EZCORP, Inc. (NASDAQ: EZPW) is a Financial Services company in the Financial - Credit Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 15.64 | EPS (ttm) | 1.96 | Insider Own | 11.81% | Shs Outstand | 58.57M | Perf Week | -5.61% |
| Market Cap | 1.80B | Forward P/E | 14.17 | EPS next Y | 2.16 | Insider Trans | -1.23% | Shs Float | 55.56M | Perf Month | 6.61% |
| Enterprise Value | 2.22B | PEG | 1.49 | EPS next Q | 0.40 | Inst Own | - | Short Float | 22.51% | Perf Quarter | -3.37% |
| Income | 158.00M | P/S | 1.13 | EPS this Y | 3.43% | Inst Trans | - | Short Ratio | 11.37 | Perf Half Y | 18.80% |
| Sales | 1.58B | P/B | 1.54 | EPS next Y | 6.70% | ROA | 7.31% | Short Interest | 12.51M | Perf YTD | 57.83% |
| Book/sh | 19.94 | P/C | 5.77 | EPS next 5Y | 10.47% | ROE | 14.46% | 52W High | 37.13 -17.45% | Perf Year | 79.55% |
| Cash/sh | 5.31 | P/FCF | 13.54 | EPS past 3/5Y | 26.59% - | ROIC | 8.20% | 52W Low | 16.50 85.76% | Perf 3Y | 282.65% |
| Dividend Est. | - | EV/EBITDA | 8.09 | Sales past 3/5Y | 12.87% 9.13% | Gross Margin | 57.95% | Volatility | 4.67% 4.56% | Perf 5Y | 360.90% |
| Dividend TTM | - | EV/Sales | 1.40 | EPS Y/Y TTM | 78.18% | Oper. Margin | 13.90% | ATR (14) | 1.35 | Perf 10Y | 195.28% |
| Dividend Ex-Date | Feb 04, 2000 | Quick Ratio | 3.45 | Sales Y/Y TTM | 36.40% | Profit Margin | 9.99% | RSI (14) | 44.38 | Recom | 2.40 |
| Dividend Gr. 3/5Y | - | Current Ratio | 4.81 | EPS Q/Q | 42.42% | SMA20 | -6.26% | Beta | 0.71 | Target Price | 43.00 |
| Payout | 0.00% | Debt/Eq | 0.69 | Sales Q/Q | 34.73% | SMA50 | -1.79% | Rel Volume | 1.44 | Prev Close | 31.64 |
| Employees | 8,500 | LT Debt/Eq | 0.69 | Earnings | Nov 18 | SMA200 | 9.27% | Avg Volume | 1.03M | Price | 30.65 |
| IPO Date | Aug 27, 1991 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 15.85% -1.66% | Net Debt/EBITDA | 1.81 | Volume | 1,477,554 | Change | -3.13% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-08-26 | Reiterated | Jefferies | Buy | $8.50 → $45 |
| May-08-26 | Reiterated | Roth Capital | $36 → $40 | |
| May-08-26 | Reiterated | Canaccord Genuity | Buy | $40 → $44 |
| Feb-06-26 | Reiterated | Stephens & Co. | Equal Weight | $26 |
| Feb-06-26 | Reiterated | Canaccord Genuity | Buy | $28 → $34 |
| Jan-06-26 | Reiterated | Roth Capital | $22 → $26 | |
| Nov-17-25 | Reiterated | Canaccord Genuity | Buy | $27 → $28 |
| Nov-03-25 | Initiated | Citizens JMP | Outperform | $23 |
| Oct-06-25 | Reiterated | Canaccord Genuity | Buy | $19 → $27 |
| Mar-17-25 | Initiated | Roth MKM | Buy | $16 |
EZCORP, Inc. operates primarily by offering collateralized loans, commonly known as pawn loans, to individuals in both the United States and various Latin American countries. These loans are secured by a wide array of personal items, including but not limited to jewelry, consumer electronics, tools, sporting equipment, and musical instruments. Beyond its lending activities, the company also engages in the retail sale of merchandise. This inventory largely comprises items that were once collateral for unredeemed pawn loans, as well as pre-owned goods directly acquired from customers. To further support its clientele, EZCORP provides online platforms, Lana and EZ+, designed to facilitate the management of pawn loans. As of September 30, 2021, EZCORP, Inc. maintained a substantial physical presence, with 516 company-owned and operated pawn shops in the U.S., 508 in Mexico, and an additional 124 locations spread across Guatemala, El Salvador, and Honduras. The company was founded in 1989 and has its corporate headquarters situated in Austin, Texas.
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| Line Item (USD, M) | TTM — | FY 2025 9/30/2025 | FY 2024 9/30/2024 | FY 2023 9/30/2023 | FY 2022 9/30/2022 | FY 2021 9/30/2021 | FY 2020 9/30/2020 | FY 2019 9/30/2019 | FY 2018 9/30/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,585 | 1,274 | 1,162 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 666 | 528 | 479 | — | — | — | — | — | — | |
| Gross Profit | 918 | 746 | 682 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 118 | 84 | 76 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 580 | 513 | 494 | — | — | — | — | — | — | |
| Operating Income | 221 | 149 | 113 | — | — | — | — | — | — | |
| Interest Expense | 32 | 23 | 14 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 26 | 21 | 17 | — | — | — | — | — | — | |
| Net Income Before Taxes | 212 | 147 | 116 | — | — | — | — | — | — | |
| Income Taxes | 55 | 37 | 33 | — | — | — | — | — | — | |
| Consolidated Net Income | 158 | 110 | 83 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 159 | 110 | 83 | — | — | — | — | — | — | |
| Net Income | 158 | 110 | 83 | — | — | — | — | — | — | |
| EPS (Recurring) | 2.58 | 1.91 | 1.69 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 2.58 | 1.91 | 1.69 | — | — | — | — | — | — | |
| EPS (Diluted) | 1.96 | 1.42 | 1.10 | — | — | — | — | — | — | |
| EBITDA | 275 | 202 | 162 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 15.64 | 13.41 | 10.19 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.20 | 0.85 | 0.53 | — | — | — | — | — | — | |
| Gross Margin | 57.92 | 58.56 | 58.69 | — | — | — | — | — | — | |
| Operating Margin | 13.94 | 11.70 | 9.72 | — | — | — | — | — | — | |
| Net Margin | 9.97 | 8.63 | 7.14 | — | — | — | — | — | — | |
| Shares Outstanding | 62 | 57 | 55 | — | — | — | — | — | — | |
| Market Capitalization | 1,900 | 1,085 | 617 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Bryant Ellen H | Chief Legal Officer | Aug 24 '26 | Sale | 34.77 | 30,000 | 1,043,100 | 117,786 | Aug 25 |
| ESPINOSA PABLO LAGOS | Director | Jul 06 '26 | Sale | 35.54 | 10,000 | 355,426 | 207,543 | Jul 09 |
| ESPINOSA PABLO LAGOS | Director | Jun 05 '26 | Sale | 32.00 | 10,000 | 320,043 | 217,543 | Jun 08 |
| APPEL MATTHEW W | Director | May 20 '26 | Sale | 33.25 | 15,037 | 499,980 | 124,975 | May 21 |
| Kulas Jason A. | Director | May 12 '26 | Sale | 33.56 | 20,000 | 671,216 | 172,948 | May 13 |
| Sajnani Sunil | Chief Audit/LP Executive | Mar 02 '26 | Sale | 26.76 | 18,353 | 491,126 | 85,249 | Mar 02 |
| Tillett Gary | Director | Feb 23 '26 | Sale | 25.50 | 10,000 | 255,000 | 133,483 | Feb 25 |
| ESPINOSA PABLO LAGOS | Director | Feb 19 '26 | Sale | 25.00 | 20,000 | 500,000 | 208,177 | Feb 20 |
| Tillett Gary | Director | Feb 18 '26 | Sale | 25.00 | 10,000 | 250,000 | 143,483 | Feb 18 |
| Bryant Ellen H | Chief Legal Officer | Feb 17 '26 | Sale | 25.00 | 20,000 | 500,000 | 147,786 | Feb 18 |
| Swies Nicole | Chief Revenue Officer | Feb 17 '26 | Sale | 24.75 | 24,138 | 597,416 | 115,266 | Feb 18 |
| Sajnani Sunil | Chief Audit/LP Executive | Nov 19 '25 | Option Exercise | 17.82 | 49,388 | 880,094 | 115,630 | Nov 20 |
| Powell John Blair Jr. | Chief Operating Officer | Nov 19 '25 | Option Exercise | 17.82 | 145,522 | 2,593,202 | 291,505 | Nov 20 |
| VANROEKEL LISA | Chief Human Resources Officer | Nov 19 '25 | Option Exercise | 17.82 | 57,855 | 1,030,976 | 142,918 | Nov 20 |
| Given Lachlan P | Chief Executive Officer | Nov 19 '25 | Option Exercise | 17.82 | 352,786 | 6,286,647 | 1,128,600 | Nov 20 |