Banc of California, Inc. (NYSE: BANC) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | - | EPS (ttm) | -0.36 | Insider Own | 9.53% | Shs Outstand | 153.72M | Perf Week | -1.24% |
| Market Cap | 2.82B | Forward P/E | 8.72 | EPS next Y | 2.10 | Insider Trans | -0.29% | Shs Float | 142.35M | Perf Month | -3.27% |
| Enterprise Value | 3.03B | PEG | 0.27 | EPS next Q | 0.45 | Inst Own | - | Short Float | 7.12% | Perf Quarter | -8.81% |
| Income | -21.12M | P/S | 1.58 | EPS this Y | 19.12% | Inst Trans | - | Short Ratio | 3.43 | Perf Half Y | 8.92% |
| Sales | 1.78B | P/B | 0.89 | EPS next Y | 821.82% | ROA | -0.06% | Short Interest | 10.13M | Perf YTD | -5.03% |
| Book/sh | - | P/C | 7.35 | EPS next 5Y | - | ROE | -0.62% | 52W High | 21.93 -16.46% | Perf Year | 11.44% |
| Cash/sh | - | P/FCF | 7.61 | EPS past 3/5Y | 11.55% - | ROIC | -0.23% | 52W Low | 15.33 19.50% | Perf 3Y | 45.98% |
| Dividend Est. | 0.48 (2.62%) | EV/EBITDA | - | Sales past 3/5Y | 4.06% 42.43% | Gross Margin | 53.06% | Volatility | 2.66% 2.05% | Perf 5Y | 6.14% |
| Dividend TTM | 0.46 (2.51%) | EV/Sales | 1.70 | EPS Y/Y TTM | -169.23% | Oper. Margin | -1.96% | ATR (14) | 0.44 | Perf 10Y | -16.80% |
| Dividend Ex-Date | Sep 15, 2026 | Quick Ratio | 0.27 | Sales Y/Y TTM | -4.81% | Profit Margin | -1.19% | RSI (14) | 41.67 | Recom | 2.56 |
| Dividend Gr. 3/5Y | 18.56% 10.76% | Current Ratio | 0.27 | EPS Q/Q | -1441.67% | SMA20 | -1.37% | Beta | 0.77 | Target Price | 15.00 |
| Payout | -507.10% | Debt/Eq | 0.95 | Sales Q/Q | -7.37% | SMA50 | -5.72% | Rel Volume | 2.00 | Prev Close | 18.50 |
| Employees | 1,904 | LT Debt/Eq | 0.85 | Earnings | Oct 28 | SMA200 | -4.82% | Avg Volume | 3.02M | Price | 18.32 |
| IPO Date | Aug 23, 2002 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -505.47% -3.26% | Net Debt/EBITDA | 26.15 | Volume | 6,048,826 | Change | -0.97% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Sep-15-26 | Reiterated | Barclays | Overweight | $18 → $10 |
| Sep-14-26 | Initiated | UBS | Neutral | $20 |
| Oct-27-25 | Upgrade | Citigroup | Neutral → Buy | |
| Oct-07-25 | Reiterated | Raymond James | Outperform | $16 → $20 |
| Oct-01-25 | Upgrade | JP Morgan | Neutral → Overweight | |
| Jan-06-25 | Upgrade | Wells Fargo | Equal Weight → Overweight | |
| Oct-31-24 | Upgrade | Barclays | Equal Weight → Overweight | $14 → $18 |
| Oct-24-24 | Reiterated | Stephens & Co. | Equal Weight | $15 → $16 |
| Oct-23-24 | Reiterated | Wells Fargo | Equal Weight | $17 |
| Oct-23-24 | Reiterated | DA Davidson | Buy | $18 → $19 |
Banc of California, Inc. is a financial holding company that, through its subsidiary Banc of California, National Association, delivers a full spectrum of banking products and services across the United States. The company's offerings encompass a variety of deposit solutions, including checking, savings, money market, and retirement accounts, alongside both interest-bearing and non-interest-bearing demand accounts, and certificates of deposit. Banc of California also provides diverse commercial and consumer lending options. Its commercial credit facilities include commercial and industrial loans, financing for commercial real estate and multifamily properties, construction loans, warehouse lending, and Small Business Administration (SBA) loans. For individual clients, available products feature single-family residential mortgages, home equity lines of credit (HELOCs), indirect/direct leveraged lending, and various other consumer loan types. In addition to core banking, the institution offers a range of supplementary financial services such as automated bill payment, comprehensive cash and treasury management, foreign exchange, various card payment solutions, remote and mobile deposit capture, automated clearing house (ACH) origination, wire transfers, direct deposit, and internet banking. Further services extend to master demand accounts, interest rate swaps, and secure safe deposit boxes. The company strategically invests in a diverse portfolio, including collateralized loan obligations (CLOs), agency securities, municipal bonds, agency residential mortgage-backed securities (RMBS), and corporate debt instruments. As of December 31, 2020, Banc of California maintained a physical presence with 29 full-service branches located throughout Southern California. Established in 1941 and headquartered in Santa Ana, California, the company rebranded to Banc of California, Inc. in July 2013, having previously been known as First PacTrust Bancorp, Inc.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,783 | 1,811 | 1,873 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 837 | 748 | 929 | — | — | — | — | — | — | |
| Gross Profit | 945 | 1,063 | 943 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 592 | 558 | 412 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 388 | 179 | 362 | — | — | — | — | — | — | |
| Operating Income | -35 | 326 | 169 | — | — | — | — | — | — | |
| Interest Expense | 665 | 699 | 887 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 652 | 687 | 887 | — | — | — | — | — | — | |
| Net Income Before Taxes | -47 | 313 | 169 | — | — | — | — | — | — | |
| Income Taxes | -26 | 84 | 42 | — | — | — | — | — | — | |
| Consolidated Net Income | -21 | 229 | 127 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | -21 | 229 | 127 | — | — | — | — | — | — | |
| Net Income | -21 | 229 | 127 | — | — | — | — | — | — | |
| EPS (Recurring) | -0.41 | 1.18 | 0.52 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | -0.41 | 1.18 | 0.52 | — | — | — | — | — | — | |
| EPS (Diluted) | -0.36 | 1.18 | 0.52 | — | — | — | — | — | — | |
| EBITDA | 9 | 397 | 290 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | — | 16.35 | 29.73 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.60 | 1.65 | 1.39 | — | — | — | — | — | — | |
| Gross Margin | 53.00 | 58.70 | 50.35 | — | — | — | — | — | — | |
| Operating Margin | -1.96 | 18.00 | 9.02 | — | — | — | — | — | — | |
| Net Margin | -1.18 | 12.64 | 6.78 | — | — | — | — | — | — | |
| Shares Outstanding | 156 | 155 | 168 | — | — | — | — | — | — | |
| Market Capitalization | 2,858 | 2,990 | 2,597 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Dotan Ido | GENERAL COUNSEL, CORP SECRTY | Sep 10 '26 | Sale | 18.30 | 10,541 | 192,848 | 45,702 | Sep 11 |
| Lindsay Olivia I | CHIEF RISK OFFICER | Aug 04 '26 | Sale | 19.50 | 6,000 | 117,030 | 32,842 | Aug 04 |
| CORSINI BRYAN M | CHIEF CREDIT OFFICER | May 26 '26 | Sale | 19.06 | 14,988 | 285,731 | 59,045 | May 27 |
| CORSINI BRYAN M | CHIEF CREDIT OFFICER | Apr 29 '26 | Sale | 18.52 | 10,399 | 192,589 | 83,710 | Apr 29 |
| WARBURG PINCUS LLC | Director | Feb 13 '26 | Sale | 20.10 | 4,250,000 | 85,425,000 | 2,640,244 | Feb 17 |
| Hussain Hamid | PRESIDENT OF THE BANK | Feb 09 '26 | Buy | 21.12 | 14,000 | 295,680 | 60,444 | Feb 10 |
| WARBURG PINCUS LLC | Director | Feb 02 '26 | Sale | 20.00 | 11,850,000 | 237,000,000 | 0 | Feb 04 |
| WARBURG PINCUS LLC | director, 10 percent owner: | Sep 08 '25 | Sale | 16.38 | 1,150,000 | 18,837,000 | 3,147,470 | Sep 09 |
| WARBURG PINCUS LLC | director, 10 percent owner: | Sep 05 '25 | Sale | 16.38 | 4,500,000 | 73,710,000 | 4,297,470 | Sep 09 |
| Hussain Hamid | PRESIDENT OF THE BANK | Sep 03 '25 | Sale | 16.80 | 20,000 | 336,100 | 46,444 | Sep 03 |
| Hussain Hamid | PRESIDENT OF THE BANK | Sep 02 '25 | Sale | 16.59 | 20,000 | 331,800 | 66,444 | Sep 03 |
| LASHLEY RICHARD J | Director | Jun 10 '25 | Sale | 14.20 | 37,500 | 532,500 | 2,280,280 | Jun 10 |
| LASHLEY RICHARD J | Director | Jun 09 '25 | Sale | 14.03 | 37,343 | 523,736 | 2,317,780 | Jun 10 |
| LASHLEY RICHARD J | Director | Jun 06 '25 | Sale | 14.00 | 157 | 2,198 | 2,355,123 | Jun 10 |
| Lindsay Olivia I | CHIEF RISK OFFICER | Jun 05 '25 | Sale | 13.58 | 11,000 | 149,380 | 30,902 | Jun 06 |