UVE — Universal Insurance Holdings, Inc. stock price, charts and financials

NYSE·Financial Services·Insurance - Property & Casualty·USA

Latest market price

44.27

+0.04+0.09%

Overview Short InterestFilings

UVEQT87Universal Insurance Holdings, Inc.·NYSE

Overview Short InterestFilings

44.27+0.09%

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Signal & projected range

Earnings big beat — drift (PEAD)Historical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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PRA+0.00%$25.00 ASIC-0.04%$23.89 UFCS+3.01%$53.66 AFGE+0.19%$16.23 BOW-0.62%$33.48 KMPB-0.20%$24.65 AFGC+0.00%$17.92 SAFT+0.07%$103.26

Snapshot

Index	-	P/E	5.81	EPS (ttm)	7.61	Insider Own	15.11%	Shs Outstand	27.91M	Perf Week	2.05%

Market Cap	1.23B	Forward P/E	9.31	EPS next Y	4.75	Insider Trans	-2.21%	Shs Float	25.34M	Perf Month	2.84%

Enterprise Value	731.51M	PEG	-	EPS next Q	0.03	Inst Own	-	Short Float	5.34%	Perf Quarter	11.41%

Income	220.00M	P/S	0.76	EPS this Y	-36.27%	Inst Trans	-	Short Ratio	6.20	Perf Half Y	45.25%

Sales	1.62B	P/B	1.94	EPS next Y	-2.06%	ROA	6.65%	Short Interest	1.35M	Perf YTD	30.86%

Book/sh	22.82	P/C	2.05	EPS next 5Y	-2.06%	ROE	38.78%	52W High	45.19 -2.04%	Perf Year	87.10%

Cash/sh	21.53	P/FCF	3.59	EPS past 3/5Y	- 60.14%	ROIC	7.43%	52W Low	22.89 93.40%	Perf 3Y	174.21%

Dividend Est.	0.64 (1.45%)	EV/EBITDA	2.39	Sales past 3/5Y	9.28% 8.26%	Gross Margin	37.71%	Volatility	3.11% 3.45%	Perf 5Y	229.58%

Dividend TTM	0.77 (1.74%)	EV/Sales	0.45	EPS Y/Y TTM	278.61%	Oper. Margin	18.02%	ATR (14)	1.57	Perf 10Y	108.63%

Dividend Ex-Date	Jul 31, 2026	Quick Ratio	76.09	Sales Y/Y TTM	6.77%	Profit Margin	13.55%	RSI (14)	62.22	Recom	3.00

Dividend Gr. 3/5Y	0.00% 0.00%	Current Ratio	76.09	EPS Q/Q	49.59%	SMA20	7.11%	Beta	0.72	Target Price	45.00

Payout	10.29%	Debt/Eq	0.18	Sales Q/Q	6.25%	SMA50	11.34%	Rel Volume	0.88	Prev Close	44.23

Employees	929	LT Debt/Eq	0.18	Earnings	Oct 22	SMA200	26.24%	Avg Volume	211.82K	Price	44.27

IPO Date	Jun 06, 2003	Option/Short	Yes / Yes	EPS/Sales Surpr.	13.93% 1.09%	Net Debt/EBITDA	-1.64	Volume	185,656	Change	0.09%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jul-27-26	Reiterated	Piper Sandler	Neutral	$44 → $45
Jul-15-26	Downgrade	Piper Sandler	Overweight → Neutral	$40 → $44
Dec-22-25	Reiterated	Piper Sandler	Overweight	$40
Feb-27-23	Upgrade	Piper Sandler	Neutral → Overweight
Nov-04-19	Downgrade	Keefe, Bruyette & Woods	Market Perform → Underperform
Jul-27-18	Downgrade	Keefe, Bruyette & Woods	Outperform → Market Perform
Nov-23-15	Upgrade	Keefe Bruyette & Woods	Market Perform → Outperform

Latest News

Aug-03-26

Aug-03-2604:16AM

Critical Contrast: Aviva (OTCMKTS:AVVIY) and Universal Insurance (NYSE:UVE)defenseworld.net

Jul-29-26

Jul-29-2606:16PM

Universal Insurance Holdings: Reforms In Florida Have Restored ProfitabilitySeekingAlpha

01:01PM

Are You Looking for a Top Momentum Pick? Why Universal Insurance Holdings (UVE) is a Great Choicezacks.com

Jul-28-26

Jul-28-2610:41AM

Are Investors Undervaluing Universal Insurance Holdings (UVE) Right Now?zacks.com

10:16AM

UNIVERSAL INSURANCE HOLDINGS INC (UVE) Hits Fresh High: Is There Still Room to Run?zacks.com

Jul-24-26

Jul-24-2602:03PM

Universal Insurance Q2 Earnings Call Highlightsmarketbeat.com

12:10PM

Universal Insurance Holdings, Inc. (UVE) Q2 2026 Earnings Call Transcriptseekingalpha.com

11:21AM

UVE Q2 Earnings Beat Estimates on Lower Losses and Premium Growthzacks.com

Jul-23-26

Jul-23-2611:28PM

Universal Insurance Holdings (NYSE:UVE) Surges After Earnings Beat as Quality Insurance Stock Delivers Strong ProfitabilityChartMill

07:21PM

Universal Insurance Holdings (UVE) Q2 Earnings and Revenues Beat Estimateszacks.com

04:10PM

Universal Reports Second Quarter 2026 Resultsbusinesswire.com

Jul-15-26

Jul-15-2610:20PM

Piper Sandler Downgrades Universal Insurance Holdings (UVE)Fintel

Jul-08-26

Jul-08-2604:10PM

Universal Declares Regular Cash Dividendbusinesswire.com

Jul-02-26

Jul-02-2601:11PM

UVE Stock Outperforms Industry, Trades Near 52-Week High: Time to Exit?zacks.com

Company

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	1,624	1,596	1,521	1,392	1,223	1,122	1,073	939	824
Cost of Goods Sold Incl. D&A	1,012	986	1,321	1,201	1,153	1,005	958	781	572
Gross Profit	611	610	200	191	70	116	115	158	252
Selling, General and Administrative Excl. Other	101	0	109	96	91	87	91	95	99
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	219	367	6	7	6	1	0	0	0
Operating Income	293	243	85	88	-27	28	24	64	153
Interest Expense	6	5	6	6	6	1	0	0	0
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	6	5	6	6	6	1	0	0	0
Net Income Before Taxes	293	243	85	88	-27	28	24	64	153
Income Taxes	72	60	26	22	-5	8	5	17	36
Consolidated Net Income	220	183	59	67	-22	20	19	47	117
Net Income From Continuing Operations	220	183	59	67	-22	20	19	47	117
Net Income	220	183	59	67	-22	20	19	47	117
EPS (Recurring)	7.91	6.56	2.07	2.24	-0.72	0.65	0.60	1.37	3.36
EPS (Basic, Before Extraordinaries)	7.91	6.56	2.07	2.24	-0.72	0.65	0.60	1.37	3.36
EPS (Diluted)	7.61	6.32	2.01	2.22	-0.72	0.65	0.60	1.36	3.27
EBITDA	306	257	96	101	-14	36	29	68	158
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	5.82	5.35	10.48	7.20	—	26.15	25.18	20.58	11.60
Price To Sales Ratio	0.76	0.59	0.39	0.34	0.27	0.47	0.45	1.01	1.61
Gross Margin	37.62	38.22	13.15	13.72	5.72	10.34	10.72	16.83	30.58
Operating Margin	18.04	15.23	5.59	6.32	-2.21	2.50	2.24	6.82	18.57
Net Margin	13.55	11.47	3.88	4.81	-1.80	1.78	1.77	5.01	14.20
Shares Outstanding	28	28	28	30	31	31	32	34	35
Market Capitalization	1,240	946	590	479	328	527	484	952	1,327
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
DOWNES SEAN P	Executive Chairman	Jun 11 '26	Sale	38.22	20,000	764,336	1,148,255	Jun 12
DOWNES SEAN P	Executive Chairman	May 15 '26	Sale	38.73	20,000	774,604	1,168,255	May 15
PIETRANGELO MICHAEL	Director	May 13 '26	Sale	39.29	4,500	176,794	81,293	May 14
PIETRANGELO MICHAEL	Director	May 12 '26	Sale	39.55	3,000	118,639	85,793	May 14
DOWNES SEAN P	Executive Chairman	Apr 29 '26	Sale	39.69	20,000	793,765	1,188,255	Apr 30
Campos Kimberly D	CIO & CAO	Mar 31 '26	Sale	34.12	946	32,278	7,422	Mar 31
PETERSON RICHARD D	Director	Mar 30 '26	Sale	34.10	2,000	68,207	6,319	Mar 31
Campos Kimberly D	CIO & CAO	Mar 27 '26	Option Exercise	0.00	1,251	0	8,673	Mar 31
Donaghy Stephen	CEO	Mar 27 '26	Option Exercise	0.00	14,598	0	711,492	Mar 31
Wilcox Frank	CFO	Mar 27 '26	Option Exercise	0.00	2,503	0	136,882	Mar 31
DOWNES SEAN P	Executive Chairman	Mar 27 '26	Option Exercise	0.00	8,342	0	1,215,130	Mar 31
Campos Kimberly D	CIO & CAO	Mar 26 '26	Sale	33.84	879	29,745	7,422	Mar 27
DOWNES SEAN P	Executive Chairman	Mar 25 '26	Sale	34.60	20,000	692,072	1,206,788	Mar 27
Donaghy Stephen	CEO	Mar 19 '26	Option Exercise	0.00	13,566	0	702,233	Mar 20
Wilcox Frank	CFO	Mar 19 '26	Option Exercise	0.00	2,326	0	134,946	Mar 20

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.