Latest market price
5.60
-0.02-0.36%
OverviewShort InterestFilings
OPFIQT41OppFi Inc.·NYSE
5.60-0.36%
TA
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Signal & projected range
Falling wedge — reversalHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E4.21EPS (ttm)1.33Insider Own—Shs Outstand85.21MPerf Week2.38%
Market Cap477.17MForward P/E3.20EPS next Y1.75Insider Trans0.00%Shs Float85.21MPerf Month-6.20%
Enterprise Value686.17MPEG0.14EPS next Q0.30Short Float5.03%Perf Quarter-42.92%
Income94.00MP/S0.79EPS this Y-12.56%Short Ratio4.95Perf Half Y-42.09%
Sales605.00MP/B1.08EPS next Y27.27%ROA11.23%Short Interest4.28MPerf YTD-46.46%
Book/sh5.20P/C3.38EPS next 5Y30.03%ROE38.14%52W High11.69 -52.10%Perf Year-41.79%
Cash/sh1.65P/FCF1.22EPS past 3/5Y169.82% -30.19%ROIC34.72%52W Low5.36 4.48%Perf 3Y148.89%
Dividend Est.0.25 (4.46%)EV/EBITDA2.01Sales past 3/5Y9.64% 15.46%Gross Margin86.67%Volatility5.12% 3.63%Perf 5Y-16.91%
Dividend TTM—EV/Sales1.13EPS Y/Y TTM—Oper. Margin55.56%ATR (14)0.24Perf 10Y—
Dividend Ex-DateApr 08, 2025Quick Ratio—Sales Y/Y TTM—Profit Margin15.62%RSI (14)40.19Recom2.33
Dividend Gr. 3/5Y—Current Ratio—EPS Q/Q-19.57%SMA20-2.37%Beta1.92Target Price10.25
Payout35.37%Debt/Eq0.79Sales Q/Q-3.87%SMA50-12.54%Rel Volume0.84Prev Close5.62
Employees410LT Debt/Eq0.79EarningsMar 10SMA200-31.72%Avg Volume945.29KPrice5.60
IPO DateNov 20, 2020Option/ShortYes / YesEPS/Sales Surpr.4.23% -1.89%Net Debt/EBITDA0.61Volume794,711Change-0.36%
Analyst Ratings
DateActionAnalystRatingTarget
Aug-26-26ReiteratedUBS$11
Aug-11-26ReiteratedStephens & Co.Equal Weight$11 → $9.50
May-08-26ReiteratedStephens & Co.Equal Weight$11
May-08-25UpgradeJMP SecuritiesMarket Perform → Market Outperform
Mar-06-25ReiteratedNorthland SecuritiesOutperform$10 → $13
Nov-11-22ReiteratedNeedhamBuy$3.00
Nov-11-22ReiteratedJMP SecuritiesMarket Outperform$3.00
Aug-11-22DowngradeDA DavidsonBuy → Neutral
Mar-12-22ReiteratedDNB Markets$10
Latest News· Times ET
Oct-30-26
Oct-30-2606:56AM
OppFi: The Selloff Has Gone Too Farseekingalpha.com
Oct-28-26
Oct-28-2603:59PM
OppFi Inc. (OPFI) Q3 2026 Earnings Call Transcriptseekingalpha.com
11:31AM
OppFi Inc. 2026 Q3 - Results - Earnings Call PresentationSeekingAlpha
10:06AM
OppFi Q3 Earnings Call Highlightsmarketbeat.com
08:11AM
OppFi Inc. (OPFI) Misses Q3 Earnings and Revenue Estimateszacks.com
05:45AM
OppFi Reports Third Quarter 2026 Resultsprnewswire.com
Oct-19-26
Oct-19-2604:20PM
OppFi Announces its Third Quarter 2026 Earnings Conference Callprnewswire.com
Oct-17-26
Oct-17-2603:30AM
Critical Review: Nelnet (NYSE:NNI) & OppFi (NYSE:OPFI)defenseworld.net
Oct-12-26
Oct-12-2612:04PM
OppFi (NYSE:OPFI) Reaches New 12-Month Low – Time to Sell?defenseworld.net
Oct-07-26
Oct-07-2611:15AM
Why OppFi Stock And Its Nonprime Lending Peers Deserve A Closer LookYahoo
Oct-05-26
Oct-05-2610:01AM
OppFi (NYSE:OPFI) Hits New 52-Week Low – Here’s Whydefenseworld.net
Oct-02-26
Oct-02-2612:20PM
Warren, Van Hollen pressure OppFi to ditch bank dealYahoo
Sep-25-26
Sep-25-2607:12AM
3 Consumer Credit Stocks Facing The Next Rate ShockYahoo
Sep-17-26
Sep-17-2604:30PM
BNCCORP Stockholders Approve Merger with OppFi, Inc.prnewswire.com
03:12AM
OppFi: Cheap For Good Reasons, Still A HoldSeekingAlpha
Company

OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue605597526509—————
Cost of Goods Sold Incl. D&A80100105107—————
Gross Profit525497421402—————
Selling, General and Administrative Excl. Other80929087—————
Research and Development00210—————
Other Operating Expense10822215268—————
Operating Income3373839546—————
Interest Expense9018247—————
Unusual Expense
—————————
Non-Operating Income (Expense)-164-22617642—————
Net Income Before Taxes1641568842—————
Income Taxes211042—————
Consolidated Net Income94267-1—————
Net Income From Continuing Operations1421468439—————
Net Income94267-1—————
EPS (Recurring)2.300.990.36-0.06—————
EPS (Basic, Before Extraordinaries)2.300.990.36-0.06—————
EPS (Diluted)1.330.990.36-0.06—————
EBITDA342388309291—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio4.2110.5721.28——————
Price To Sales Ratio0.790.470.290.16—————
Gross Margin86.7883.2580.0478.98—————
Operating Margin55.7064.1518.069.04—————
Net Margin15.544.361.33-0.20—————
Shares Outstanding85272016—————
Market Capitalization47628215382—————
Operating Lease Expense
—————————
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Insider Trading Volume
$13.26$11.05$8.83$6.61$4.40● Close Price0.00M0.32M0.63M0.95M1.27MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Schwartz Todd G.Chief Executive OfficerSep 14 '26Buy7.801,94015,125641,898Sep 15
Schwartz Todd G.Chief Executive OfficerSep 11 '26Buy7.963,30026,281639,958Sep 15
Johnson Pamela D.CFOSep 11 '26Sale8.028,65069,365151,039Sep 15
Schwartz Todd G.Chief Executive OfficerSep 10 '26Buy7.563,35025,314636,658Sep 11
Schwartz Todd G.Chief Executive OfficerSep 09 '26Buy7.593,45026,190633,308Sep 10
Schwartz Todd G.Chief Executive OfficerSep 08 '26Buy7.413,47525,737629,858Sep 09
Schwartz Todd G.Chief Executive OfficerSep 04 '26Buy7.353,50025,741626,383Sep 08
Schwartz Todd G.Chief Executive OfficerSep 03 '26Buy7.333,45025,305622,883Sep 04
Schwartz Todd G.Chief Executive OfficerSep 02 '26Buy7.153,55025,377619,433Sep 03
Schwartz Todd G.Chief Executive OfficerSep 01 '26Buy6.913,55024,542615,883Sep 02
Schwartz Todd G.Chief Executive OfficerAug 31 '26Buy6.933,55024,611612,333Sep 01
Schwartz Todd G.Chief Executive OfficerAug 28 '26Buy7.153,50025,018608,783Aug 31
Schwartz Todd G.Chief Executive OfficerAug 27 '26Buy7.133,55025,312605,283Aug 28
McKay Christopher J.Chief Risk & Analytics OfficerAug 26 '26Sale7.1877,850558,8001,431,479Aug 28
Schwartz Todd G.Chief Executive OfficerAug 26 '26Buy7.193,50025,163601,733Aug 27
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.