| Index | — | P/E | 9.89 | EPS (ttm) | 2.38 | Insider Own | 3.14% | Shs Outstand | 130.42M | Perf Week | 1.42% |
| Market Cap | 3.07B | Forward P/E | 9.14 | EPS next Y | 2.58 | Insider Trans | -2.08% | Shs Float | 126.32M | Perf Month | 4.30% |
| Enterprise Value | 5.63B | PEG | 1.89 | EPS next Q | — | Short Float | 4.82% | Perf Quarter | -6.84% | ||
| Income | 309.00M | P/S | 2.26 | EPS this Y | 15.51% | Short Ratio | 6.76 | Perf Half Y | 5.84% | ||
| Sales | 1.36B | P/B | 1.07 | EPS next Y | 3.83% | ROA | 1.20% | Short Interest | 6.08M | Perf YTD | 19.24% |
| Book/sh | 21.96 | P/C | 11.55 | EPS next 5Y | 5.23% | ROE | 10.82% | 52W High | 25.49 -7.61% | Perf Year | 27.37% |
| Cash/sh | 2.04 | P/FCF | 8.46 | EPS past 3/5Y | -1.73% 9.92% | ROIC | 1.11% | 52W Low | 17.70 33.05% | Perf 3Y | 64.11% |
| Dividend Est. | 0.96 (4.08%) | EV/EBITDA | 11.92 | Sales past 3/5Y | 35.66% 25.97% | Gross Margin | 62.88% | Volatility | 2.15% 1.75% | Perf 5Y | -5.69% |
| Dividend TTM | 0.96 (4.08%) | EV/Sales | 4.13 | EPS Y/Y TTM | 21.43% | Oper. Margin | 28.61% | ATR (14) | 0.44 | Perf 10Y | 10.10% |
| Dividend Ex-Date | Nov 13, 2026 | Quick Ratio | — | Sales Y/Y TTM | 2.72% | Profit Margin | 22.80% | RSI (14) | 64.45 | Recom | 2.30 |
| Dividend Gr. 3/5Y | 0.00% 0.85% | Current Ratio | — | EPS Q/Q | 18.18% | SMA20 | 4.23% | Beta | 0.81 | Target Price | 26.50 |
| Payout | 40.11% | Debt/Eq | 0.98 | Sales Q/Q | -5.65% | SMA50 | 2.97% | Rel Volume | 1.55 | Prev Close | 22.94 |
| Employees | 1,842 | LT Debt/Eq | 0.98 | Earnings | Jan 26 | SMA200 | 3.95% | Avg Volume | 825.40K | Price | 23.55 |
| IPO Date | Jan 16, 2003 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 6.21% — | Net Debt/EBITDA | 5.41 | Volume | 1,280,144 | Change | 2.66% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-31-26 | Reiterated | D.A. Davidson | Neutral | $24 → $26 |
| Jul-01-26 | Reiterated | Raymond James | Strong Buy | $27 |
| Jan-29-26 | Reiterated | RBC Capital | Outperform | $21 → $25 |
| Aug-15-24 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform | |
| Jul-29-24 | Reiterated | RBC Capital | Outperform | $18 → $21 |
| Jun-14-24 | Reiterated | Piper Sandler | Overweight | $19 |
| Apr-22-24 | Upgrade | DA Davidson | Neutral → Buy | $15 → $20 |
| Apr-09-24 | Reiterated | RBC Capital | Outperform | $18 |
| Mar-28-24 | Reiterated | DA Davidson | Neutral | $15 |
| Aug-22-23 | Upgrade | Piper Sandler | Neutral → Overweight |
Provident Financial Services, Inc. functions as the parent company for Provident Bank, delivering a broad spectrum of financial products and services to individuals, families, and businesses across the United States. Its deposit offerings encompass various account types, including savings, standard and interest-bearing checking accounts, money market accounts, certificates of deposit, and IRA products. The company's extensive loan portfolio features commercial real estate loans, which are collateralized by properties such as multi-family apartment complexes, office buildings, retail spaces, and industrial sites. It also provides commercial business loans, alongside fixed-rate and adjustable-rate mortgage loans secured by one-to-four family residential properties. Further loan options include commercial construction loans and a range of consumer loans like home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and financing for automobiles and recreational vehicles. Beyond these, Provident delivers essential banking solutions such as cash management, remote deposit capture, payroll origination, escrow account management, and convenient online and mobile banking services, in addition to offering business credit cards. The company also extends wealth management services, covering investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. In a broader capacity, Provident sells insurance and investment products, including annuities. It also operates as a real estate investment trust (REIT), focused on acquiring mortgage loans and other real estate-related assets, and actively manages and sells properties obtained through foreclosure. As of December 31, 2021, the company maintained 96 full-service branch offices situated across northern and central New Jersey, as well as specific counties in Pennsylvania and New York. Provident Financial Services, Inc. was founded in 1839 and is headquartered in Jersey City, New Jersey.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,361 | 1,383 | 1,140 | 696 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 505 | 516 | 533 | 245 | — | — | — | — | — | |
| Gross Profit | 855 | 867 | 607 | 451 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 338 | 272 | 236 | 162 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 129 | 187 | 222 | 113 | — | — | — | — | — | |
| Operating Income | 389 | 408 | 150 | 176 | — | — | — | — | — | |
| Interest Expense | 502 | 512 | 446 | 216 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 534 | 512 | 446 | 216 | — | — | — | — | — | |
| Net Income Before Taxes | 421 | 408 | 150 | 176 | — | — | — | — | — | |
| Income Taxes | 111 | 117 | 34 | 47 | — | — | — | — | — | |
| Consolidated Net Income | 309 | 291 | 116 | 128 | — | — | — | — | — | |
| Net Income From Continuing Operations | 309 | 291 | 116 | 128 | — | — | — | — | — | |
| Net Income | 309 | 291 | 116 | 128 | — | — | — | — | — | |
| EPS (Recurring) | 2.38 | 2.23 | 1.05 | 1.72 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 2.38 | 2.23 | 1.05 | 1.72 | — | — | — | — | — | |
| EPS (Diluted) | 2.38 | 2.23 | 1.05 | 1.71 | — | — | — | — | — | |
| EBITDA | 472 | 474 | 204 | 198 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.89 | 8.86 | 17.97 | 10.54 | — | — | — | — | — | |
| Price To Sales Ratio | 2.25 | 1.87 | 1.82 | 1.94 | — | — | — | — | — | |
| Gross Margin | 62.82 | 62.69 | 53.25 | 64.80 | — | — | — | — | — | |
| Operating Margin | 28.58 | 29.50 | 13.16 | 25.29 | — | — | — | — | — | |
| Net Margin | 22.70 | 21.04 | 10.18 | 18.39 | — | — | — | — | — | |
| Shares Outstanding | 130 | 131 | 110 | 75 | — | — | — | — | — | |
| Market Capitalization | 3,062 | 2,587 | 2,076 | 1,352 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Christy James A. | EVP, CRO of Provident Bank | Sep 14 '26 | Sale | 23.36 | 3,000 | 70,080 | 43,083 | Sep 15 |
| SHARA THOMAS | Director | Sep 01 '26 | Sale | 23.06 | 40,266 | 928,534 | 382,911 | Sep 01 |
| SHARA THOMAS | Director | Aug 31 '26 | Sale | 23.30 | 15,900 | 370,470 | 423,177 | Sep 01 |
| Giannola Vito | EVP & CRBO of provident Bank | Aug 18 '26 | Sale | 24.36 | 20,000 | 487,200 | 56,424 | Aug 19 |
| LISTA GEORGE | Pres/CEO Prov Protection Plus | Jun 12 '26 | Sale | 23.41 | 3,528 | 82,590 | 105,734 | Jun 15 |
| LISTA GEORGE | Pres/CEO Prov Protection Plus | May 08 '26 | Sale | 22.40 | 2,556 | 57,254 | 109,262 | May 12 |
| MCCRACKEN ROBERT E | Director | Feb 26 '26 | Sale | 22.13 | 6,177 | 136,697 | 68,518 | Feb 27 |
| MARTIN CHRISTOPHER P | Executive Chairman | Feb 05 '26 | Sale | 23.45 | 1,050 | 24,623 | 600,000 | Feb 06 |
| MARTIN CHRISTOPHER P | Executive Chairman | Jan 30 '26 | Option Exercise | 18.70 | 76,327 | 1,427,315 | 0 | Feb 02 |
| LISTA GEORGE | Pres/CEO Prov Protection Plus | Nov 06 '25 | Sale | 18.35 | 8,262 | 151,605 | 108,656 | Nov 10 |
| Christy James A. | EVP, CRO of Provident Bank | Sep 12 '25 | Sale | 19.90 | 3,000 | 59,700 | 39,633 | Sep 15 |
| Pugliese John | Director | Sep 11 '25 | Sale | 19.91 | 25,000 | 497,750 | 87,907 | Sep 12 |
| Giannola Vito | EVP & CRBO of provident Bank | Aug 21 '25 | Sale | 18.77 | 7,474 | 140,287 | 69,766 | Aug 22 |
| MARTIN CHRISTOPHER P | Executive Chairman | Jun 11 '25 | Sale | 17.07 | 55,668 | 949,974 | 601,050 | Jun 13 |
| LISTA GEORGE | Pres/CEO Prov Protection Plus | Mar 13 '25 | Buy | 16.73 | 1,000 | 16,729 | 9,956 | Mar 14 |