Triumph Financial, Inc. (NYSE: TFIN) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 53.94 | EPS (ttm) | 1.48 | Insider Own | 10.03% | Shs Outstand | 23.89M | Perf Week | 3.57% |
| Market Cap | 1.91B | Forward P/E | 25.25 | EPS next Y | 3.16 | Insider Trans | 0.53% | Shs Float | 21.25M | Perf Month | 1.46% |
| Enterprise Value | 1.68B | PEG | 0.89 | EPS next Q | 0.58 | Inst Own | - | Short Float | 10.86% | Perf Quarter | 21.54% |
| Income | 38.00M | P/S | 3.98 | EPS this Y | 32.97% | Inst Trans | - | Short Ratio | 8.44 | Perf Half Y | 24.70% |
| Sales | 479.00M | P/B | 1.98 | EPS next Y | 60.67% | ROA | 0.52% | Short Interest | 2.31M | Perf YTD | 27.46% |
| Book/sh | 40.30 | P/C | 5.58 | EPS next 5Y | 60.67% | ROE | 4.09% | 52W High | 83.52 -4.42% | Perf Year | 45.81% |
| Cash/sh | 14.31 | P/FCF | 19.47 | EPS past 3/5Y | -38.30% -18.14% | ROIC | 4.87% | 52W Low | 46.43 71.94% | Perf 3Y | 11.56% |
| Dividend Est. | - | EV/EBITDA | 22.09 | Sales past 3/5Y | 0.85% 6.71% | Gross Margin | 85.97% | Volatility | 3.87% 3.85% | Perf 5Y | 7.27% |
| Dividend TTM | - | EV/Sales | 3.50 | EPS Y/Y TTM | 174.07% | Oper. Margin | 10.63% | ATR (14) | 3.01 | Perf 10Y | 366.84% |
| Dividend Ex-Date | Mar 12, 2021 | Quick Ratio | 0.00 | Sales Y/Y TTM | -1.84% | Profit Margin | 8.05% | RSI (14) | 57.40 | Recom | 3.00 |
| Dividend Gr. 3/5Y | - | Current Ratio | 0.00 | EPS Q/Q | 193.33% | SMA20 | 2.65% | Beta | 1.37 | Target Price | 80.67 |
| Payout | 8.30% | Debt/Eq | 0.42 | Sales Q/Q | -16.28% | SMA50 | 6.22% | Rel Volume | 1.23 | Prev Close | 76.63 |
| Employees | 1,443 | LT Debt/Eq | 0.42 | Earnings | Oct 21 | SMA200 | 23.25% | Avg Volume | 271.81K | Price | 79.83 |
| IPO Date | Nov 07, 2014 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 0.57% 4.86% | Net Debt/EBITDA | 0.52 | Volume | 335,167 | Change | 4.18% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-29-26 | Reiterated | DA Davidson | Neutral | $74 → $82 |
| Jul-23-26 | Reiterated | Stephens & Co. | Equal Weight | $59 → $88 |
| Apr-23-26 | Upgrade | Raymond James | Market Perform → Outperform | $103 → $72 |
| Jan-12-26 | Downgrade | B. Riley Securities | Buy → Neutral | |
| Oct-20-25 | Upgrade | B. Riley Securities | Neutral → Buy | |
| Oct-17-25 | Reiterated | Stephens & Co. | Equal Weight | $74 → $59 |
| Feb-27-25 | Upgrade | Keefe, Bruyette & Woods | Underperform → Market Perform | |
| Jul-19-24 | Downgrade | Keefe, Bruyette & Woods | Market Perform → Underperform | |
| Jul-19-24 | Reiterated | DA Davidson | Neutral | $74 |
| Feb-12-24 | Downgrade | Piper Sandler | Neutral → Underweight |
Triumph Financial, Inc., a financial technology enterprise founded in 1981 and based in Dallas, Texas, centers its operations on payments, factoring, and banking. The company, which rebranded from Triumph Bancorp, Inc. in December 2022, executes its strategy through various subsidiaries, including TriumphPay, Triumph, and TBK Bank. It offers a comprehensive array of cash flow management services specifically designed for the trucking industry, encompassing invoice factoring, fuel discount programs, truck and cargo insurance, equipment financing, and general banking and treasury functionalities. Additionally, Triumph Financial provides a broader range of financial solutions such as factoring products, diverse insurance offerings, equipment finance, and asset-based lending.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 479 | 516 | 488 | 472 | 503 | 442 | 373 | 343 | 285 | |
| Cost of Goods Sold Incl. D&A | 67 | 83 | 91 | 66 | 25 | 10 | 76 | 63 | 52 | |
| Gross Profit | 413 | 433 | 397 | 406 | 478 | 432 | 297 | 280 | 233 | |
| Selling, General and Administrative Excl. Other | 252 | 246 | 228 | 220 | 211 | 182 | 133 | 140 | 115 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 110 | 154 | 149 | 133 | 130 | 106 | 79 | 64 | 51 | |
| Operating Income | 51 | 33 | 20 | 53 | 137 | 145 | 85 | 75 | 67 | |
| Interest Expense | 4 | 80 | 72 | 54 | 19 | 18 | 37 | 55 | 36 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 2 | 80 | 72 | 54 | 19 | 18 | 37 | 55 | 36 | |
| Net Income Before Taxes | 49 | 33 | 20 | 53 | 137 | 145 | 85 | 75 | 67 | |
| Income Taxes | 12 | 8 | 4 | 12 | 35 | 32 | 21 | 17 | 15 | |
| Consolidated Net Income | 38 | 25 | 16 | 41 | 102 | 113 | 64 | 59 | 52 | |
| Net Income From Continuing Operations | 38 | 25 | 16 | 41 | 102 | 113 | 64 | 59 | 52 | |
| Net Income | 38 | 25 | 16 | 41 | 102 | 113 | 64 | 59 | 52 | |
| EPS (Recurring) | 1.48 | 0.94 | 0.55 | 1.63 | 4.06 | 4.44 | 2.56 | 2.26 | 2.06 | |
| EPS (Basic, Before Extraordinaries) | 1.48 | 0.94 | 0.55 | 1.63 | 4.06 | 4.44 | 2.56 | 2.26 | 2.06 | |
| EPS (Diluted) | 1.48 | 0.93 | 0.54 | 1.61 | 3.96 | 4.35 | 2.53 | 2.25 | 2.03 | |
| EBITDA | 76 | 48 | 54 | 83 | 166 | 168 | 104 | 93 | 79 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 53.94 | 67.34 | 168.30 | 49.80 | 12.34 | 27.37 | 19.19 | 16.90 | 14.63 | |
| Price To Sales Ratio | 4.00 | 2.91 | 4.28 | 3.91 | 2.33 | 6.74 | 3.12 | 2.88 | 2.61 | |
| Gross Margin | 86.22 | 83.91 | 81.35 | 86.02 | 95.03 | 97.74 | 79.62 | 81.63 | 81.75 | |
| Operating Margin | 10.65 | 6.40 | 4.10 | 11.23 | 27.24 | 32.81 | 22.79 | 21.87 | 23.51 | |
| Net Margin | 7.93 | 4.84 | 3.28 | 8.69 | 20.28 | 25.57 | 17.16 | 17.20 | 18.25 | |
| Shares Outstanding | 24 | 24 | 23 | 23 | 24 | 25 | 24 | 26 | 25 | |
| Market Capitalization | 1,916 | 1,503 | 2,090 | 1,844 | 1,173 | 2,977 | 1,165 | 989 | 743 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Schreyer Edward Joseph | EVP, Chief Operating Officer | May 22 '26 | Sale | 66.70 | 2,900 | 193,430 | 18,434 | May 26 |
| Ritterbusch Todd | President - TBK Bank, SSB | May 08 '26 | Buy | 67.01 | 7,000 | 469,070 | 22,804 | May 11 |
| Voss William B. | Chief Financial Officer | Mar 10 '26 | Sale | 59.57 | 427 | 25,436 | 12,757 | Mar 12 |
| Voss William B. | Chief Financial Officer | Mar 10 '26 | Option Exercise | 15.87 | 427 | 6,776 | 13,184 | Mar 12 |
| Graft Aaron P | President & CEO | Feb 27 '26 | Buy | 55.87 | 8,949 | 499,981 | 149,182 | Mar 02 |
| Nelson Adam D | EVP and General Counsel | Dec 18 '25 | Sale | 65.18 | 3,000 | 195,540 | 24,832 | Dec 19 |
| Schreyer Edward Joseph | EVP, Chief Operating Officer | Sep 02 '25 | Sale | 60.43 | 7,275 | 439,628 | 17,919 | Sep 04 |
| Nelson Adam D | EVP and General Counsel | Aug 25 '25 | Sale | 60.39 | 3,500 | 211,365 | 27,832 | Aug 26 |
| Graft Aaron P | President & CEO | Aug 22 '25 | Sale | 60.18 | 6,500 | 391,170 | 144,558 | Aug 26 |
| Nelson Adam D | EVP and General Counsel | Jul 01 '25 | Sale | 60.16 | 3,500 | 210,560 | 31,332 | Jul 02 |
| Schreyer Edward Joseph | EVP, Chief Operating Officer | Jun 09 '25 | Sale | 60.00 | 7,275 | 436,500 | 25,194 | Jun 10 |
| Graft Aaron P | President & CEO | Jun 09 '25 | Sale | 60.15 | 6,500 | 390,975 | 151,058 | Jun 10 |
| Deadman Davis R | Director | May 05 '25 | Buy | 21.50 | 399 | 8,579 | 26,500 | May 05 |
| Deadman Davis R | Director | May 02 '25 | Buy | 21.70 | 601 | 13,042 | 26,101 | May 05 |
| Rafferty Michael P | Director | May 02 '25 | Buy | 21.50 | 688 | 14,792 | 9,338 | May 05 |