RM — Regional Management Corp. stock price, charts and financials

QT45Regional Management Corp.

Regional Management Corp. (NYSE: RM) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
31.39
-0.71-2.21%
RMQT45Regional Management Corp.·NYSE
31.39-2.21%
News
Down 2.2% — Roxmore Resources Reports Strong Exploration Drill Results and Expanded Resource Potential from the Converse Gold Project in Nevada (newsfilecorp.com).
Medium confidence
TA
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Signal & projected range
Insider open-market saleHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index-P/E6.61EPS (ttm)4.75Insider Own48.93%Shs Outstand9.21MPerf Week-4.85%
Market Cap289.04MForward P/E5.13EPS next Y6.12Insider Trans-2.92%Shs Float8.27MPerf Month-6.47%
Enterprise Value2.00BPEG0.71EPS next Q1.45Inst Own-Short Float4.13%Perf Quarter-15.62%
Income46.00MP/S0.43EPS this Y4.42%Inst Trans-Short Ratio3.99Perf Half Y1.00%
Sales670.00MP/B0.76EPS next Y23.34%ROA2.20%Short Interest342.00KPerf YTD-18.99%
Book/sh41.05P/C41.29EPS next 5Y9.25%ROE12.49%52W High46.00 -31.76%Perf Year-28.43%
Cash/sh0.76P/FCF0.96EPS past 3/5Y-5.66% 13.14%ROIC4.76%52W Low30.46 3.05%Perf 3Y14.35%
Dividend Est.1.20 (3.82%)EV/EBITDA13.60Sales past 3/5Y8.41% 11.55%Gross Margin75.65%Volatility2.60% 2.84%Perf 5Y-45.80%
Dividend TTM1.20 (3.82%)EV/Sales2.98EPS Y/Y TTM14.73%Oper. Margin19.24%ATR (14)1.06Perf 10Y47.03%
Dividend Ex-DateAug 19, 2026Quick Ratio64.04Sales Y/Y TTM13.75%Profit Margin6.98%RSI (14)35.08Recom2.88
Dividend Gr. 3/5Y0.00% 43.10%Current Ratio64.04EPS Q/Q-17.48%SMA20-4.31%Beta0.99Target Price-
Payout24.84%Debt/Eq4.65Sales Q/Q7.01%SMA50-11.64%Rel Volume1.85Prev Close32.10
Employees2,112LT Debt/Eq4.02EarningsNov 04SMA200-13.27%Avg Volume89.28KPrice31.39
IPO DateMar 28, 2012Option/ShortYes / YesEPS/Sales Surpr.5.21% 1.40%Net Debt/EBITDA11.61Volume164,850Change-2.21%
Analyst Ratings
DateActionAnalystRatingTarget
May-21-26UpgradeCitizensMarket PerformMarket Outperform
Sep-29-21DowngradeJMP SecuritiesMarket OutperformMarket Perform
Jun-09-21DowngradeBMO CapitalOutperformMarket Perform
Nov-12-20DowngradeJanney CapitalBuyNeutral
Nov-12-20DowngradeJanney Montgomery ScottBuyNeutral
May-15-20UpgradeBMO CapitalMarket PerformOutperform
Jun-13-17UpgradeJMP SecuritiesMarket PerformMarket Outperform
Nov-18-16DowngradeBMO CapitalOutperformMarket Perform
Sep-23-15UpgradeJefferiesHoldBuy
May-13-15DowngradeBank of AmericaBuyNeutral
Latest News· Times ET
Sep-17-26
Sep-09-26
Sep-08-26
Sep-01-26
Aug-28-26
Aug-03-26
Jul-30-26
Jul-29-26
Jul-09-26
Jul-01-26
Company

Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue670646589
Cost of Goods Sold Incl. D&A163308287
Gross Profit507338302
Selling, General and Administrative Excl. Other264240222
Research and Development
000
Other Operating Expense1151826
Operating Income1308054
Interest Expense918575
Unusual Expense
Non-Operating Income (Expense)226275
Net Income Before Taxes615854
Income Taxes131313
Consolidated Net Income464441
Net Income From Continuing Operations464441
Net Income464441
EPS (Recurring)4.984.634.28
EPS (Basic, Before Extraordinaries)4.984.634.28
EPS (Diluted)4.754.454.14
EBITDA1479268
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio6.618.718.21
Price To Sales Ratio0.420.600.58
Gross Margin75.6752.3251.27
Operating Margin19.4012.389.17
Net Margin6.876.816.96
Shares Outstanding91010
Market Capitalization283388340
Operating Lease Expense
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Insider Trading Volume
$47.74$42.97$38.21$33.45$28.68 Close Price0.00M1.07M2.14M3.21M4.29MUSD Trades VolumeSepOctNovDec2026FebMarAprMayJunJulAugSep
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Forager Fund, L.P.10% OwnerSep 17 '26Sale32.2210,401335,120919,136Sep 17
Forager Fund, L.P.10% OwnerSep 16 '26Sale32.199,064291,770929,537Sep 17
Forager Fund, L.P.10% OwnerSep 15 '26Sale32.269,857317,987938,601Sep 17
BASSWOOD CAPITAL MANAGEMENT, L.L.C.director, 10 percent owner, other: Director-by-DeputizationSep 01 '26Sale31.651,15936,68223,118Sep 03
Atwood Catherine RSVP and General CounselAug 24 '26Sale35.002007,00055,507Aug 26
Lamba Lakhbir S.President and CEOAug 12 '26Buy31.763,500111,16055,734Aug 13
Lamba Lakhbir S.President and CEOAug 11 '26Buy31.596,500205,33552,234Aug 13
Barnette Steven BVP, Chief Accounting OfficerJul 10 '26Sale43.303,274141,76413,472Jul 14
Barnette Steven BVP, Chief Accounting OfficerJul 01 '26Sale42.041,60067,26416,746Jul 02
Johnson Sandra K.DirectorMay 26 '26Sale36.001,00036,00021,933May 27
Atwood Catherine RSVP and General CounselMay 11 '26Sale35.063,000105,18040,942May 11
Forager Fund, L.P.10% OwnerApr 29 '26Sale38.502,916112,266948,458Apr 30
Forager Fund, L.P.10% OwnerApr 28 '26Sale39.592,10183,179951,374Apr 30
Forager Fund, L.P.10% OwnerApr 21 '26Sale40.185,788232,562953,475Apr 21
Forager Fund, L.P.10% OwnerApr 20 '26Sale39.6815,000595,200959,263Apr 21
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.