FBP — First BanCorp. stock price, charts and financials

NYSE·Financial Services·Banks - Regional·PR

Latest market price

28.99

+0.06+0.21%

Overview Short InterestFilings

FBPQT77First BanCorp.·NYSE

Overview Short InterestFilings

28.99+0.21%

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Signal & projected range

Earnings big beat — drift (PEAD)Historical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot

Index	-	P/E	12.10	EPS (ttm)	2.39	Insider Own	3.08%	Shs Outstand	152.67M	Perf Week	0.38%

Market Cap	4.42B	Forward P/E	11.48	EPS next Y	2.52	Insider Trans	-0.27%	Shs Float	147.74M	Perf Month	8.39%

Enterprise Value	4.06B	PEG	0.45	EPS next Q	0.59	Inst Own	-	Short Float	4.67%	Perf Quarter	19.15%

Income	370.58M	P/S	3.48	EPS this Y	0.02%	Inst Trans	-	Short Ratio	4.70	Perf Half Y	30.67%

Sales	1.27B	P/B	2.25	EPS next Y	6.30%	ROA	1.94%	Short Interest	6.90M	Perf YTD	39.56%

Book/sh	-	P/C	9.70	EPS next 5Y	5.67%	ROE	19.03%	52W High	29.46 -1.60%	Perf Year	38.02%

Cash/sh	-	P/FCF	9.97	EPS past 3/5Y	10.58% 36.12%	ROIC	1.94%	52W Low	19.20 50.99%	Perf 3Y	100.62%

Dividend Est.	0.80 (2.76%)	EV/EBITDA	8.79	Sales past 3/5Y	9.63% 10.30%	Gross Margin	74.77%	Volatility	1.71% 1.85%	Perf 5Y	146.00%

Dividend TTM	0.76 (2.62%)	EV/Sales	3.20	EPS Y/Y TTM	30.94%	Oper. Margin	35.34%	ATR (14)	0.53	Perf 10Y	550.11%

Dividend Ex-Date	Aug 27, 2026	Quick Ratio	0.00	Sales Y/Y TTM	6.20%	Profit Margin	29.39%	RSI (14)	70.01	Recom	2.18

Dividend Gr. 3/5Y	16.11% 29.20%	Current Ratio	0.00	EPS Q/Q	24.00%	SMA20	4.43%	Beta	0.81	Target Price	28.75

Payout	31.75%	Debt/Eq	0.10	Sales Q/Q	7.28%	SMA50	10.85%	Rel Volume	0.85	Prev Close	28.93

Employees	3,218	LT Debt/Eq	0.13	Earnings	Oct 22	SMA200	27.55%	Avg Volume	1.52M	Price	28.99

IPO Date	Jan 13, 1987	Option/Short	Yes / Yes	EPS/Sales Surpr.	14.35% -0.17%	Net Debt/EBITDA	-0.78	Volume	1,294,318	Change	0.21%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jul-13-26	Reiterated	Truist Securities	Buy	$26 → $30
Jul-06-26	Reiterated	Wells Fargo	Overweight	$23 → $28
Jul-01-26	Reiterated	Raymond James	Strong Buy	$32
Apr-27-26	Upgrade	Raymond James	Outperform → Strong Buy
Apr-23-26	Reiterated	Piper Sandler	Neutral	$24 → $25
Jan-30-26	Reiterated	Piper Sandler	Neutral	$23 → $24
Jan-29-26	Reiterated	Truist Securities	Buy	$24 → $25
Jan-15-26	Reiterated	Piper Sandler	Neutral	$21 → $23
Oct-27-25	Downgrade	Keefe, Bruyette & Woods	Outperform → Market Perform
Oct-27-25	Reiterated	Truist Securities	Buy	$24

Latest News

Jul-29-26

Jul-29-2612:46PM

Why First BanCorp (FBP) is a Top Dividend Stock for Your Portfoliozacks.com

Jul-28-26

Jul-28-2604:13AM

First BanCorp. (NYSE:FBP) Reaches New 1-Year High – Here’s What Happeneddefenseworld.net

03:26AM

Arrowstreet Capital Limited Partnership Increases Stake in First BanCorp. $FBPdefenseworld.net

Jul-26-26

Jul-26-2604:23AM

Dimensional Fund Advisors LP Sells 165,786 Shares of First BanCorp. $FBPdefenseworld.net

Jul-24-26

Jul-24-2601:01PM

First BanCorp (FBP) is a Great Momentum Stock: Should You Buy?zacks.com

01:02AM

First BanCorp. Q2 Earnings Call Highlightsdefenseworld.net

Jul-23-26

Jul-23-2611:07AM

Benchmark Maintains Buy on First BanCorp, Raises Price Target to $33Benzinga

Jul-22-26

Jul-22-2605:00PM

First BanCorp. (FBP) Q2 2026 Earnings Call Transcriptseekingalpha.com

11:07AM

First BanCorp. Q2 Earnings Call Highlightsmarketbeat.com

10:31AM

First BanCorp (FBP) Q2 Earnings: Taking a Look at Key Metrics Versus Estimateszacks.com

09:11AM

First BanCorp (FBP) Q2 Earnings and Revenues Top Estimateszacks.com

08:00AM

First BanCorp. Announces Earnings for the Quarter Ended June 30, 2026gurufocus.com

Jul-21-26

Jul-21-2605:00PM

First BanCorp Declares Quarterly Cash Dividend on Common Stockbusinesswire.com

10:16AM

Insights Into First BanCorp (FBP) Q2: Wall Street Projections for Key Metricszacks.com

Jul-20-26

Jul-20-2608:30AM

FIRST BANCORP. INVESTOR ALERT: Scott+Scott Attorneys at Law LLP Investigates First BanCorp.'s Directors and Officers for Breach of Fiduciary Duties – FBPbusinesswire.com

Company

First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	1,267	1,257	1,193	1,124	954	882	770	731	669
Cost of Goods Sold Incl. D&A	319	340	349	293	96	-1	264	149	159
Gross Profit	947	916	844	830	858	883	506	582	510
Selling, General and Administrative Excl. Other	324	334	263	258	229	220	198	197	196
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	176	166	190	175	182	235	192	146	123
Operating Income	447	417	391	397	448	428	116	239	191
Interest Expense	245	254	288	226	67	65	93	109	100
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	245	254	288	226	67	65	93	109	100
Net Income Before Taxes	447	417	391	397	448	428	116	239	191
Income Taxes	75	72	92	95	143	147	14	72	-11
Consolidated Net Income	373	345	299	303	305	281	102	167	202
Net Income From Continuing Operations	373	345	299	303	305	281	102	167	202
Net Income	373	345	299	303	305	281	102	167	202
EPS (Recurring)	2.39	2.16	1.82	1.72	1.60	1.32	0.46	0.76	0.92
EPS (Basic, Before Extraordinaries)	2.39	2.16	1.82	1.72	1.60	1.32	0.46	0.76	0.92
EPS (Diluted)	2.37	2.15	1.81	1.71	1.59	1.31	0.46	0.76	0.92
EBITDA	462	437	416	426	479	464	142	260	209
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	12.23	9.64	10.27	9.62	8.00	10.52	20.04	13.93	9.35
Price To Sales Ratio	3.50	2.64	2.57	2.59	2.55	3.28	2.60	3.14	2.78
Gross Margin	74.74	72.87	70.75	73.84	89.94	100.11	65.71	79.62	76.23
Operating Margin	35.28	33.17	32.77	35.32	46.96	48.53	15.06	32.69	28.55
Net Margin	29.44	27.45	25.06	26.96	31.97	31.86	13.25	22.85	30.19
Shares Outstanding	153	160	165	177	191	210	217	217	216
Market Capitalization	4,435	3,317	3,067	2,912	2,430	2,894	2,001	2,298	1,858
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Diaz-Bento Lilian	EVP	Jun 05 '26	Sale	24.33	8,000	194,677	56,375	Jun 08
RIVERA NAYDA	EVP, CCO and Chief of Staff	Mar 16 '26	Option Exercise	0.00	23,069	0	253,280	Mar 18
Alvarez-Cabrero Sara	EVP, General Counsel	Mar 16 '26	Option Exercise	0.00	15,121	0	84,777	Mar 18
Pavia Juan Carlos	EVP, Chief Operating Officer	Mar 16 '26	Option Exercise	0.00	16,515	0	95,851	Mar 18
Berges Gonzalez Orlando	EVP and CFO	Mar 16 '26	Option Exercise	0.00	28,595	0	324,880	Mar 18
McDonald Michael	EVP	Mar 16 '26	Option Exercise	0.00	10,380	0	73,317	Mar 18
Lacasa Jose Maria	EVP	Mar 16 '26	Option Exercise	0.00	14,451	0	80,713	Mar 18
Lopez-Lay Ginoris	EVP	Mar 16 '26	Option Exercise	0.00	15,599	0	219,875	Mar 18
Diaz-Bento Lilian	EVP	Mar 16 '26	Option Exercise	0.00	15,886	0	59,579	Mar 18
ALEMAN AURELIO	President and CEO	Mar 16 '26	Option Exercise	0.00	86,511	0	1,136,058	Mar 18
HERENCIA ROBERTO R	Director	Feb 11 '26	Sale	22.63	4,723	106,896	637,019	Feb 13
McDonald Michael	EVP	Jan 28 '26	Sale	22.11	34,122	754,437	62,937	Jan 29
ALEMAN AURELIO	President and CEO	Aug 22 '25	Sale	22.30	50,000	1,114,925	1,059,547	Aug 26
RIVERA NAYDA	EVP, CCO and Chief of Staff	Aug 19 '25	Sale	21.43	10,000	214,340	230,211	Aug 21
Kafka Donald	EVP	Aug 12 '25	Sale	20.99	40,000	839,744	63,810	Aug 14

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.