLO ARTHUR W JRDirectorAug 03 '26Sale77.174,000308,68026,144Aug 04
MOTHNER JONATHAN SSee remarksMay 15 '26Option Exercise34.3011,258386,149143,922May 19
MOTHNER JONATHAN SSee remarksMay 15 '26Sale71.2311,258801,907132,664May 19
Howse CurtisSee remarksMay 01 '26Sale76.558,436645,77686,437May 05
COVIELLO ARTHUR W JRDirectorMay 01 '26Sale76.554,000306,20029,341May 05
Casellas AlbertoSee remarksMay 01 '26Option Exercise34.305,794198,73456,125May 05
Casellas AlbertoSee remarksMay 01 '26Sale76.555,794443,53150,331May 05
Wenzel Brian J. Sr.See remarksMar 03 '26Sale67.1647,1123,164,04264,221Mar 03
DOUBLES BRIAN DSee remarksMar 02 '26Option Exercise33.8567,5542,286,992868,327Mar 03
DOUBLES BRIAN DSee remarksMar 02 '26Sale68.68217,55414,941,869829,222Mar 03
Schaller BartSee remarksMar 02 '26Sale67.7112,980878,87634,035Mar 03
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