| Index | — | P/E | — | EPS (ttm) | -0.23 | Insider Own | 21.28% | Shs Outstand | 15.29M | Perf Week | -4.27% |
| Market Cap | 661.74M | Forward P/E | 8.44 | EPS next Y | 5.13 | Insider Trans | 0.55% | Shs Float | 13.18M | Perf Month | 6.78% |
| Enterprise Value | 671.74M | PEG | — | EPS next Q | — | Short Float | 9.53% | Perf Quarter | 1.55% | ||
| Income | -3.00M | P/S | 0.80 | EPS this Y | -66.38% | Short Ratio | 4.41 | Perf Half Y | -43.33% | ||
| Sales | 829.00M | P/B | 1.38 | EPS next Y | 370.42% | ROA | -0.07% | Short Interest | 1.26M | Perf YTD | -62.22% |
| Book/sh | 31.27 | P/C | 14.39 | EPS next 5Y | 149.28% | ROE | -0.76% | 52W High | 120.05 -63.94% | Perf Year | -58.83% |
| Cash/sh | 3.01 | P/FCF | 2.49 | EPS past 3/5Y | 0.33% 19.64% | ROIC | 1.61% | 52W Low | 35.56 21.74% | Perf 3Y | 9.18% |
| Dividend Est. | — | EV/EBITDA | 7.22 | Sales past 3/5Y | 41.77% 56.24% | Gross Margin | 56.97% | Volatility | 5.17% 4.57% | Perf 5Y | 25.55% |
| Dividend TTM | — | EV/Sales | 0.81 | EPS Y/Y TTM | -107.28% | Oper. Margin | 10.85% | ATR (14) | 2.13 | Perf 10Y | — |
| Dividend Ex-Date | — | Quick Ratio | 954.52 | Sales Y/Y TTM | 57.01% | Profit Margin | -0.44% | RSI (14) | 47.68 | Recom | 2.00 |
| Dividend Gr. 3/5Y | — | Current Ratio | 954.52 | EPS Q/Q | 1.14% | SMA20 | 0.86% | Beta | 0.77 | Target Price | 69.00 |
| Payout | 0.00% | Debt/Eq | 0.12 | Sales Q/Q | 29.08% | SMA50 | -2.88% | Rel Volume | 1.39 | Prev Close | 43.66 |
| Employees | 483 | LT Debt/Eq | 0.11 | Earnings | Jan 28 | SMA200 | -36.57% | Avg Volume | 238.34K | Price | 43.29 |
| IPO Date | Jul 19, 2018 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -7.47% -6.00% | Net Debt/EBITDA | 0.11 | Volume | 331,536 | Change | -0.85% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-31-26 | Reiterated | Cowen & Co. | $47 | |
| Jul-31-26 | Reiterated | Raymond James | Strong Buy | $105 → $50 |
| May-01-26 | Reiterated | Stephens | Overweight | $125 → $110 |
| Dec-05-25 | Reiterated | UBS | $155 | |
| Aug-18-25 | Reiterated | Hovde Group | $112 → $126 | |
| Apr-02-25 | Reiterated | Raymond James | Strong Buy | $100 → $105 |
| Jan-29-25 | Reiterated | Raymond James | Strong Buy | $100 |
| Jan-13-22 | Downgrade | Raymond James | Strong Buy → Buy |
Coastal Financial Corporation functions as the parent company for Coastal Community Bank, providing a comprehensive suite of banking products and services. Its clientele includes small and medium-sized businesses, professionals, and individuals across the Puget Sound region of Washington. The bank offers various deposit options, such as checking and savings accounts, certificates of deposit, and money market accounts. Lending activities cover commercial and industrial needs, including term loans, Small Business Administration (SBA) loans, commercial lines of credit, and financing for working capital and equipment. Real estate lending encompasses owner-occupied and investment properties, multi-family residences, and construction and land development projects, alongside standard residential mortgages. Consumer loan products range from automobile, boat, and recreational vehicle financing to secured term loans and overdraft protection. Digital banking services include remote deposit capture, online and mobile access, and direct and reciprocal deposit services, complemented by debit cards. Furthermore, the company delivers specialized business accounts and cash management solutions, such as business checking and savings accounts and treasury services. A distinctive offering is its Banking as a Service (BaaS) platform, enabling broker-dealers and digital financial providers to extend banking capabilities to their own customers. Operating with 14 full-service banking locations, Coastal Financial Corporation was established in 1997 and is headquartered in Everett, Washington.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 829 | 661 | 577 | 440 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 357 | 312 | 401 | 276 | — | — | — | — | — | |
| Gross Profit | 472 | 349 | 175 | 165 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 99 | 92 | 76 | 72 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 283 | 196 | 42 | 36 | — | — | — | — | — | |
| Operating Income | 90 | 61 | 57 | 57 | — | — | — | — | — | |
| Interest Expense | 119 | 120 | 124 | 92 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 24 | 120 | 124 | 92 | — | — | — | — | — | |
| Net Income Before Taxes | -5 | 61 | 57 | 57 | — | — | — | — | — | |
| Income Taxes | 0 | 14 | 12 | 13 | — | — | — | — | — | |
| Consolidated Net Income | -3 | 47 | 45 | 45 | — | — | — | — | — | |
| Net Income From Continuing Operations | -3 | 47 | 45 | 45 | — | — | — | — | — | |
| Net Income | -3 | 47 | 45 | 45 | — | — | — | — | — | |
| EPS (Recurring) | -0.24 | 3.12 | 3.35 | 3.36 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | -0.24 | 3.12 | 3.35 | 3.36 | — | — | — | — | — | |
| EPS (Diluted) | -0.23 | 3.04 | 3.25 | 3.27 | — | — | — | — | — | |
| EBITDA | 93 | 68 | 62 | 59 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | — | 37.69 | 26.13 | 13.58 | — | — | — | — | — | |
| Price To Sales Ratio | 0.78 | 2.60 | 2.06 | 1.31 | — | — | — | — | — | |
| Gross Margin | 56.94 | 52.80 | 30.33 | 37.50 | — | — | — | — | — | |
| Operating Margin | 10.86 | 9.23 | 9.88 | 12.95 | — | — | — | — | — | |
| Net Margin | -0.36 | 7.11 | 7.80 | 10.23 | — | — | — | — | — | |
| Shares Outstanding | 15 | 15 | 14 | 13 | — | — | — | — | — | |
| Market Capitalization | 649 | 1,719 | 1,189 | 577 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Adams Christopher D | Executive Chair | Aug 07 '26 | Buy | 45.15 | 290 | 13,094 | 30,407 | Aug 07 |
| Sprink Eric M | CEO | Aug 06 '26 | Buy | 44.45 | 10,000 | 444,500 | 173,238 | Aug 07 |
| HOVDE STEVEN D | Director, 10% Owner | Aug 06 '26 | Buy | 43.83 | 10,000 | 438,250 | 26,500 | Aug 07 |
| HOVDE STEVEN D | Director, 10% Owner | Aug 05 '26 | Buy | 44.00 | 5,000 | 220,000 | 16,500 | Aug 07 |
| Hamilton Brian T | President of CCBX | Jun 02 '26 | Sale | 71.42 | 7,000 | 499,961 | 67,571 | Jun 02 |
| Lane Thomas D | Director | May 08 '26 | Sale | 72.60 | 300 | 21,780 | 0 | May 11 |
| Hamilton Brian T | President of CCBX | May 01 '26 | Sale | 75.44 | 3,079 | 232,273 | 74,571 | May 01 |
| Hamilton Brian T | President of CCBX | Mar 03 '26 | Sale | 72.37 | 146 | 10,566 | 77,186 | Mar 03 |
| Hamilton Brian T | President of CCBX | Feb 06 '26 | Sale | 88.95 | 48 | 4,270 | 77,332 | Feb 09 |
| Hamilton Brian T | President of CCBX | Feb 04 '26 | Sale | 89.67 | 171 | 15,334 | 77,380 | Feb 05 |
| Sprink Eric M | CEO | Jan 26 '26 | Option Exercise | 8.70 | 10,791 | 93,863 | 169,917 | Jan 28 |
| EDWARDS JOEL G | Chief Financial Officer | Jan 26 '26 | Sale | 111.34 | 1,300 | 144,742 | 11,462 | Jan 28 |
| Sprink Eric M | CEO | Jan 22 '26 | Sale | 116.01 | 4,000 | 464,035 | 159,126 | Jan 23 |
| Sprink Eric M | CEO | Jan 21 '26 | Sale | 114.27 | 8,402 | 960,108 | 163,126 | Jan 23 |
| Sprink Eric M | CEO | Jan 16 '26 | Sale | 114.15 | 3,000 | 342,454 | 171,528 | Jan 16 |