Axos Financial, Inc. (NYSE: AX) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 10.72 | EPS (ttm) | 8.47 | Insider Own | 4.54% | Shs Outstand | 56.88M | Perf Week | -2.65% |
| Market Cap | 5.16B | Forward P/E | 8.38 | EPS next Y | 10.83 | Insider Trans | -0.18% | Shs Float | 54.33M | Perf Month | -5.57% |
| Enterprise Value | 5.08B | PEG | 0.88 | EPS next Q | 2.27 | Inst Own | - | Short Float | 5.57% | Perf Quarter | 3.09% |
| Income | 490.00M | P/S | 2.36 | EPS this Y | 14.03% | Inst Trans | - | Short Ratio | 8.30 | Perf Half Y | 9.36% |
| Sales | 2.19B | P/B | 1.63 | EPS next Y | 12.13% | ROA | 1.64% | Short Interest | 3.03M | Perf YTD | 5.37% |
| Book/sh | 55.66 | P/C | 4.44 | EPS next 5Y | 12.13% | ROE | 16.41% | 52W High | 105.74 -14.14% | Perf Year | 3.64% |
| Cash/sh | 20.43 | P/FCF | 11.48 | EPS past 3/5Y | 18.70% 18.96% | ROIC | 9.75% | 52W Low | 74.89 21.23% | Perf 3Y | 112.87% |
| Dividend Est. | - | EV/EBITDA | 6.97 | Sales past 3/5Y | 20.12% 25.21% | Gross Margin | 62.97% | Volatility | 2.08% 2.16% | Perf 5Y | 99.01% |
| Dividend TTM | - | EV/Sales | 2.32 | EPS Y/Y TTM | 14.00% | Oper. Margin | 29.52% | ATR (14) | 2.29 | Perf 10Y | 314.57% |
| Dividend Ex-Date | - | Quick Ratio | 0.07 | Sales Y/Y TTM | 13.53% | Profit Margin | 22.39% | RSI (14) | 33.19 | Recom | 2.35 |
| Dividend Gr. 3/5Y | - | Current Ratio | 0.07 | EPS Q/Q | 21.55% | SMA20 | -4.74% | Beta | 1.28 | Target Price | 124.50 |
| Payout | 0.00% | Debt/Eq | 0.34 | Sales Q/Q | 18.79% | SMA50 | -6.97% | Rel Volume | 5.12 | Prev Close | 91.42 |
| Employees | 2,191 | LT Debt/Eq | 0.31 | Earnings | Oct 29 | SMA200 | -1.45% | Avg Volume | 376.22K | Price | 90.79 |
| IPO Date | Mar 16, 2005 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.05% 1.13% | Net Debt/EBITDA | -0.05 | Volume | 1,926,818 | Change | -0.69% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-31-26 | Reiterated | D.A. Davidson | Buy | $112 → $121 |
| Jul-31-26 | Reiterated | Needham | Buy | $110 → $128 |
| Apr-07-26 | Upgrade | Raymond James | Outperform → Strong Buy | |
| Jan-30-26 | Reiterated | Needham | Buy | $107 → $110 |
| Jan-30-26 | Reiterated | DA Davidson | Buy | $108 → $112 |
| Dec-08-25 | Reiterated | DA Davidson | Buy | $106 → $108 |
| Oct-31-25 | Reiterated | Needham | Buy | $105 → $107 |
| Sep-29-25 | Reiterated | Needham | Buy | $85 → $105 |
| Sep-24-25 | Reiterated | DA Davidson | Buy | $106 |
| Oct-31-24 | Reiterated | Needham | Buy | $82 → $85 |
Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.
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| Line Item (USD, M) | TTM — | FY 2026 6/30/2026 | FY 2025 6/30/2025 | FY 2024 6/30/2024 | FY 2023 6/30/2023 | FY 2022 6/30/2022 | FY 2021 6/30/2021 | FY 2020 6/30/2020 | FY 2019 6/30/2019 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 2,190 | 2,191 | 1,929 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 811 | 811 | 743 | — | — | — | — | — | — | |
| Gross Profit | 1,379 | 1,379 | 1,186 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 128 | 127 | 408 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 604 | 606 | 165 | — | — | — | — | — | — | |
| Operating Income | 647 | 647 | 613 | — | — | — | — | — | — | |
| Interest Expense | 710 | 710 | 688 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 710 | 710 | 688 | — | — | — | — | — | — | |
| Net Income Before Taxes | 647 | 647 | 613 | — | — | — | — | — | — | |
| Income Taxes | 157 | 156 | 180 | — | — | — | — | — | — | |
| Consolidated Net Income | 490 | 490 | 433 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 490 | 490 | 433 | — | — | — | — | — | — | |
| Net Income | 490 | 490 | 433 | — | — | — | — | — | — | |
| EPS (Recurring) | 8.66 | 8.66 | 7.61 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 8.66 | 8.66 | 7.61 | — | — | — | — | — | — | |
| EPS (Diluted) | 8.47 | 8.48 | 7.43 | — | — | — | — | — | — | |
| EBITDA | 728 | 727 | 642 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 10.72 | 11.48 | 10.23 | — | — | — | — | — | — | |
| Price To Sales Ratio | 2.36 | 2.53 | 2.25 | — | — | — | — | — | — | |
| Gross Margin | 62.97 | 62.94 | 61.48 | — | — | — | — | — | — | |
| Operating Margin | 29.54 | 29.53 | 31.78 | — | — | — | — | — | — | |
| Net Margin | 22.37 | 22.36 | 22.45 | — | — | — | — | — | — | |
| Shares Outstanding | 57 | 57 | 57 | — | — | — | — | — | — | |
| Market Capitalization | 5,175 | 5,551 | 4,334 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Walsh Derrick | EVP, Chief Financial Officer | Sep 15 '26 | Option Exercise | 92.68 | 4,127 | 382,490 | 44,280 | Sep 16 |
| THIELE CANDACE L | other: EVP, Chief Administrative Offi | Sep 15 '26 | Option Exercise | 92.68 | 1,122 | 103,987 | 2,130 | Sep 16 |
| Tolla John Charles | EVP, Chief Risk Officer | Sep 15 '26 | Option Exercise | 92.68 | 3,502 | 324,565 | 32,796 | Sep 16 |
| Watson Michael James | other: EVP, Head of Axos Securities | Sep 15 '26 | Option Exercise | 92.68 | 3,174 | 294,166 | 7,766 | Sep 16 |
| MATSUMOTO RAYMOND D | other: EVP, Chief Operating Officer | Sep 15 '26 | Option Exercise | 92.68 | 4,946 | 458,395 | 46,579 | Sep 16 |
| GILL ANN | other: SVP, Chief Accounting Officer | Sep 15 '26 | Option Exercise | 92.68 | 1,643 | 152,273 | 12,224 | Sep 16 |
| Bar-Adon Eshel | EVP, Strategic Partnerships an | Sep 15 '26 | Option Exercise | 92.68 | 3,629 | 336,336 | 133,007 | Sep 16 |
| Constantine Thomas M | other: EVP, Chief Credit Officer | Sep 15 '26 | Option Exercise | 92.68 | 3,905 | 361,915 | 20,100 | Sep 16 |
| Swanson Brian D | other: President, Consumer Bank | Sep 15 '26 | Option Exercise | 92.68 | 3,381 | 313,351 | 61,404 | Sep 16 |
| Nick Mosich | Director | Feb 17 '26 | Sale | 98.00 | 2,550 | 249,900 | 64,849 | Sep 16 |
| Santi Roque A | Director | Aug 05 '26 | Sale | 105.30 | 500 | 52,650 | 7,146 | Aug 07 |
| Garrabrants Gregory | President and CEO | Jun 30 '26 | Option Exercise | 0.00 | 202,032 | 0 | 392,747 | Jul 01 |
| Constantine Thomas M | other: EVP, Chief Credit Officer | Jun 08 '26 | Sale | 88.55 | 1,994 | 176,575 | 16,195 | Jun 09 |
| Watson Michael James | other: EVP, Head of Axos Securities | May 19 '26 | Sale | 83.77 | 1,653 | 138,470 | 4,592 | May 21 |
| Santi Roque A | Director | May 08 '26 | Sale | 87.77 | 500 | 43,885 | 7,646 | May 12 |