TFS Financial Corporation (NASDAQ: TFSL) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
Latest market price
18.61
+0.17+0.92%
News
Up 0.9% — Keefe, Bruyette & Woods Reiterates Market Perform on TFS Financial, Raises Price Target to $18 (Benzinga).
Medium confidence
TA
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Snapshot
| Index | - | P/E | 51.69 | EPS (ttm) | 0.36 | Insider Own | 0.59% | Shs Outstand | 280.43M | Perf Week | 0.70% |
| Market Cap | 5.22B | Forward P/E | 47.72 | EPS next Y | 0.39 | Insider Trans | -4.02% | Shs Float | 279.01M | Perf Month | 4.14% |
| Enterprise Value | 10.32B | PEG | 7.69 | EPS next Q | 0.09 | Inst Own | - | Short Float | 2.82% | Perf Quarter | 24.73% |
| Income | 102.00M | P/S | 6.50 | EPS this Y | 0.00% | Inst Trans | - | Short Ratio | 9.02 | Perf Half Y | 30.69% |
| Sales | 803.00M | P/B | 2.72 | EPS next Y | 8.33% | ROA | 0.56% | Short Interest | 7.86M | Perf YTD | 39.09% |
| Book/sh | 6.85 | P/C | - | EPS next 5Y | 6.72% | ROE | 5.32% | 52W High | 19.49 -4.52% | Perf Year | 45.05% |
| Cash/sh | 0.09 | P/FCF | 62.76 | EPS past 3/5Y | 7.17% 1.30% | ROIC | 4.12% | 52W Low | 12.54 48.41% | Perf 3Y | 30.05% |
| Dividend Est. | 1.13 (6.07%) | EV/EBITDA | 40.16 | Sales past 3/5Y | 22.30% 9.24% | Gross Margin | 10.53% | Volatility | 3.73% 2.20% | Perf 5Y | -4.32% |
| Dividend TTM | 1.13 (6.07%) | EV/Sales | 12.85 | EPS Y/Y TTM | 28.57% | Oper. Margin | 4.04% | ATR (14) | 0.46 | Perf 10Y | 3.16% |
| Dividend Ex-Date | Jun 10, 2026 | Quick Ratio | 0.00 | Sales Y/Y TTM | 5.80% | Profit Margin | 12.72% | RSI (14) | 65.86 | Recom | 2.75 |
| Dividend Gr. 3/5Y | 0.00% 0.18% | Current Ratio | 0.00 | EPS Q/Q | 14.29% | SMA20 | 2.81% | Beta | 0.73 | Target Price | 20.00 |
| Payout | 58.57% | Debt/Eq | 2.59 | Sales Q/Q | -5.56% | SMA50 | 7.78% | Rel Volume | 1.53 | Prev Close | 18.44 |
| Employees | 958 | LT Debt/Eq | 2.59 | Earnings | Oct 29 | SMA200 | 24.37% | Avg Volume | 949.08K | Price | 18.61 |
| IPO Date | Apr 23, 2007 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 0.00% 0.64% | Net Debt/EBITDA | -0.11 | Volume | 1,454,511 | Change | 0.92% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-03-26 | Reiterated | Piper Sandler | Neutral | $16 → $20 |
| Jan-16-26 | Reiterated | Piper Sandler | Neutral | $15 |
| Aug-19-16 | Downgrade | PiperJaffray | Overweight → Neutral | |
| Aug-19-16 | Downgrade | Piper Sandler | Overweight → Neutral |
Latest News
Aug-03-26
Aug-03-2602:11PM
Jul-30-26
04:25PM
TFS Financial Delivers Record-Breaking Quarterbusinesswire.com
Jul-28-26
Jun-25-26
Jun-22-26
Company
TFS Financial Corporation delivers a comprehensive array of retail banking solutions to individual consumers across the United States. The company's deposit offerings encompass savings, money market, and checking accounts, in addition to individual retirement accounts, various qualified retirement plans, and certificates of deposit. It also extends a range of lending products, such as residential real estate mortgages, construction financing, home equity loans and lines of credit, alongside options for home purchase mortgages and first mortgage refinancing. Furthermore, TFS Financial provides escrow and settlement services. Established in 1938, the corporation is headquartered in Cleveland, Ohio, where its main office is located. Its operations are further supported by 37 full-service branches and 7 loan production offices distributed throughout Ohio and Florida. TFS Financial Corporation functions as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 9/30/2025 | FY 2024 9/30/2024 | FY 2023 9/30/2023 | FY 2022 9/30/2022 | FY 2021 9/30/2021 | FY 2020 9/30/2020 | FY 2019 9/30/2019 | FY 2018 9/30/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 803 | 792 | 759 | 633 | 433 | 445 | 509 | 503 | 465 | |
| Cost of Goods Sold Incl. D&A | 601 | 473 | 454 | 327 | 143 | 149 | 216 | 207 | 151 | |
| Gross Profit | 84 | 319 | 305 | 306 | 290 | 296 | 293 | 296 | 313 | |
| Selling, General and Administrative Excl. Other | 162 | 138 | 142 | 152 | 140 | 137 | 131 | 134 | 132 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 63 | 66 | 62 | 61 | 58 | 59 | 61 | 60 | 60 | |
| Operating Income | 32 | 115 | 100 | 93 | 92 | 100 | 100 | 102 | 121 | |
| Interest Expense | 483 | 470 | 456 | 328 | 142 | 158 | 213 | 217 | 162 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 580 | 470 | 456 | 328 | 142 | 158 | 213 | 217 | 162 | |
| Net Income Before Taxes | 129 | 115 | 100 | 93 | 92 | 100 | 100 | 102 | 121 | |
| Income Taxes | 27 | 24 | 21 | 18 | 17 | 19 | 17 | 22 | 36 | |
| Consolidated Net Income | 102 | 91 | 80 | 75 | 75 | 81 | 83 | 80 | 85 | |
| Net Income From Continuing Operations | 25 | 91 | 80 | 75 | 75 | 81 | 83 | 80 | 85 | |
| Net Income | 102 | 91 | 80 | 75 | 75 | 81 | 83 | 80 | 85 | |
| EPS (Recurring) | 0.37 | 0.32 | 0.28 | 0.27 | 0.26 | 0.29 | 0.30 | 0.29 | 0.31 | |
| EPS (Basic, Before Extraordinaries) | 0.37 | 0.32 | 0.28 | 0.27 | 0.26 | 0.29 | 0.30 | 0.29 | 0.31 | |
| EPS (Diluted) | 0.36 | 0.32 | 0.28 | 0.26 | 0.26 | 0.29 | 0.30 | 0.28 | 0.31 | |
| EBITDA | 257 | 138 | 119 | 111 | 119 | 133 | 133 | 125 | 146 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 51.69 | 41.19 | 45.93 | 45.46 | 50.00 | 65.72 | 48.97 | 64.36 | 48.42 | |
| Price To Sales Ratio | 6.47 | 4.64 | 4.71 | 5.17 | 8.32 | 11.86 | 7.97 | 9.85 | 8.91 | |
| Gross Margin | 10.46 | 40.28 | 40.18 | 48.34 | 66.97 | 66.52 | 57.56 | 58.85 | 67.31 | |
| Operating Margin | 3.99 | 14.52 | 13.18 | 14.69 | 21.25 | 22.47 | 19.65 | 20.28 | 26.02 | |
| Net Margin | 12.70 | 11.49 | 10.54 | 11.85 | 17.32 | 18.20 | 16.31 | 15.90 | 18.28 | |
| Shares Outstanding | 279 | 279 | 278 | 277 | 277 | 277 | 276 | 275 | 276 | |
| Market Capitalization | 5,192 | 3,677 | 3,575 | 3,274 | 3,601 | 5,280 | 4,054 | 4,956 | 4,143 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Zbanek Cathy W | Chief Synergy Officer | Jun 15 '26 | Option Exercise | 14.74 | 67,500 | 994,950 | 136,319 | Jun 16 |
| WEIL MEREDITH S | Chief Financial Officer | Jun 11 '26 | Option Exercise | 14.74 | 50,000 | 737,000 | 88,480 | Jun 12 |
| WEIL MEREDITH S | Chief Financial Officer | Jun 11 '26 | Sale | 16.80 | 4,316 | 72,509 | 38,480 | Jun 12 |
| Zbanek Cathy W | Chief Synergy Officer | Jun 09 '26 | Option Exercise | 14.74 | 60,000 | 884,400 | 124,352 | Jun 10 |
| Miller Susanne N. | Chief Accounting Officer | Jun 05 '26 | Option Exercise | 14.74 | 11,000 | 162,140 | 30,357 | Jun 08 |
| Long Sandra M | Chief Consumer Banking Officer | Jun 05 '26 | Option Exercise | 14.74 | 5,000 | 73,700 | 25,076 | Jun 08 |
| WEIL MEREDITH S | Chief Financial Officer | Jun 02 '26 | Sale | 15.91 | 4,105 | 65,311 | 38,480 | Jun 04 |
| WEIL MEREDITH S | Chief Financial Officer | Jun 02 '26 | Option Exercise | 14.74 | 80,000 | 1,179,200 | 118,480 | Jun 04 |
| Weir Daniel F | Director | May 29 '26 | Buy | 15.85 | 7,000 | 110,950 | 49,943 | Jun 01 |
| Zbanek Cathy W | Chief Synergy Officer | May 26 '26 | Option Exercise | 14.74 | 60,000 | 884,400 | 121,101 | May 27 |
| Rubino Andrew J | Chief Operating Officer | May 26 '26 | Option Exercise | 14.74 | 11,000 | 162,140 | 32,310 | May 27 |
| Rubino Andrew J | Chief Operating Officer | May 26 '26 | Sale | 16.09 | 594 | 9,557 | 21,310 | May 27 |
| Zbanek Cathy W | Chief Synergy Officer | May 18 '26 | Sale | 15.26 | 10,000 | 152,600 | 61,101 | May 20 |
| Weir Daniel F | Director | May 14 '26 | Buy | 15.02 | 7,000 | 105,140 | 42,943 | May 15 |
| Weir Daniel F | Director | May 12 '26 | Buy | 14.91 | 21,000 | 313,110 | 51,043 | May 13 |
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