RMQT73Regional Management Corp.·NYSE
39.21+8.02%
TA
Loading chart...
Signal & projected range
Insider open-market saleHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
Unlock the projected rangeSee where this setup landed historically — with Premium.
Unlock with Premium

Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

Screen all →
Snapshot
Index—P/E7.94EPS (ttm)4.94Insider Own48.84%Shs Outstand9.23MPerf Week20.50%
Market Cap361.74MForward P/E5.93EPS next Y6.61Insider Trans-0.72%Shs Float8.28MPerf Month23.30%
Enterprise Value2.15BPEG0.31EPS next Q1.35Short Float4.62%Perf Quarter15.87%
Income43.00MP/S0.53EPS this Y13.27%Short Ratio4.13Perf Half Y15.73%
Sales684.00MP/B0.95EPS next Y31.06%ROA1.95%Short Interest382.11KPerf YTD1.19%
Book/sh41.30P/C45.22EPS next 5Y25.47%ROE11.45%52W High44.30 -11.49%Perf Year0.23%
Cash/sh0.87P/FCF1.14EPS past 3/5Y-5.66% 13.14%ROIC116.50%52W Low29.89 31.18%Perf 3Y69.45%
Dividend Est.1.20 (3.06%)EV/EBITDA12.78Sales past 3/5Y8.41% 11.55%Gross Margin87.09%Volatility5.66% 3.96%Perf 5Y-29.79%
Dividend TTM1.20 (3.06%)EV/Sales3.14EPS Y/Y TTM19.61%Oper. Margin22.53%ATR (14)1.58Perf 10Y77.98%
Dividend Ex-DateNov 18, 2026Quick Ratio—Sales Y/Y TTM8.57%Profit Margin6.32%RSI (14)75.58Recom2.81
Dividend Gr. 3/5Y0.00% 43.10%Current Ratio—EPS Q/Q13.38%SMA2014.86%Beta1.06Target Price40.00
Payout26.61%Debt/Eq4.71Sales Q/Q8.48%SMA5019.09%Rel Volume1.87Prev Close36.30
Employees2,112LT Debt/Eq4.71EarningsFeb 10SMA20011.08%Avg Volume90.24KPrice39.21
IPO DateMar 28, 2012Option/ShortYes / YesEPS/Sales Surpr.9.28% 2.34%Net Debt/EBITDA10.63Volume168,715Change8.02%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-29-26ReiteratedStephens & Co.Overweight$40
May-21-26UpgradeCitizensMarket Perform → Market Outperform
Sep-29-21DowngradeJMP SecuritiesMarket Outperform → Market Perform
Jun-09-21DowngradeBMO CapitalOutperform → Market Perform
Nov-12-20DowngradeJanney CapitalBuy → Neutral
Nov-12-20DowngradeJanney Montgomery ScottBuy → Neutral
May-15-20UpgradeBMO CapitalMarket Perform → Outperform
Jun-13-17UpgradeJMP SecuritiesMarket Perform → Market Outperform
Nov-18-16DowngradeBMO CapitalOutperform → Market Perform
Sep-23-15UpgradeJefferiesHold → Buy
Latest News· Times ET
Oct-29-26
Oct-28-26
Oct-13-26
Oct-12-26
Oct-08-26
Oct-01-26
Sep-21-26
Sep-17-26
Sep-09-26
Sep-01-26
Company

Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue684646589551—————
Cost of Goods Sold Incl. D&A88308287287—————
Gross Profit595338302264—————
Selling, General and Administrative Excl. Other281240222218—————
Research and Development
0000—————
Other Operating Expense108182625—————
Operating Income155805421—————
Interest Expense93857567—————
Unusual Expense
—————————
Non-Operating Income (Expense)0627567—————
Net Income Before Taxes62585421—————
Income Taxes1313135—————
Consolidated Net Income43444116—————
Net Income From Continuing Operations47444116—————
Net Income43444116—————
EPS (Recurring)5.134.634.281.70—————
EPS (Basic, Before Extraordinaries)5.134.634.281.70—————
EPS (Diluted)4.944.454.141.66—————
EBITDA168976835—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio7.948.718.2115.11—————
Price To Sales Ratio0.520.600.580.41—————
Gross Margin86.9952.3251.2747.91—————
Operating Margin22.6612.389.173.81—————
Net Margin6.296.816.962.90—————
Shares Outstanding910109—————
Market Capitalization353388340226—————
Operating Lease Expense
—————————
Unlock full historical data
See years of past statements with Premium.
Unlock with Premium
Insider Trading Volume
$47.84$42.86$37.89$32.91$27.93● Close Price0.00M1.07M2.14M3.21M4.29MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Atwood Catherine RSVP and General CounselOct 29 '26Sale37.392,60097,22152,707Oct 30
Atwood Catherine RSVP and General CounselOct 19 '26Sale35.012007,00255,307Oct 21
Forager Fund, L.P.10% OwnerSep 17 '26Sale32.2210,401335,120919,136Sep 17
Forager Fund, L.P.10% OwnerSep 16 '26Sale32.199,064291,770929,537Sep 17
Forager Fund, L.P.10% OwnerSep 15 '26Sale32.269,857317,987938,601Sep 17
BASSWOOD CAPITAL MANAGEMENT, L.L.C.Director, 10% Owner, Director-by-DeputizationSep 01 '26Sale31.651,15936,68223,118Sep 03
Atwood Catherine RSVP and General CounselAug 24 '26Sale35.002007,00055,507Aug 26
Lamba Lakhbir S.President and CEOAug 12 '26Buy31.763,500111,16055,734Aug 13
Lamba Lakhbir S.President and CEOAug 11 '26Buy31.596,500205,33552,234Aug 13
Barnette Steven BVP, Chief Accounting OfficerJul 10 '26Sale43.303,274141,76413,472Jul 14
Barnette Steven BVP, Chief Accounting OfficerJul 01 '26Sale42.041,60067,26416,746Jul 02
Johnson Sandra K.DirectorMay 26 '26Sale36.001,00036,00021,933May 27
Atwood Catherine RSVP and General CounselMay 11 '26Sale35.063,000105,18040,942May 11
Forager Fund, L.P.10% OwnerApr 29 '26Sale38.502,916112,266948,458Apr 30
Forager Fund, L.P.10% OwnerApr 28 '26Sale39.592,10183,179951,374Apr 30
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.