Latest market price
34.47
-0.60-1.71%
OverviewShort InterestFilings
LOBQT52Live Oak Bancshares, Inc.·NYSE
34.47-1.71%
TA
Loading chart...
Signal & projected range
Insider open-market saleHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
Unlock the projected rangeSee where this setup landed historically — with Premium.
Unlock with Premium

Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

Screen all →
TCBK-1.80%$52.52FSUN-0.46%$39.17HOPE-2.72%$13.21OCFC+0.73%$17.94BY-1.18%$38.50INTR-3.84%$4.01STBA-1.06%$50.55HAPN-3.18%$15.53
Snapshot
Index—P/E12.27EPS (ttm)2.81Insider Own12.49%Shs Outstand46.28MPerf Week-1.93%
Market Cap1.60BForward P/E8.22EPS next Y4.19Insider Trans-4.35%Shs Float36.15MPerf Month-5.28%
Enterprise Value595.29MPEG0.36EPS next Q0.89Short Float6.80%Perf Quarter-21.23%
Income137.00MP/S1.42EPS this Y41.84%Short Ratio11.07Perf Half Y-7.26%
Sales1.12BP/B1.22EPS next Y49.44%ROA0.81%Short Interest2.46MPerf YTD0.35%
Book/sh28.35P/C0.61EPS next 5Y33.95%ROE10.67%52W High44.53 -22.59%Perf Year8.23%
Cash/sh56.20P/FCF—EPS past 3/5Y-17.27% 9.20%ROIC9.15%52W Low29.36 17.40%Perf 3Y27.71%
Dividend Est.0.12 (0.35%)EV/EBITDA2.65Sales past 3/5Y26.93% 22.46%Gross Margin48.56%Volatility2.61% 2.83%Perf 5Y-52.70%
Dividend TTM0.12 (0.35%)EV/Sales0.53EPS Y/Y TTM88.59%Oper. Margin17.90%ATR (14)1.00Perf 10Y144.47%
Dividend Ex-DateSep 01, 2026Quick Ratio0.20Sales Y/Y TTM13.32%Profit Margin12.22%RSI (14)37.69Recom2.40
Dividend Gr. 3/5Y0.00% 0.00%Current Ratio0.20EPS Q/Q-5.45%SMA20-1.51%Beta1.79Target Price39.50
Payout9.29%Debt/Eq0.08Sales Q/Q17.05%SMA50-7.25%Rel Volume0.75Prev Close35.07
Employees1,027LT Debt/Eq0.08EarningsJan 20SMA200-9.53%Avg Volume230.45KPrice34.47
IPO DateJul 23, 2015Option/ShortYes / YesEPS/Sales Surpr.-20.97% 4.13%Net Debt/EBITDA-11.17Volume173,935Change-1.71%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-14-26ReiteratedCantor FitzgeraldNeutral$45 → $41
Oct-07-26ReiteratedPiper SandlerNeutral$41 → $38
Aug-19-26ReiteratedCantor FitzgeraldNeutral$44 → $45
Jul-15-26ReiteratedCantor FitzgeraldNeutral$42 → $44
Apr-27-26ReiteratedPiper SandlerNeutral$35 → $41
Oct-24-25ReiteratedPiper SandlerNeutral$46 → $35
Sep-24-25InitiatedTD CowenBuy$50
Sep-09-25InitiatedCantor FitzgeraldNeutral$42
Aug-19-25UpgradeKeefe, Bruyette & WoodsMarket Perform → Outperform
Jul-29-24ReiteratedPiper SandlerNeutral$46
Latest News· Times ET
Oct-27-26
Oct-27-2601:10AM
Live Oak Bancshares (LOB) Stock Still Looks Cheap After a 61% FallYahoo
Oct-26-26
Oct-26-2604:59PM
Live Oak Bancshares: 3 Key Takeaways for Long-Term Investorsfool.com
Oct-22-26
Oct-22-2605:05PM
What Live Oak Bancshares (LOB) Said on Its Q3 Earnings Callmarketbeat.com
02:27PM
Live Oak Bancshares, Inc. (LOB) Q3 2026 Earnings Call Transcriptseekingalpha.com
Oct-21-26
Oct-21-2608:31PM
Live Oak Bancshares (LOB) Reports Q3 Earnings: What Key Metrics Have to Sayzacks.com
06:51PM
Live Oak Bancshares (LOB) Q3 Earnings Lag Estimateszacks.com
04:15PM
Live Oak Bancshares, Inc. Reports Third Quarter 2026 Resultsglobenewswire.com
Oct-20-26
Oct-20-2608:45AM
Southern First (SFST) Q3 Earnings Surpass EstimatesYahoo
Oct-19-26
Oct-19-2608:30AM
Live Oak Bank Named Nation's Top SBA 7(a) Lenderglobenewswire.com
Oct-14-26
Oct-14-2611:01AM
Live Oak Bancshares (LOB) Earnings Expected to Grow: What to Know Ahead of Next Week's Releasezacks.com
02:55AM
Cantor Fitzgerald Maintains Neutral on Live Oak Bancshares, Lowers Price Target to $41Benzinga
Oct-11-26
Oct-11-2608:15AM
Reviewing First Busey (NASDAQ:BUSE) & Live Oak Bancshares (NYSE:LOB)defenseworld.net
Oct-07-26
Oct-07-2604:30PM
Live Oak Bancshares, Inc. Announces Date of Third Quarter 2026 Financial Resultsglobenewswire.com
Oct-02-26
Oct-02-2611:58AM
2 Russell 2000 Stocks to Target This Week and 1 We Turn DownYahoo
Sep-28-26
Sep-28-2606:37PM
Live Oak Bancshares' Drop Doesn't Mean It's Time To Pile InSeekingAlpha
Company

Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loans (covering both owner-occupied and non-owner-occupied properties), and commercial land loans. Beyond its primary banking activities, the company provides specialized services. These include handling settlement, accounting, and securitization for government-backed loans; offering wealth and investment management to affluent individuals and families; and delivering investment advisory services to funds that primarily inject venture capital into emerging financial technology companies. For the convenience of its staff and business guests, an on-site restaurant is also available.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue1,1231,041929777—————
Cost of Goods Sold Incl. D&A578538533394—————
Gross Profit545503397382—————
Selling, General and Administrative Excl. Other246254205204—————
Research and Development
0000—————
Other Operating Expense988810295—————
Operating Income2011618983—————
Interest Expense473460436343—————
Unusual Expense
—————————
Non-Operating Income (Expense)473460436343—————
Net Income Before Taxes2011618983—————
Income Taxes6457129—————
Consolidated Net Income1371047774—————
Net Income From Continuing Operations1371047774—————
Net Income1371047774—————
EPS (Recurring)2.842.241.721.67—————
EPS (Basic, Before Extraordinaries)2.842.241.721.67—————
EPS (Diluted)2.812.221.691.64—————
EBITDA224191113104—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio12.2715.4723.4027.74—————
Price To Sales Ratio1.411.521.922.58—————
Gross Margin48.5348.3242.7349.16—————
Operating Margin17.9015.479.5810.68—————
Net Margin12.209.998.299.52—————
Shares Outstanding46464544—————
Market Capitalization1,5861,5801,7802,002—————
Operating Lease Expense
—————————
Unlock full historical data
See years of past statements with Premium.
Unlock with Premium
Insider Trading Volume
$45.91$41.25$36.58$31.92$27.26● Close Price0.00M0.81M1.61M2.42M3.22MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Seward Gregory WGeneral CounselOct 26 '26Sale35.315,000176,551108,797Oct 28
MAHAN JAMES S IIIChief Executive OfficerSep 10 '26Sale38.7510,000387,4852,747,844Sep 11
MAHAN JAMES S IIIChief Executive OfficerSep 09 '26Sale38.6310,000386,3122,757,844Sep 11
MAHAN JAMES S IIIChief Executive OfficerSep 03 '26Sale39.7510,000397,4662,767,844Sep 08
Bradford Tonya WilliamsDirectorSep 03 '26Sale39.891,60063,8248,043Sep 08
WILLIAMS WILLIAM L. IIIDirectorSep 03 '26Sale40.096,590264,2201,105,726Sep 08
WILLIAMS WILLIAM L. IIIDirectorSep 02 '26Sale40.001,81072,4011,112,316Sep 03
MAHAN JAMES S IIIChief Executive OfficerSep 02 '26Sale39.5410,000395,4122,777,844Sep 03
MAHAN JAMES S IIIChief Executive OfficerAug 27 '26Sale39.6610,000396,5902,787,844Aug 28
MAHAN JAMES S IIIChief Executive OfficerAug 26 '26Sale39.9910,000399,8782,797,844Aug 28
Losch William C IIIPresidentAug 25 '26Option Exercise0.0050,0000285,613Aug 26
MAHAN JAMES S IIIChief Executive OfficerAug 20 '26Sale40.5310,000405,2832,807,844Aug 21
MAHAN JAMES S IIIChief Executive OfficerAug 19 '26Sale41.2310,000412,3162,817,844Aug 21
Cairns MichaelChief Credit OfficerAug 19 '26Option Exercise0.002,420012,604Aug 21
Phifer Walter JChief Financial OfficerAug 18 '26Option Exercise0.002,916013,019Aug 19
open in yahoo·open in reuters·open in marketwatch·open in google·open in EDGAR
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.