NP — Neptune Insurance Holdings Inc. stock price, charts and financials

NYSE·Financial Services·Insurance - Brokers·USA

Latest market price

29.79

-0.42-1.39%

Overview Short InterestFilings

NPQT58Neptune Insurance Holdings Inc.·NYSE

Overview Short InterestFilings

29.79-1.39%

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Signal & projected range

Insider open-market saleHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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BWIN-0.06%$31.93 LIFE-1.10%$36.00 CRVL+0.23%$70.67 GSHD+2.29%$54.55 RYAN+0.57%$40.27 CRD-A-4.71%$12.35 WDH-0.98%$1.01 BRO-0.15%$65.02

Snapshot

Index	-	P/E	20.91	EPS (ttm)	1.42	Insider Own	-	Shs Outstand	93.80M	Perf Week	-5.73%

Market Cap	2.79B	Forward P/E	44.31	EPS next Y	0.67	Insider Trans	-19.23%	Shs Float	22.20M	Perf Month	-8.11%

Enterprise Value	2.96B	PEG	1.16	EPS next Q	0.15	Inst Own	-	Short Float	2.31%	Perf Quarter	1.88%

Income	37.00M	P/S	17.46	EPS this Y	-61.57%	Inst Trans	-	Short Ratio	2.85	Perf Half Y	34.37%

Sales	160.00M	P/B	-	EPS next Y	22.82%	ROA	38.15%	Short Interest	2.17M	Perf YTD	2.16%

Book/sh	-2.37	P/C	38.81	EPS next 5Y	18.02%	ROE	-16.92%	52W High	35.15 -15.25%	Perf Year	-

Cash/sh	0.77	P/FCF	40.62	EPS past 3/5Y	-	ROIC	49.08%	52W Low	14.78 101.56%	Perf 3Y	-

Dividend Est.	-	EV/EBITDA	38.98	Sales past 3/5Y	-	Gross Margin	67.14%	Volatility	4.18% 3.71%	Perf 5Y	-

Dividend TTM	-	EV/Sales	18.51	EPS Y/Y TTM	-70.89%	Oper. Margin	54.13%	ATR (14)	1.30	Perf 10Y	-

Dividend Ex-Date	May 12, 2022	Quick Ratio	0.00	Sales Y/Y TTM	-	Profit Margin	28.38%	RSI (14)	34.40	Recom	2.50

Dividend Gr. 3/5Y	-19.19% -8.48%	Current Ratio	0.00	EPS Q/Q	50.00%	SMA20	-8.06%	Beta	0.27	Target Price	33.86

Payout	0.00%	Debt/Eq	-	Sales Q/Q	33.33%	SMA50	-6.69%	Rel Volume	1.39	Prev Close	30.21

Employees	62	LT Debt/Eq	-1.06	Earnings	Nov 11	SMA200	8.94%	Avg Volume	707.71K	Price	29.79

IPO Date	Oct 01, 2025	Option/Short	Yes / Yes	EPS/Sales Surpr.	3.53% 6.68%	Net Debt/EBITDA	2.03	Volume	980,827	Change	-1.39%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Aug-19-26	Upgrade	Morgan Stanley	Equal Weight → Overweight	$31 → $36
Jul-30-26	Downgrade	BMO Capital	Outperform → Market Perform	$20 → $32
Jul-23-26	Reiterated	Morgan Stanley	Equal Weight	$29 → $31
Jul-22-26	Reiterated	Deutsche Bank	Buy	$31 → $33
Jul-22-26	Reiterated	Evercore ISI Group	Outperform	$30 → $36
Jul-15-26	Reiterated	Piper Sandler	Overweight	$30 → $39
Jul-08-26	Downgrade	Keefe, Bruyette & Woods	Outperform → Market Perform
Jun-30-26	Initiated	Wells Fargo	Overweight	$35
May-21-26	Reiterated	Morgan Stanley	Equal Weight	$25 → $29
Apr-13-26	Reiterated	Mizuho	Neutral	$26

Latest News· Times ET

Sep-15-26

Sep-15-2608:41AM

Neptune Insurance Holdings Cl A (NYSE:NP) Dividend Quality for Income InvestorsChartMill

Sep-09-26

Sep-09-2603:32PM

$2.6 Billion in NFIP Subsidies Remain Five Years into Risk Rating 2.0, Neptune Flood Research Group Analysis of FEMA Data ShowsYahoo

Sep-01-26

Sep-01-2610:02PM

Neptune Insurance (NYSE:NP) Shares Pass Above Two Hundred Day Moving Average – Here’s What Happeneddefenseworld.net

Aug-22-26

Aug-22-2605:31AM

Neptune Insurance (NYSE:NP) Balances High Dividend Yield with Solid FundamentalsChartMill

Aug-20-26

Aug-20-2605:58AM

Morgan Stanley Upgrades Neptune Insurance Holdings (NP)Fintel

Aug-17-26

Aug-17-2612:10AM

Insider Selling: Neptune Insurance (NYSE:NP) CFO Sells $1,807,850.52 in Stockdefenseworld.net

Aug-07-26

Aug-07-2611:30PM

Critical Survey: Universal Insurance (NYSE:UVE) versus Neptune Insurance (NYSE:NP)defenseworld.net

Jul-30-26

Jul-30-2608:47PM

BMO Capital Downgrades Neptune Insurance Holdings (NP)Fintel

Jul-23-26

Jul-23-2605:24AM

Wells Fargo Maintains Overweight on Neptune Insurance Hldgs, Raises Price Target to $37Benzinga

Jul-22-26

Jul-22-2612:50PM

Neptune Insurance Holdings Inc. (NP) Q2 2026 Earnings Call Transcriptseekingalpha.com

Jul-21-26

Jul-21-2606:31PM

Compared to Estimates, Neptune Insurance Holdings Inc. (NP) Q2 Earnings: A Look at Key Metricszacks.com

12:22PM

Neptune Insurance Holdings Inc. Reports Second Quarter 2026 Resultsbusinesswire.com

Jul-15-26

Jul-15-2603:23AM

Piper Sandler Maintains Overweight on Neptune Insurance Hldgs, Raises Price Target to $39Benzinga

Jul-10-26

Jul-10-2612:15PM

Neptune Insurance Holdings to Announce Second Quarter 2026 Financial Resultsbusinesswire.com

Jul-09-26

Jul-09-2605:17AM

Mizuho Maintains Neutral on Neptune Insurance Hldgs, Raises Price Target to $32Benzinga

Company

Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023
Total Revenue	160	119	85
Cost of Goods Sold Incl. D&A	56	40	30
Gross Profit	103	79	55
Selling, General and Administrative Excl. Other	10	8	7
Research and Development	0	0	0
Other Operating Expense	13	3	2
Operating Income	80	68	45
Interest Expense	18	18	21
Unusual Expense	—	—	—
Non-Operating Income (Expense)	-8	-5	0
Net Income Before Taxes	54	46	24
Income Taxes	16	12	6
Consolidated Net Income	37	35	18
Net Income From Continuing Operations	37	35	18
Net Income	37	35	18
EPS (Recurring)	0.27	1.58	1.04
EPS (Basic, Before Extraordinaries)	0.27	1.58	1.04
EPS (Diluted)	0.27	1.58	1.04
EBITDA	76	67	47
Other After Tax Adjustments	—	—	—
Stock Option Compensation Expense	—	—	—
Price To Earnings Ratio	108.00	—	—
Price To Sales Ratio	25.15	—	—
Gross Margin	64.38	66.39	64.71
Operating Margin	50.00	57.14	52.94
Net Margin	23.13	29.41	21.18
Shares Outstanding	138	9	9
Market Capitalization	4,024	—	—
Operating Lease Expense	—	—	—

Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Steiner James	Chief Financial Officer	Aug 13 '26	Sale	31.71	114,024	3,615,940	3,749,050	Sep 16
Steiner James	Chief Financial Officer	Aug 12 '26	Sale	31.08	85,976	2,671,748	3,806,062	Sep 16
Carlon Jonathan Winant	Director	Sep 14 '26	Sale	31.15	50,000	1,557,595	603,500	Sep 15
FTV VII, L.P.	10% Owner	Jul 29 '26	Sale	33.22	1,867,840	62,049,645	14,442,941	Jul 31
BSIV Hold 101, LP	10% Owner	Jul 29 '26	Sale	33.22	1,632,160	54,220,355	12,620,558	Jul 31
BSIV Hold 101, LP	10% Owner	May 19 '26	Sale	26.40	688,403	18,173,839	14,252,718	May 19
FTV VII, L.P.	10% Owner	May 19 '26	Sale	26.40	787,806	20,798,078	16,310,781	May 19
BSIV Hold 101, LP	10% Owner	May 15 '26	Sale	26.40	4,589,351	121,158,866	14,941,121	May 19
FTV VII, L.P.	10% Owner	May 15 '26	Sale	26.40	5,252,044	138,653,962	17,098,587	May 19
Burgess Trevor R	CEO & Chairman of the Board	Mar 13 '26	Buy	18.71	50,000	935,345	2,082,964	Mar 13
Vostrizansky Michael Warren	Director	Feb 20 '26	Buy	21.50	23,000	494,415	23,000	Feb 24
Burgess Trevor R	CEO & Chairman of the Board	Oct 02 '25	Buy	20.00	50,000	1,000,000	2,032,964	Nov 14
Steiner James	CFO and Secretary	Oct 02 '25	Buy	20.00	119,050	2,381,000	4,384,715	Nov 14
Carlon Jonathan Winant	Director	Oct 02 '25	Buy	20.00	5,000	100,000	653,500	Nov 14
FTV VII, L.P.	10% Owner	Oct 01 '25	Sale	18.75	678,019	12,712,856	22,350,631	Oct 03

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.