Banco Macro S.A. (NYSE: BMA) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 20.58 | EPS (ttm) | 4.44 | Insider Own | - | Shs Outstand | 63.94M | Perf Week | 0.62% |
| Market Cap | 5.84B | Forward P/E | 7.79 | EPS next Y | 11.73 | Insider Trans | - | Shs Float | 62.81M | Perf Month | -3.13% |
| Enterprise Value | 3.50B | PEG | - | EPS next Q | 0.00 | Inst Own | - | Short Float | 0.78% | Perf Quarter | 31.74% |
| Income | 284.00M | P/S | 1.60 | EPS this Y | 42.10% | Inst Trans | - | Short Ratio | 1.64 | Perf Half Y | -8.18% |
| Sales | 3.66B | P/B | 1.38 | EPS next Y | 85.94% | ROA | 1.53% | Short Interest | 489.13K | Perf YTD | 1.36% |
| Book/sh | 66.30 | P/C | 1.71 | EPS next 5Y | - | ROE | 7.28% | 52W High | 106.14 -13.90% | Perf Year | 34.97% |
| Cash/sh | 53.43 | P/FCF | 7.61 | EPS past 3/5Y | -13.28% -24.36% | ROIC | 1.54% | 52W Low | 38.30 138.62% | Perf 3Y | 261.80% |
| Dividend Est. | 2.04 (2.23%) | EV/EBITDA | 6.06 | Sales past 3/5Y | -51.64% -11.02% | Gross Margin | 57.07% | Volatility | 4.40% 4.60% | Perf 5Y | 559.38% |
| Dividend TTM | 4.87 (5.33%) | EV/Sales | 0.96 | EPS Y/Y TTM | -20.15% | Oper. Margin | 9.55% | ATR (14) | 4.45 | Perf 10Y | 19.21% |
| Dividend Ex-Date | Jul 06, 2026 | Quick Ratio | 10.78 | Sales Y/Y TTM | -48.17% | Profit Margin | 5.71% | RSI (14) | 49.58 | Recom | 2.71 |
| Dividend Gr. 3/5Y | 24.26% - | Current Ratio | 10.78 | EPS Q/Q | 5.30% | SMA20 | -0.75% | Beta | 1.42 | Target Price | 85.00 |
| Payout | 92.59% | Debt/Eq | 0.29 | Sales Q/Q | 26.65% | SMA50 | 0.06% | Rel Volume | 0.73 | Prev Close | 92.76 |
| Employees | 8,490 | LT Debt/Eq | 0.28 | Earnings | Aug 26 | SMA200 | 8.78% | Avg Volume | 273.91K | Price | 91.39 |
| IPO Date | Mar 27, 2006 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 27.57% 49.94% | Net Debt/EBITDA | -2.41 | Volume | 201,213 | Change | -1.48% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| May-05-26 | Upgrade | HSBC | Hold → Buy | $85 |
| Nov-19-25 | Initiated | UBS | Buy | $130 |
| Nov-03-25 | Upgrade | Citigroup | Neutral → Buy | |
| Oct-22-25 | Reiterated | Banco Santander | $78 → $79 | |
| Oct-22-25 | Upgrade | JP Morgan | Neutral → Overweight | |
| Oct-01-25 | Upgrade | HSBC | Hold → Buy | $80 |
| Sep-11-25 | Downgrade | Citigroup | Buy → Neutral | |
| Dec-16-24 | Upgrade | Morgan Stanley | Underweight → Overweight | |
| Aug-30-24 | Reiterated | Banco Santander | $62 → $78 | |
| Aug-30-24 | Upgrade | JP Morgan | Underweight → Neutral |
Banco Macro S.A. operates as a leading financial services institution in Argentina, providing a broad spectrum of banking products and solutions to both individual consumers and corporate entities nationwide. For its retail customers, the bank offers essential services such as current and savings accounts, along with term deposit options. It also supplies a range of credit and debit cards, various loan products including personal, consumer finance, mortgage, and auto loans, as well as overdraft facilities. Additional services encompass credit-related support, home and vehicle insurance policies, convenient tax and utility bill payment methods, and money transfer capabilities, all accessible through its extensive network of ATMs. Retail offerings further extend to document discounting and pledged loan options. Corporate clients benefit from a specialized suite of services, including diverse deposit accounts, lending facilities such as working capital and investment project financing, guaranteed loans, and credit lines for international trade. The company also provides check cashing advances, factoring, leasing solutions, and comprehensive cash management services. Other offerings include trust administration, payroll services, financial agency support, corporate credit cards, and other tailored products. Furthermore, the bank facilitates transactional needs through cash management, collection services, supplier payment processing, foreign exchange transactions, and foreign trade support, augmented by information services like Datanet and Interpymes. Short-term and medium-to-long-term corporate financing are also available. Both retail and corporate segments are supported by the bank's digital channels, offering internet and mobile banking services. As of December 31, 2021, Banco Macro maintained a significant physical presence throughout Argentina, operating 466 branches, 1,779 automated teller machines, and 955 self-service terminals, alongside various other customer touchpoints. The institution was founded in 1966 and is headquartered in Buenos Aires, Argentina.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 3,660 | 4,647 | 7,061 | 32,797 | 41,084 | 17,903 | 8,333 | 8,049 | 98,782 | |
| Cost of Goods Sold Incl. D&A | 1,472 | 2,298 | 2,240 | 12,354 | 16,352 | 6,206 | 2,863 | 2,925 | 1,382 | |
| Gross Profit | 2,188 | 2,349 | 4,821 | 20,444 | 24,732 | 11,697 | 5,471 | 5,125 | 98,782 | |
| Selling, General and Administrative Excl. Other | 1,258 | 1,262 | 1,111 | 3,124 | 2,685 | 3,690 | 1,576 | 360 | 32,027 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 594 | 610 | 3,317 | 10,949 | 18,979 | 6,471 | 2,261 | 3,328 | 66,755 | |
| Operating Income | 335 | 476 | 393 | 6,371 | 3,068 | 1,535 | 1,634 | 1,437 | 1,095 | |
| Interest Expense | 1,093 | 1,797 | 2,122 | 12,015 | 15,994 | 6,041 | 2,535 | 2,739 | 48,145 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 1,093 | 1,798 | 2,122 | 12,015 | 15,994 | 6,041 | 2,535 | 2,739 | 61,016 | |
| Net Income Before Taxes | 335 | 476 | 393 | 6,371 | 3,068 | 1,535 | 1,634 | 1,437 | 13,966 | |
| Income Taxes | 130 | 205 | 37 | 2,080 | 953 | 76 | 544 | 553 | 336 | |
| Consolidated Net Income | 284 | 270 | 356 | 4,288 | 2,115 | 1,460 | 1,090 | 885 | -1,143 | |
| Net Income From Continuing Operations | 285 | 271 | 357 | 4,291 | 2,115 | 1,460 | 1,090 | 885 | -1,142 | |
| Net Income | 284 | 270 | 356 | 4,288 | 2,115 | 1,460 | 1,090 | 885 | -1,143 | |
| EPS (Recurring) | 4.44 | 4.22 | 5.56 | 75.75 | 6.47 | 4.82 | 17.04 | 13.26 | -17.60 | |
| EPS (Basic, Before Extraordinaries) | 4.44 | 4.22 | 5.56 | 75.75 | 6.47 | 4.82 | 17.04 | 13.26 | -17.60 | |
| EPS (Diluted) | 4.44 | 4.22 | 5.56 | 75.75 | 6.47 | 4.82 | 17.04 | 13.26 | -17.60 | |
| EBITDA | 577 | 551 | 544 | 6,799 | 3,431 | 1,990 | 182 | 1,565 | 0 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 20.58 | 21.36 | 17.40 | 0.38 | 2.54 | 2.91 | 0.91 | 2.73 | — | |
| Price To Sales Ratio | 1.60 | 1.24 | 0.88 | 0.06 | 0.03 | 0.05 | 0.12 | 0.29 | 0.03 | |
| Gross Margin | 59.78 | 50.55 | 68.28 | 62.33 | 60.20 | 65.34 | 65.65 | 63.67 | 100.00 | |
| Operating Margin | 9.15 | 10.24 | 5.57 | 19.43 | 7.47 | 8.57 | 19.61 | 17.85 | 1.11 | |
| Net Margin | 7.76 | 5.81 | 5.04 | 13.07 | 5.15 | 8.16 | 13.08 | 11.00 | -1.16 | |
| Shares Outstanding | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 65 | |
| Market Capitalization | 5,849 | 5,770 | 6,193 | 1,837 | 1,051 | 897 | 996 | 2,320 | 2,874 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |