WRLD — World Acceptance Corporation stock price, charts and financials

NASDAQ·Financial Services·Financial - Credit Services·USA

Latest market price

193.63

+5.53+2.94%

Overview Short InterestFilings

WRLDQT71World Acceptance Corporation·NASDAQ

Overview Short InterestFilings

193.63+2.94%

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Signal & projected range

Earnings big beat — drift (PEAD)Historical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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RWAYI-0.36%$24.71 NAVI+6.00%$9.36 OPFI-1.11%$9.81 GDOT-0.83%$13.20 NEWTO-0.74%$25.59 PRAA+1.03%$17.63 FINV-0.81%$4.92 LU+1.32%$1.53

Snapshot

Index	-	P/E	22.89	EPS (ttm)	8.46	Insider Own	-	Shs Outstand	4.64M	Perf Week	2.10%

Market Cap	898.51M	Forward P/E	12.79	EPS next Y	15.14	Insider Trans	-0.38%	Shs Float	3.76M	Perf Month	-3.96%

Enterprise Value	1.54B	PEG	1.54	EPS next Q	0.79	Inst Own	-	Short Float	15.62%	Perf Quarter	37.75%

Income	39.00M	P/S	1.52	EPS this Y	55.79%	Inst Trans	-	Short Ratio	4.02	Perf Half Y	57.17%

Sales	591.00M	P/B	2.48	EPS next Y	14.87%	ROA	3.65%	Short Interest	587.80K	Perf YTD	37.92%

Book/sh	78.01	P/C	89.85	EPS next 5Y	14.87%	ROE	11.00%	52W High	227.69 -14.96%	Perf Year	25.44%

Cash/sh	2.15	P/FCF	3.27	EPS past 3/5Y	24.10% -12.26%	ROIC	7.74%	52W Low	110.00 76.03%	Perf 3Y	23.90%

Dividend Est.	-	EV/EBITDA	13.97	Sales past 3/5Y	-1.76% 2.07%	Gross Margin	71.97%	Volatility	4.43% 4.89%	Perf 5Y	2.62%

Dividend TTM	-	EV/Sales	2.60	EPS Y/Y TTM	-48.10%	Oper. Margin	17.48%	ATR (14)	9.81	Perf 10Y	262.81%

Dividend Ex-Date	-	Quick Ratio	242.80	Sales Y/Y TTM	4.60%	Profit Margin	6.65%	RSI (14)	52.79	Recom	3.30

Dividend Gr. 3/5Y	-	Current Ratio	242.80	EPS Q/Q	-73.92%	SMA20	0.99%	Beta	1.12	Target Price	-

Payout	0.00%	Debt/Eq	1.88	Sales Q/Q	5.30%	SMA50	4.04%	Rel Volume	0.92	Prev Close	188.10

Employees	2,907	LT Debt/Eq	1.88	Earnings	Oct 22	SMA200	26.87%	Avg Volume	142.70K	Price	193.63

IPO Date	Nov 26, 1991	Option/Short	No / Yes	EPS/Sales Surpr.	265.52% -3.26%	Net Debt/EBITDA	5.79	Volume	131,054	Change	2.94%

Analyst Ratings

Date	Action	Analyst	Rating
Jun-29-22	Downgrade	Stephens & Co.	Equal Weight → Underweight
Jul-22-21	Upgrade	Stephens & Co.	Underweight → Equal Weight
Dec-18-19	Upgrade	Janney Montgomery Scott	Sell → Neutral
Dec-18-19	Upgrade	Janney Capital	Sell → Neutral
Jul-25-19	Downgrade	Janney Montgomery Scott	Neutral → Sell
Jul-25-19	Downgrade	Janney Capital	Neutral → Sell
Jan-10-17	Downgrade	Jefferies	Hold → Underperform
Nov-18-16	Downgrade	BMO Capital	Market Perform → Underperform
Nov-09-16	Upgrade	Stephens & Co.	Underweight → Equal Weight
Aug-11-15	Downgrade	Janney Capital	Buy → Neutral

Latest News

Jul-24-26

Jul-24-2606:45PM

Why World Acceptance Stock Soared Todayfool.com

12:21PM

World Acceptance (NASDAQ:WRLD) Surges on Massive Earnings Beat as Credit Quality ImprovesChartMill

11:31AM

World Acceptance Corporation (WRLD) Q1 2027 Earnings Call Transcriptseekingalpha.com

11:06AM

World Acceptance Q1 Earnings Call Highlightsmarketbeat.com

08:00AM

World Acceptance Corporation Reports Fiscal 2027 First Quarter Resultsgurufocus.com

Jul-17-26

Jul-17-2611:00AM

World Acceptance Corporation Announces First Quarter 2027 Conference Call on the Internetbusinesswire.com

Jun-29-26

Jun-29-2608:58AM

Top 3 Financial Stocks That May Fall Off A Cliff In Q2Benzinga

Company

World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2026 3/31/2026	FY 2025 3/31/2025	FY 2024 3/31/2024	FY 2023 3/31/2023	FY 2022 3/31/2022	FY 2021 3/31/2021	FY 2020 3/31/2020	FY 2019 3/31/2019
Total Revenue	591	585	565	573	617	585	528	590	545
Cost of Goods Sold Incl. D&A	166	238	169	205	310	220	112	208	166
Gross Profit	425	347	396	368	307	366	416	382	378
Selling, General and Administrative Excl. Other	317	250	188	215	223	243	243	288	238
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	5	52	49	54	56	57	62	59	50
Operating Income	103	45	159	99	27	66	111	35	90
Interest Expense	51	49	43	48	50	33	26	26	18
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	-1	49	-4	48	50	33	26	26	18
Net Income Before Taxes	51	45	112	99	27	66	111	35	90
Income Taxes	12	11	22	22	6	12	23	7	16
Consolidated Net Income	39	35	90	77	21	54	88	28	37
Net Income From Continuing Operations	39	35	90	77	21	54	88	28	74
Net Income	39	35	90	77	21	54	88	28	37
EPS (Recurring)	8.61	6.97	16.54	13.45	3.69	8.88	13.59	3.66	4.01
EPS (Basic, Before Extraordinaries)	8.61	6.97	16.54	13.45	3.69	8.88	13.59	3.66	4.01
EPS (Diluted)	8.46	6.88	16.30	13.19	3.60	8.47	13.23	3.54	4.01
EBITDA	110	54	165	110	38	77	124	47	98
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	22.89	19.63	7.76	10.99	23.14	22.65	9.81	15.43	29.21
Price To Sales Ratio	1.64	1.15	1.34	1.52	0.81	1.97	1.72	0.74	1.93
Gross Margin	71.91	59.32	70.09	64.22	49.76	62.56	78.79	64.75	69.36
Operating Margin	17.43	7.69	28.14	17.28	4.38	11.28	21.02	5.93	16.51
Net Margin	6.60	5.98	15.93	13.44	3.40	9.23	16.67	4.75	6.79
Shares Outstanding	5	5	6	6	6	6	7	8	9
Market Capitalization	968	675	759	870	500	1,151	908	437	1,054
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
McIntyre Scott	SVP, Accounting	Aug 03 '26	Sale	185.00	1,300	240,500	14,660	Aug 04
Calmes John L Jr	See remarks	Jul 30 '26	Sale	186.00	2,000	372,000	48,334	Jul 31
WAY CHARLES D	Director	Jun 30 '26	Sale	225.00	833	187,425	12,729	Jul 01
Robinson Benjamin E III	Director	Jun 29 '26	Option Exercise	188.38	2,031	382,600	6,867	Jul 01
Robinson Benjamin E III	Director	Jun 29 '26	Sale	222.77	2,031	452,446	4,836	Jul 01
WAY CHARLES D	Director	Jun 26 '26	Sale	210.00	833	174,930	13,562	Jun 29
Caulder Alice Lindsay	SVP, Human Resources	Jun 15 '26	Sale	181.00	609	110,229	14,682	Jun 16
Umstetter Luke J.	See remarks	Jun 12 '26	Sale	181.66	1,000	181,660	28,245	Jun 15
Robinson Benjamin E III	Director	May 22 '26	Sale	160.00	90	14,400	4,836	May 26
Robinson Benjamin E III	Director	Apr 30 '26	Sale	160.00	180	28,800	4,926	May 01
Calmes John L Jr	See remarks	Mar 10 '26	Sale	141.88	1,000	141,880	50,334	Mar 11
Prashad R Chad	President and CEO	Dec 18 '25	Sale	147.67	3,000	442,997	73,660	Dec 19
Calmes John L Jr	See remarks	Dec 17 '25	Sale	149.21	1,000	149,213	54,395	Dec 19
Dyer Daniel Clinton	See remarks	Dec 16 '25	Sale	149.00	8,857	1,319,693	33,640	Dec 17
Dyer Daniel Clinton	See remarks	Dec 15 '25	Sale	150.00	89	13,350	42,497	Dec 17

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.