TriCo Bancshares (NASDAQ: TCBK) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 14.06 | EPS (ttm) | 4.17 | Insider Own | 13.61% | Shs Outstand | 32.15M | Perf Week | 1.05% |
| Market Cap | 1.88B | Forward P/E | 13.38 | EPS next Y | 4.38 | Insider Trans | 0.00% | Shs Float | 30.32M | Perf Month | 8.31% |
| Enterprise Value | 1.86B | PEG | 6.01 | EPS next Q | 1.08 | Inst Own | - | Short Float | 3.84% | Perf Quarter | 17.10% |
| Income | 136.00M | P/S | 3.45 | EPS this Y | 2.69% | Inst Trans | - | Short Ratio | 4.99 | Perf Half Y | 14.87% |
| Sales | 546.00M | P/B | 1.40 | EPS next Y | 2.34% | ROA | 1.36% | Short Interest | 1.16M | Perf YTD | 23.77% |
| Book/sh | 41.80 | P/C | 17.95 | EPS next 5Y | 2.34% | ROE | 10.23% | 52W High | 61.71 -4.99% | Perf Year | 45.63% |
| Cash/sh | 3.27 | P/FCF | 13.40 | EPS past 3/5Y | -1.06% 11.43% | ROIC | 1.39% | 52W Low | 40.33 45.38% | Perf 3Y | 56.64% |
| Dividend Est. | 1.44 (2.46%) | EV/EBITDA | 9.33 | Sales past 3/5Y | 8.96% 10.95% | Gross Margin | 78.20% | Volatility | 1.61% 2.21% | Perf 5Y | 46.32% |
| Dividend TTM | 1.44 (2.46%) | EV/Sales | 3.40 | EPS Y/Y TTM | 20.17% | Oper. Margin | 34.49% | ATR (14) | 1.25 | Perf 10Y | 110.37% |
| Dividend Ex-Date | Jun 05, 2026 | Quick Ratio | 0.00 | Sales Y/Y TTM | 4.20% | Profit Margin | 24.83% | RSI (14) | 58.91 | Recom | 2.67 |
| Dividend Gr. 3/5Y | 7.85% 9.42% | Current Ratio | 0.00 | EPS Q/Q | 26.19% | SMA20 | 0.90% | Beta | 0.62 | Target Price | 63.00 |
| Payout | 33.72% | Debt/Eq | 0.06 | Sales Q/Q | 4.55% | SMA50 | 7.75% | Rel Volume | 0.94 | Prev Close | 58.04 |
| Employees | 1,148 | LT Debt/Eq | 0.06 | Earnings | Oct 22 | SMA200 | 17.73% | Avg Volume | 293.77K | Price | 58.63 |
| IPO Date | Apr 20, 1993 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.75% 0.80% | Net Debt/EBITDA | -0.14 | Volume | 274,747 | Change | 1.02% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-27-26 | Reiterated | DA Davidson | Neutral | $66 → $65 |
| Jul-14-26 | Reiterated | DA Davidson | Neutral | $54 → $66 |
| Jul-14-26 | Downgrade | Piper Sandler | Overweight → Neutral | $63 → $61 |
| Jul-14-26 | Downgrade | Raymond James | Outperform → Market Perform | |
| Apr-27-26 | Reiterated | Piper Sandler | Overweight | $59 → $63 |
| Jan-26-26 | Reiterated | Piper Sandler | Overweight | $50 → $59 |
| Jan-26-26 | Reiterated | Stephens & Co. | Overweight | $50 → $55 |
| Jan-23-26 | Reiterated | DA Davidson | Neutral | $45 → $54 |
| Oct-24-25 | Reiterated | Raymond James | Outperform | $51 → $46 |
| Jul-25-25 | Reiterated | DA Davidson | Neutral | $55 → $45 |
TriCo Bancshares functions as the parent company for Tri Counties Bank, delivering a full spectrum of commercial banking services to both individual clients and corporate entities. The institution accommodates various deposit types, including checking, savings, and term accounts. Its lending portfolio is comprehensive, featuring financing for small businesses, a range of real estate mortgages (encompassing residential and commercial properties), personal consumer loans, general commercial credit facilities (with a focus on agricultural lending), and funding for real estate development projects. Beyond deposits and loans, the company offers treasury management solutions, standard banking amenities such as safe deposit boxes, and independent financial and broker-dealer services. Established in 1975 and headquartered in Chico, California, the bank maintains a substantial presence throughout 31 counties in California, operating 61 traditional branches, 7 in-store branches, and 7 specialized loan production offices.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 546 | 533 | 524 | 493 | 412 | 335 | 317 | 321 | 272 | |
| Cost of Goods Sold Incl. D&A | 119 | 129 | 142 | 106 | 28 | -1 | 52 | 14 | 15 | |
| Gross Profit | 427 | 405 | 382 | 387 | 384 | 336 | 265 | 307 | 257 | |
| Selling, General and Administrative Excl. Other | 178 | 173 | 161 | 145 | 137 | 112 | 117 | 113 | 100 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 61 | 62 | 66 | 81 | 73 | 60 | 61 | 67 | 64 | |
| Operating Income | 188 | 169 | 155 | 161 | 174 | 164 | 87 | 127 | 93 | |
| Interest Expense | 112 | 120 | 135 | 82 | 10 | 6 | 9 | 15 | 13 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 109 | 117 | 135 | 82 | 10 | 6 | 9 | 15 | 13 | |
| Net Income Before Taxes | 185 | 166 | 155 | 161 | 174 | 164 | 87 | 127 | 93 | |
| Income Taxes | 49 | 45 | 40 | 44 | 48 | 46 | 23 | 35 | 25 | |
| Consolidated Net Income | 136 | 122 | 115 | 117 | 125 | 118 | 65 | 92 | 68 | |
| Net Income From Continuing Operations | 136 | 122 | 115 | 117 | 125 | 118 | 65 | 92 | 68 | |
| Net Income | 136 | 122 | 115 | 117 | 125 | 118 | 65 | 92 | 68 | |
| EPS (Recurring) | 4.21 | 3.73 | 3.48 | 3.53 | 3.85 | 3.96 | 2.17 | 3.02 | 2.57 | |
| EPS (Basic, Before Extraordinaries) | 4.21 | 3.73 | 3.48 | 3.53 | 3.85 | 3.96 | 2.17 | 3.02 | 2.57 | |
| EPS (Diluted) | 4.17 | 3.71 | 3.47 | 3.52 | 3.83 | 3.94 | 2.16 | 3.00 | 2.54 | |
| EBITDA | 199 | 183 | 171 | 180 | 192 | 181 | 105 | 144 | 104 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 14.06 | 12.77 | 12.59 | 12.21 | 13.31 | 10.90 | 16.33 | 13.60 | 13.30 | |
| Price To Sales Ratio | 3.44 | 2.84 | 2.75 | 2.88 | 4.08 | 3.85 | 3.34 | 3.81 | 3.73 | |
| Gross Margin | 78.21 | 75.98 | 72.90 | 78.50 | 93.20 | 100.30 | 83.60 | 95.64 | 94.49 | |
| Operating Margin | 34.43 | 31.71 | 29.58 | 32.66 | 42.23 | 48.96 | 27.44 | 39.56 | 34.19 | |
| Net Margin | 24.91 | 22.89 | 21.95 | 23.73 | 30.34 | 35.22 | 20.50 | 28.66 | 25.00 | |
| Shares Outstanding | 32 | 32 | 33 | 33 | 33 | 30 | 30 | 30 | 30 | |
| Market Capitalization | 1,876 | 1,516 | 1,442 | 1,418 | 1,683 | 1,289 | 1,058 | 1,224 | 1,014 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| CARNEY CRAIG B | EVP Chief Credit Officer | Jun 25 '26 | Option Exercise | 0.00 | 8,732 | 0 | 43,363 | Jun 29 |
| Levingston Jason Todd | Chief Information Officer | Jun 25 '26 | Option Exercise | 0.00 | 3,071 | 0 | 4,609 | Jun 29 |
| Wiese Peter G | EVP Chief Financial Officer | Jun 25 '26 | Option Exercise | 0.00 | 11,983 | 0 | 57,009 | Jun 29 |
| Gehlmann Gregory A | SVP General Counsel | Jun 25 '26 | Option Exercise | 0.00 | 5,506 | 0 | 24,408 | Jun 29 |
| Rudd Angela Tamara | Chief Risk Officer | Jun 25 '26 | Option Exercise | 0.00 | 1,396 | 0 | 5,734 | Jun 29 |
| SMITH RICHARD P | CEO & President | Jun 25 '26 | Option Exercise | 0.00 | 27,784 | 0 | 296,258 | Jun 29 |
| BAILEY DANIEL K | EVP Chief Banking Officer | Jun 25 '26 | Option Exercise | 0.00 | 9,155 | 0 | 64,074 | Jun 29 |
| Levingston Jason Todd | Chief Information Officer | Jun 12 '26 | Option Exercise | 0.00 | 539 | 0 | 3,006 | Jun 15 |
| Rudd Angela Tamara | Chief Risk Officer | Jun 12 '26 | Option Exercise | 0.00 | 245 | 0 | 5,083 | Jun 15 |
| BAILEY DANIEL K | EVP Chief Banking Officer | Jun 12 '26 | Option Exercise | 0.00 | 1,608 | 0 | 60,235 | Jun 15 |
| Gehlmann Gregory A | SVP General Counsel | Jun 12 '26 | Option Exercise | 0.00 | 967 | 0 | 22,099 | Jun 15 |
| CARNEY CRAIG B | EVP Chief Credit Officer | Jun 12 '26 | Option Exercise | 0.00 | 1,534 | 0 | 39,701 | Jun 15 |
| SMITH RICHARD P | CEO & President | Jun 12 '26 | Option Exercise | 0.00 | 4,879 | 0 | 284,606 | Jun 15 |
| Wiese Peter G | EVP Chief Financial Officer | Jun 12 '26 | Option Exercise | 0.00 | 2,104 | 0 | 51,854 | Jun 15 |
| Giese Cory W | Director | May 22 '26 | Option Exercise | 0.00 | 2,178 | 0 | 10,460 | May 26 |