NP — Neptune Insurance Holdings Inc. stock price, charts and financials
QT62Neptune Insurance Holdings Inc.Neptune Insurance Holdings Inc. (NYSE: NP) is a Financial Services company in the Insurance - Brokers industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
Latest market price
31.89
+0.26+0.82%
Analyst
Up 0.8% — BMO Capital downgraded to Market Perform, price target $32.
High confidence
TA
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Snapshot
| Index | - | P/E | 22.21 | EPS (ttm) | 1.42 | Insider Own | - | Shs Outstand | 93.80M | Perf Week | 2.63% |
| Market Cap | 2.97B | Forward P/E | 47.21 | EPS next Y | 0.67 | Insider Trans | -18.84% | Shs Float | 22.20M | Perf Month | -4.79% |
| Enterprise Value | 3.13B | PEG | 1.23 | EPS next Q | 0.15 | Inst Own | - | Short Float | 2.21% | Perf Quarter | 27.49% |
| Income | 37.00M | P/S | 18.54 | EPS this Y | -61.61% | Inst Trans | - | Short Ratio | 2.49 | Perf Half Y | 24.04% |
| Sales | 160.00M | P/B | - | EPS next Y | 22.50% | ROA | 38.15% | Short Interest | 2.07M | Perf YTD | 8.47% |
| Book/sh | -2.37 | P/C | 41.21 | EPS next 5Y | 18.06% | ROE | -16.92% | 52W High | 35.44 -10.01% | Perf Year | - |
| Cash/sh | 0.77 | P/FCF | 40.76 | EPS past 3/5Y | - | ROIC | 49.08% | 52W Low | 14.90 114.01% | Perf 3Y | - |
| Dividend Est. | - | EV/EBITDA | 41.25 | Sales past 3/5Y | - | Gross Margin | 67.14% | Volatility | 6.41% 5.53% | Perf 5Y | - |
| Dividend TTM | - | EV/Sales | 19.59 | EPS Y/Y TTM | -70.89% | Oper. Margin | 54.13% | ATR (14) | 1.88 | Perf 10Y | - |
| Dividend Ex-Date | May 12, 2022 | Quick Ratio | 0.00 | Sales Y/Y TTM | - | Profit Margin | 28.38% | RSI (14) | 52.50 | Recom | 2.57 |
| Dividend Gr. 3/5Y | -19.19% -8.48% | Current Ratio | 0.00 | EPS Q/Q | 50.00% | SMA20 | 0.19% | Beta | 0.20 | Target Price | 32.00 |
| Payout | 0.00% | Debt/Eq | - | Sales Q/Q | 33.33% | SMA50 | 7.06% | Rel Volume | 0.71 | Prev Close | 31.63 |
| Employees | 62 | LT Debt/Eq | -1.06 | Earnings | Nov 11 | SMA200 | 20.95% | Avg Volume | 941.85K | Price | 31.89 |
| IPO Date | Oct 01, 2025 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 3.53% 6.68% | Net Debt/EBITDA | 2.03 | Volume | 672,616 | Change | 0.82% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-30-26 | Downgrade | BMO Capital | Outperform → Market Perform | $20 → $32 |
| Jul-23-26 | Reiterated | Morgan Stanley | Equal Weight | $29 → $31 |
| Jul-22-26 | Reiterated | Deutsche Bank | Buy | $31 → $33 |
| Jul-22-26 | Reiterated | Evercore ISI Group | Outperform | $30 → $36 |
| Jul-15-26 | Reiterated | Piper Sandler | Overweight | $30 → $39 |
| Jul-08-26 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Jun-30-26 | Initiated | Wells Fargo | Overweight | $35 |
| May-21-26 | Reiterated | Morgan Stanley | Equal Weight | $25 → $29 |
| Apr-13-26 | Reiterated | Mizuho | Neutral | $26 |
| Feb-25-26 | Upgrade | Mizuho | Underperform → Neutral |
Latest News
Jul-31-26
Jul-23-26
Jul-23-2609:24AM
Jul-22-26
Jul-22-2604:50PM
Jul-21-26
Jul-21-2610:31PM
04:22PM
Jul-15-26
Jul-15-2607:23AM
Jul-10-26
Jul-10-2604:15PM
Jul-09-26
Jul-09-2609:17AM
Jul-02-26
Jul-02-2601:46PM
Jul-01-26
Jul-01-2610:57AM
Jun-26-26
Company
Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | |
|---|---|---|---|---|
| Total Revenue | 160 | 119 | 85 | |
| Cost of Goods Sold Incl. D&A | 56 | 40 | 30 | |
| Gross Profit | 103 | 79 | 55 | |
| Selling, General and Administrative Excl. Other | 10 | 8 | 7 | |
| Research and Development | 0 | 0 | 0 | |
| Other Operating Expense | 13 | 3 | 2 | |
| Operating Income | 80 | 68 | 45 | |
| Interest Expense | 18 | 18 | 21 | |
| Unusual Expense | — | — | — | |
| Non-Operating Income (Expense) | -8 | -5 | 0 | |
| Net Income Before Taxes | 54 | 46 | 24 | |
| Income Taxes | 16 | 12 | 6 | |
| Consolidated Net Income | 37 | 35 | 18 | |
| Net Income From Continuing Operations | 37 | 35 | 18 | |
| Net Income | 37 | 35 | 18 | |
| EPS (Recurring) | -0.20 | 1.58 | 1.04 | |
| EPS (Basic, Before Extraordinaries) | -0.20 | 1.58 | 1.04 | |
| EPS (Diluted) | -0.20 | 1.58 | 1.04 | |
| EBITDA | 76 | 67 | 47 | |
| Other After Tax Adjustments | — | — | — | |
| Stock Option Compensation Expense | — | — | — | |
| Price To Earnings Ratio | — | — | — | |
| Price To Sales Ratio | 25.15 | — | — | |
| Gross Margin | 64.38 | 66.39 | 64.71 | |
| Operating Margin | 50.00 | 57.14 | 52.94 | |
| Net Margin | 23.13 | 29.41 | 21.18 | |
| Shares Outstanding | 138 | 9 | 9 | |
| Market Capitalization | 4,024 | — | — | |
| Operating Lease Expense | — | — | — |
Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| FTV VII, L.P. | 10% Owner | Jul 29 '26 | Sale | 33.22 | 1,867,840 | 62,049,645 | 14,442,941 | Jul 31 |
| BSIV Hold 101, LP | 10% Owner | Jul 29 '26 | Sale | 33.22 | 1,632,160 | 54,220,355 | 12,620,558 | Jul 31 |
| FTV VII, L.P. | 10% Owner | May 19 '26 | Sale | 26.40 | 787,806 | 20,798,078 | 16,310,781 | May 19 |
| BSIV Hold 101, LP | 10% Owner | May 19 '26 | Sale | 26.40 | 688,403 | 18,173,839 | 14,252,718 | May 19 |
| FTV VII, L.P. | 10% Owner | May 15 '26 | Sale | 26.40 | 5,252,044 | 138,653,962 | 17,098,587 | May 19 |
| BSIV Hold 101, LP | 10% Owner | May 15 '26 | Sale | 26.40 | 4,589,351 | 121,158,866 | 14,941,121 | May 19 |
| Burgess Trevor R | CEO & Chairman of the Board | Mar 13 '26 | Buy | 18.71 | 50,000 | 935,345 | 2,082,964 | Mar 13 |
| Vostrizansky Michael Warren | Director | Feb 20 '26 | Buy | 21.50 | 23,000 | 494,415 | 23,000 | Feb 24 |
| Steiner James | CFO and Secretary | Oct 02 '25 | Buy | 20.00 | 119,050 | 2,381,000 | 4,384,715 | Nov 14 |
| Carlon Jonathan Winant | Director | Oct 02 '25 | Buy | 20.00 | 5,000 | 100,000 | 653,500 | Nov 14 |
| Burgess Trevor R | CEO & Chairman of the Board | Oct 02 '25 | Buy | 20.00 | 50,000 | 1,000,000 | 2,032,964 | Nov 14 |
| FTV VII, L.P. | 10% Owner | Oct 01 '25 | Sale | 18.75 | 678,019 | 12,712,856 | 22,350,631 | Oct 03 |
| BSIV Hold 101, LP | 10% Owner | Oct 01 '25 | Sale | 18.75 | 820,123 | 15,377,306 | 19,530,472 | Oct 03 |
| Schertell Julie | President and CEO | Jan 21 '22 | Option Exercise | 24.09 | 4,505 | 108,525 | 26,265 | Jan 24 |
| Schertell Julie | President and CEO | Jan 21 '22 | Sale | 48.34 | 1,505 | 72,752 | 24,760 | Jan 24 |
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