UVE — Universal Insurance Holdings, Inc. stock price, charts and financials
QT88Universal Insurance Holdings, Inc.Universal Insurance Holdings, Inc. (NYSE: UVE) is a Financial Services company in the Insurance - Property & Casualty industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 5.58 | EPS (ttm) | 7.91 | Insider Own | 15.16% | Shs Outstand | 27.83M | Perf Week | -0.38% |
| Market Cap | 1.23B | Forward P/E | 9.30 | EPS next Y | 4.75 | Insider Trans | -3.11% | Shs Float | 25.28M | Perf Month | 4.57% |
| Enterprise Value | 794.68M | PEG | 0.02 | EPS next Q | 0.03 | Inst Own | - | Short Float | 2.41% | Perf Quarter | 15.91% |
| Income | 219.74M | P/S | 0.76 | EPS this Y | -36.27% | Inst Trans | - | Short Ratio | 2.84 | Perf Half Y | 34.27% |
| Sales | 1.62B | P/B | 1.93 | EPS next Y | -2.06% | ROA | 6.65% | Short Interest | 610.00K | Perf YTD | 30.65% |
| Book/sh | - | P/C | 3.57 | EPS next 5Y | 6.49% | ROE | 38.78% | 52W High | 45.15 -2.19% | Perf Year | 74.55% |
| Cash/sh | - | P/FCF | 3.62 | EPS past 3/5Y | - 60.14% | ROIC | 7.43% | 52W Low | 25.05 76.29% | Perf 3Y | 237.61% |
| Dividend Est. | 0.64 (1.45%) | EV/EBITDA | 2.60 | Sales past 3/5Y | 9.28% 8.26% | Gross Margin | 37.71% | Volatility | 1.84% 2.25% | Perf 5Y | 228.33% |
| Dividend TTM | 0.77 (1.74%) | EV/Sales | 0.49 | EPS Y/Y TTM | 278.61% | Oper. Margin | 18.02% | ATR (14) | 1.04 | Perf 10Y | 74.48% |
| Dividend Ex-Date | Jul 31, 2026 | Quick Ratio | 76.09 | Sales Y/Y TTM | 6.77% | Profit Margin | 13.55% | RSI (14) | 54.61 | Recom | 3.00 |
| Dividend Gr. 3/5Y | 0.00% 0.00% | Current Ratio | 76.09 | EPS Q/Q | 49.59% | SMA20 | 0.73% | Beta | 0.68 | Target Price | 45.00 |
| Payout | 10.07% | Debt/Eq | 0.15 | Sales Q/Q | 6.25% | SMA50 | 3.23% | Rel Volume | 1.19 | Prev Close | 44.40 |
| Employees | 929 | LT Debt/Eq | 0.18 | Earnings | Oct 22 | SMA200 | 19.53% | Avg Volume | 210.26K | Price | 44.16 |
| IPO Date | Jun 06, 2003 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 13.93% 1.09% | Net Debt/EBITDA | -1.42 | Volume | 250,172 | Change | -0.54% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-27-26 | Reiterated | Piper Sandler | Neutral | $44 → $45 |
| Jul-15-26 | Downgrade | Piper Sandler | Overweight → Neutral | $40 → $44 |
| Dec-22-25 | Reiterated | Piper Sandler | Overweight | $40 |
| Feb-27-23 | Upgrade | Piper Sandler | Neutral → Overweight | |
| Nov-04-19 | Downgrade | Keefe, Bruyette & Woods | Market Perform → Underperform | |
| Jul-27-18 | Downgrade | Keefe Bruyette & Woods | Outperform → Market Perform | |
| Nov-23-15 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform |
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,624 | 1,596 | 1,521 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 1,012 | 986 | 1,321 | — | — | — | — | — | — | |
| Gross Profit | 611 | 610 | 200 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 101 | 0 | 109 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 219 | 367 | 6 | — | — | — | — | — | — | |
| Operating Income | 293 | 243 | 85 | — | — | — | — | — | — | |
| Interest Expense | 6 | 5 | 6 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 6 | 5 | 6 | — | — | — | — | — | — | |
| Net Income Before Taxes | 293 | 243 | 85 | — | — | — | — | — | — | |
| Income Taxes | 72 | 60 | 26 | — | — | — | — | — | — | |
| Consolidated Net Income | 220 | 183 | 59 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 220 | 183 | 59 | — | — | — | — | — | — | |
| Net Income | 220 | 183 | 59 | — | — | — | — | — | — | |
| EPS (Recurring) | 7.91 | 6.56 | 2.07 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 7.91 | 6.56 | 2.07 | — | — | — | — | — | — | |
| EPS (Diluted) | 7.61 | 6.32 | 2.01 | — | — | — | — | — | — | |
| EBITDA | 306 | 257 | 96 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 5.80 | 5.35 | 10.48 | — | — | — | — | — | — | |
| Price To Sales Ratio | 0.76 | 0.59 | 0.39 | — | — | — | — | — | — | |
| Gross Margin | 37.62 | 38.22 | 13.15 | — | — | — | — | — | — | |
| Operating Margin | 18.04 | 15.23 | 5.59 | — | — | — | — | — | — | |
| Net Margin | 13.55 | 11.47 | 3.88 | — | — | — | — | — | — | |
| Shares Outstanding | 28 | 28 | 28 | — | — | — | — | — | — | |
| Market Capitalization | 1,236 | 946 | 590 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| DOWNES SEAN P | Executive Chairman | Sep 11 '26 | Sale | 43.98 | 20,000 | 879,562 | 1,084,645 | Sep 11 |
| DOWNES SEAN P | Executive Chairman | Aug 05 '26 | Sale | 44.27 | 20,000 | 885,364 | 1,104,645 | Aug 07 |
| DOWNES SEAN P | Executive Chairman | Jun 11 '26 | Sale | 38.22 | 20,000 | 764,336 | 1,148,255 | Jun 12 |
| DOWNES SEAN P | Executive Chairman | May 15 '26 | Sale | 38.73 | 20,000 | 774,604 | 1,168,255 | May 15 |
| PIETRANGELO MICHAEL | Director | May 13 '26 | Sale | 39.29 | 4,500 | 176,794 | 81,293 | May 14 |
| PIETRANGELO MICHAEL | Director | May 12 '26 | Sale | 39.55 | 3,000 | 118,639 | 85,793 | May 14 |
| DOWNES SEAN P | Executive Chairman | Apr 29 '26 | Sale | 39.69 | 20,000 | 793,765 | 1,188,255 | Apr 30 |
| Campos Kimberly D | CIO & CAO | Mar 31 '26 | Sale | 34.12 | 946 | 32,278 | 7,422 | Mar 31 |
| PETERSON RICHARD D | Director | Mar 30 '26 | Sale | 34.10 | 2,000 | 68,207 | 6,319 | Mar 31 |
| Campos Kimberly D | CIO & CAO | Mar 27 '26 | Option Exercise | 0.00 | 1,251 | 0 | 8,673 | Mar 31 |
| Donaghy Stephen | CEO | Mar 27 '26 | Option Exercise | 0.00 | 14,598 | 0 | 711,492 | Mar 31 |
| Wilcox Frank | CFO | Mar 27 '26 | Option Exercise | 0.00 | 2,503 | 0 | 136,882 | Mar 31 |
| DOWNES SEAN P | Executive Chairman | Mar 27 '26 | Option Exercise | 0.00 | 8,342 | 0 | 1,215,130 | Mar 31 |
| Campos Kimberly D | CIO & CAO | Mar 26 '26 | Sale | 33.84 | 879 | 29,745 | 7,422 | Mar 27 |
| DOWNES SEAN P | Executive Chairman | Mar 25 '26 | Sale | 34.60 | 20,000 | 692,072 | 1,206,788 | Mar 27 |