United Fire Group, Inc. (NASDAQ: UFCS) is a Financial Services company in the Insurance - Property & Casualty industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 10.82 | EPS (ttm) | 4.96 | Insider Own | 8.17% | Shs Outstand | 25.66M | Perf Week | 1.71% |
| Market Cap | 1.38B | Forward P/E | 11.57 | EPS next Y | 4.64 | Insider Trans | -0.60% | Shs Float | 22.13M | Perf Month | 1.65% |
| Enterprise Value | 185.71M | PEG | 4.19 | EPS next Q | - | Inst Own | - | Short Float | 1.41% | Perf Quarter | 36.78% |
| Income | 130.00M | P/S | 0.97 | EPS this Y | -8.87% | Inst Trans | - | Short Ratio | 2.19 | Perf Half Y | 47.30% |
| Sales | 1.43B | P/B | 1.45 | EPS next Y | 2.58% | ROA | 3.34% | Short Interest | 311.97K | Perf YTD | 47.62% |
| Book/sh | 37.07 | P/C | 1.03 | EPS next 5Y | 2.58% | ROE | 14.36% | 52W High | 54.93 -2.31% | Perf Year | 105.52% |
| Cash/sh | 52.11 | P/FCF | 4.60 | EPS past 3/5Y | 96.55% - | ROIC | 10.46% | 52W Low | 26.11 105.52% | Perf 3Y | 124.14% |
| Dividend Est. | 0.80 (1.49%) | EV/EBITDA | 0.99 | Sales past 3/5Y | 11.94% 5.15% | Gross Margin | 34.16% | Volatility | 3.21% 3.09% | Perf 5Y | 122.56% |
| Dividend TTM | 0.72 (1.34%) | EV/Sales | 0.13 | EPS Y/Y TTM | 107.53% | Oper. Margin | 11.51% | ATR (14) | 1.66 | Perf 10Y | 25.84% |
| Dividend Ex-Date | Jun 05, 2026 | Quick Ratio | 0.81 | Sales Y/Y TTM | 13.90% | Profit Margin | 9.16% | RSI (14) | 61.79 | Recom | 2.33 |
| Dividend Gr. 3/5Y | 0.53% -10.90% | Current Ratio | 0.81 | EPS Q/Q | 65.71% | SMA20 | 4.30% | Beta | 0.52 | Target Price | 57.00 |
| Payout | 13.30% | Debt/Eq | 0.16 | Sales Q/Q | 11.48% | SMA50 | 8.40% | Rel Volume | 1.56 | Prev Close | 52.09 |
| Employees | 846 | LT Debt/Eq | 0.16 | Earnings | Nov 03 | SMA200 | 32.57% | Avg Volume | 157.35K | Price | 53.66 |
| IPO Date | Mar 18, 1980 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 28.21% 0.83% | Net Debt/EBITDA | -0.08 | Volume | 246,130 | Change | 3.01% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| May-07-26 | Reiterated | Piper Sandler | Overweight | $45 → $57 |
| May-06-26 | Upgrade | Piper Sandler | Neutral → Overweight | $41 → $45 |
| Feb-12-26 | Reiterated | Piper Sandler | Neutral | $37 → $41 |
| Dec-22-25 | Reiterated | Piper Sandler | Neutral | $26 → $37 |
| Nov-18-24 | Upgrade | Piper Sandler | Underweight → Neutral | $31 → $26 |
| Feb-13-23 | Downgrade | Piper Sandler | Neutral → Underweight | |
| Oct-28-22 | Downgrade | Piper Sandler | Overweight → Neutral | $31 |
| Aug-05-22 | Upgrade | Piper Sandler | Neutral → Overweight | |
| Jun-27-22 | Downgrade | Piper Sandler | Overweight → Neutral | |
| Dec-01-21 | Upgrade | Piper Sandler | Neutral → Overweight |
Headquartered in Cedar Rapids, Iowa, United Fire Group, Inc. (UFCS) operates throughout the United States, specializing in property and casualty insurance solutions for both personal and commercial clients. The company's diverse portfolio includes commercial multiple peril, inland marine, and various commercial property and casualty coverages such as fire and allied lines, general liability, automobile, workers' compensation, and fidelity and surety bonds. For individuals, they offer automobile and fire and allied lines policies, including homeowners' insurance. Additionally, United Fire Group engages in assumed reinsurance. Distribution of these offerings occurs through a network of independent agencies. The firm has been providing these services since its establishment in 1946.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,426 | 1,386 | 1,252 | 1,098 | 988 | 1,056 | 1,078 | 1,200 | 1,080 | |
| Cost of Goods Sold Incl. D&A | 939 | 764 | 1,026 | 1,014 | 850 | 856 | 1,080 | 1,047 | 938 | |
| Gross Profit | 486 | 622 | 226 | 84 | 138 | 201 | -1 | 153 | 142 | |
| Selling, General and Administrative Excl. Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 323 | 474 | 149 | 124 | 126 | 104 | 168 | 136 | 152 | |
| Operating Income | 164 | 148 | 77 | -40 | 12 | 97 | -170 | 17 | -9 | |
| Interest Expense | 11 | 11 | 7 | 3 | 3 | 3 | 0 | 0 | 0 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 11 | 11 | 7 | 3 | 3 | 3 | 0 | 0 | 0 | |
| Net Income Before Taxes | 164 | 148 | 77 | -40 | 12 | 97 | -170 | 17 | -9 | |
| Income Taxes | 33 | 30 | 15 | -10 | -3 | 16 | -57 | 2 | -11 | |
| Consolidated Net Income | 130 | 118 | 62 | -30 | 15 | 81 | -113 | 15 | 28 | |
| Net Income From Continuing Operations | 130 | 118 | 62 | -30 | 15 | 81 | -113 | 15 | 2 | |
| Net Income | 130 | 118 | 62 | -30 | 15 | 81 | -113 | 15 | 28 | |
| EPS (Recurring) | 5.07 | 4.48 | 2.45 | -1.18 | 0.60 | 3.21 | -4.50 | 0.59 | 1.10 | |
| EPS (Basic, Before Extraordinaries) | 5.07 | 4.48 | 2.45 | -1.18 | 0.60 | 3.21 | -4.50 | 0.59 | 1.10 | |
| EPS (Diluted) | 4.96 | 4.48 | 2.39 | -1.18 | 0.59 | 3.16 | -4.50 | 0.58 | 1.08 | |
| EBITDA | 187 | 170 | 95 | -26 | 23 | 107 | -163 | 28 | -4 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 10.82 | 8.11 | 11.90 | — | 46.37 | 7.34 | — | 75.40 | 51.34 | |
| Price To Sales Ratio | 0.98 | 0.68 | 0.57 | 0.46 | 0.69 | 0.55 | 0.58 | 0.91 | 1.28 | |
| Gross Margin | 34.08 | 44.88 | 18.05 | 7.65 | 13.97 | 19.03 | -0.09 | 12.75 | 13.15 | |
| Operating Margin | 11.50 | 10.68 | 6.15 | -3.64 | 1.21 | 9.19 | -15.77 | 1.42 | -0.83 | |
| Net Margin | 9.12 | 8.51 | 4.95 | -2.73 | 1.52 | 7.67 | -10.48 | 1.25 | 2.59 | |
| Shares Outstanding | 26 | 26 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | |
| Market Capitalization | 1,395 | 945 | 711 | 503 | 684 | 580 | 628 | 1,093 | 1,386 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| MILLIGAN GEORGE D | Director | Jun 05 '26 | Buy | 45.23 | 4,500 | 203,535 | 90,034 | Jun 09 |
| Drahozal Christopher R | Director | Mar 04 '26 | Sale | 38.49 | 4,250 | 163,585 | 429,113 | Mar 04 |
| Drahozal Christopher R | Director | Mar 03 '26 | Sale | 37.94 | 4,250 | 161,224 | 433,363 | Mar 04 |
| McIntyre Dee Ann | 10% Owner | Mar 02 '26 | Sale | 38.84 | 4,250 | 165,081 | 437,613 | Mar 04 |
| Drahozal Christopher R | Director | Mar 02 '26 | Sale | 38.84 | 4,250 | 165,081 | 437,613 | Mar 04 |
| McIntyre Dee Ann | 10% Owner | Mar 04 '25 | Sale | 34.35 | 6,750 | 231,868 | 429,113 | Mar 04 |
| McIntyre Dee Ann | 10% Owner | Mar 03 '25 | Sale | 37.94 | 4,250 | 161,224 | 433,363 | Mar 04 |
| BESONG JOHN PAUL E | Director | Sep 18 '25 | Sale | 32.26 | 2,450 | 79,026 | 24,494 | Sep 18 |
| Martin Eric J | Chief Financial Officer | Aug 11 '25 | Buy | 29.00 | 500 | 14,500 | 35,155 | Aug 15 |
| McIntyre Dee Ann | 10% Owner | Mar 06 '25 | Sale | 28.33 | 2,500 | 70,836 | 441,863 | Mar 06 |
| Drahozal Christopher R | Director | Mar 06 '25 | Sale | 28.33 | 2,500 | 70,836 | 441,863 | Mar 06 |
| Drahozal Christopher R | Director | Mar 05 '25 | Sale | 28.09 | 2,500 | 70,214 | 444,363 | Mar 06 |
| McIntyre Dee Ann | 10% Owner | Mar 05 '25 | Sale | 28.09 | 2,500 | 70,214 | 444,363 | Mar 06 |
| Drahozal Christopher R | Director | Mar 04 '25 | Sale | 27.31 | 2,500 | 68,283 | 446,863 | Mar 06 |
| MILLIGAN GEORGE D | Director | Feb 14 '25 | Buy | 26.97 | 3,500 | 94,395 | 79,446 | Feb 18 |