RZC — Reinsurance Group of America, Incorporated stock price, charts and financials
QT56Reinsurance Group of America, IncorporatedReinsurance Group of America, Incorporated (NYSE: RZC) is a Financial Services company in the Insurance - Diversified industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 1.39 | EPS (ttm) | 18.45 | Insider Own | 0.50% | Shs Outstand | 67.00M | Perf Week | 0.75% |
| Market Cap | 1.71B | Forward P/E | - | EPS next Y | - | Insider Trans | -2.23% | Shs Float | - | Perf Month | 0.67% |
| Enterprise Value | 2.83B | PEG | 0.23 | EPS next Q | - | Inst Own | - | Short Float | 0.04% | Perf Quarter | 0.35% |
| Income | 1.23B | P/S | 0.07 | EPS this Y | - | Inst Trans | - | Short Ratio | 0.76 | Perf Half Y | 0.55% |
| Sales | 24.59B | P/B | 0.13 | EPS next Y | - | ROA | 0.75% | Short Interest | 29.61K | Perf YTD | 0.59% |
| Book/sh | 199.77 | P/C | 0.34 | EPS next 5Y | - | ROE | 9.47% | 52W High | 26.27 -2.66% | Perf Year | -1.27% |
| Cash/sh | 74.53 | P/FCF | 2.80 | EPS past 3/5Y | 32.30% 22.90% | ROIC | 0.75% | 52W Low | 24.99 2.32% | Perf 3Y | -0.12% |
| Dividend Est. | 1.78 (6.97%) | EV/EBITDA | 1.41 | Sales past 3/5Y | 12.80% 9.34% | Gross Margin | 20.33% | Volatility | 0.69% 0.48% | Perf 5Y | - |
| Dividend TTM | 1.78 (6.97%) | EV/Sales | 0.11 | EPS Y/Y TTM | 71.95% | Oper. Margin | 6.55% | ATR (14) | 0.14 | Perf 10Y | - |
| Dividend Ex-Date | Jul 01, 2026 | Quick Ratio | 0.00 | Sales Y/Y TTM | 11.57% | Profit Margin | 4.99% | RSI (14) | 61.21 | Recom | - |
| Dividend Gr. 3/5Y | 47.58% - | Current Ratio | 0.00 | EPS Q/Q | -578.22% | SMA20 | 0.78% | Beta | 0.12 | Target Price | - |
| Payout | 19.74% | Debt/Eq | 0.42 | Sales Q/Q | 22.39% | SMA50 | 0.50% | Rel Volume | 0.33 | Prev Close | 25.59 |
| Employees | 3,900 | LT Debt/Eq | 0.42 | Earnings | Jul 30 | SMA200 | 0.33% | Avg Volume | 40.59K | Price | 25.57 |
| IPO Date | Oct 12, 2022 | Option/Short | Yes / Yes | EPS/Sales Surpr. | - | Net Debt/EBITDA | 0.56 | Volume | 13,402 | Change | -0.08% |
Reinsurance Group of America, Inc. functions as a holding company, concentrating on both conventional and cutting-edge life and health reinsurance offerings. Its operations are structured across five primary segments: the U.S. and Latin America, Canada, Europe, the Middle East and Africa (EMEA), Asia Pacific, and a distinct Corporate and Other division. The U.S. and Latin America segment is responsible for marketing individual and group life and health reinsurance to clients within its region, employing various agreement types such as yearly renewable term, coinsurance, and modified coinsurance. In Canada, the company's focus is on individual life reinsurance, supplemented by a lesser extent of creditor, group life and health, critical illness, and disability reinsurance, generally through yearly renewable term and coinsurance contracts. The EMEA segment provides individual and group life and health products, including critical illness coverage—which offers a benefit upon the diagnosis of a specified illness—and underwritten annuities, typically facilitated via yearly renewable term and coinsurance agreements. The Asia Pacific segment covers individual and group life and health reinsurance, critical illness coverage, disability, and superannuation, predominantly structured with yearly renewable term and coinsurance agreements. Finally, the Corporate and Other segment encompasses investment income from unallocated assets, investment-related gains and losses, and service fee revenues. Founded in 1973, the company's corporate headquarters are situated in Chesterfield, Missouri.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 24,594 | 22,791 | 22,043 | 18,392 | 15,880 | 16,061 | 14,584 | 14,199 | 12,876 | |
| Cost of Goods Sold Incl. D&A | 19,594 | 17,003 | 19,555 | 16,061 | 14,309 | 14,207 | 13,040 | 12,098 | 11,067 | |
| Gross Profit | 5,000 | 5,788 | 2,488 | 2,331 | 1,571 | 1,854 | 1,544 | 2,101 | 1,809 | |
| Selling, General and Administrative Excl. Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 3,388 | 4,248 | 1,508 | 1,171 | 853 | 469 | 991 | 969 | 963 | |
| Operating Income | 1,612 | 1,540 | 980 | 1,160 | 718 | 1,385 | 553 | 1,132 | 846 | |
| Interest Expense | 385 | 366 | 304 | 257 | 191 | 139 | 170 | 173 | 147 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 385 | 366 | 304 | 257 | 191 | 139 | 170 | 173 | 147 | |
| Net Income Before Taxes | 1,612 | 1,540 | 980 | 1,160 | 718 | 1,385 | 553 | 1,132 | 846 | |
| Income Taxes | 380 | 351 | 256 | 251 | 197 | 215 | 138 | 262 | 130 | |
| Consolidated Net Income | 1,226 | 1,182 | 717 | 902 | 517 | 1,170 | 415 | 870 | 716 | |
| Net Income From Continuing Operations | 1,232 | 1,189 | 724 | 909 | 521 | 1,170 | 415 | 870 | 716 | |
| Net Income | 1,226 | 1,182 | 717 | 902 | 517 | 1,170 | 415 | 870 | 716 | |
| EPS (Recurring) | 18.68 | 17.94 | 10.90 | 13.60 | 7.73 | 9.10 | 6.35 | 13.88 | 11.25 | |
| EPS (Basic, Before Extraordinaries) | 18.68 | 17.94 | 10.90 | 13.60 | 7.73 | 9.10 | 6.35 | 13.88 | 11.25 | |
| EPS (Diluted) | 18.45 | 17.69 | 10.73 | 13.44 | 7.64 | 9.04 | 6.31 | 13.62 | 11.00 | |
| EBITDA | 1,998 | 1,949 | 1,330 | 1,458 | 947 | 1,567 | 772 | 1,354 | 1,038 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 1.39 | 1.44 | 2.40 | 1.94 | 3.40 | — | — | — | — | |
| Price To Sales Ratio | 0.07 | 0.07 | 0.08 | 0.10 | 0.11 | — | — | — | — | |
| Gross Margin | 20.33 | 25.40 | 11.29 | 12.67 | 9.89 | 11.54 | 10.59 | 14.80 | 14.05 | |
| Operating Margin | 6.55 | 6.76 | 4.45 | 6.31 | 4.52 | 8.62 | 3.79 | 7.97 | 6.57 | |
| Net Margin | 4.98 | 5.19 | 3.25 | 4.90 | 3.26 | 7.28 | 2.85 | 6.13 | 5.56 | |
| Shares Outstanding | 66 | 66 | 66 | 67 | 68 | 68 | 65 | 63 | 64 | |
| Market Capitalization | 1,688 | 1,679 | 1,703 | 1,747 | 1,765 | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| To My Chi | EVP, Chief Legal Officer | Jun 06 '26 | Option Exercise | 0.00 | 5,661 | 0 | 6,040 | Jun 29 |
| Hayden John W. | EVP, Controller | May 20 '26 | Sale | 214.95 | 414 | 88,989 | 20,949 | May 22 |
| Hayden John W. | EVP, Controller | May 20 '26 | Option Exercise | 129.80 | 1,867 | 242,337 | 22,816 | May 22 |
| HERRMANN RONALD | Executive Vice President | May 14 '26 | Sale | 210.58 | 7,000 | 1,474,042 | 3,938 | May 18 |
| Cockrill Laura | EVP & Chief Strategy Officer | Mar 12 '26 | Option Exercise | 205.00 | 1,079 | 221,195 | 3,125 | Mar 16 |
| Ozeki Arthur | EVP, Head of Asia Pacific | Mar 12 '26 | Option Exercise | 205.00 | 2,689 | 551,245 | 13,036 | Mar 16 |
| Hayden John W. | EVP, Controller | Mar 12 '26 | Option Exercise | 205.00 | 2,252 | 461,660 | 21,605 | Mar 16 |
| PORTER JONATHAN | EVP, Global Chief Risk Officer | Mar 12 '26 | Option Exercise | 205.00 | 5,456 | 1,118,480 | 17,806 | Mar 16 |
| CHENG TONY KIN SHUN | President and CEO | Mar 12 '26 | Option Exercise | 205.00 | 17,388 | 3,564,540 | 50,123 | Mar 16 |
| HERRMANN RONALD | EVP | Mar 12 '26 | Option Exercise | 205.00 | 6,576 | 1,348,080 | 13,795 | Mar 16 |
| BARBI LESLIE | EVP, Chief Investment Officer | Mar 12 '26 | Option Exercise | 205.00 | 8,430 | 1,728,150 | 24,288 | Mar 16 |
| Wainwright Simon | Exec. Advisor to CEO | Mar 12 '26 | Option Exercise | 205.00 | 2,239 | 458,995 | 16,182 | Mar 16 |
| Galvin Cormac | EVP, Head of EMEA | Mar 12 '26 | Option Exercise | 205.00 | 1,496 | 306,680 | 4,236 | Mar 16 |
| Kleeman Raymond | EVP, Chief HR Officer | Mar 12 '26 | Option Exercise | 205.00 | 4,553 | 933,365 | 12,250 | Mar 16 |
| PORTER JONATHAN | EVP, Global Chief Risk Officer | Feb 11 '26 | Option Exercise | 140.36 | 4,983 | 699,418 | 12,512 | Feb 13 |