OceanFirst Financial Corp. (NASDAQ: OCFC) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 21.33 | EPS (ttm) | 0.85 | Insider Own | 5.51% | Shs Outstand | 60.29M | Perf Week | -3.26% |
| Market Cap | 1.09B | Forward P/E | 7.88 | EPS next Y | 2.30 | Insider Trans | -3.58% | Shs Float | 52.67M | Perf Month | -7.31% |
| Enterprise Value | 1.04B | PEG | 0.88 | EPS next Q | 0.43 | Inst Own | - | Short Float | 8.96% | Perf Quarter | 0.28% |
| Income | 48.00M | P/S | 1.55 | EPS this Y | 109.58% | Inst Trans | - | Short Ratio | 4.40 | Perf Half Y | 3.84% |
| Sales | 707.00M | P/B | 0.45 | EPS next Y | 29.19% | ROA | 0.21% | Short Interest | 4.72M | Perf YTD | 1.00% |
| Book/sh | 39.99 | P/C | 0.47 | EPS next 5Y | 24.25% | ROE | 2.59% | 52W High | 20.61 -12.03% | Perf Year | 2.37% |
| Cash/sh | 38.85 | P/FCF | 10.40 | EPS past 3/5Y | -21.51% 2.78% | ROIC | 0.21% | 52W Low | 17.05 6.33% | Perf 3Y | 7.98% |
| Dividend Est. | 0.80 (4.41%) | EV/EBITDA | 13.31 | Sales past 3/5Y | 10.59% 8.61% | Gross Margin | 54.86% | Volatility | 2.29% 1.87% | Perf 5Y | -13.79% |
| Dividend TTM | 0.80 (4.41%) | EV/Sales | 1.47 | EPS Y/Y TTM | -48.48% | Oper. Margin | 9.04% | ATR (14) | 0.39 | Perf 10Y | -9.12% |
| Dividend Ex-Date | Aug 10, 2026 | Quick Ratio | 5.96 | Sales Y/Y TTM | 2.76% | Profit Margin | 6.77% | RSI (14) | 34.28 | Recom | 2.50 |
| Dividend Gr. 3/5Y | 2.63% 3.30% | Current Ratio | 5.96 | EPS Q/Q | 38.71% | SMA20 | -3.73% | Beta | 0.98 | Target Price | 19.00 |
| Payout | 95.77% | Debt/Eq | 0.98 | Sales Q/Q | 27.27% | SMA50 | -5.85% | Rel Volume | 0.83 | Prev Close | 18.25 |
| Employees | 926 | LT Debt/Eq | 0.95 | Earnings | Oct 28 | SMA200 | -3.81% | Avg Volume | 1.00M | Price | 18.13 |
| IPO Date | Jul 01, 1996 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 0.47% -3.17% | Net Debt/EBITDA | 25.95 | Volume | 831,632 | Change | -0.66% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jun-12-26 | Reiterated | Piper Sandler | Neutral | $17 → $19 |
| Oct-27-25 | Reiterated | Raymond James | Strong Buy | $22 → $23 |
| Oct-10-25 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform | |
| Oct-21-24 | Reiterated | Raymond James | Outperform | $21 → $22 |
| Oct-18-24 | Reiterated | Piper Sandler | Neutral | $17 |
| Jul-22-24 | Reiterated | D.A. Davidson | Neutral | $19 |
| May-31-24 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Jan-05-24 | Upgrade | Raymond James | Market Perform → Outperform | $28 → $21 |
| Sep-18-23 | Downgrade | DA Davidson | Buy → Neutral | |
| Dec-12-22 | Downgrade | Piper Sandler | Overweight → Neutral |
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 707 | 656 | 688 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 320 | 298 | 316 | — | — | — | — | — | — | |
| Gross Profit | 389 | 357 | 372 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 61 | 21 | 15 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 263 | 244 | 226 | — | — | — | — | — | — | |
| Operating Income | 64 | 93 | 131 | — | — | — | — | — | — | |
| Interest Expense | 309 | 282 | 308 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 309 | 282 | 308 | — | — | — | — | — | — | |
| Net Income Before Taxes | 64 | 93 | 131 | — | — | — | — | — | — | |
| Income Taxes | 16 | 21 | 30 | — | — | — | — | — | — | |
| Consolidated Net Income | 48 | 71 | 100 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 48 | 71 | 100 | — | — | — | — | — | — | |
| Net Income | 48 | 71 | 100 | — | — | — | — | — | — | |
| EPS (Recurring) | 0.85 | 1.17 | 1.65 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 0.85 | 1.17 | 1.65 | — | — | — | — | — | — | |
| EPS (Diluted) | 0.85 | 1.17 | 1.65 | — | — | — | — | — | — | |
| EBITDA | 78 | 93 | 145 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 21.33 | 15.34 | 10.97 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.80 | 1.56 | 1.53 | — | — | — | — | — | — | |
| Gross Margin | 55.02 | 54.42 | 54.07 | — | — | — | — | — | — | |
| Operating Margin | 9.05 | 14.18 | 19.04 | — | — | — | — | — | — | |
| Net Margin | 6.79 | 10.82 | 14.53 | — | — | — | — | — | — | |
| Shares Outstanding | 70 | 57 | 58 | — | — | — | — | — | — | |
| Market Capitalization | 1,269 | 1,023 | 1,050 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Schaeffer Brian | other: SEVP & CIO, OceanFirst Bank | Aug 31 '26 | Sale | 18.91 | 5,500 | 103,978 | 83,068 | Sep 01 |
| BURAN JOHN R | Director | Aug 07 '26 | Sale | 19.40 | 113,463 | 2,201,591 | 0 | Aug 11 |
| Tsimbinos Steven James | Senior EVP & Corp. Secretary | Feb 17 '26 | Option Exercise | 17.28 | 15,000 | 259,200 | 203,878 | Feb 18 |
| Lebel Joseph III | Senior EVP and COO | Feb 17 '26 | Option Exercise | 17.28 | 37,500 | 648,000 | 329,658 | Feb 18 |
| Maher Christopher | Chairman and CEO | Feb 17 '26 | Option Exercise | 17.28 | 59,677 | 1,031,219 | 399,830 | Feb 18 |
| Murphy Joseph M. Jr. | Director | Nov 11 '24 | Sale | 20.03 | 1,500 | 30,045 | 177,417 | Nov 13 |
| Schaeffer Brian | other: EVP & CIO, OceanFirst Bank | May 02 '24 | Sale | 15.49 | 3,500 | 54,215 | 41,868 | May 08 |
| ESTEP MICHELE B | other: EVP & CAO, OceanFirst Bank | Mar 05 '24 | Sale | 14.94 | 6,867 | 102,593 | 155,456 | Mar 07 |
| Lebel Joseph III | President and COO | Mar 05 '24 | Sale | 14.93 | 8,496 | 126,845 | 275,672 | Mar 07 |
| Maher Christopher | Chairman and CEO | Mar 05 '24 | Sale | 14.90 | 10,713 | 159,624 | 328,362 | Mar 07 |
| Schaeffer Brian | other: EVP & CIO, OceanFirst Bank | Mar 05 '24 | Sale | 14.84 | 1,747 | 25,925 | 45,368 | Mar 07 |
| Tsimbinos Steven James | Executive VP/Corp. Secretary | Mar 05 '24 | Sale | 14.79 | 4,687 | 69,321 | 179,557 | Mar 07 |
| GIORDANO ANTHONY III | other: Chief of Banking Ops, OFB | Mar 05 '24 | Sale | 14.81 | 1,980 | 29,324 | 20,479 | Mar 07 |
| Ho Angela K | other: Chief Compliance Officer, OFB | Mar 05 '24 | Sale | 14.87 | 685 | 10,186 | 22,006 | Mar 07 |
| Barros John F | Director | Dec 07 '23 | Buy | 15.38 | 462 | 7,106 | 462 | Dec 11 |