FLG — Flagstar Financial, Inc. stock price, charts and financials

NYSE·Financial Services·Banks - Regional·USA

Latest market price

14.26

+0.04+0.28%

Overview Short InterestFilings

FLGQT61Flagstar Financial, Inc.·NYSE

Overview Short InterestFilings

14.26+0.28%

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Signal & projected range

Earnings big miss — drift (PEAD)Historical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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ASB+1.11%$31.75 BMA-1.48%$91.39 ABCB+1.45%$89.47 AX+1.39%$105.10 AUB+1.45%$43.39 OZK+0.93%$52.22 AVAL-0.57%$5.21 HOMB+0.42%$31.41

Snapshot

Index	-	P/E	-	EPS (ttm)	-0.06	Insider Own	0.50%	Shs Outstand	416.81M	Perf Week	3.34%

Market Cap	5.93B	Forward P/E	10.67	EPS next Y	1.33	Insider Trans	-	Shs Float	267.02M	Perf Month	-2.54%

Enterprise Value	16.45B	PEG	-	EPS next Q	0.13	Inst Own	-	Short Float	13.04%	Perf Quarter	2.01%

Income	48.00M	P/S	1.40	EPS this Y	679.43%	Inst Trans	-	Short Ratio	7.32	Perf Half Y	7.56%

Sales	4.24B	P/B	0.73	EPS next Y	283.29%	ROA	0.05%	Short Interest	34.81M	Perf YTD	12.95%

Book/sh	19.53	P/C	0.35	EPS next 5Y	128.70%	ROE	0.59%	52W High	15.48 -7.90%	Perf Year	25.95%

Cash/sh	40.71	P/FCF	27.96	EPS past 3/5Y	-	ROIC	0.26%	52W Low	10.60 34.53%	Perf 3Y	-63.57%

Dividend Est.	0.04 (0.28%)	EV/EBITDA	74.09	Sales past 3/5Y	29.18% 21.56%	Gross Margin	43.68%	Volatility	2.31% 2.26%	Perf 5Y	-57.49%

Dividend TTM	0.04 (0.28%)	EV/Sales	3.88	EPS Y/Y TTM	98.28%	Oper. Margin	1.89%	ATR (14)	0.37	Perf 10Y	-67.91%

Dividend Ex-Date	Sep 04, 2026	Quick Ratio	0.00	Sales Y/Y TTM	-33.66%	Profit Margin	1.13%	RSI (14)	43.89	Recom	2.47

Dividend Gr. 3/5Y	-73.03% -54.45%	Current Ratio	0.00	EPS Q/Q	135.71%	SMA20	-2.56%	Beta	1.01	Target Price	17.25

Payout	102.08%	Debt/Eq	1.50	Sales Q/Q	-24.51%	SMA50	-2.17%	Rel Volume	0.67	Prev Close	14.22

Employees	5,631	LT Debt/Eq	1.50	Earnings	Oct 23	SMA200	6.87%	Avg Volume	4.73M	Price	14.26

IPO Date	Nov 23, 1993	Option/Short	Yes / Yes	EPS/Sales Surpr.	-21.58% -4.60%	Net Debt/EBITDA	47.39	Volume	3,152,759	Change	0.28%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jul-15-26	Reiterated	Cantor Fitzgerald	Overweight	$16 → $17
Jul-07-26	Reiterated	UBS	Neutral	$14 → $18
Jul-07-26	Reiterated	Barclays	Overweight	$15 → $17
Jul-06-26	Upgrade	TD Cowen	Hold → Buy
Jul-01-26	Reiterated	Fundamental Research		$16 → $17
Jun-26-26	Reiterated	Piper Sandler	Overweight	$17 → $18
Apr-27-26	Reiterated	Piper Sandler	Overweight	$17
Apr-27-26	Reiterated	DA Davidson	Buy	$16 → $17
Apr-07-26	Upgrade	Truist Securities	Hold → Buy
Mar-13-26	Upgrade	Keefe, Bruyette & Woods	Market Perform → Outperform

Latest News

Jul-30-26

Jul-30-2606:21AM

3 Russell 2000 Stocks We Steer Clear OfYahoo

Jul-27-26

Jul-27-2602:16PM

Flagstar Bank Shares Down on Q2 Earnings Miss, Fee Income Falls Y/Yzacks.com

11:34AM

These Analysts Cut Their Forecasts On Flagstar Financial Following Q2 Earningsbenzinga.com

08:30AM

FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKSprnewswire.com

Jul-24-26

Jul-24-2603:50PM

Flagstar Bank, National Association (FLG) Q2 2026 Earnings Call Transcriptseekingalpha.com

10:31AM

Flagstar Bank (FLG) Q2 Earnings: How Key Metrics Compare to Wall Street Estimateszacks.com

10:04AM

Flagstar Bank, National Association Q2 Earnings Call Highlightsmarketbeat.com

08:16AM

Flagstar Bank (FLG) Lags Q2 Earnings and Revenue Estimateszacks.com

06:05AM

FLAGSTAR BANK REPORTS SECOND QUARTER 2026 NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.06 PER DILUTED SHARE AND ADJUSTED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.05 PER DILUTED SHAREprnewswire.com

06:00AM

FLAGSTAR BANK, N.A. ANNOUNCES $250 MILLION SHARE REPURCHASE PROGRAMprnewswire.com

Jul-20-26

Jul-20-2608:00AM

Flagstar Bank: A Major Turnaround Playseekingalpha.com

Jul-17-26

Jul-17-2604:01AM

Flagstar Bank, National Association (NYSE:FLG) Reaches New 1-Year High on Analyst Upgradedefenseworld.net

Jul-15-26

Jul-15-2611:18AM

Cantor Fitzgerald Maintains Overweight on Flagstar Bank, Raises Price Target to $17Benzinga

Jul-09-26

Jul-09-2605:56PM

Regions Financial Gains 8.4% in the Past 3 Months: How to Approach Now?Yahoo

Jul-08-26

Jul-08-2608:30AM

FLAGSTAR BANK, N.A. TO REPORT SECOND QUARTER 2026 EARNINGS AND HOST CONFERENCE CALL ON JULY 24THprnewswire.com

Company

Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	4,235	4,695	6,384	6,047	2,178	1,750	1,769	1,889	1,781
Cost of Goods Sold Incl. D&A	2,385	2,929	4,893	3,247	829	403	670	855	677
Gross Profit	1,850	1,766	1,491	2,800	1,349	1,347	1,099	1,034	1,104
Selling, General and Administrative Excl. Other	1,122	1,178	2,385	1,899	512	430	425	422	447
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	648	786	484	951	11	111	86	89	100
Operating Income	80	-198	-1,378	-50	826	806	588	523	558
Interest Expense	2,344	2,745	3,801	2,414	696	400	608	848	659
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	2,344	2,745	3,801	2,414	696	400	608	848	659
Net Income Before Taxes	80	-198	-1,378	-50	826	806	588	523	558
Income Taxes	34	-21	-260	29	176	210	77	128	135
Consolidated Net Income	48	-177	-1,118	-79	650	596	511	395	422
Net Income From Continuing Operations	48	-177	-1,118	-79	650	596	511	395	422
Net Income	48	-177	-1,118	-79	650	596	511	395	422
EPS (Recurring)	-0.06	-0.51	-3.49	-0.49	3.78	3.59	3.06	2.31	2.37
EPS (Basic, Before Extraordinaries)	-0.06	-0.51	-3.49	-0.49	3.78	3.59	3.06	2.31	2.37
EPS (Diluted)	-0.06	-0.51	-3.49	-0.49	3.77	3.59	3.06	2.31	2.37
EBITDA	222	-50	-1,194	115	849	827	612	550	590
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	—	—	—	—	6.84	10.20	10.34	15.61	11.91
Price To Sales Ratio	1.40	1.11	0.47	1.21	1.91	3.24	2.76	2.96	2.57
Gross Margin	43.68	37.61	23.36	46.30	61.94	76.97	62.13	54.74	61.99
Operating Margin	1.89	-4.22	-21.59	-0.83	37.92	46.06	33.24	27.69	31.33
Net Margin	1.13	-3.77	-17.51	-1.31	29.84	34.06	28.89	20.91	23.69
Shares Outstanding	416	415	320	238	161	155	154	155	162
Market Capitalization	5,932	5,225	2,986	7,304	4,154	5,678	4,874	5,589	4,573
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
MNUCHIN STEVEN T	director, 10 percent owner:	Mar 27 '25	Option Exercise	0.00	10,357	0	23,999	Mar 31

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.