Bank OZK (NASDAQ: OZK) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 7.91 | EPS (ttm) | 6.05 | Insider Own | - | Shs Outstand | 109.17M | Perf Week | -1.91% |
| Market Cap | 5.22B | Forward P/E | 7.94 | EPS next Y | 6.03 | Insider Trans | - | Shs Float | 100.60M | Perf Month | -5.72% |
| Enterprise Value | 4.34B | PEG | 0.95 | EPS next Q | 1.45 | Inst Own | - | Short Float | 16.11% | Perf Quarter | -2.37% |
| Income | 691.00M | P/S | 1.88 | EPS this Y | -4.37% | Inst Trans | - | Short Ratio | 13.89 | Perf Half Y | 9.37% |
| Sales | 2.77B | P/B | 0.83 | EPS next Y | 4.17% | ROA | 1.66% | Short Interest | 16.21M | Perf YTD | 3.95% |
| Book/sh | 57.51 | P/C | 3.36 | EPS next 5Y | 8.37% | ROE | 11.21% | 52W High | 53.41 -10.43% | Perf Year | -6.56% |
| Cash/sh | 14.24 | P/FCF | 7.03 | EPS past 3/5Y | 10.77% 22.25% | ROIC | 1.66% | 52W Low | 42.37 12.91% | Perf 3Y | 21.98% |
| Dividend Est. | 1.92 (4.01%) | EV/EBITDA | 4.34 | Sales past 3/5Y | 26.66% 18.98% | Gross Margin | 56.04% | Volatility | 1.88% 1.77% | Perf 5Y | 16.31% |
| Dividend TTM | 1.86 (3.89%) | EV/Sales | 1.56 | EPS Y/Y TTM | -1.47% | Oper. Margin | 32.35% | ATR (14) | 0.93 | Perf 10Y | 22.73% |
| Dividend Ex-Date | Jul 13, 2026 | Quick Ratio | 0.00 | Sales Y/Y TTM | -0.11% | Profit Margin | 24.95% | RSI (14) | 35.21 | Recom | 2.95 |
| Dividend Gr. 3/5Y | 11.36% 10.06% | Current Ratio | 0.00 | EPS Q/Q | -5.70% | SMA20 | -2.65% | Beta | 0.90 | Target Price | 56.33 |
| Payout | 31.66% | Debt/Eq | 0.08 | Sales Q/Q | -3.86% | SMA50 | -5.12% | Rel Volume | 1.12 | Prev Close | 47.99 |
| Employees | 3,286 | LT Debt/Eq | 0.08 | Earnings | Oct 15 | SMA200 | -1.43% | Avg Volume | 1.16M | Price | 47.84 |
| IPO Date | Jul 17, 1997 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 0.95% -0.14% | Net Debt/EBITDA | -0.89 | Volume | 1,301,122 | Change | -0.31% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Sep-08-26 | Downgrade | Morgan Stanley | Equal Weight → Underweight | |
| Jul-22-26 | Reiterated | Piper Sandler | Overweight | $62 → $61 |
| Jul-06-26 | Downgrade | TD Cowen | Buy → Hold | |
| Jul-06-26 | Reiterated | Wells Fargo | Equal Weight | $50 → $52 |
| Jun-29-26 | Reiterated | Morgan Stanley | Equal Weight | $57 → $56 |
| Jan-22-26 | Reiterated | Piper Sandler | Overweight | $64 → $62 |
| Jan-22-26 | Reiterated | Stephens & Co. | Overweight | $51 → $62 |
| Jan-22-26 | Reiterated | Morgan Stanley | Equal Weight | $59 → $57 |
| Jan-21-26 | Reiterated | Piper Sandler | Overweight | $63 → $64 |
| Jan-07-26 | Reiterated | Morgan Stanley | Equal Weight | $63 → $59 |
Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,771 | 2,806 | 2,774 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 1,217 | 1,250 | 1,291 | — | — | — | — | — | — | |
| Gross Profit | 1,552 | 1,555 | 1,483 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 403 | 389 | 342 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 254 | 232 | 209 | — | — | — | — | — | — | |
| Operating Income | 896 | 934 | 931 | — | — | — | — | — | — | |
| Interest Expense | 1,031 | 1,078 | 1,116 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 1,031 | 1,078 | 1,116 | — | — | — | — | — | — | |
| Net Income Before Taxes | 896 | 934 | 931 | — | — | — | — | — | — | |
| Income Taxes | 205 | 219 | 215 | — | — | — | — | — | — | |
| Consolidated Net Income | 691 | 715 | 716 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 691 | 715 | 717 | — | — | — | — | — | — | |
| Net Income | 691 | 715 | 716 | — | — | — | — | — | — | |
| EPS (Recurring) | 6.06 | 6.21 | 6.16 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 6.06 | 6.21 | 6.16 | — | — | — | — | — | — | |
| EPS (Diluted) | 6.05 | 6.17 | 6.14 | — | — | — | — | — | — | |
| EBITDA | 999 | 1,060 | 1,021 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 7.91 | 7.46 | 7.25 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.90 | 1.80 | 1.83 | — | — | — | — | — | — | |
| Gross Margin | 56.01 | 55.42 | 53.46 | — | — | — | — | — | — | |
| Operating Margin | 32.33 | 33.29 | 33.56 | — | — | — | — | — | — | |
| Net Margin | 24.94 | 25.48 | 25.81 | — | — | — | — | — | — | |
| Shares Outstanding | 110 | 110 | 114 | — | — | — | — | — | — | |
| Market Capitalization | 5,262 | 5,062 | 5,076 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |