Green Dot Corporation (NYSE: GDOT) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | - | EPS (ttm) | -1.32 | Insider Own | 41.78% | Shs Outstand | 56.68M | Perf Week | 1.14% |
| Market Cap | 754.41M | Forward P/E | 7.97 | EPS next Y | 1.67 | Insider Trans | 0.00% | Shs Float | 53.12M | Perf Month | -0.30% |
| Enterprise Value | - | PEG | - | EPS next Q | - | Inst Own | - | Short Float | 3.09% | Perf Quarter | 5.47% |
| Income | -71.00M | P/S | 0.35 | EPS this Y | 225.51% | Inst Trans | - | Short Ratio | 3.67 | Perf Half Y | 9.28% |
| Sales | 2.18B | P/B | 0.80 | EPS next Y | 0.80% | ROA | -1.07% | Short Interest | 1.64M | Perf YTD | 3.90% |
| Book/sh | 16.60 | P/C | 0.46 | EPS next 5Y | 0.80% | ROE | -7.74% | 52W High | 15.28 -13.63% | Perf Year | 31.52% |
| Cash/sh | 29.04 | P/FCF | 15.75 | EPS past 3/5Y | - | ROIC | 1.62% | 52W Low | 9.23 42.96% | Perf 3Y | -30.60% |
| Dividend Est. | - | EV/EBITDA | - | Sales past 3/5Y | 12.78% 10.65% | Gross Margin | 26.73% | Volatility | 2.05% 1.63% | Perf 5Y | -71.13% |
| Dividend TTM | - | EV/Sales | - | EPS Y/Y TTM | -164.00% | Oper. Margin | 1.12% | ATR (14) | 0.23 | Perf 10Y | -44.89% |
| Dividend Ex-Date | - | Quick Ratio | 0.50 | Sales Y/Y TTM | 26.33% | Profit Margin | -3.25% | RSI (14) | 52.83 | Recom | 2.72 |
| Dividend Gr. 3/5Y | - | Current Ratio | 0.50 | EPS Q/Q | 5.66% | SMA20 | 0.07% | Beta | 0.80 | Target Price | 18.00 |
| Payout | 0.00% | Debt/Eq | 0.07 | Sales Q/Q | 17.35% | SMA50 | 1.49% | Rel Volume | 0.94 | Prev Close | 13.31 |
| Employees | 900 | LT Debt/Eq | 0.07 | Earnings | Aug 10 | SMA200 | 7.68% | Avg Volume | 435.00K | Price | 13.20 |
| IPO Date | Jul 22, 2010 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 26.79% 9.15% | Net Debt/EBITDA | -8.34 | Volume | 407,035 | Change | -0.83% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Mar-17-26 | Reiterated | Craig-Hallum | Hold | $18 |
| Nov-25-25 | Reiterated | Northland Securities | Market Perform | $18 → $14 |
| Oct-15-25 | Reiterated | Northland Securities | Market Perform | $16 → $18 |
| Aug-12-25 | Reiterated | Northland Securities | Market Perform | $14 → $16 |
| Dec-14-23 | Downgrade | Barclays | Equal Weight → Underweight | |
| Nov-10-23 | Downgrade | Craig-Hallum | Buy → Hold | |
| May-08-23 | Downgrade | Needham | Buy → Hold | |
| Oct-18-22 | Downgrade | William Blair | Outperform → Market Perform | |
| Oct-17-22 | Downgrade | William Blair | Outperform → Market Perform | |
| Aug-15-22 | Downgrade | Barclays | Overweight → Equal Weight | $25 |
Green Dot Corporation operates as a financial technology and bank holding company, delivering a broad spectrum of financial products and services to individuals and businesses throughout the United States. Its business is organized into three principal segments: Consumer Services, Business-to-Business Solutions, and Money Movement Services. Among its diverse offerings are deposit account programs, which include checking accounts for individual consumers and small enterprises, as well as network-branded reloadable prepaid debit cards, gift cards, and secured credit facilities. Moreover, Green Dot provides comprehensive money processing services. These encompass cash transfer services, allowing patrons to deposit, pick up cash, or pay bills with cash directly at the point-of-sale at any participating retail location. Furthermore, their "Simply Paid" disbursement services facilitate the distribution of wages and authorized funds into either its own deposit account programs or accounts managed by third-party banks or program managers. The company also extends into tax processing services. These include technology for tax refund transfers, streamlining the receipt of taxpayers' refund proceeds. It also provides small business lending to independent tax preparation providers seeking modest advances, along with "Fast Cash Advance" loans for individuals awaiting tax refunds. Founded in 1999, Green Dot Corporation has its principal office located in Austin, Texas.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,178 | 2,080 | 1,724 | 1,501 | 1,450 | 1,433 | 1,254 | 1,109 | 1,066 | |
| Cost of Goods Sold Incl. D&A | 1,596 | 1,570 | 1,144 | 881 | 726 | 654 | 528 | 399 | 408 | |
| Gross Profit | 583 | 510 | 580 | 621 | 724 | 779 | 726 | 710 | 658 | |
| Selling, General and Administrative Excl. Other | 567 | 560 | 587 | 601 | 630 | 713 | 697 | 587 | 532 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | -9 | -105 | -5 | -3 | 0 | 0 | -1 | 0 | -5 | |
| Operating Income | 24 | 55 | -2 | 23 | 94 | 66 | 30 | 123 | 130 | |
| Interest Expense | 4 | 6 | 6 | 0 | 0 | 0 | 1 | 0 | 5 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | -85 | -146 | -15 | -8 | -10 | -3 | -1 | -2 | -2 | |
| Net Income Before Taxes | -63 | -97 | -23 | 15 | 84 | 64 | 28 | 121 | 124 | |
| Income Taxes | 8 | 2 | 4 | 8 | 20 | 16 | 5 | 21 | 5 | |
| Consolidated Net Income | -71 | -99 | -27 | 7 | 64 | 47 | 23 | 100 | 119 | |
| Net Income From Continuing Operations | -71 | -99 | -27 | 7 | 64 | 47 | 23 | 100 | 119 | |
| Net Income | -71 | -99 | -27 | 7 | 64 | 47 | 23 | 100 | 119 | |
| EPS (Recurring) | -1.29 | -1.79 | -0.50 | 0.13 | 1.20 | 0.87 | 0.43 | 1.91 | 2.27 | |
| EPS (Basic, Before Extraordinaries) | -1.29 | -1.79 | -0.50 | 0.13 | 1.20 | 0.87 | 0.43 | 1.91 | 2.27 | |
| EPS (Diluted) | -1.32 | -1.79 | -0.50 | 0.13 | 1.19 | 0.85 | 0.42 | 1.88 | 2.18 | |
| EBITDA | 129 | 141 | 78 | 103 | 175 | 151 | 115 | 203 | 197 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | — | — | — | 76.15 | 13.29 | 42.64 | 132.86 | 12.39 | 36.48 | |
| Price To Sales Ratio | 0.34 | 0.34 | 0.33 | 0.34 | 0.58 | 1.37 | 2.31 | 1.09 | 3.88 | |
| Gross Margin | 26.77 | 24.52 | 33.64 | 41.37 | 49.93 | 54.36 | 57.89 | 64.02 | 61.73 | |
| Operating Margin | 1.10 | 2.64 | -0.12 | 1.53 | 6.48 | 4.61 | 2.39 | 11.09 | 12.20 | |
| Net Margin | -3.26 | -4.76 | -1.57 | 0.47 | 4.41 | 3.28 | 1.83 | 9.02 | 11.16 | |
| Shares Outstanding | 56 | 55 | 54 | 52 | 53 | 54 | 52 | 52 | 52 | |
| Market Capitalization | 739 | 705 | 575 | 515 | 838 | 1,957 | 2,902 | 1,212 | 4,135 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Brewster J Chris | Director | Nov 28 '25 | Sale | 12.37 | 7,969 | 98,577 | 133,215 | Nov 28 |
| Fanlo Saturnino Sixto | Director | Nov 28 '25 | Sale | 12.61 | 13,451 | 169,604 | 92,737 | Nov 28 |
| Ruppel Christian Devin | interim President | Aug 12 '25 | Sale | 12.39 | 27,931 | 346,137 | 226,656 | Aug 13 |
| Ruppel Christian Devin | interim President | May 09 '25 | Sale | 11.00 | 10,189 | 112,079 | 253,139 | May 12 |
| Topline Capital Partners, LP | 10% Owner | Dec 31 '24 | Sale | 10.54 | 331,339 | 3,492,313 | 5,376,787 | Dec 31 |
| Topline Capital Management, LLC | other: See Explanation in Footnotes | Dec 31 '24 | Sale | 10.54 | 331,339 | 3,492,313 | 5,376,787 | Dec 31 |
| Topline Capital Partners, LP | 10% Owner | Dec 30 '24 | Sale | 10.44 | 380,611 | 3,973,579 | 5,708,126 | Dec 31 |
| Topline Capital Management, LLC | other: See Explanation in Footnotes | Dec 30 '24 | Sale | 10.44 | 380,611 | 3,973,579 | 5,708,126 | Dec 31 |
| Topline Capital Management, LLC | other: See Explanation in Footnotes | Dec 27 '24 | Sale | 10.54 | 247,230 | 2,605,804 | 6,088,737 | Dec 31 |
| Topline Capital Partners, LP | 10% Owner | Dec 27 '24 | Sale | 10.54 | 247,230 | 2,605,804 | 6,088,737 | Dec 31 |
| Topline Capital Partners, LP | 10% Owner | Nov 09 '24 | Buy | 10.72 | 43,179 | 462,879 | 6,335,967 | Nov 12 |
| Topline Capital Management, LLC | other: See Explanation in Footnotes | Nov 09 '24 | Buy | 10.72 | 43,179 | 462,879 | 6,335,967 | Nov 12 |
| Topline Capital Management, LLC | other: See Explanation in Footnotes | Nov 08 '24 | Buy | 10.94 | 135,123 | 1,478,246 | 6,292,788 | Nov 12 |
| Topline Capital Partners, LP | 10% Owner | Nov 08 '24 | Buy | 10.94 | 135,123 | 1,478,246 | 6,292,788 | Nov 12 |
| Topline Capital Management, LLC | other: See Explanation in Footnotes | Sep 24 '24 | Buy | 11.87 | 162,243 | 1,925,824 | 6,157,665 | Oct 01 |