THG — The Hanover Insurance Group, Inc. stock price, charts and financials
QT76The Hanover Insurance Group, Inc.The Hanover Insurance Group, Inc. (NYSE: THG) is a Financial Services company in the Insurance - Property & Casualty industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 11.01 | EPS (ttm) | 20.81 | Insider Own | 1.70% | Shs Outstand | 34.82M | Perf Week | 2.30% |
| Market Cap | 7.98B | Forward P/E | 11.75 | EPS next Y | 19.50 | Insider Trans | -9.74% | Shs Float | 34.46M | Perf Month | 3.15% |
| Enterprise Value | 6.80B | PEG | - | EPS next Q | 4.37 | Inst Own | - | Short Float | 2.07% | Perf Quarter | 14.77% |
| Income | 757.00M | P/S | 1.18 | EPS this Y | -2.50% | Inst Trans | - | Short Ratio | 2.21 | Perf Half Y | 34.48% |
| Sales | 6.76B | P/B | 2.17 | EPS next Y | -3.89% | ROA | 4.48% | Short Interest | 714.35K | Perf YTD | 25.39% |
| Book/sh | 105.48 | P/C | 3.95 | EPS next 5Y | -1.35% | ROE | 21.22% | 52W High | 236.06 -2.92% | Perf Year | 31.22% |
| Cash/sh | 58.07 | P/FCF | 6.28 | EPS past 3/5Y | 79.32% 14.46% | ROIC | 4.47% | 52W Low | 166.54 37.61% | Perf 3Y | 110.44% |
| Dividend Est. | 3.80 (1.66%) | EV/EBITDA | 6.74 | Sales past 3/5Y | 6.69% 6.49% | Gross Margin | 39.89% | Volatility | 1.74% 1.82% | Perf 5Y | 66.46% |
| Dividend TTM | 3.80 (1.66%) | EV/Sales | 1.01 | EPS Y/Y TTM | 77.86% | Oper. Margin | 14.30% | ATR (14) | 4.44 | Perf 10Y | 195.09% |
| Dividend Ex-Date | Sep 11, 2026 | Quick Ratio | 122.53 | Sales Y/Y TTM | 8.69% | Profit Margin | 11.18% | RSI (14) | 55.02 | Recom | 2.55 |
| Dividend Gr. 3/5Y | 6.05% 6.61% | Current Ratio | 122.53 | EPS Q/Q | 22.07% | SMA20 | 0.80% | Beta | 0.24 | Target Price | 224.50 |
| Payout | 17.54% | Debt/Eq | 0.34 | Sales Q/Q | 4.54% | SMA50 | 2.51% | Rel Volume | 1.04 | Prev Close | 231.76 |
| Employees | 4,900 | LT Debt/Eq | 0.34 | Earnings | Nov 04 | SMA200 | 18.59% | Avg Volume | 317.00K | Price | 229.17 |
| IPO Date | Oct 11, 1995 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 38.30% 0.44% | Net Debt/EBITDA | 0.57 | Volume | 328,551 | Change | -1.12% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-19-26 | Reiterated | Morgan Stanley | Equal Weight | $225 → $240 |
| Jul-30-26 | Reiterated | RBC Capital | Sector Perform | $215 → $235 |
| Jul-15-26 | Downgrade | Piper Sandler | Overweight → Neutral | |
| Jul-13-26 | Reiterated | RBC Capital | Sector Perform | $200 → $215 |
| Jul-08-26 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Jul-08-26 | Reiterated | Morgan Stanley | Equal Weight | $220 → $225 |
| Jul-06-26 | Reiterated | Morgan Stanley | Equal Weight | $195 → $220 |
| May-26-26 | Reiterated | Piper Sandler | Overweight | $212 → $220 |
| May-19-26 | Downgrade | BMO Capital | Outperform → Market Perform | $180 → $203 |
| May-01-26 | Reiterated | Morgan Stanley | Equal Weight | $190 → $195 |
The Hanover Insurance Group, Inc. (THG) is a U.S.-based insurer offering a wide array of property and casualty coverage through its various operating units. Its operations are organized into three main divisions: Commercial Lines, Personal Lines, and an "Other" segment. The Commercial Lines division delivers a comprehensive suite of business insurance solutions, including multi-peril, commercial auto, and workers' compensation policies. It also provides management and professional liability, marine, specialized industrial and commercial property, standalone general liability, surety bonds, umbrella liability, fidelity, crime, and additional commercial protection. Within Personal Lines, customers can access auto and homeowners' insurance, alongside other individual coverages like personal umbrella policies, inland marine, fire, personal watercraft, and personal cyber protection. The "Other" segment focuses on delivering investment management expertise to institutions, pension funds, and a range of other organizational clients. Distribution of Hanover's offerings is primarily facilitated by a network of independent agents and brokers. Originally incorporated as Allmerica Financial Corp., the company adopted its current name, The Hanover Insurance Group, Inc., in December 2005. Established in 1852, The Hanover Insurance Group, Inc. maintains its corporate headquarters in Worcester, Massachusetts.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 6,757 | 6,598 | 6,217 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 4,063 | 3,729 | 4,979 | — | — | — | — | — | — | |
| Gross Profit | 2,696 | 2,868 | 1,238 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 1,005 | 0 | 0 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 724 | 2,024 | 700 | — | — | — | — | — | — | |
| Operating Income | 967 | 844 | 538 | — | — | — | — | — | — | |
| Interest Expense | 48 | 43 | 34 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 48 | 43 | 34 | — | — | — | — | — | — | |
| Net Income Before Taxes | 967 | 844 | 538 | — | — | — | — | — | — | |
| Income Taxes | 213 | 183 | 113 | — | — | — | — | — | — | |
| Consolidated Net Income | 757 | 663 | 426 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 754 | 661 | 425 | — | — | — | — | — | — | |
| Net Income | 757 | 663 | 426 | — | — | — | — | — | — | |
| EPS (Recurring) | 21.23 | 18.51 | 11.85 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 21.23 | 18.51 | 11.85 | — | — | — | — | — | — | |
| EPS (Diluted) | 20.81 | 18.51 | 11.70 | — | — | — | — | — | — | |
| EBITDA | 1,009 | 882 | 573 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 11.01 | 9.87 | 13.22 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.22 | 1.00 | 0.90 | — | — | — | — | — | — | |
| Gross Margin | 39.90 | 43.47 | 19.91 | — | — | — | — | — | — | |
| Operating Margin | 14.31 | 12.79 | 8.65 | — | — | — | — | — | — | |
| Net Margin | 11.20 | 10.05 | 6.85 | — | — | — | — | — | — | |
| Shares Outstanding | 36 | 36 | 36 | — | — | — | — | — | — | |
| Market Capitalization | 8,250 | 6,580 | 5,568 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Kerrigan Dennis Francis | Executive Vice President | Aug 20 '26 | Sale | 222.41 | 2,104 | 467,945 | 12,003 | Aug 21 |
| Kerrigan Dennis Francis | Executive Vice President | Aug 20 '26 | Option Exercise | 118.54 | 2,104 | 249,408 | 14,107 | Aug 21 |
| Kerrigan Dennis Francis | Executive Vice President | Aug 19 '26 | Sale | 220.79 | 6,551 | 1,446,421 | 12,003 | Aug 21 |
| Kerrigan Dennis Francis | Executive Vice President | Aug 19 '26 | Option Exercise | 118.54 | 6,551 | 776,556 | 18,554 | Aug 21 |
| Bunting Theodore H JR | Director | Aug 06 '26 | Sale | 230.20 | 600 | 138,120 | 5,835 | Aug 07 |
| Bunting Theodore H JR | Director | Aug 05 '26 | Sale | 228.03 | 600 | 136,818 | 6,435 | Aug 07 |
| Carlin Jane D | Director | Aug 03 '26 | Sale | 231.50 | 1,000 | 231,500 | 2,270 | Aug 04 |
| FARBER JEFFREY M | Executive Vice President | Jul 29 '26 | Option Exercise | 117.22 | 66,295 | 7,770,830 | 118,107 | Jul 31 |
| Salvatore Bryan J | Executive Vice President | Jun 03 '26 | Sale | 185.76 | 16,394 | 3,045,349 | 29,069 | Jun 04 |
| Salvatore Bryan J | Executive Vice President | Jun 03 '26 | Option Exercise | 104.11 | 16,394 | 1,706,779 | 45,463 | Jun 04 |
| Aristeguieta Francisco | Director | May 21 '26 | Sale | 195.37 | 1,000 | 195,370 | 4,053 | May 26 |
| Roche John C | President and CEO | May 20 '26 | Sale | 193.74 | 8,358 | 1,619,266 | 141,011 | May 21 |
| Kerrigan Dennis Francis | Executive Vice President | May 20 '26 | Sale | 192.99 | 6,262 | 1,208,503 | 11,988 | May 21 |
| Kerrigan Dennis Francis | Executive Vice President | May 20 '26 | Option Exercise | 115.35 | 6,262 | 722,322 | 18,250 | May 21 |
| Roche John C | President and CEO | May 19 '26 | Option Exercise | 99.10 | 33,124 | 3,282,592 | 174,135 | May 21 |