WRLD — World Acceptance Corporation stock price, charts and financials
QT62World Acceptance CorporationWorld Acceptance Corporation (NASDAQ: WRLD) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 21.53 | EPS (ttm) | 8.46 | Insider Own | - | Shs Outstand | 4.66M | Perf Week | -4.51% |
| Market Cap | 848.85M | Forward P/E | 12.03 | EPS next Y | 15.14 | Insider Trans | -5.58% | Shs Float | 3.76M | Perf Month | -1.31% |
| Enterprise Value | 1.49B | PEG | 1.45 | EPS next Q | 0.79 | Inst Own | - | Short Float | 12.26% | Perf Quarter | 2.35% |
| Income | 39.00M | P/S | 1.44 | EPS this Y | 55.79% | Inst Trans | - | Short Ratio | 3.94 | Perf Half Y | 36.65% |
| Sales | 591.00M | P/B | 2.34 | EPS next Y | 14.87% | ROA | 3.65% | Short Interest | 461.41K | Perf YTD | 29.74% |
| Book/sh | 77.68 | P/C | 84.89 | EPS next 5Y | 14.87% | ROE | 11.00% | 52W High | 227.67 -20.00% | Perf Year | 8.53% |
| Cash/sh | 2.15 | P/FCF | 3.42 | EPS past 3/5Y | 24.10% -12.26% | ROIC | 3.88% | 52W Low | 110.00 65.58% | Perf 3Y | 34.64% |
| Dividend Est. | - | EV/EBITDA | 24.78 | Sales past 3/5Y | -1.76% 2.07% | Gross Margin | 60.62% | Volatility | 2.74% 2.87% | Perf 5Y | -7.09% |
| Dividend TTM | - | EV/Sales | 2.52 | EPS Y/Y TTM | -48.10% | Oper. Margin | 8.65% | ATR (14) | 5.96 | Perf 10Y | 263.63% |
| Dividend Ex-Date | - | Quick Ratio | 0.43 | Sales Y/Y TTM | 4.60% | Profit Margin | 6.65% | RSI (14) | 41.67 | Recom | 3.30 |
| Dividend Gr. 3/5Y | - | Current Ratio | 0.43 | EPS Q/Q | -73.92% | SMA20 | -3.36% | Beta | 1.14 | Target Price | - |
| Payout | 0.00% | Debt/Eq | 1.88 | Sales Q/Q | 4.51% | SMA50 | -3.83% | Rel Volume | 0.61 | Prev Close | 184.77 |
| Employees | 2,907 | LT Debt/Eq | 1.88 | Earnings | Oct 22 | SMA200 | 14.10% | Avg Volume | 102.34K | Price | 182.14 |
| IPO Date | Nov 26, 1991 | Option/Short | No / Yes | EPS/Sales Surpr. | 265.52% -3.26% | Net Debt/EBITDA | 10.62 | Volume | 62,841 | Change | -1.42% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jun-29-22 | Downgrade | Stephens & Co. | Equal Weight → Underweight | |
| Jul-22-21 | Upgrade | Stephens & Co. | Underweight → Equal Weight | |
| Dec-18-19 | Upgrade | Janney Montgomery Scott | Sell → Neutral | |
| Dec-18-19 | Upgrade | Janney Capital | Sell → Neutral | |
| Jul-25-19 | Downgrade | Janney Montgomery Scott | Neutral → Sell | |
| Jul-25-19 | Downgrade | Janney Capital | Neutral → Sell | |
| Jan-10-17 | Downgrade | Jefferies | Hold → Underperform | |
| Nov-18-16 | Downgrade | BMO Capital | Market Perform → Underperform | |
| Nov-09-16 | Upgrade | Stephens & Co. | Underweight → Equal Weight | |
| Aug-11-15 | Downgrade | Janney Montgomery Scott | Buy → Neutral |
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2026 3/31/2026 | FY 2025 3/31/2025 | FY 2024 3/31/2024 | FY 2023 3/31/2023 | FY 2022 3/31/2022 | FY 2021 3/31/2021 | FY 2020 3/31/2020 | FY 2019 3/31/2019 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 591 | 585 | 565 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 233 | 238 | 169 | — | — | — | — | — | — | |
| Gross Profit | 358 | 347 | 396 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 255 | 250 | 188 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 52 | 52 | 49 | — | — | — | — | — | — | |
| Operating Income | 51 | 45 | 159 | — | — | — | — | — | — | |
| Interest Expense | 51 | 49 | 43 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 51 | 49 | -4 | — | — | — | — | — | — | |
| Net Income Before Taxes | 51 | 45 | 112 | — | — | — | — | — | — | |
| Income Taxes | 12 | 11 | 22 | — | — | — | — | — | — | |
| Consolidated Net Income | 39 | 35 | 90 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 39 | 35 | 90 | — | — | — | — | — | — | |
| Net Income | 39 | 35 | 90 | — | — | — | — | — | — | |
| EPS (Recurring) | 8.61 | 6.97 | 16.54 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 8.61 | 6.97 | 16.54 | — | — | — | — | — | — | |
| EPS (Diluted) | 8.46 | 6.88 | 16.30 | — | — | — | — | — | — | |
| EBITDA | 60 | 54 | 165 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 21.53 | 19.63 | 7.76 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.54 | 1.15 | 1.34 | — | — | — | — | — | — | |
| Gross Margin | 60.58 | 59.32 | 70.09 | — | — | — | — | — | — | |
| Operating Margin | 8.63 | 7.69 | 28.14 | — | — | — | — | — | — | |
| Net Margin | 6.60 | 5.98 | 15.93 | — | — | — | — | — | — | |
| Shares Outstanding | 5 | 5 | 6 | — | — | — | — | — | — | |
| Market Capitalization | 911 | 675 | 759 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Prescott General Partners LLC | 10 percent owner, other: Member of Section 13(d) Group | Aug 14 '26 | Sale | 187.69 | 133,199 | 25,000,120 | 31,148 | Aug 18 |
| Childers Jason E. | SVP, Information Technology | Aug 12 '26 | Sale | 190.74 | 2,000 | 381,480 | 12,799 | Aug 13 |
| Robinson Benjamin E III | Director | Aug 10 '26 | Sale | 187.26 | 90 | 16,853 | 4,746 | Aug 11 |
| McIntyre Scott | SVP, Accounting | Aug 03 '26 | Sale | 185.00 | 1,300 | 240,500 | 14,660 | Aug 04 |
| Calmes John L Jr | See remarks | Jul 30 '26 | Sale | 186.00 | 2,000 | 372,000 | 48,334 | Jul 31 |
| WAY CHARLES D | Director | Jun 30 '26 | Sale | 225.00 | 833 | 187,425 | 12,729 | Jul 01 |
| Robinson Benjamin E III | Director | Jun 29 '26 | Sale | 222.77 | 2,031 | 452,446 | 4,836 | Jul 01 |
| Robinson Benjamin E III | Director | Jun 29 '26 | Option Exercise | 188.38 | 2,031 | 382,600 | 6,867 | Jul 01 |
| WAY CHARLES D | Director | Jun 26 '26 | Sale | 210.00 | 833 | 174,930 | 13,562 | Jun 29 |
| Caulder Alice Lindsay | SVP, Human Resources | Jun 15 '26 | Sale | 181.00 | 609 | 110,229 | 14,682 | Jun 16 |
| Umstetter Luke J. | See remarks | Jun 12 '26 | Sale | 181.66 | 1,000 | 181,660 | 28,245 | Jun 15 |
| Robinson Benjamin E III | Director | May 22 '26 | Sale | 160.00 | 90 | 14,400 | 4,836 | May 26 |
| Robinson Benjamin E III | Director | Apr 30 '26 | Sale | 160.00 | 180 | 28,800 | 4,926 | May 01 |
| Calmes John L Jr | See remarks | Mar 10 '26 | Sale | 141.88 | 1,000 | 141,880 | 50,334 | Mar 11 |
| Prashad R Chad | President and CEO | Dec 18 '25 | Sale | 147.67 | 3,000 | 442,997 | 73,660 | Dec 19 |