FinVolution Group (NYSE: FINV) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 4.21 | EPS (ttm) | 1.17 | Insider Own | 9.79% | Shs Outstand | 248.40M | Perf Week | 0.00% |
| Market Cap | 1.22B | Forward P/E | 3.37 | EPS next Y | 1.46 | Insider Trans | -0.31% | Shs Float | 110.86M | Perf Month | 1.23% |
| Enterprise Value | 92.11M | PEG | 0.26 | EPS next Q | - | Inst Own | - | Short Float | 1.96% | Perf Quarter | -2.77% |
| Income | 309.00M | P/S | 0.66 | EPS this Y | 5.30% | Inst Trans | - | Short Ratio | 5.27 | Perf Half Y | -4.47% |
| Sales | 1.86B | P/B | 0.51 | EPS next Y | 18.33% | ROA | 8.61% | Short Interest | 4.87M | Perf YTD | -5.93% |
| Book/sh | 9.62 | P/C | 0.92 | EPS next 5Y | 16.07% | ROE | 5.33% | 52W High | 9.73 -49.43% | Perf Year | -40.29% |
| Cash/sh | 5.35 | P/FCF | 7.35 | EPS past 3/5Y | 3.95% 6.35% | ROIC | 8.15% | 52W Low | 4.35 13.10% | Perf 3Y | -13.99% |
| Dividend Est. | 0.31 (6.22%) | EV/EBITDA | 0.25 | Sales past 3/5Y | 3.12% 10.89% | Gross Margin | 77.14% | Volatility | 2.73% 2.72% | Perf 5Y | -27.54% |
| Dividend TTM | 0.31 (6.22%) | EV/Sales | 0.05 | EPS Y/Y TTM | -6.98% | Oper. Margin | 19.26% | ATR (14) | 0.14 | Perf 10Y | - |
| Dividend Ex-Date | Apr 16, 2026 | Quick Ratio | 63.35 | Sales Y/Y TTM | 2.64% | Profit Margin | 16.64% | RSI (14) | 55.01 | Recom | 2.00 |
| Dividend Gr. 3/5Y | 10.55% 18.21% | Current Ratio | 63.35 | EPS Q/Q | -36.59% | SMA20 | 2.92% | Beta | 0.42 | Target Price | 5.94 |
| Payout | 0.00% | Debt/Eq | 0.08 | Sales Q/Q | -3.76% | SMA50 | 1.11% | Rel Volume | 0.27 | Prev Close | 4.96 |
| Employees | 3,869 | LT Debt/Eq | 0.07 | Earnings | Aug 24 | SMA200 | -5.70% | Avg Volume | 764.89K | Price | 4.92 |
| IPO Date | Nov 09, 2017 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 12.12% 6.71% | Net Debt/EBITDA | -1.98 | Volume | 208,766 | Change | -0.81% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| May-23-25 | Upgrade | UBS | Neutral → Buy | |
| Mar-20-25 | Downgrade | UBS | Buy → Neutral | |
| Mar-18-25 | Upgrade | Citigroup | Neutral → Buy | |
| Aug-26-24 | Reiterated | Jefferies | $6.20 | |
| Jun-01-23 | Downgrade | Citigroup | Buy → Neutral | |
| Mar-15-23 | Downgrade | Citigroup | Buy → Neutral | |
| Feb-01-23 | Upgrade | UBS | Neutral → Buy | |
| Aug-24-22 | Reiterated | Citigroup | Buy | $5.68 |
| Jun-01-22 | Upgrade | Citigroup | Neutral → Buy | |
| Dec-20-21 | Downgrade | UBS | Buy → Neutral |
FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user base of approximately 145.3 million registered individuals. Established in 2007, the company, originally known as PPDAI Group Inc., rebranded as FinVolution Group in November 2019. It maintains its headquarters in Shanghai, People's Republic of China.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,864 | 1,838 | 1,816 | 1,779 | 1,676 | 1,480 | 1,096 | 863 | 687 | |
| Cost of Goods Sold Incl. D&A | 426 | 393 | 376 | 306 | 325 | 297 | 192 | 175 | 149 | |
| Gross Profit | 1,437 | 1,445 | 1,440 | 1,474 | 1,351 | 1,183 | 904 | 688 | 538 | |
| Selling, General and Administrative Excl. Other | 190 | 0 | 337 | 322 | 310 | 326 | 137 | 167 | 165 | |
| Research and Development | 37 | 0 | 69 | 72 | 73 | 67 | 54 | 57 | 48 | |
| Other Operating Expense | 852 | 1,043 | 682 | 743 | 595 | 384 | 379 | 81 | 704 | |
| Operating Income | 358 | 401 | 352 | 337 | 374 | 405 | 334 | 383 | -379 | |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 33 | 34 | 9 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 23 | 19 | 43 | 56 | 33 | 19 | 50 | 65 | 784 | |
| Net Income Before Taxes | 382 | 420 | 395 | 392 | 407 | 424 | 351 | 414 | 396 | |
| Income Taxes | 69 | 75 | 64 | 56 | 68 | 37 | 66 | 70 | 23 | |
| Consolidated Net Income | 309 | 344 | 331 | 331 | 337 | 389 | 286 | 343 | 373 | |
| Net Income From Continuing Operations | 312 | 345 | 332 | 337 | 339 | 387 | 285 | 344 | 373 | |
| Net Income | 309 | 344 | 331 | 331 | 337 | 389 | 286 | 343 | 373 | |
| EPS (Recurring) | 1.24 | 1.36 | 1.29 | 1.20 | 1.19 | 1.37 | 0.97 | 1.13 | 1.25 | |
| EPS (Basic, Before Extraordinaries) | 1.24 | 1.36 | 1.29 | 1.20 | 1.19 | 1.37 | 0.97 | 1.13 | 1.25 | |
| EPS (Diluted) | 1.17 | 1.30 | 1.26 | 1.18 | 1.16 | 1.31 | 0.96 | 1.11 | 1.16 | |
| EBITDA | 366 | 432 | 364 | 346 | 383 | 416 | 348 | 399 | 286 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 4.21 | 4.02 | 5.40 | 4.16 | 4.28 | 3.76 | 2.79 | 2.39 | 3.09 | |
| Price To Sales Ratio | 0.63 | 0.72 | 0.98 | 0.77 | 0.84 | 0.95 | 0.72 | 0.94 | 1.68 | |
| Gross Margin | 77.09 | 78.62 | 79.30 | 82.86 | 80.61 | 79.93 | 82.48 | 79.72 | 78.31 | |
| Operating Margin | 19.21 | 21.82 | 19.38 | 18.94 | 22.32 | 27.36 | 30.47 | 44.38 | -55.17 | |
| Net Margin | 16.58 | 18.72 | 18.23 | 18.61 | 20.11 | 26.28 | 26.09 | 39.75 | 54.29 | |
| Shares Outstanding | 239 | 252 | 263 | 280 | 283 | 284 | 295 | 305 | 320 | |
| Market Capitalization | 1,176 | 1,318 | 1,786 | 1,372 | 1,404 | 1,400 | 788 | 808 | 1,152 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Li Tiezheng | Chief Executive Officer | Jun 01 '26 | Option Exercise | 0.00 | 697,070 | 0 | 4,945,440 | Jun 03 |
| Xiang Bing | Director | May 28 '26 | Sale | 1.07 | 75,000 | 80,100 | 18,750 | May 29 |
| Lai Jimmy Y. | Director | May 24 '26 | Option Exercise | 0.00 | 18,750 | 0 | 93,750 | May 26 |
| Ho Simon Tak Leung | Director | May 24 '26 | Option Exercise | 0.00 | 12,500 | 0 | 12,500 | May 26 |
| Xiang Bing | Director | May 24 '26 | Option Exercise | 0.00 | 18,750 | 0 | 93,750 | May 26 |
| Chen Pingping | President and CCO | Apr 10 '26 | Option Exercise | 0.00 | 966,140 | 0 | 7,210,745 | Apr 14 |
| Wang Yuxiang | COO and CTO | Apr 10 '26 | Option Exercise | 0.00 | 970,720 | 0 | 7,518,685 | Apr 14 |
| Xu Jiayuan | Chief Financial Officer | Apr 10 '26 | Option Exercise | 0.00 | 741,775 | 0 | 4,451,615 | Apr 10 |
| Xu Jiayuan | Chief Financial Officer | Apr 08 '26 | Option Exercise | 0.00 | 139,240 | 0 | 3,709,840 | Apr 10 |
| Li Tiezheng | Chief Executive Officer | Apr 08 '26 | Option Exercise | 0.00 | 102,825 | 0 | 4,296,565 | Apr 10 |
| Wang Yuxiang | COO and CTO | Apr 03 '26 | Option Exercise | 0.00 | 2,012,235 | 0 | 7,453,125 | Apr 07 |
| Chen Pingping | President and CCO | Apr 03 '26 | Option Exercise | 0.00 | 1,291,500 | 0 | 6,830,715 | Apr 07 |
| Xu Jiayuan | Chief Financial Officer | Apr 03 '26 | Option Exercise | 0.00 | 214,180 | 0 | 3,570,600 | Apr 07 |
| Li Tiezheng | Chief Executive Officer | Apr 03 '26 | Option Exercise | 0.00 | 380,000 | 0 | 4,348,430 | Apr 07 |