STEL — Stellar Bancorp, Inc. stock price, charts and financials

QT60Stellar Bancorp, Inc.

Stellar Bancorp, Inc. (NYSE: STEL) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
39.32
+0.01+0.03%
STELQT60Stellar Bancorp, Inc.·NYSE
39.32+0.03%
TA
Loading chart...
Screen all →
Snapshot
Index-P/E19.18EPS (ttm)2.05Insider Own12.27%Shs Outstand50.92MPerf Week1.11%
Market Cap2.00BForward P/E16.38EPS next Y2.40Insider Trans0.00%Shs Float50.68MPerf Month5.30%
Enterprise Value145.20MPEG2.36EPS next Q-Inst Own-Short Float1.52%Perf Quarter9.16%
Income105.00MP/S3.38EPS this Y8.29%Inst Trans-Short Ratio1.71Perf Half Y26.15%
Sales592.00MP/B1.20EPS next Y8.11%ROA0.97%Short Interest772.89KPerf YTD27.08%
Book/sh32.76P/C0.99EPS next 5Y8.11%ROE6.38%52W High40.21 -2.21%Perf Year40.13%
Cash/sh39.91P/FCF17.02EPS past 3/5Y10.62% 13.43%ROIC5.53%52W Low27.88 41.03%Perf 3Y73.29%
Dividend Est.0.60 (1.53%)EV/EBITDA0.91Sales past 3/5Y20.22% 18.98%Gross Margin69.94%Volatility1.31% 1.36%Perf 5Y42.41%
Dividend TTM0.59 (1.50%)EV/Sales0.25EPS Y/Y TTM-4.65%Oper. Margin21.99%ATR (14)0.54Perf 10Y-
Dividend Ex-DateJun 15, 2026Quick Ratio0.23Sales Y/Y TTM-5.28%Profit Margin17.76%RSI (14)63.91Recom2.50
Dividend Gr. 3/5Y3.11% 7.34%Current Ratio0.23EPS Q/Q26.09%SMA202.38%Beta0.71Target Price29.50
Payout26.71%Debt/Eq0.02Sales Q/Q-2.70%SMA504.16%Rel Volume13.13Prev Close39.31
Employees1,053LT Debt/Eq0.02EarningsJul 24SMA20014.18%Avg Volume452.50KPrice39.32
IPO DateNov 08, 2017Option/ShortYes / YesEPS/Sales Surpr.16.00% 2.42%Net Debt/EBITDA-2.35Volume5,942,600Change0.03%
Analyst Ratings
DateActionAnalystRatingTarget
Feb-03-26UpgradeKeefe, Bruyette & WoodsMarket PerformOutperform
Oct-24-25ReiteratedRaymond JamesOutperform$34$32
Apr-28-25ReiteratedRaymond JamesOutperform$31$28
Jul-29-24ReiteratedPiper SandlerNeutral$25$27
May-03-24ReiteratedPiper SandlerOverweight$25
Jan-30-23UpgradePiper SandlerNeutralOverweight
Jun-12-13DowngradeRaymond JamesStrong BuyMarket Perform
Oct-25-12UpgradeRaymond JamesOutperformStrong Buy
Latest News
Company

Stellar Bancorp, Inc. serves as a bank holding company, offering a comprehensive array of commercial banking services. Its core clientele consists of small to medium-sized businesses, various professionals, and individual consumers. The institution provides diverse deposit options, including checking, commercial, money market, and savings accounts, along with other time deposits and certificates of deposit. Its robust loan portfolio spans commercial and industrial financing, commercial real estate loans (which cover multi-family residential properties, construction, and land development), residential real estate lending (such as 1-4 family residential mortgages and new home construction loans), plus consumer and other miscellaneous loan products. For customer convenience, Stellar Bancorp offers access via automated teller machines, drive-through services, and traditional depository facilities. It also embraces digital banking with mobile, telephone, mail, and internet-based services. Additionally, the company furnishes safe deposit boxes, debit cards, cash management and wire transfer solutions, night depository services, direct deposit functionalities, cashier's checks, and letters of credit. Established in 2007 and based in Houston, Texas, Stellar Bancorp, Inc. maintains a physical presence across the Southeast region, with locations in key Texan cities like Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue592596625615343262250171149
Cost of Goods Sold Incl. D&A178183192163852266209
Gross Profit414413434452259239183151139
Selling, General and Administrative Excl. Other10618017717211595856561
Research and Development
000000000
Other Operating Expense1781051121188145422420
Operating Income13012814516263100566259
Interest Expense1691731941543425391711
Unusual Expense
Non-Operating Income (Expense)1691731941543425391711
Net Income Before Taxes13012814516263100566259
Income Taxes252530311118101211
Consolidated Net Income1051031151305182465147
Net Income From Continuing Operations1051031151305182465147
Net Income1051031151305182465147
EPS (Recurring)2.051.992.152.451.482.851.062.031.90
EPS (Basic, Before Extraordinaries)2.051.992.152.451.482.851.062.031.90
EPS (Diluted)2.051.992.152.451.472.821.062.021.89
EBITDA16015717719677107646863
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio19.1815.5513.1911.3620.0410.2824.0715.4115.56
Price To Sales Ratio3.392.702.452.403.013.212.964.554.93
Gross Margin69.9369.3069.4473.5075.5191.2273.2088.3093.29
Operating Margin21.9621.4823.2026.3418.3738.1722.4036.2639.60
Net Margin17.7417.2818.4021.1414.8731.3018.4029.8231.54
Shares Outstanding515254533529292525
Market Capitalization2,0051,6091,5311,4761,031841740778735
Operating Lease Expense
Unlock full historical data
See years of past statements with Premium.
Unlock with Premium
Insider Trading Volume
$41.92$37.13$32.34$27.54$22.75 Close Price0.00K0.00K0.00K0.00K0.00KUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Sirkel Jason D.Chief Banking OfficerJun 17 '26Option Exercise21.0030,000630,00065,535Jun 22
Long Justin MSEVP, GC & SecretaryNov 22 '24Sale30.014,200126,04246,662Nov 22
Wilson William E JrDirectorNov 11 '24Sale30.2824,000726,72071,694Nov 13
Vitulli, III Ramon A.PresidentNov 06 '24Sale30.019,000270,090106,425Nov 08
Wilson William E JrDirectorNov 06 '24Sale30.7044013,5100Nov 08
Egge Paul PSenior Executive VP, CFOOct 30 '24Sale28.006,404179,31260,155Oct 31
Egge Paul PSenior Executive VP, CFOOct 29 '24Sale27.503268,96566,559Oct 31
Long Justin MSEVP, GC & SecretaryMay 24 '24Sale22.885,000114,40053,532May 24
Vitulli, III Ramon A.PresidentMar 19 '24Option Exercise14.1113,262187,127125,308Mar 21
Akin Okan I.Senior Executive VP, CRODec 04 '23Option Exercise14.1111,200158,03284,485Dec 06
Akin Okan I.Senior Executive VP, CRODec 04 '23Sale25.4011,200284,43673,285Dec 06
Egge Paul PSenior Executive VP, CFONov 06 '23Sale23.274,00093,09853,465Nov 08
Akin Okan I.Senior Executive VP, CROAug 30 '23Option Exercise14.1112,735179,69174,747Sep 01
Penland Joe SrDirectorMay 04 '23Buy20.8520,488427,276577,864May 08
Penland Joe SrDirectorMay 03 '23Buy21.5729,512636,465561,376May 04
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.