NAVI — Navient Corporation stock price, charts and financials

QT45Navient Corporation

Navient Corporation (NASDAQ: NAVI) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
9.36
+0.53+6.00%
NAVIQT45Navient Corporation·NASDAQ
9.36+6.00%
Earnings
Up 6.0% — Earnings due 2026-08-06 — pre-report positioning.
Medium confidence
TA
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Snapshot
Index-P/E-EPS (ttm)-0.62Insider Own-Shs Outstand93.99MPerf Week6.97%
Market Cap879.74MForward P/E9.91EPS next Y0.94Insider Trans0.00%Shs Float92.35MPerf Month11.56%
Enterprise Value45.44BPEG-EPS next Q-Inst Own-Short Float11.18%Perf Quarter4.23%
Income-60.00MP/S0.29EPS this Y215.14%Inst Trans-Short Ratio9.06Perf Half Y-6.21%
Sales3.06BP/B0.37EPS next Y32.27%ROA-0.13%Short Interest10.32MPerf YTD-28.00%
Book/sh25.31P/C1.42EPS next 5Y19.51%ROE-2.45%52W High13.87 -32.52%Perf Year-26.07%
Cash/sh6.61P/FCF2.44EPS past 3/5Y-ROIC0.91%52W Low7.33 27.69%Perf 3Y-50.53%
Dividend Est.0.64 (6.84%)EV/EBITDA85.41Sales past 3/5Y-5.60% -2.86%Gross Margin29.92%Volatility4.19% 3.33%Perf 5Y-54.36%
Dividend TTM0.64 (6.84%)EV/Sales14.84EPS Y/Y TTM-152.54%Oper. Margin17.57%ATR (14)0.34Perf 10Y-33.94%
Dividend Ex-DateJun 05, 2026Quick Ratio0.75Sales Y/Y TTM-27.68%Profit Margin-1.96%RSI (14)66.53Recom2.96
Dividend Gr. 3/5Y0.00% 0.00%Current Ratio0.75EPS Q/Q-28.57%SMA209.64%Beta1.19Target Price8.50
Payout-103.33%Debt/Eq19.05Sales Q/Q-16.06%SMA5012.32%Rel Volume1.17Prev Close8.83
Employees670LT Debt/Eq16.94EarningsAug 06SMA200-5.78%Avg Volume1.07MPrice9.36
IPO DateApr 17, 2014Option/ShortYes / YesEPS/Sales Surpr.24.73% 7.44%Net Debt/EBITDA83.76Volume1,245,275Change6.00%
Analyst Ratings
DateActionAnalystRatingTarget
Apr-30-26ReiteratedBarclaysUnderweight$9.00$8.00
Apr-16-26ReiteratedMorgan StanleyEqual Weight$12$9.00
Jan-29-26ReiteratedBarclaysUnderweight$11$9.00
Jan-29-26ReiteratedDeutsche BankHold$9.00
Jan-28-26ReiteratedMorgan StanleyEqual Weight$13$12
Jan-06-26ReiteratedBarclaysUnderweight$11
Jan-21-25UpgradeSeaport GlobalNeutralBuy
Sep-30-24InitiatedBofANeutral$17
Apr-03-24UpgradeJP MorganUnderweightNeutral
Jan-10-24DowngradeBarclaysEqual WeightUnderweight
Latest News
Company

Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving federal, state, and local entities across the United States. The company's operations are divided into three primary segments: Federal Education Loans, Consumer Lending, and Business Processing. Within its Federal Education Loans segment, Navient holds Federal Family Education Loan Program (FFELP) loans, which are backed by state or non-profit agency guarantees. This division also handles the servicing and recovery of its own loan assets, alongside offering asset recovery solutions for FFELP loans held by other organizations. Its Consumer Lending activities involve the ownership, origination, acquisition, and ongoing servicing of private education loans, including both in-school financing and refinancing options. The Business Processing segment extends to various healthcare services, encompassing outsourced revenue cycle management, accounts receivable administration, supplementary business office support, consulting, and public health program management. Furthermore, it provides tailored business processing solutions to state governments, their agencies, judicial systems, local municipalities, and authorities overseeing parking and toll collection. These customizable offerings serve a diverse range of clients, such as hospitals, healthcare networks, medical centers, large physician practices, other healthcare providers, and public health departments. Navient also manages corporate liquidity portfolios. Established in 1973, Navient Corporation maintains its headquarters in Wilmington, Delaware.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue3,0623,2294,2344,8363,8393,5273,7345,4845,591
Cost of Goods Sold Incl. D&A2,1464213,3863,6802,1811,2552,2013,7464,038
Gross Profit9162,8088481,1561,6582,2721,5331,7381,553
Selling, General and Administrative Excl. Other1560316401444569497488507
Research and Development
000000000
Other Operating Expense222317358442387767504487518
Operating Income5382,491174313827936532763528
Interest Expense2,4742,5823,2733,5572,1021,3162,0463,4883,668
Unusual Expense
Non-Operating Income (Expense)1,862-203,2733,5572,1021,3162,0463,4883,668
Net Income Before Taxes-74-111174313827936532763528
Income Taxes-14-314385182219120166133
Consolidated Net Income-60-80131228645717412597395
Net Income From Continuing Operations-60-80131228645717412597395
Net Income-60-80131228645717412597395
EPS (Recurring)-0.61-0.811.201.874.544.222.132.601.52
EPS (Basic, Before Extraordinaries)-0.61-0.811.201.874.544.222.132.601.52
EPS (Diluted)-0.62-0.811.181.854.484.172.112.561.50
EBITDA5322,474174313827936553788559
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio11.2610.063.675.094.655.345.87
Price To Sales Ratio0.290.400.340.470.611.020.510.570.41
Gross Margin29.9286.9620.0323.9043.1964.4241.0631.6927.78
Operating Margin17.5777.144.116.4721.5426.5414.2513.919.44
Net Margin-1.96-2.483.094.7116.8020.3311.0310.897.06
Shares Outstanding9599109122142170193230260
Market Capitalization8891,2871,4492,2722,3363,6071,8953,1462,291
Operating Lease Expense
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Insider Trading Volume
$16.81$14.16$11.52$8.87$6.22 Close Price0.00K0.00K0.00K0.00K0.00KUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
YOWAN DAVID L.President & CEOJun 04 '26Option Exercise0.00107,3630500,606Jun 05
CABRAL ANNA ESCOBEDODirectorJan 01 '25Option Exercise13.2911,691155,37461,009Jan 23
HAUBER STEPHEN MEVP & Chief Admin OfficerNov 06 '24Sale15.0010,000150,000256,883Nov 07
HELEEN MARK LEVP, CLO & SecretaryMay 03 '24Sale16.0010,000160,000393,611May 06
HELEEN MARK LEVP, CLO & SecretaryJan 31 '24Sale17.2010,000171,967385,577Feb 02
KANE JOHN MEVP & Group PresidentDec 14 '23Sale19.02150,1322,855,090490,778Dec 18
HELEEN MARK LEVP, CLO & SecretaryNov 07 '23Sale16.9910,000169,863395,330Nov 08
HELEEN MARK LEVP, CLO & SecretaryJul 31 '23Sale19.0120,000380,138404,056Aug 02
REMONDI JOHN FChief Executive OfficerJan 31 '23Option Exercise13.63463,3206,315,0523,716,670Feb 01
HELEEN MARK LEVP, CLO & SecretaryJan 31 '23Option Exercise13.6386,8721,184,065466,157Feb 01
HAUBER STEPHEN MEVP, Chief Risk&Compliance OffJan 27 '23Sale19.1711,351217,546217,081Jan 30
HAUBER STEPHEN MEVP, Chief Risk&Compliance OffJan 27 '23Option Exercise13.6357,915789,381274,996Jan 30
KANE JOHN MEVP & Group PresidentJan 03 '23Sale16.5617,006281,606607,303Jan 04
KANE JOHN MEVP & Group PresidentJan 03 '23Option Exercise13.63150,5792,052,392757,882Jan 04
Welker Stephendirector:Mar 31 '22Buy17.13315,4085,402,93929,123,997Apr 04
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