UVE Universal Insurance Holdings, Inc.

QT88

NYSE·Financial Services·Insurance - Property & Casualty·USA

Latest market price

48.88

-0.15-0.31%

Overview Short InterestFilings

UVEQT88Universal Insurance Holdings, Inc.·NYSE

Overview Short InterestFilings

48.88-0.31%

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Signal & projected range

Insider open-market saleHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot

Index	—	P/E	6.11	EPS (ttm)	8.03	Insider Own	13.56%	Shs Outstand	27.83M	Perf Week	3.54%

Market Cap	1.36B	Forward P/E	9.25	EPS next Y	5.30	Insider Trans	-2.32%	Shs Float	25.32M	Perf Month	11.96%

Enterprise Value	809.01M	PEG	—	EPS next Q	0.74			Short Float	3.51%	Perf Quarter	10.56%

Income	233.00M	P/S	0.82	EPS this Y	15.36%			Short Ratio	4.68	Perf Half Y	22.91%

Sales	1.66B	P/B	2.11	EPS next Y	-13.47%	ROA	7.31%	Short Interest	887.85K	Perf YTD	44.62%

Book/sh	23.21	P/C	0.61	EPS next 5Y	-4.60%	ROE	38.46%	52W High	50.75 -3.68%	Perf Year	58.60%

Cash/sh	80.16	P/FCF	3.79	EPS past 3/5Y	— 60.14%	ROIC	29.24%	52W Low	28.32 72.60%	Perf 3Y	246.67%

Dividend Est.	0.64 (1.31%)	EV/EBITDA	2.50	Sales past 3/5Y	9.28% 8.26%	Gross Margin	42.48%	Volatility	2.36% 3.18%	Perf 5Y	260.47%

Dividend TTM	0.77 (1.58%)	EV/Sales	0.49	EPS Y/Y TTM	89.39%	Oper. Margin	18.77%	ATR (14)	1.38	Perf 10Y	121.18%

Dividend Ex-Date	Jul 31, 2026	Quick Ratio	1.28	Sales Y/Y TTM	5.12%	Profit Margin	14.00%	RSI (14)	63.10	Recom	3.00

Dividend Gr. 3/5Y	0.00% 0.00%	Current Ratio	1.28	EPS Q/Q	41.91%	SMA20	3.24%	Beta	0.63	Target Price	51.00

Payout	11.60%	Debt/Eq	0.15	Sales Q/Q	9.48%	SMA50	8.50%	Rel Volume	1.57	Prev Close	49.03

Employees	929	LT Debt/Eq	0.15	Earnings	Feb 23	SMA200	25.04%	Avg Volume	192.64K	Price	48.88

IPO Date	Jun 06, 2003	Option/Short	Yes / Yes	EPS/Sales Surpr.	22.93% -26.15%	Net Debt/EBITDA	-6.59	Volume	303,373	Change	-0.31%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Oct-26-26	Reiterated	Piper Sandler	Neutral	$45 → $51
Jul-27-26	Reiterated	Piper Sandler	Neutral	$44 → $45
Jul-15-26	Downgrade	Piper Sandler	Overweight → Neutral	$40 → $44
Dec-22-25	Reiterated	Piper Sandler	Overweight	$40
Feb-27-23	Upgrade	Piper Sandler	Neutral → Overweight
Nov-04-19	Downgrade	Keefe, Bruyette & Woods	Market Perform → Underperform
Jul-27-18	Downgrade	Keefe Bruyette & Woods	Outperform → Market Perform
Nov-23-15	Upgrade	Keefe, Bruyette & Woods	Market Perform → Outperform

Latest News· Times ET

Today

Today03:00PM

Universal Insurance: 3 Key Takeaways for Long-Term Investorsfool.com

Oct-29-26

Oct-29-2604:10PM

Universal Announces Additional $20 Million Share Repurchase Authorizationbusinesswire.com

Oct-28-26

Oct-28-2610:41AM

Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?zacks.com

Oct-23-26

Oct-23-2611:17AM

Universal Insurance Holdings, Inc. (UVE) Q3 2026 Earnings Call Transcriptseekingalpha.com

11:06AM

What Universal Insurance (UVE) Said on Its Q3 Earnings Callmarketbeat.com

11:01AM

Best Momentum Stock to Buy for October 23rdzacks.com

10:46AM

UVE Q3 Earnings Beat Estimates on Lower Losses & Premium Growthzacks.com

09:21AM

Best Value Stock to Buy for October 23rdzacks.com

06:11AM

Best Income Stocks to Buy for October 23rdzacks.com

05:50AM

New Strong Buy Stocks for October 23rdzacks.com

Oct-22-26

Oct-22-2607:00PM

Universal Insurance Holdings (UVE) Surpasses Q3 Earnings and Revenue Estimateszacks.com

06:24PM

Universal Insurance Holdings, Inc. Reports Third Quarter 2026 ResultsFintel

04:10PM

Universal Reports Third Quarter 2026 Resultsbusinesswire.com

Oct-14-26

Oct-14-2608:12AM

Universal Insurance Holdings And 2 Other Top Quality Small Cap StocksYahoo

Oct-12-26

Oct-12-2612:35PM

UVE Relies on Investment Income Amid Underwriting Volatilityzacks.com

Company

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	1,662	1,596	1,521	1,392	—	—	—	—	—
Cost of Goods Sold Incl. D&A	956	986	1,321	1,201	—	—	—	—	—
Gross Profit	705	610	200	191	—	—	—	—	—
Selling, General and Administrative Excl. Other	208	0	109	96	—	—	—	—	—
Research and Development	0	0	0	0	—	—	—	—	—
Other Operating Expense	187	367	6	7	—	—	—	—	—
Operating Income	312	243	85	88	—	—	—	—	—
Interest Expense	7	5	6	6	—	—	—	—	—
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	5	5	6	6	—	—	—	—	—
Net Income Before Taxes	310	243	85	88	—	—	—	—	—
Income Taxes	77	60	26	22	—	—	—	—	—
Consolidated Net Income	233	183	59	67	—	—	—	—	—
Net Income From Continuing Operations	233	183	59	67	—	—	—	—	—
Net Income	233	183	59	67	—	—	—	—	—
EPS (Recurring)	8.38	6.56	2.07	2.24	—	—	—	—	—
EPS (Basic, Before Extraordinaries)	8.38	6.56	2.07	2.24	—	—	—	—	—
EPS (Diluted)	8.03	6.32	2.01	2.22	—	—	—	—	—
EBITDA	324	257	96	101	—	—	—	—	—
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	6.09	5.35	10.48	7.20	—	—	—	—	—
Price To Sales Ratio	0.82	0.59	0.39	0.34	—	—	—	—	—
Gross Margin	42.42	38.22	13.15	13.72	—	—	—	—	—
Operating Margin	18.77	15.23	5.59	6.32	—	—	—	—	—
Net Margin	14.02	11.47	3.88	4.81	—	—	—	—	—
Shares Outstanding	28	28	28	30	—	—	—	—	—
Market Capitalization	1,369	946	590	479	—	—	—	—	—
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
DOWNES SEAN P	Executive Chairman	Oct 30 '26	Sale	48.23	20,000	964,549	1,064,645	Nov 03
DOWNES SEAN P	Executive Chairman	Sep 11 '26	Sale	43.98	20,000	879,562	1,084,645	Sep 11
DOWNES SEAN P	Executive Chairman	Aug 05 '26	Sale	44.27	20,000	885,364	1,104,645	Aug 07
DOWNES SEAN P	Executive Chairman	Jun 11 '26	Sale	38.22	20,000	764,336	1,148,255	Jun 12
DOWNES SEAN P	Executive Chairman	May 15 '26	Sale	38.73	20,000	774,604	1,168,255	May 15
PIETRANGELO MICHAEL	Director	May 13 '26	Sale	39.29	4,500	176,794	81,293	May 14
PIETRANGELO MICHAEL	Director	May 12 '26	Sale	39.55	3,000	118,639	85,793	May 14
DOWNES SEAN P	Executive Chairman	Apr 29 '26	Sale	39.69	20,000	793,765	1,188,255	Apr 30
Campos Kimberly D	CIO & CAO	Mar 31 '26	Sale	34.12	946	32,278	7,422	Mar 31
PETERSON RICHARD D	Director	Mar 30 '26	Sale	34.10	2,000	68,207	6,319	Mar 31
Wilcox Frank	CFO	Mar 27 '26	Option Exercise	0.00	2,503	0	136,882	Mar 31
DOWNES SEAN P	Executive Chairman	Mar 27 '26	Option Exercise	0.00	8,342	0	1,215,130	Mar 31
Campos Kimberly D	CIO & CAO	Mar 27 '26	Option Exercise	0.00	1,251	0	8,673	Mar 31
Donaghy Stephen	CEO	Mar 27 '26	Option Exercise	0.00	14,598	0	711,492	Mar 31
Campos Kimberly D	CIO & CAO	Mar 26 '26	Sale	33.84	879	29,745	7,422	Mar 27

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.