JCAP Jefferson Capital, Inc. Common Stock
QT63Latest market price
20.25
-0.04-0.17%
TA
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Snapshot
| Index | — | P/E | 7.62 | EPS (ttm) | 2.66 | Insider Own | — | Shs Outstand | 57.43M | Perf Week | 0.70% |
| Market Cap | 1.16B | Forward P/E | 6.63 | EPS next Y | 3.06 | Insider Trans | -0.08% | Shs Float | 9.97M | Perf Month | 5.35% |
| Enterprise Value | 2.55B | PEG | 1.13 | EPS next Q | 0.70 | Short Float | 11.15% | Perf Quarter | -0.93% | ||
| Income | 155.00M | P/S | 1.76 | EPS this Y | -7.24% | Short Ratio | 3.54 | Perf Half Y | 0.85% | ||
| Sales | 660.00M | P/B | 2.45 | EPS next Y | 3.13% | ROA | 7.44% | Short Interest | 1.11M | Perf YTD | -9.22% |
| Book/sh | 8.29 | P/C | 58.23 | EPS next 5Y | 6.72% | ROE | 33.84% | 52W High | 24.44 -17.16% | Perf Year | 9.98% |
| Cash/sh | 0.35 | P/FCF | 5.27 | EPS past 3/5Y | — | ROIC | 215.97% | 52W Low | 15.50 30.61% | Perf 3Y | — |
| Dividend Est. | 0.96 (4.74%) | EV/EBITDA | 9.86 | Sales past 3/5Y | — | Gross Margin | 78.48% | Volatility | 3.55% 2.59% | Perf 5Y | — |
| Dividend TTM | 0.96 (4.74%) | EV/Sales | 3.87 | EPS Y/Y TTM | -85.48% | Oper. Margin | 41.81% | ATR (14) | 0.63 | Perf 10Y | — |
| Dividend Ex-Date | Aug 24, 2026 | Quick Ratio | 0.12 | Sales Y/Y TTM | 22.68% | Profit Margin | 23.50% | RSI (14) | 51.21 | Recom | 2.20 |
| Dividend Gr. 3/5Y | — | Current Ratio | 0.12 | EPS Q/Q | -17.28% | SMA20 | 0.23% | Beta | 0.71 | Target Price | 28.00 |
| Payout | 39.11% | Debt/Eq | 2.96 | Sales Q/Q | 16.34% | SMA50 | -0.74% | Rel Volume | 0.70 | Prev Close | 20.28 |
| Employees | 1,120 | LT Debt/Eq | 2.33 | Earnings | Nov 12 | SMA200 | 1.50% | Avg Volume | 297.43K | Price | 20.25 |
| IPO Date | Jun 25, 2025 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -1.91% 4.64% | Net Debt/EBITDA | 5.37 | Volume | 208,735 | Change | -0.17% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-17-26 | Reiterated | Capital One Financial | $28 → $30 | |
| Aug-14-26 | Reiterated | Raymond James | Outperform | $21 → $24 |
| Aug-14-26 | Reiterated | Truist Securities | Buy | $30 |
| May-15-26 | Reiterated | Raymond James | Perform | $22 → $21 |
| Mar-06-26 | Reiterated | Jefferies | Buy | $29 |
| Feb-10-26 | Initiated | Texas Capital | Buy | $28 |
| Dec-19-25 | Reiterated | Raymond James | Perform | $25 |
| Nov-14-25 | Reiterated | JMP Securities | $23 → $26 | |
| Aug-05-19 | Downgrade | Raymond James | Outperform → Perform | |
| Sep-27-18 | Upgrade | Jefferies | Hold → Buy |
Latest News· Times ET
Oct-29-26
Oct-06-26
Sep-29-26
Sep-29-2604:07PM
Sep-23-26
Sep-23-2604:46AM
Sep-15-26
Aug-18-26
Aug-18-2602:02PM
07:51AM
Aug-17-26
Aug-17-2601:15AM
Aug-15-26
Aug-15-2603:21AM
Aug-14-26
Aug-14-2609:54AM
Aug-13-26
08:57PM
Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call Transcriptseekingalpha.com
04:05PM
Jefferson Capital Reports Second Quarter 2026 Resultsglobenewswire.com
Aug-10-26
Aug-10-2604:15AM
Company
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | FY 2017 12/31/2017 | FY 2016 12/31/2016 | FY 2015 12/31/2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 660 | 613 | 433 | 323 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 141 | 198 | 125 | 85 | — | — | — | — | — | |
| Gross Profit | 518 | 416 | 308 | 238 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 111 | 147 | 97 | 77 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 129 | -48 | -9 | -3 | — | — | — | — | — | |
| Operating Income | 275 | 316 | 220 | 164 | — | — | — | — | — | |
| Interest Expense | 77,212 | 106 | 0 | 0 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 77,130 | 8 | -82 | -43 | — | — | — | — | — | |
| Net Income Before Taxes | 194 | 218 | 138 | 121 | — | — | — | — | — | |
| Income Taxes | 38 | 30 | 33 | 9 | — | — | — | — | — | |
| Consolidated Net Income | 155 | 188 | 105 | 112 | — | — | — | — | — | |
| Net Income From Continuing Operations | 155 | 188 | 105 | 112 | — | — | — | — | — | |
| Net Income | 155 | 188 | 105 | 112 | — | — | — | — | — | |
| EPS (Recurring) | 2.66 | 6.26 | 1.81 | 1.91 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 2.66 | 6.26 | 1.81 | 1.91 | — | — | — | — | — | |
| EPS (Diluted) | 2.66 | 6.26 | 1.81 | 1.91 | — | — | — | — | — | |
| EBITDA | 259 | 329 | 158 | 121 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 7.61 | 3.57 | — | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.72 | 1.09 | — | — | — | — | — | — | — | |
| Gross Margin | 78.48 | 67.86 | 71.13 | 73.68 | — | — | — | — | — | |
| Operating Margin | 41.67 | 51.55 | 50.81 | 50.77 | — | — | — | — | — | |
| Net Margin | 23.48 | 30.67 | 24.25 | 34.67 | — | — | — | — | — | |
| Shares Outstanding | 56 | 30 | 58 | 58 | — | — | — | — | — | |
| Market Capitalization | 1,134 | 670 | — | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Person Penelope JoAnn | Chief Commercial Officer | Aug 25 '26 | Sale | 22.04 | 246 | 5,422 | 437,265 | Aug 26 |
| Zellmann Mark Joseph | President US Business Lines | Aug 17 '26 | Sale | 23.75 | 56,000 | 1,330,101 | 637,747 | Aug 19 |
| Burton David M. | Director, Officer | Jan 09 '26 | Sale | 20.50 | 385,000 | 7,892,500 | 3,392,500 | Jan 14 |
| JCF IV JCAP Holding L.P. | 10% Owner | Jan 09 '26 | Sale | 19.63 | 11,000,000 | 215,916,800 | 32,721,808 | Jan 13 |
| J.C. Flowers IV L.P. | 10% Owner | Jun 27 '25 | Sale | 15.00 | 8,708,911 | 130,633,665 | 13,492,856 | Jul 02 |
| Burton David M. | Director, Officer | Jun 27 '25 | Sale | 15.00 | 424,296 | 6,364,440 | 3,777,500 | Jun 30 |
| Decker Mark O. | Director | Apr 15 '20 | Buy | 12.31 | 424 | 5,210 | 24,574 | Apr 17 |
| Thie Harry J. | Director | Mar 31 '20 | Buy | 10.57 | 2,000 | 21,140 | 24,180 | Mar 31 |
| Good John A | Chief Executive Officer | Mar 31 '20 | Buy | 10.40 | 3,000 | 31,200 | 302,247 | Mar 31 |
| Corak David | SVP, Corporate Finance | Mar 31 '20 | Buy | 10.29 | 500 | 5,145 | 23,719 | Mar 31 |
| DONDERO JAMES D | Director | Mar 27 '20 | Sale | 11.01 | 10,576 | 116,442 | 133,150 | Mar 31 |
| DONDERO JAMES D | Director | Mar 26 '20 | Sale | 10.83 | 16,860 | 182,594 | 143,726 | Mar 26 |
| DONDERO JAMES D | Director | Mar 25 '20 | Sale | 10.26 | 20,017 | 205,374 | 160,586 | Mar 26 |
| DONDERO JAMES D | Director | Mar 24 '20 | Sale | 9.37 | 13,404 | 125,595 | 180,603 | Mar 26 |
| DONDERO JAMES D | Director | Mar 23 '20 | Sale | 9.83 | 26,104 | 256,602 | 194,007 | Mar 24 |
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