Qfin Holdings, Inc. (NASDAQ: QFIN) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 1.24 | EPS (ttm) | 6.71 | Insider Own | 1.75% | Shs Outstand | 130.19M | Perf Week | -2.13% |
| Market Cap | 1.08B | Forward P/E | 3.30 | EPS next Y | 2.51 | Insider Trans | 8.54% | Shs Float | 111.18M | Perf Month | -31.26% |
| Enterprise Value | 7.67M | PEG | 0.09 | EPS next Q | 0.06 | Inst Own | - | Short Float | 2.31% | Perf Quarter | -44.84% |
| Income | 531.00M | P/S | 0.47 | EPS this Y | -60.41% | Inst Trans | - | Short Ratio | 1.41 | Perf Half Y | -37.24% |
| Sales | 2.30B | P/B | 0.30 | EPS next Y | -5.44% | ROA | 7.04% | Short Interest | 2.57M | Perf YTD | -56.98% |
| Book/sh | 28.06 | P/C | 0.71 | EPS next 5Y | 14.26% | ROE | 15.36% | 52W High | 32.69 -74.64% | Perf Year | -71.26% |
| Cash/sh | 11.74 | P/FCF | 1.30 | EPS past 3/5Y | 46.66% 30.73% | ROIC | 6.86% | 52W Low | 8.00 3.62% | Perf 3Y | -47.20% |
| Dividend Est. | 0.92 (11.10%) | EV/EBITDA | 0.01 | Sales past 3/5Y | -3.09% 2.63% | Gross Margin | 60.77% | Volatility | 2.98% 4.27% | Perf 5Y | -67.17% |
| Dividend TTM | 1.24 (14.96%) | EV/Sales | 0.00 | EPS Y/Y TTM | 15.23% | Oper. Margin | 31.70% | ATR (14) | 0.42 | Perf 10Y | - |
| Dividend Ex-Date | Sep 09, 2026 | Quick Ratio | 5.47 | Sales Y/Y TTM | -3.77% | Profit Margin | 23.26% | RSI (14) | 27.71 | Recom | 2.50 |
| Dividend Gr. 3/5Y | 21.20% - | Current Ratio | 5.47 | EPS Q/Q | -73.03% | SMA20 | -9.70% | Beta | 0.52 | Target Price | 14.16 |
| Payout | 0.00% | Debt/Eq | 0.16 | Sales Q/Q | -12.69% | SMA50 | -27.98% | Rel Volume | 0.55 | Prev Close | 8.18 |
| Employees | 3,557 | LT Debt/Eq | 0.07 | Earnings | Nov 18 | SMA200 | -42.57% | Avg Volume | 1.86M | Price | 8.29 |
| IPO Date | Dec 14, 2018 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -54.39% -6.42% | Net Debt/EBITDA | -0.83 | Volume | 1,028,476 | Change | 1.34% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-26-26 | Reiterated | Morgan Stanley | $28 → $13 | |
| Aug-26-26 | Reiterated | Jefferies | Buy | $15 |
| Aug-26-26 | Downgrade | JP Morgan | Neutral → Underweight | |
| Aug-12-26 | Reiterated | Deutsche Bank | $13 | |
| May-27-26 | Reiterated | Truist Financial | $15 | |
| Nov-19-25 | Downgrade | JP Morgan | Overweight → Neutral | |
| Aug-15-24 | Reiterated | Bank of America Securities | $25 → $28 | |
| Aug-14-24 | Reiterated | Morgan Stanley | $28 |
Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,296 | 2,239 | 2,386 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 900 | 582 | 912 | — | — | — | — | — | — | |
| Gross Profit | 1,397 | 1,657 | 1,474 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 378 | 436 | 302 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 290 | 194 | 125 | — | — | — | — | — | — | |
| Operating Income | 728 | 1,027 | 1,046 | — | — | — | — | — | — | |
| Interest Expense | 19 | 0 | 0 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 34 | 0 | 51 | — | — | — | — | — | — | |
| Net Income Before Taxes | 744 | 1,027 | 1,097 | — | — | — | — | — | — | |
| Income Taxes | 214 | 195 | 229 | — | — | — | — | — | — | |
| Consolidated Net Income | 531 | 834 | 871 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 529 | 832 | 868 | — | — | — | — | — | — | |
| Net Income | 531 | 834 | 871 | — | — | — | — | — | — | |
| EPS (Recurring) | 6.81 | 12.17 | 5.92 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 6.81 | 12.17 | 5.92 | — | — | — | — | — | — | |
| EPS (Diluted) | 6.71 | 11.91 | 5.82 | — | — | — | — | — | — | |
| EBITDA | 808 | 1,036 | 1,123 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 1.24 | 1.62 | 6.59 | — | — | — | — | — | — | |
| Price To Sales Ratio | 0.51 | 1.14 | 2.40 | — | — | — | — | — | — | |
| Gross Margin | 60.84 | 74.01 | 61.78 | — | — | — | — | — | — | |
| Operating Margin | 31.71 | 45.87 | 43.84 | — | — | — | — | — | — | |
| Net Margin | 23.13 | 37.25 | 36.50 | — | — | — | — | — | — | |
| Shares Outstanding | 140 | 133 | 149 | — | — | — | — | — | — | |
| Market Capitalization | 1,161 | 2,563 | 5,719 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Chen Xiaohuan | Director | Jun 09 '26 | Buy | 14.41 | 4,000 | 57,640 | 19,000 | Jun 10 |
| Chen Xiaohuan | Director | Mar 27 '26 | Buy | 12.90 | 190,330 | 2,455,700 | 190,000 | Mar 31 |
| Chen Xiaohuan | Director | Mar 31 '23 | Buy | 12.51 | 60,270 | 754,200 | 250,000 | Mar 31 |