RM — Regional Management Corp. stock price, charts and financials

NYSE·Financial Services·Financial - Credit Services·USA

Latest market price

33.84

-0.88-2.53%

Overview Short InterestFilings

RMQT50Regional Management Corp.·NYSE

Overview Short InterestFilings

33.84-2.53%

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Signal & projected range

QT Score downgradeHistorical pattern — not a prediction

Range still being built for this setupWe don’t yet have a frozen historical track record for qt score downgrade to describe a reliable spread of outcomes. The projected range appears once its backtest is established.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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LPRO+0.00%$3.14 LX+0.68%$1.48 HTT+0.40%$2.53 TREE+5.73%$33.76 LU+1.32%$1.53 PRAA+1.03%$17.63 NEWTO-0.74%$25.59 GDOT-0.83%$13.20

Snapshot

Index	-	P/E	7.12	EPS (ttm)	4.75	Insider Own	48.82%	Shs Outstand	9.21M	Perf Week	-20.53%

Market Cap	311.60M	Forward P/E	5.53	EPS next Y	6.12	Insider Trans	-2.71%	Shs Float	8.27M	Perf Month	-19.22%

Enterprise Value	2.02B	PEG	0.77	EPS next Q	1.45	Inst Own	-	Short Float	5.50%	Perf Quarter	-0.12%

Income	49.00M	P/S	0.47	EPS this Y	4.42%	Inst Trans	-	Short Ratio	7.07	Perf Half Y	-12.13%

Sales	670.00M	P/B	0.82	EPS next Y	23.34%	ROA	2.33%	Short Interest	455.35K	Perf YTD	-12.67%

Book/sh	41.05	P/C	44.51	EPS next 5Y	9.25%	ROE	13.24%	52W High	46.00 -26.43%	Perf Year	3.14%

Cash/sh	0.76	P/FCF	0.94	EPS past 3/5Y	-5.66% 13.14%	ROIC	153.13%	52W Low	30.46 11.10%	Perf 3Y	3.17%

Dividend Est.	1.20 (3.55%)	EV/EBITDA	14.14	Sales past 3/5Y	8.41% 11.55%	Gross Margin	75.29%	Volatility	9.06% 4.90%	Perf 5Y	-34.34%

Dividend TTM	1.20 (3.55%)	EV/Sales	3.02	EPS Y/Y TTM	14.73%	Oper. Margin	27.73%	ATR (14)	2.19	Perf 10Y	95.27%

Dividend Ex-Date	Aug 19, 2026	Quick Ratio	0.00	Sales Y/Y TTM	13.75%	Profit Margin	7.40%	RSI (14)	33.88	Recom	2.88

Dividend Gr. 3/5Y	0.00% 43.10%	Current Ratio	0.00	EPS Q/Q	-17.48%	SMA20	-16.32%	Beta	0.98	Target Price	-

Payout	23.43%	Debt/Eq	4.65	Sales Q/Q	7.01%	SMA50	-12.98%	Rel Volume	2.63	Prev Close	34.72

Employees	2,112	LT Debt/Eq	4.02	Earnings	Nov 03	SMA200	-8.80%	Avg Volume	73.41K	Price	33.84

IPO Date	Mar 28, 2012	Option/Short	Yes / Yes	EPS/Sales Surpr.	5.21% 1.40%	Net Debt/EBITDA	12.00	Volume	193,155	Change	-2.53%

Analyst Ratings

Date	Action	Analyst	Rating
May-21-26	Upgrade	Citizens	Market Perform → Market Outperform
Sep-29-21	Downgrade	JMP Securities	Market Outperform → Market Perform
Jun-09-21	Downgrade	BMO Capital	Outperform → Market Perform
Nov-12-20	Downgrade	Janney Capital	Buy → Neutral
Nov-12-20	Downgrade	Janney Montgomery Scott	Buy → Neutral
May-15-20	Upgrade	BMO Capital	Market Perform → Outperform
Jun-13-17	Upgrade	JMP Securities	Market Perform → Market Outperform
Nov-18-16	Downgrade	BMO Capital	Outperform → Market Perform
Sep-23-15	Upgrade	Jefferies	Hold → Buy
May-13-15	Downgrade	B of A Securities	Buy → Neutral

Latest News

Jul-30-26

Jul-30-2610:50AM

Citizens Maintains Market Outperform on Regional Management, Lowers Price Target to $43Benzinga

04:05AM

Regional Management Q2 Earnings Call Highlightsmarketbeat.com

Jul-29-26

Jul-29-2611:43PM

Regional Management Corp. (RM) Q2 2026 Earnings Call Transcriptseekingalpha.com

04:15PM

Regional Management Corp. Announces Second Quarter 2026 Resultsbusinesswire.com

Jul-09-26

Jul-09-2607:00AM

Roxmore Resources Reports Strong Drill Results at the Converse Gold Project, Battle Mountain - Eureka Trend Nevadanewsfilecorp.com

Jul-01-26

Jul-01-2604:15PM

Regional Management Corp. to Report Second Quarter 2026 Results on Wednesday, July 29, 2026businesswire.com

Company

Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	670	646	589	551	507	428	374	356	307
Cost of Goods Sold Incl. D&A	165	308	287	287	219	120	162	140	121
Gross Profit	505	338	302	264	288	308	212	216	186
Selling, General and Administrative Excl. Other	264	240	222	218	199	171	154	134	119
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	55	18	26	25	24	25	22	23	21
Operating Income	186	80	54	21	65	112	36	59	46
Interest Expense	91	85	75	67	34	31	38	40	33
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	-35	62	75	67	34	31	38	40	33
Net Income Before Taxes	61	58	54	21	65	112	36	59	46
Income Taxes	11	13	13	5	14	24	9	14	11
Consolidated Net Income	49	44	41	16	51	89	27	45	35
Net Income From Continuing Operations	49	44	41	16	51	89	27	45	35
Net Income	49	44	41	16	51	89	27	45	35
EPS (Recurring)	4.98	4.63	4.28	1.70	5.51	8.84	2.45	3.92	3.03
EPS (Basic, Before Extraordinaries)	4.98	4.63	4.28	1.70	5.51	8.84	2.45	3.92	3.03
EPS (Diluted)	4.75	4.45	4.14	1.66	5.30	8.33	2.40	3.80	2.93
EBITDA	143	92	68	35	78	124	49	70	55
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	7.12	8.71	8.21	15.11	5.30	6.90	12.44	7.90	8.21
Price To Sales Ratio	0.45	0.60	0.58	0.41	0.50	1.34	0.88	0.93	0.94
Gross Margin	75.37	52.32	51.27	47.91	56.80	71.96	56.68	60.67	60.59
Operating Margin	27.76	12.38	9.17	3.81	12.82	26.17	9.63	16.57	14.98
Net Margin	7.31	6.81	6.96	2.90	10.06	20.79	7.22	12.64	11.40
Shares Outstanding	9	10	10	9	9	10	11	11	12
Market Capitalization	305	388	340	226	253	575	328	330	289
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Barnette Steven B	VP, Chief Accounting Officer	Jul 10 '26	Sale	43.30	3,274	141,764	13,472	Jul 14
Barnette Steven B	VP, Chief Accounting Officer	Jul 01 '26	Sale	42.04	1,600	67,264	16,746	Jul 02
Johnson Sandra K.	Director	May 26 '26	Sale	36.00	1,000	36,000	21,933	May 27
Atwood Catherine R	SVP and General Counsel	May 11 '26	Sale	35.06	3,000	105,180	40,942	May 11
Forager Fund, L.P.	10% Owner	Apr 29 '26	Sale	38.50	2,916	112,266	948,458	Apr 30
Forager Fund, L.P.	10% Owner	Apr 28 '26	Sale	39.59	2,101	83,179	951,374	Apr 30
Forager Fund, L.P.	10% Owner	Apr 21 '26	Sale	40.18	5,788	232,562	953,475	Apr 21
Forager Fund, L.P.	10% Owner	Apr 20 '26	Sale	39.68	15,000	595,200	959,263	Apr 21
Forager Fund, L.P.	10% Owner	Apr 17 '26	Sale	38.56	7,173	276,591	974,263	Apr 21
Barnette Steven B	VP, Chief Accounting Officer	Apr 17 '26	Sale	40.00	1,600	64,000	18,346	Apr 20
Fisher Brian J.	EVP, Chief Strat/Dev Officer	Apr 17 '26	Sale	38.95	2,961	115,331	27,745	Apr 17
Fisher Brian J.	EVP, Chief Strat/Dev Officer	Apr 15 '26	Option Exercise	19.99	8,918	178,271	36,663	Apr 17
Forager Fund, L.P.	10% Owner	Apr 16 '26	Sale	38.48	12,827	493,583	981,436	Apr 16
Forager Fund, L.P.	10% Owner	Apr 15 '26	Sale	38.06	17,602	669,932	994,263	Apr 16
Fisher Brian J.	EVP, Chief Strat/Dev Officer	Apr 15 '26	Sale	38.09	5,457	207,857	27,745	Apr 16

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.