MCHB — Mechanics Bank stock price, charts and financials

QT64Mechanics Bank

Mechanics Bank (NASDAQ: MCHB) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
16.69
-0.32-1.88%
MCHBQT64Mechanics Bank·NASDAQ
16.69-1.88%
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Snapshot
Index-P/E13.35EPS (ttm)1.25Insider Own43.70%Shs Outstand220.29MPerf Week5.37%
Market Cap3.68BForward P/E13.87EPS next Y1.20Insider Trans0.00%Shs Float39.14MPerf Month2.96%
Enterprise Value3.35BPEG0.76EPS next Q0.27Inst Own-Short Float1.54%Perf Quarter15.74%
Income281.00MP/S3.47EPS this Y-18.13%Inst Trans-Short Ratio6.97Perf Half Y6.37%
Sales1.06BP/B1.37EPS next Y17.59%ROA1.32%Short Interest3.40MPerf YTD14.08%
Book/sh12.21P/C0.79EPS next 5Y17.59%ROE10.12%52W High17.19 -2.91%Perf Year29.28%
Cash/sh21.21P/FCF17.87EPS past 3/5Y7.28% 28.16%ROIC1.43%52W Low12.50 33.52%Perf 3Y66.24%
Dividend Est.0.70 (4.19%)EV/EBITDA9.72Sales past 3/5Y13.56% 20.79%Gross Margin73.12%Volatility2.59% 2.63%Perf 5Y-54.73%
Dividend TTM1.31 (7.85%)EV/Sales3.16EPS Y/Y TTM861.54%Oper. Margin31.51%ATR (14)0.43Perf 10Y-22.01%
Dividend Ex-DateMay 22, 2026Quick Ratio231.49Sales Y/Y TTM79.66%Profit Margin26.53%RSI (14)60.19Recom2.70
Dividend Gr. 3/5Y-46.87% -18.94%Current Ratio231.49EPS Q/Q268.75%SMA203.07%Beta1.36Target Price17.00
Payout50.18%Debt/Eq0.10Sales Q/Q167.35%SMA507.17%Rel Volume0.92Prev Close17.01
Employees1,921LT Debt/Eq0.05EarningsOct 29SMA20012.64%Avg Volume571.70KPrice16.69
IPO DateMay 01, 2007Option/ShortYes / YesEPS/Sales Surpr.8.00% 0.82%Net Debt/EBITDA-1.00Volume524,531Change-1.88%
Analyst Ratings
DateActionAnalystRatingTarget
May-28-26InitiatedRaymond JamesOutperform$17
May-28-26ReiteratedStifel Nicolaus$17
Apr-10-26InitiatedCantor Fitzgerald$17
Nov-05-24UpgradeWedbushNeutralOutperform
Jun-20-24ReiteratedJanney Montgomery$14
Apr-26-23DowngradeWedbushOutperformNeutral
Feb-01-23UpgradePiper SandlerUnderweightNeutral
Jan-31-23DowngradeKeefe, Bruyette & WoodsOutperformMarket Perform
Jun-14-22DowngradeB. Riley SecuritiesBuyNeutral
May-05-22DowngradePiper SandlerNeutralUnderweight
Latest News
Company

Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts. Beyond core deposit services, the bank provides an extensive portfolio of lending options, encompassing personal loans for homes and automobiles, various business financing such as term loans, lines of credit, equipment financing, and Small Business Administration (SBA) loans. It also specializes in multi-family, commercial, and owner-occupied real estate lending. The institution further supports its clients with credit and debit cards, sophisticated payable and receivable solutions, robust fraud prevention, and comprehensive cash management services. For businesses, it delivers merchant and payroll services, Paycheck Protection Program (PPP) solutions, and workplace benefit plans. Additional specialized services span foreign currency exchange, cashier's checks, wire transfers, overdraft protection, deposit and treasury services, alongside sophisticated wealth management offerings like trust and estate planning, investment and asset management, and retirement planning. Convenience is enhanced through its online and mobile banking platforms. The bank operates an extensive network of 115 branch locations strategically positioned across key Californian regions, including the Greater San Francisco, Sacramento, Los Angeles, and San Diego areas, as well as the Central Valley. Established in 1905, Mechanics Bank is headquartered in Walnut Creek, California.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue1,0601,031590779704364401352302
Cost of Goods Sold Incl. D&A285246215156462648864
Gross Profit775785375623657362338264237
Selling, General and Administrative Excl. Other315231209214220145161144137
Research and Development
000000000
Other Operating Expense12723513013113570757272
Operating Income334320362783021471024928
Interest Expense2572262171562017438861
Unusual Expense
Non-Operating Income (Expense)2632262171562017438861
Net Income Before Taxes340320362783021471024928
Income Taxes605477686312282
Consolidated Net Income28126629202217115803940
Net Income From Continuing Operations28126629202217115804126
Net Income28126629202217115803940
EPS (Recurring)1.251.220.130.910.980.550.350.150.15
EPS (Basic, Before Extraordinaries)1.251.220.130.910.980.550.350.150.15
EPS (Diluted)1.251.210.130.910.980.550.350.150.15
EBITDA345330593063341581134928
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio13.3512.0987.8511.3228.1494.5596.43226.67141.53
Price To Sales Ratio3.653.114.100.250.743.001.942.511.90
Gross Margin73.1176.1463.5679.9793.3299.4584.2975.0078.48
Operating Margin31.5131.046.1035.6942.9040.3825.4413.929.27
Net Margin26.5125.804.9225.9330.8231.5919.9511.0813.25
Shares Outstanding232219212191921232627
Market Capitalization3,8723,2042,4211965241,092776884573
Operating Lease Expense
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Insider Trading Volume
$17.74$16.16$14.58$12.99$11.41 Close Price0.00K0.01K0.01K0.02K0.03KUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Downer Edward MichaelDirectorJun 15 '26Sale15.132301,121,268Jun 17
Downer Edward MichaelDirectorMay 27 '26Option Exercise0.003,30101,511,898May 29
Cochran PatriciaDirectorMay 27 '26Option Exercise0.003,301013,204May 29
Wilcox Jon RDirectorMay 27 '26Option Exercise0.003,301013,204May 29
Downer Douglas EDirectorMay 27 '26Option Exercise0.003,30102,317,764May 29
Crowe Adrienne YDirectorMay 27 '26Option Exercise0.003,301013,204May 29
Duda NathanEVP & CFOFeb 15 '26Option Exercise0.002,571034,168Feb 18
Pelayo FernandoEVP & Chief Accounting OfficerFeb 15 '26Option Exercise0.002,506014,094Feb 18
Shrader Glenn CEVP & General CounselFeb 15 '26Option Exercise0.007,197015,856Feb 18
Shields Kristie SEVP & Chief Compliance CounselFeb 15 '26Option Exercise0.008,274019,310Feb 18
Givans Scott A.EVP & Chief Credit OfficerFeb 15 '26Option Exercise0.004,164033,278Feb 18
Kallingal Tony PEVP & Chief Banking OfficerFeb 15 '26Option Exercise0.004,580030,429Feb 18
Pierce Christopher DEVP & Chief Operating OfficerFeb 15 '26Option Exercise0.004,580032,757Feb 18
MICHEL JOHNEVP, Chief Financial OfficerJan 01 '25Option Exercise0.007,932057,149Jan 03
MASON MARK KCEO, PresidentJan 01 '25Option Exercise0.0023,1000204,761Jan 03
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