HMN — Horace Mann Educators Corporation stock price, charts and financials
QT64Horace Mann Educators CorporationHorace Mann Educators Corporation (NYSE: HMN) is a Financial Services company in the Insurance - Property & Casualty industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 13.06 | EPS (ttm) | 3.98 | Insider Own | 2.64% | Shs Outstand | 40.38M | Perf Week | -1.01% |
| Market Cap | 2.10B | Forward P/E | 10.04 | EPS next Y | 5.18 | Insider Trans | -2.57% | Shs Float | 40.12M | Perf Month | -3.97% |
| Enterprise Value | 2.19B | PEG | 1.47 | EPS next Q | - | Inst Own | - | Short Float | 2.64% | Perf Quarter | 14.07% |
| Income | 164.00M | P/S | 1.27 | EPS this Y | 13.61% | Inst Trans | - | Short Ratio | 4.24 | Perf Half Y | 15.80% |
| Sales | 1.66B | P/B | 1.43 | EPS next Y | 14.52% | ROA | 1.10% | Short Interest | 1.06M | Perf YTD | 12.54% |
| Book/sh | 36.40 | P/C | 4.21 | EPS next 5Y | 8.88% | ROE | 11.48% | 52W High | 55.56 -6.46% | Perf Year | 25.93% |
| Cash/sh | 12.33 | P/FCF | 4.44 | EPS past 3/5Y | 102.45% 3.91% | ROIC | 1.84% | 52W Low | 41.29 25.87% | Perf 3Y | 73.29% |
| Dividend Est. | 1.44 (2.77%) | EV/EBITDA | 8.22 | Sales past 3/5Y | 6.61% 4.73% | Gross Margin | 41.85% | Volatility | 2.26% 2.29% | Perf 5Y | 32.61% |
| Dividend TTM | 1.42 (2.73%) | EV/Sales | 1.32 | EPS Y/Y TTM | 60.48% | Oper. Margin | 12.30% | ATR (14) | 1.23 | Perf 10Y | 48.02% |
| Dividend Ex-Date | Jun 15, 2026 | Quick Ratio | 0.15 | Sales Y/Y TTM | 6.90% | Profit Margin | 9.96% | RSI (14) | 53.74 | Recom | 2.44 |
| Dividend Gr. 3/5Y | 3.03% 3.13% | Current Ratio | 0.15 | EPS Q/Q | 19.63% | SMA20 | -0.22% | Beta | 0.11 | Target Price | 41.67 |
| Payout | 34.77% | Debt/Eq | 0.40 | Sales Q/Q | 7.25% | SMA50 | 3.54% | Rel Volume | 0.86 | Prev Close | 51.81 |
| Employees | 1,800 | LT Debt/Eq | 0.40 | Earnings | Aug 05 | SMA200 | 13.26% | Avg Volume | 261.23K | Price | 51.97 |
| IPO Date | Nov 15, 1991 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 13.69% -1.91% | Net Debt/EBITDA | 2.15 | Volume | 225,143 | Change | 0.31% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-28-25 | Initiated | BMO Capital | Outperform | $48 |
| Nov-12-24 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Aug-06-24 | Initiated | Raymond James | Strong Buy | $42 |
| Jun-28-24 | Reiterated | Piper Sandler | Neutral | $37 → $35 |
| May-10-24 | Reiterated | Piper Sandler | Neutral | $39 → $37 |
| Apr-05-24 | Reiterated | Piper Sandler | Neutral | $39 |
| Jan-29-24 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform | |
| Jan-25-23 | Downgrade | Piper Sandler | Overweight → Neutral | |
| Aug-19-22 | Upgrade | Piper Sandler | Neutral → Overweight | |
| Jan-06-21 | Downgrade | Piper Sandler | Overweight → Neutral |
Horace Mann Educators Corporation functions as an insurance holding company, conducting its operations through various subsidiaries throughout the United States. The company is structured into three main divisions: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. It offers a comprehensive suite of personal insurance options, such as automobile and home coverage. Additionally, Horace Mann provides supplemental protection plans, addressing specific needs like cancer, cardiac conditions, hospitalization, extended disability, and accidental injuries. For financial planning, the corporation delivers tax-advantaged fixed and variable annuities, alongside a range of life insurance products including whole life, term life, and indexed universal life policies. Beyond insurance, the company also assists educators with student loan management via online platforms. Its extensive portfolio of services is distributed by a dedicated network of full-time, exclusive agents, primarily targeting K-12 teachers, school administrators, other public school personnel, and their families. Established in 1945, Horace Mann Educators Corporation is headquartered in Springfield, Illinois.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,657 | 1,625 | 1,550 | 1,433 | 1,341 | 1,250 | 1,290 | 1,405 | 1,176 | |
| Cost of Goods Sold Incl. D&A | 963 | 1,053 | 1,072 | 1,076 | 1,009 | 841 | 873 | 907 | 954 | |
| Gross Profit | 694 | 572 | 478 | 357 | 333 | 409 | 416 | 498 | 223 | |
| Selling, General and Administrative Excl. Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 490 | 371 | 350 | 304 | 316 | 199 | 257 | 261 | 203 | |
| Operating Income | 205 | 201 | 129 | 53 | 17 | 210 | 160 | 236 | 20 | |
| Interest Expense | 38 | 36 | 35 | 30 | 19 | 14 | 15 | 16 | 13 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 38 | 36 | 35 | 30 | 19 | 14 | 15 | 16 | 13 | |
| Net Income Before Taxes | 205 | 201 | 129 | 53 | 17 | 210 | 160 | 236 | 20 | |
| Income Taxes | 39 | 39 | 26 | 8 | -3 | 40 | 26 | 52 | 1 | |
| Consolidated Net Income | 164 | 162 | 103 | 45 | 20 | 170 | 133 | 184 | 18 | |
| Net Income From Continuing Operations | 164 | 162 | 103 | 45 | 20 | 170 | 133 | 184 | 18 | |
| Net Income | 164 | 162 | 103 | 45 | 20 | 170 | 133 | 184 | 18 | |
| EPS (Recurring) | 4.00 | 3.93 | 2.49 | 1.09 | 0.48 | 3.45 | 3.22 | 4.47 | 0.45 | |
| EPS (Basic, Before Extraordinaries) | 4.00 | 3.93 | 2.49 | 1.09 | 0.48 | 3.45 | 3.22 | 4.47 | 0.45 | |
| EPS (Diluted) | 3.98 | 3.90 | 2.48 | 1.09 | 0.47 | 3.39 | 3.22 | 4.40 | 0.44 | |
| EBITDA | 267 | 265 | 190 | 109 | 64 | 242 | 198 | 268 | 40 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 13.06 | 11.84 | 15.82 | 30.00 | 79.51 | 11.42 | 13.06 | 9.92 | 85.11 | |
| Price To Sales Ratio | 1.29 | 1.19 | 1.04 | 0.94 | 1.17 | 1.27 | 1.34 | 1.27 | 1.31 | |
| Gross Margin | 41.88 | 35.20 | 30.84 | 24.91 | 24.83 | 32.72 | 32.25 | 35.44 | 18.96 | |
| Operating Margin | 12.37 | 12.37 | 8.32 | 3.70 | 1.27 | 16.80 | 12.40 | 16.80 | 1.70 | |
| Net Margin | 9.90 | 9.97 | 6.65 | 3.14 | 1.49 | 13.60 | 10.31 | 13.10 | 1.53 | |
| Shares Outstanding | 41 | 42 | 41 | 41 | 42 | 41 | 41 | 41 | 41 | |
| Market Capitalization | 2,131 | 1,940 | 1,608 | 1,341 | 1,570 | 1,587 | 1,724 | 1,790 | 1,535 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| ZURAITIS MARITA | President & CEO | Jul 01 '26 | Sale | 52.62 | 7,500 | 394,613 | 314,629 | Jul 02 |
| ZURAITIS MARITA | President & CEO | Jun 24 '26 | Option Exercise | 42.45 | 141,956 | 6,026,586 | 386,090 | Jun 26 |
| ZURAITIS MARITA | President & CEO | Jun 02 '26 | Sale | 46.25 | 7,500 | 346,845 | 307,812 | Jun 04 |
| ZURAITIS MARITA | President & CEO | May 19 '26 | Sale | 46.15 | 14 | 646 | 315,312 | May 21 |
| ZURAITIS MARITA | President & CEO | May 06 '26 | Sale | 46.15 | 2 | 92 | 315,326 | May 07 |
| ZURAITIS MARITA | President & CEO | May 05 '26 | Sale | 46.02 | 403 | 18,548 | 315,328 | May 07 |
| ZURAITIS MARITA | President & CEO | May 04 '26 | Sale | 46.16 | 266 | 12,278 | 315,731 | May 05 |
| ZURAITIS MARITA | President & CEO | May 01 '26 | Sale | 46.16 | 6,815 | 314,601 | 315,997 | May 05 |
| ZURAITIS MARITA | President & CEO | Apr 23 '26 | Sale | 46.16 | 7,500 | 346,215 | 322,812 | Apr 27 |
| McClure Beverley J. | Director | Apr 01 '26 | Sale | 42.54 | 1,081 | 45,986 | 14,797 | Apr 03 |
| Chauby Steven R | Chief Marketing Officer | Mar 26 '26 | Buy | 42.40 | 180 | 7,632 | 4,643 | Mar 30 |
| Fetter Victor | Director | Feb 25 '26 | Buy | 42.73 | 3,500 | 149,540 | 22,292 | Feb 27 |
| McClure Beverley J. | Director | Jan 02 '26 | Sale | 45.18 | 1,081 | 48,837 | 15,758 | Jan 06 |
| ZURAITIS MARITA | President & CEO | Jan 02 '26 | Sale | 45.15 | 5,000 | 225,760 | 280,399 | Jan 06 |
| ZURAITIS MARITA | President & CEO | Dec 01 '25 | Sale | 45.35 | 5,000 | 226,750 | 283,788 | Dec 03 |