FB Financial Corporation (NYSE: FBK) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 16.06 | EPS (ttm) | 3.76 | Insider Own | 28.88% | Shs Outstand | 51.52M | Perf Week | 2.17% |
| Market Cap | 3.11B | Forward P/E | 11.76 | EPS next Y | 5.14 | Insider Trans | -0.05% | Shs Float | 48.84M | Perf Month | 6.75% |
| Enterprise Value | 3.34B | PEG | 0.17 | EPS next Q | 1.21 | Inst Own | - | Short Float | 4.39% | Perf Quarter | 11.67% |
| Income | 195.99M | P/S | 3.01 | EPS this Y | 23.22% | Inst Trans | - | Short Ratio | 6.21 | Perf Half Y | 3.76% |
| Sales | 1.03B | P/B | 1.61 | EPS next Y | 9.69% | ROA | 1.17% | Short Interest | 2.14M | Perf YTD | 8.21% |
| Book/sh | - | P/C | 23.73 | EPS next 5Y | 9.69% | ROE | 10.03% | 52W High | 63.11 -3.19% | Perf Year | 21.91% |
| Cash/sh | - | P/FCF | 25.73 | EPS past 3/5Y | -3.13% 7.52% | ROIC | 1.18% | 52W Low | 47.51 28.60% | Perf 3Y | 72.27% |
| Dividend Est. | 0.84 (1.37%) | EV/EBITDA | 12.47 | Sales past 3/5Y | 13.78% 7.35% | Gross Margin | 62.91% | Volatility | 1.44% 2.07% | Perf 5Y | 59.19% |
| Dividend TTM | 0.80 (1.31%) | EV/Sales | 3.23 | EPS Y/Y TTM | 53.23% | Oper. Margin | 23.85% | ATR (14) | 1.19 | Perf 10Y | - |
| Dividend Ex-Date | Aug 11, 2026 | Quick Ratio | 2.47 | Sales Y/Y TTM | 54.24% | Profit Margin | 19.00% | RSI (14) | 66.85 | Recom | 2.33 |
| Dividend Gr. 3/5Y | 13.48% 16.12% | Current Ratio | 2.47 | EPS Q/Q | 29.55% | SMA20 | 3.18% | Beta | 0.94 | Target Price | 64.00 |
| Payout | 15.87% | Debt/Eq | 0.19 | Sales Q/Q | 72.30% | SMA50 | 8.37% | Rel Volume | 1.35 | Prev Close | 60.38 |
| Employees | 1,594 | LT Debt/Eq | 0.09 | Earnings | Oct 13 | SMA200 | 8.79% | Avg Volume | 368.09K | Price | 61.10 |
| IPO Date | Sep 16, 2016 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -0.47% -1.52% | Net Debt/EBITDA | 0.84 | Volume | 496,980 | Change | 1.19% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-01-26 | Reiterated | Raymond James | Strong Buy | $63 |
| Jun-24-26 | Initiated | Benchmark | Buy | $64 |
| Apr-15-26 | Reiterated | Cantor Fitzgerald | Overweight | $66 → $65 |
| Apr-14-26 | Reiterated | Cantor Fitzgerald | Overweight | $66 → $65 |
| Apr-07-26 | Upgrade | Raymond James | Market Perform → Strong Buy | |
| Apr-02-26 | Upgrade | Piper Sandler | Neutral → Overweight | |
| Jan-23-26 | Downgrade | Piper Sandler | Overweight → Neutral | $63 → $65 |
| Oct-16-25 | Reiterated | Cantor Fitzgerald | Overweight | $66 |
| Oct-16-25 | Reiterated | Piper Sandler | Overweight | $46 → $63 |
| Jul-11-25 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform |
FB Financial Corporation functions as the parent entity for FirstBank, offering an extensive array of commercial and consumer banking solutions tailored for businesses, professionals, and individual clients. The company organizes its activities into two primary divisions: Banking and Mortgage. Its deposit offerings include checking, demand, money market, savings accounts, time deposits, and certificates of deposit. For lending, FB Financial provides a wide range of products for corporate, commercial, and consumer customers, such as financing for owner-occupied and investment commercial real estate, residential mortgages for single-family to four-family homes and multi-family units, commercial and industrial loans, construction financing, land acquisition, and land development loans. Consumer credit options feature residential lines of credit, loans for vehicles (cars, boats, and other recreational vehicles), manufactured homes (excluding land), and personal lines of credit. Additionally, the company engages in mortgage origination and delivers mortgage banking services through its branch network across the southeastern U.S. and via its digital platforms. Further services include trust, insurance, investment advisory, and modern online and mobile banking capabilities. As of December 31, 2021, FB Financial maintained a physical presence with 82 full-service and 9 limited-service bank branches across Tennessee, Northern Alabama, Southern Kentucky, and Northern Georgia, in addition to 23 mortgage offices situated throughout the southeastern United States. The company, which originated in 1906, was formerly known as First South Bancorp, Inc., before adopting the name FB Financial Corporation in 2016, and its headquarters are located in Nashville, Tennessee.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,183 | 878 | 767 | 749 | 596 | 613 | 616 | 418 | 370 | |
| Cost of Goods Sold Incl. D&A | 460 | 361 | 321 | 274 | 88 | -3 | 157 | 64 | 41 | |
| Gross Profit | 722 | 517 | 446 | 475 | 508 | 617 | 460 | 354 | 329 | |
| Selling, General and Administrative Excl. Other | 329 | 246 | 191 | 212 | 223 | 262 | 244 | 161 | 150 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 156 | 132 | 108 | 113 | 126 | 112 | 133 | 84 | 73 | |
| Operating Income | 237 | 139 | 147 | 150 | 160 | 243 | 82 | 110 | 106 | |
| Interest Expense | 405 | 318 | 309 | 271 | 69 | 38 | 49 | 57 | 36 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 405 | 318 | 309 | 271 | 69 | 38 | 49 | 57 | 36 | |
| Net Income Before Taxes | 237 | 139 | 147 | 150 | 160 | 243 | 82 | 110 | 106 | |
| Income Taxes | 37 | 16 | 31 | 30 | 35 | 53 | 19 | 26 | 26 | |
| Consolidated Net Income | 200 | 123 | 116 | 120 | 125 | 190 | 64 | 84 | 80 | |
| Net Income From Continuing Operations | 200 | 123 | 116 | 120 | 125 | 190 | 64 | 84 | 80 | |
| Net Income | 200 | 123 | 116 | 120 | 125 | 190 | 64 | 84 | 80 | |
| EPS (Recurring) | 3.82 | 2.41 | 2.49 | 2.57 | 2.64 | 4.01 | 1.69 | 2.70 | 2.62 | |
| EPS (Basic, Before Extraordinaries) | 3.82 | 2.41 | 2.49 | 2.57 | 2.64 | 4.01 | 1.69 | 2.70 | 2.62 | |
| EPS (Diluted) | 3.80 | 2.40 | 2.48 | 2.57 | 2.64 | 3.97 | 1.67 | 2.65 | 2.56 | |
| EBITDA | 261 | 151 | 162 | 165 | 172 | 257 | 95 | 119 | 113 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 16.08 | 23.25 | 20.77 | 15.51 | 13.69 | 11.04 | 20.80 | 14.94 | 13.68 | |
| Price To Sales Ratio | 2.69 | 3.37 | 3.16 | 2.50 | 2.85 | 3.36 | 2.14 | 2.94 | 2.93 | |
| Gross Margin | 61.03 | 58.88 | 58.15 | 63.42 | 85.23 | 100.65 | 74.68 | 84.69 | 88.92 | |
| Operating Margin | 20.03 | 15.83 | 19.17 | 20.03 | 26.85 | 39.64 | 13.31 | 26.32 | 28.65 | |
| Net Margin | 16.91 | 14.01 | 15.12 | 16.02 | 20.97 | 31.00 | 10.39 | 20.10 | 21.62 | |
| Shares Outstanding | 52 | 53 | 47 | 47 | 47 | 47 | 38 | 31 | 31 | |
| Market Capitalization | 3,177 | 2,957 | 2,421 | 1,873 | 1,699 | 2,060 | 1,320 | 1,227 | 1,086 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| JOYCE LYNN J | Chief Accounting Officer | Jul 15 '26 | Sale | 59.03 | 7,000 | 413,210 | 41,269 | Jul 16 |
| McPherson James Austin | 10% Owner | Jan 15 '26 | Sale | 60.06 | 8,500 | 510,510 | 9,484 | Jan 20 |
| Clark Agenia | Director | Dec 11 '25 | Sale | 59.18 | 1,210 | 71,608 | 12,839 | Dec 12 |
| Clark Agenia | Director | Oct 17 '25 | Sale | 52.18 | 1,345 | 70,182 | 14,049 | Nov 10 |
| CROSS JAMES W IV | Director | Apr 16 '25 | Buy | 40.49 | 7,200 | 291,528 | 61,278 | Apr 16 |
| Ayers James W. | 10% Owner | Mar 04 '25 | Buy | 48.51 | 2,000 | 97,020 | 10,931,841 | Mar 05 |
| Ayers James W. | 10% Owner | Feb 26 '25 | Buy | 48.93 | 2,000 | 97,860 | 10,929,841 | Feb 28 |
| Ayers James W. | 10% Owner | Feb 12 '25 | Buy | 51.83 | 2,000 | 103,660 | 10,927,841 | Feb 14 |
| Ayers James W. | 10% Owner | Feb 10 '25 | Buy | 52.58 | 2,000 | 105,160 | 10,925,841 | Feb 11 |
| Ayers James W. | 10% Owner | Feb 07 '25 | Buy | 52.90 | 2,000 | 105,800 | 10,923,841 | Feb 11 |
| Ayers James W. | 10% Owner | Feb 03 '25 | Buy | 52.07 | 2,000 | 104,140 | 10,921,841 | Feb 05 |
| Ayers James W. | 10% Owner | Jan 31 '25 | Buy | 52.56 | 2,000 | 105,120 | 10,919,841 | Feb 05 |
| Ayers James W. | 10% Owner | Jan 10 '25 | Buy | 48.46 | 2,000 | 96,920 | 10,917,841 | Jan 10 |
| Ayers James W. | 10% Owner | Jan 08 '25 | Buy | 50.26 | 2,000 | 100,520 | 10,915,841 | Jan 10 |
| Ayers James W. | 10% Owner | Jan 06 '25 | Buy | 51.40 | 2,000 | 102,800 | 10,913,841 | Jan 08 |