Latest market price
140.32
+3.15+2.30%
Earnings
Up 2.3% — Earnings due 2026-11-04 — pre-report positioning.
Medium confidence
TA
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Snapshot
| Index | — | P/E | 18.86 | EPS (ttm) | 7.44 | Insider Own | 2.68% | Shs Outstand | 26.50M | Perf Week | -1.03% |
| Market Cap | 3.72B | Forward P/E | 12.50 | EPS next Y | 11.22 | Insider Trans | -13.23% | Shs Float | 25.61M | Perf Month | 11.43% |
| Enterprise Value | 2.45B | PEG | 1.84 | EPS next Q | 2.56 | Short Float | 2.79% | Perf Quarter | 2.79% | ||
| Income | 203.00M | P/S | 3.41 | EPS this Y | 30.09% | Short Ratio | 3.12 | Perf Half Y | 16.00% | ||
| Sales | 1.09B | P/B | 3.79 | EPS next Y | 11.69% | ROA | 5.12% | Short Interest | 714.50K | Perf YTD | 4.13% |
| Book/sh | 37.01 | P/C | 2.37 | EPS next 5Y | 10.25% | ROE | 21.61% | 52W High | 147.62 -4.95% | Perf Year | 24.74% |
| Cash/sh | 59.09 | P/FCF | 9.05 | EPS past 3/5Y | 52.54% 97.27% | ROIC | 11.26% | 52W Low | 100.81 39.19% | Perf 3Y | 182.45% |
| Dividend Est. | 0.45 (0.32%) | EV/EBITDA | 8.50 | Sales past 3/5Y | 38.88% 39.14% | Gross Margin | 58.10% | Volatility | 3.21% 2.85% | Perf 5Y | 73.02% |
| Dividend TTM | 0.45 (0.32%) | EV/Sales | 2.24 | EPS Y/Y TTM | 30.76% | Oper. Margin | 24.10% | ATR (14) | 4.17 | Perf 10Y | — |
| Dividend Ex-Date | Aug 19, 2026 | Quick Ratio | — | Sales Y/Y TTM | 60.44% | Profit Margin | 18.61% | RSI (14) | 57.90 | Recom | 2.18 |
| Dividend Gr. 3/5Y | — | Current Ratio | — | EPS Q/Q | 34.09% | SMA20 | 3.26% | Beta | 0.30 | Target Price | 158.50 |
| Payout | 0.00% | Debt/Eq | 0.30 | Sales Q/Q | 56.22% | SMA50 | 5.29% | Rel Volume | 0.60 | Prev Close | 137.17 |
| Employees | 439 | LT Debt/Eq | 0.30 | Earnings | Nov 04 | SMA200 | 11.10% | Avg Volume | 231.72K | Price | 140.32 |
| IPO Date | Apr 17, 2019 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 7.81% — | Net Debt/EBITDA | -4.41 | Volume | 139,960 | Change | 2.30% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-15-26 | Reiterated | Piper Sandler | Overweight | $119 → $165 |
| Jul-10-26 | Reiterated | Evercore ISI | In Line | $157 → $152 |
| Oct-01-25 | Reiterated | Evercore ISI Group | In Line | $89 → $134 |
| Apr-08-25 | Upgrade | JP Morgan | Neutral → Overweight | |
| Dec-09-24 | Reiterated | Piper Sandler | Overweight | $99 → $119 |
| May-29-24 | Reiterated | Piper Sandler | Overweight | $90 → $99 |
| May-29-24 | Reiterated | Evercore ISI Group | In Line | $89 |
| May-29-24 | Reiterated | Truist Securities | Buy | $100 |
| May-06-24 | Reiterated | Piper Sandler | Overweight | $90 |
| Apr-08-24 | Downgrade | JP Morgan | Overweight → Neutral |
Latest News· Times ET
Oct-29-26
Oct-29-2608:50PM
Oct-28-26
Oct-27-26
04:15PM
Oct-22-26
Oct-22-2609:00AM
Oct-15-26
Oct-13-26
01:51AM
Palomar: Focus On Earthquake Business And AI Utilizationseekingalpha.com
Oct-12-26
Oct-05-26
Oct-05-2602:19PM
01:45PM
Oct-02-26
Sep-28-26
Sep-28-2602:10AM
Sep-25-26
Sep-24-26
Company
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previously named GC Palomar Holdings, was founded in 2013 and maintains its corporate headquarters in La Jolla, California.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,091 | 876 | 554 | 376 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 457 | 229 | 284 | 180 | — | — | — | — | — | |
| Gross Profit | 635 | 647 | 269 | 196 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 370 | 394 | 118 | 92 | — | — | — | — | — | |
| Operating Income | 263 | 253 | 151 | 104 | — | — | — | — | — | |
| Interest Expense | 8 | 0 | 1 | 4 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 8 | 0 | 1 | 4 | — | — | — | — | — | |
| Net Income Before Taxes | 263 | 253 | 151 | 104 | — | — | — | — | — | |
| Income Taxes | 60 | 56 | 34 | 24 | — | — | — | — | — | |
| Consolidated Net Income | 203 | 197 | 118 | 79 | — | — | — | — | — | |
| Net Income From Continuing Operations | 203 | 197 | 118 | 79 | — | — | — | — | — | |
| Net Income | 203 | 197 | 118 | 79 | — | — | — | — | — | |
| EPS (Recurring) | 7.67 | 7.40 | 4.61 | 3.19 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 7.67 | 7.40 | 4.61 | 3.19 | — | — | — | — | — | |
| EPS (Diluted) | 7.44 | 7.17 | 4.48 | 3.13 | — | — | — | — | — | |
| EBITDA | 288 | 263 | 157 | 112 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 18.86 | 18.79 | 23.57 | 17.73 | — | — | — | — | — | |
| Price To Sales Ratio | 3.34 | 4.15 | 4.96 | 3.69 | — | — | — | — | — | |
| Gross Margin | 58.20 | 73.86 | 48.56 | 52.13 | — | — | — | — | — | |
| Operating Margin | 24.11 | 28.88 | 27.26 | 27.66 | — | — | — | — | — | |
| Net Margin | 18.61 | 22.49 | 21.30 | 21.01 | — | — | — | — | — | |
| Shares Outstanding | 26 | 27 | 26 | 25 | — | — | — | — | — | |
| Market Capitalization | 3,648 | 3,639 | 2,745 | 1,388 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Armstrong Mac | CEO and Chairman | Oct 21 '26 | Sale | 138.31 | 3,500 | 484,097 | 315,388 | Oct 22 |
| Armstrong Mac | CEO and Chairman | Sep 21 '26 | Sale | 134.98 | 3,500 | 472,445 | 318,888 | Sep 22 |
| Bradley Daryl | Director | Sep 02 '26 | Buy | 131.96 | 1 | 135 | 7,313 | Sep 11 |
| Armstrong Mac | CEO and Chairman | Aug 21 '26 | Sale | 130.60 | 3,500 | 457,111 | 322,388 | Aug 24 |
| Uchida T Christopher | Chief Financial Officer | Aug 18 '26 | Option Exercise | 0.00 | 1,530 | 0 | 17,029 | Aug 20 |
| Knutzen Jonathan | Chief Risk Officer | Aug 18 '26 | Option Exercise | 0.00 | 612 | 0 | 28,546 | Aug 20 |
| Knutzen Jonathan | Chief Risk Officer | Aug 18 '26 | Sale | 127.75 | 296 | 37,813 | 28,250 | Aug 20 |
| Uchida T Christopher | Chief Financial Officer | Aug 18 '26 | Sale | 127.74 | 791 | 101,043 | 16,238 | Aug 20 |
| Christianson Jon | President | Aug 18 '26 | Option Exercise | 0.00 | 1,020 | 0 | 67,498 | Aug 20 |
| Christianson Jon | President | Aug 18 '26 | Sale | 127.75 | 528 | 67,450 | 66,970 | Aug 20 |
| Herve Rodolphe | Chief Operating Officer | Jul 31 '26 | Option Exercise | 0.00 | 3,068 | 0 | 5,539 | Aug 04 |
| Herve Rodolphe | Chief Operating Officer | Jul 31 '26 | Sale | 135.35 | 1,207 | 163,367 | 3,548 | Aug 04 |
| Armstrong Mac | CEO and Chairman | Jul 21 '26 | Sale | 137.26 | 3,500 | 480,425 | 325,888 | Jul 22 |
| Christianson Jon | President | Jul 20 '26 | Sale | 139.50 | 3,000 | 418,500 | 66,478 | Jul 21 |
| Christianson Jon | President | Jul 20 '26 | Option Exercise | 87.51 | 3,000 | 262,530 | 69,478 | Jul 21 |
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.