OPFI — OppFi Inc. stock price, charts and financials

QT42OppFi Inc.

OppFi Inc. (NYSE: OPFI) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
6.53
-0.51-7.24%
OPFIQT42OppFi Inc.·NYSE
6.53-7.24%
News
Down 7.2% — BNCCORP Stockholders Approve Merger with OppFi, Inc. (prnewswire.com).
Medium confidence
TA
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Signal & projected range
Insider open-market buyHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index-P/E2.95EPS (ttm)2.21Insider Own-Shs Outstand85.39MPerf Week-18.17%
Market Cap557.62MForward P/E3.38EPS next Y1.93Insider Trans-0.01%Shs Float85.39MPerf Month-9.05%
Enterprise Value786.62MPEG0.08EPS next Q0.35Inst Own-Short Float3.78%Perf Quarter-22.54%
Income102.00MP/S0.91EPS this Y-35.97%Inst Trans-Short Ratio3.74Perf Half Y-19.38%
Sales611.00MP/B1.35EPS next Y36.40%ROA13.20%Short Interest3.22MPerf YTD-37.57%
Book/sh4.85P/C8.71EPS next 5Y36.85%ROE68.06%52W High12.45 -47.55%Perf Year-44.28%
Cash/sh0.75P/FCF1.75EPS past 3/5Y169.82% -30.19%ROIC87.09%52W Low6.50 0.46%Perf 3Y150.19%
Dividend Est.0.25 (3.83%)EV/EBITDA6.56Sales past 3/5Y9.64% 15.46%Gross Margin-Volatility5.43% 3.89%Perf 5Y-31.62%
Dividend TTM-EV/Sales1.29EPS Y/Y TTM513.89%Oper. Margin33.33%ATR (14)0.36Perf 10Y-
Dividend Ex-DateApr 08, 2025Quick Ratio57.15Sales Y/Y TTM16.16%Profit Margin16.64%RSI (14)33.50Recom2.33
Dividend Gr. 3/5Y-Current Ratio57.15EPS Q/Q-26.67%SMA20-9.65%Beta1.78Target Price10.25
Payout32.88%Debt/Eq1.07Sales Q/Q2.11%SMA50-19.82%Rel Volume2.54Prev Close7.04
Employees410LT Debt/Eq1.07EarningsNov 04SMA200-26.82%Avg Volume899.98KPrice6.53
IPO DateNov 20, 2020Option/ShortYes / YesEPS/Sales Surpr.-25.84% -6.88%Net Debt/EBITDA1.90Volume2,286,835Change-7.24%
Analyst Ratings
DateActionAnalystRatingTarget
Aug-26-26ReiteratedUBS$11
Aug-11-26ReiteratedStephens & Co.Equal Weight$11$9.50
May-08-26ReiteratedStephens & Co.Equal Weight$11
May-08-25UpgradeJMP SecuritiesMarket PerformMarket Outperform
Mar-06-25ReiteratedNorthland SecuritiesOutperform$10$13
Nov-11-22ReiteratedJMP SecuritiesMarket Outperform$3.00
Nov-11-22ReiteratedNeedhamBuy$3.00
Aug-11-22DowngradeDA DavidsonBuyNeutral
Mar-12-22ReiteratedDNB Markets$10
Latest News· Times ET
Sep-17-26
Aug-27-26
Aug-26-26
Aug-25-26
Aug-18-26
Aug-13-26
Aug-12-26
Aug-11-26
Aug-10-26
Aug-10-2608:04PM
Company

OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue611597526
Cost of Goods Sold Incl. D&A-829105
Gross Profit619568421
Selling, General and Administrative Excl. Other1008890
Research and Development0021
Other Operating Expense315286215
Operating Income20419395
Interest Expense3639182
Unusual Expense
Non-Operating Income (Expense)372176
Net Income Before Taxes20515688
Income Taxes21104
Consolidated Net Income102267
Net Income From Continuing Operations18414684
Net Income102267
EPS (Recurring)3.380.990.36
EPS (Basic, Before Extraordinaries)3.380.990.36
EPS (Diluted)2.210.990.36
EBITDA120201309
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio2.9510.5721.28
Price To Sales Ratio0.730.470.29
Gross Margin101.3195.1480.04
Operating Margin33.3932.3318.06
Net Margin16.694.361.33
Shares Outstanding682720
Market Capitalization444282153
Operating Lease Expense
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Insider Trading Volume
$13.13$11.27$9.40$7.53$5.67 Close Price0.00M0.32M0.63M0.95M1.27MUSD Trades VolumeSepOctNovDec2026FebMarAprMayJunJulAugSep
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Schwartz Todd G.Chief Executive OfficerSep 14 '26Buy7.801,94015,125641,898Sep 15
Schwartz Todd G.Chief Executive OfficerSep 11 '26Buy7.963,30026,281639,958Sep 15
Johnson Pamela D.CFOSep 11 '26Sale8.028,65069,365151,039Sep 15
Schwartz Todd G.Chief Executive OfficerSep 10 '26Buy7.563,35025,314636,658Sep 11
Schwartz Todd G.Chief Executive OfficerSep 09 '26Buy7.593,45026,190633,308Sep 10
Schwartz Todd G.Chief Executive OfficerSep 08 '26Buy7.413,47525,737629,858Sep 09
Schwartz Todd G.Chief Executive OfficerSep 04 '26Buy7.353,50025,741626,383Sep 08
Schwartz Todd G.Chief Executive OfficerSep 03 '26Buy7.333,45025,305622,883Sep 04
Schwartz Todd G.Chief Executive OfficerSep 02 '26Buy7.153,55025,377619,433Sep 03
Schwartz Todd G.Chief Executive OfficerSep 01 '26Buy6.913,55024,542615,883Sep 02
Schwartz Todd G.Chief Executive OfficerAug 31 '26Buy6.933,55024,611612,333Sep 01
Schwartz Todd G.Chief Executive OfficerAug 28 '26Buy7.153,50025,018608,783Aug 31
Schwartz Todd G.Chief Executive OfficerAug 27 '26Buy7.133,55025,312605,283Aug 28
McKay Christopher J.Chief Risk & Analytics OfficerAug 26 '26Sale7.1877,850558,8001,431,479Aug 28
Schwartz Todd G.Chief Executive OfficerAug 26 '26Buy7.193,50025,163601,733Aug 27
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.