THGQT77The Hanover Insurance Group, Inc.·NYSE
242.09+2.96%
News
Up 3.0% — The Hanover Insurance Group, Inc. (THG) Q3 2026 Earnings Call Transcript (seekingalpha.com).
Medium confidence
TA
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Signal & projected range
Earnings big beat — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E11.66EPS (ttm)20.76Insider Own1.56%Shs Outstand34.82MPerf Week1.83%
Market Cap8.43BForward P/E12.27EPS next Y19.74Insider Trans-10.03%Shs Float34.43MPerf Month11.59%
Enterprise Value8.77BPEG—EPS next Q—Short Float2.93%Perf Quarter4.20%
Income751.00MP/S1.23EPS this Y12.56%Short Ratio3.45Perf Half Y29.57%
Sales6.83BP/B2.45EPS next Y-4.53%ROA4.40%Short Interest1.01MPerf YTD32.46%
Book/sh98.85P/C0.80EPS next 5Y-0.48%ROE21.03%52W High242.54 -0.19%Perf Year43.77%
Cash/sh302.67P/FCF6.92EPS past 3/5Y79.32% 14.46%ROIC17.22%52W Low166.54 45.36%Perf 3Y107.20%
Dividend Est.3.80 (1.57%)EV/EBITDA8.76Sales past 3/5Y6.69% 6.49%Gross Margin44.41%Volatility1.85% 1.83%Perf 5Y82.48%
Dividend TTM3.80 (1.57%)EV/Sales1.28EPS Y/Y TTM20.00%Oper. Margin14.19%ATR (14)4.75Perf 10Y207.49%
Dividend Ex-DateSep 11, 2026Quick Ratio1.22Sales Y/Y TTM5.43%Profit Margin10.97%RSI (14)67.26Recom2.55
Dividend Gr. 3/5Y6.05% 6.61%Current Ratio1.22EPS Q/Q1.18%SMA205.52%Beta0.26Target Price229.60
Payout17.77%Debt/Eq0.25Sales Q/Q4.70%SMA506.93%Rel Volume1.51Prev Close235.12
Employees4,900LT Debt/Eq0.23EarningsFeb 02SMA20020.94%Avg Volume285.44KPrice242.09
IPO DateOct 11, 1995Option/ShortYes / YesEPS/Sales Surpr.11.56% -4.21%Net Debt/EBITDA-9.69Volume431,222Change2.96%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-13-26ReiteratedOppenheimerOutperform$250 → $260
Oct-06-26ReiteratedMorgan StanleyEqual Weight$240 → $230
Aug-19-26ReiteratedMorgan StanleyEqual Weight$225 → $240
Jul-30-26ReiteratedRBC CapitalSector Perform$215 → $235
Jul-15-26DowngradePiper SandlerOverweight → Neutral
Jul-13-26ReiteratedRBC CapitalSector Perform$200 → $215
Jul-08-26ReiteratedMorgan StanleyEqual Weight$220 → $225
Jul-08-26DowngradeKeefe, Bruyette & WoodsOutperform → Market Perform
Jul-06-26ReiteratedMorgan StanleyEqual Weight$195 → $220
May-26-26ReiteratedPiper SandlerOverweight$212 → $220
Latest News· Times ET
Oct-30-26
Oct-29-26
Oct-28-26
Oct-27-26
Oct-26-26
Oct-23-26
Oct-21-26
Oct-14-26
Oct-13-26
Company

The Hanover Insurance Group, Inc. (THG) is a U.S.-based insurer offering a wide array of property and casualty coverage through its various operating units. Its operations are organized into three main divisions: Commercial Lines, Personal Lines, and an "Other" segment. The Commercial Lines division delivers a comprehensive suite of business insurance solutions, including multi-peril, commercial auto, and workers' compensation policies. It also provides management and professional liability, marine, specialized industrial and commercial property, standalone general liability, surety bonds, umbrella liability, fidelity, crime, and additional commercial protection. Within Personal Lines, customers can access auto and homeowners' insurance, alongside other individual coverages like personal umbrella policies, inland marine, fire, personal watercraft, and personal cyber protection. The "Other" segment focuses on delivering investment management expertise to institutions, pension funds, and a range of other organizational clients. Distribution of Hanover's offerings is primarily facilitated by a network of independent agents and brokers. Originally incorporated as Allmerica Financial Corp., the company adopted its current name, The Hanover Insurance Group, Inc., in December 2005. Established in 1852, The Hanover Insurance Group, Inc. maintains its corporate headquarters in Worcester, Massachusetts.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue6,8356,5986,2175,964—————
Cost of Goods Sold Incl. D&A3,8013,7294,9795,311—————
Gross Profit3,0362,8681,238653—————
Selling, General and Administrative Excl. Other
1,521000—————
Research and Development
0000—————
Other Operating Expense5452,024700612—————
Operating Income97084453841—————
Interest Expense46433434—————
Unusual Expense
—————————
Non-Operating Income (Expense)36433434—————
Net Income Before Taxes96084453841—————
Income Taxes2121831138—————
Consolidated Net Income75166342635—————
Net Income From Continuing Operations74766142534—————
Net Income75166342635—————
EPS (Recurring)21.2218.5111.850.98—————
EPS (Basic, Before Extraordinaries)21.2218.5111.850.98—————
EPS (Diluted)20.7618.5111.700.98—————
EBITDA1,00188257382—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio11.669.8713.22123.90—————
Price To Sales Ratio1.241.000.900.73—————
Gross Margin44.4243.4719.9110.95—————
Operating Margin14.1912.798.650.69—————
Net Margin10.9910.056.850.59—————
Shares Outstanding35363636—————
Market Capitalization8,4736,5805,5684,371—————
Operating Lease Expense
—————————
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Insider Trading Volume
$253.27$229.05$204.83$180.61$156.39● Close Price0.00M1.47M2.94M4.42M5.89MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Kerrigan Dennis FrancisExecutive Vice PresidentAug 20 '26Sale222.412,104467,94512,003Aug 21
Kerrigan Dennis FrancisExecutive Vice PresidentAug 20 '26Option Exercise118.542,104249,40814,107Aug 21
Kerrigan Dennis FrancisExecutive Vice PresidentAug 19 '26Sale220.796,5511,446,42112,003Aug 21
Kerrigan Dennis FrancisExecutive Vice PresidentAug 19 '26Option Exercise118.546,551776,55618,554Aug 21
Bunting Theodore H JRDirectorAug 06 '26Sale230.20600138,1205,835Aug 07
Bunting Theodore H JRDirectorAug 05 '26Sale228.03600136,8186,435Aug 07
Carlin Jane DDirectorAug 03 '26Sale231.501,000231,5002,270Aug 04
FARBER JEFFREY MExecutive Vice PresidentJul 29 '26Option Exercise117.2266,2957,770,830118,107Jul 31
Salvatore Bryan JExecutive Vice PresidentJun 03 '26Option Exercise104.1116,3941,706,77945,463Jun 04
Salvatore Bryan JExecutive Vice PresidentJun 03 '26Sale185.7616,3943,045,34929,069Jun 04
Aristeguieta FranciscoDirectorMay 21 '26Sale195.371,000195,3704,053May 26
Kerrigan Dennis FrancisExecutive Vice PresidentMay 20 '26Option Exercise115.356,262722,32218,250May 21
Roche John CPresident and CEOMay 20 '26Sale193.748,3581,619,266141,011May 21
Kerrigan Dennis FrancisExecutive Vice PresidentMay 20 '26Sale192.996,2621,208,50311,988May 21
Roche John CPresident and CEOMay 19 '26Option Exercise99.1033,1243,282,592174,135May 21
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.