Westamerica Bancorporation (NASDAQ: WABC) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
Latest market price
60.42
+0.10+0.17%
TA
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Snapshot
| Index | - | P/E | 13.31 | EPS (ttm) | 4.54 | Insider Own | 3.15% | Shs Outstand | 23.49M | Perf Week | -0.17% |
| Market Cap | 1.42B | Forward P/E | 12.92 | EPS next Y | 4.68 | Insider Trans | -0.09% | Shs Float | 22.26M | Perf Month | 1.87% |
| Enterprise Value | 1.19B | PEG | 15.48 | EPS next Q | 1.17 | Inst Own | 74.63% | Short Float | 3.36% | Perf Quarter | 11.37% |
| Income | 110.00M | P/S | 5.36 | EPS this Y | 2.09% | Inst Trans | - | Short Ratio | 3.76 | Perf Half Y | 18.12% |
| Sales | 265.00M | P/B | 1.61 | EPS next Y | 0.86% | ROA | 1.91% | Short Interest | 748.35K | Perf YTD | 26.32% |
| Book/sh | 37.59 | P/C | 3.57 | EPS next 5Y | 0.86% | ROE | 12.31% | 52W High | 63.61 -5.01% | Perf Year | 27.68% |
| Cash/sh | 16.90 | P/FCF | 12.21 | EPS past 3/5Y | -0.07% 8.74% | ROIC | 1.91% | 52W Low | 44.93 34.48% | Perf 3Y | 22.63% |
| Dividend Est. | 1.92 (3.18%) | EV/EBITDA | 7.76 | Sales past 3/5Y | 0.62% 5.51% | Gross Margin | 94.95% | Volatility | 1.95% 2.63% | Perf 5Y | 8.38% |
| Dividend TTM | 1.88 (3.11%) | EV/Sales | 4.48 | EPS Y/Y TTM | -12.69% | Oper. Margin | 56.07% | ATR (14) | 1.46 | Perf 10Y | 29.30% |
| Dividend Ex-Date | Aug 03, 2026 | Quick Ratio | 2.29 | Sales Y/Y TTM | -14.79% | Profit Margin | 41.70% | RSI (14) | 56.94 | Recom | 3.38 |
| Dividend Gr. 3/5Y | 2.70% 2.10% | Current Ratio | 2.29 | EPS Q/Q | 4.46% | SMA20 | 0.77% | Beta | 0.55 | Target Price | 57.00 |
| Payout | 41.92% | Debt/Eq | 0.17 | Sales Q/Q | -2.94% | SMA50 | 3.41% | Rel Volume | 0.72 | Prev Close | 60.32 |
| Employees | 627 | LT Debt/Eq | 0.02 | Earnings | Oct 15 | SMA200 | 14.96% | Avg Volume | 196.93K | Price | 60.42 |
| IPO Date | Mar 17, 1980 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 6.85% 2.22% | Net Debt/EBITDA | -1.11 | Volume | 142,131 | Change | 0.17% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-22-24 | Downgrade | Maxim Group | Buy → Hold | |
| Jul-19-24 | Reiterated | Piper Sandler | Neutral | $50 → $57 |
| Apr-19-24 | Reiterated | Piper Sandler | Neutral | $50 |
| Dec-18-18 | Upgrade | BMO Capital | Underperform → Market Perform | |
| Apr-21-17 | Upgrade | Keefe Bruyette & Woods | Underperform → Market Perform | |
| Jul-25-16 | Downgrade | Keefe, Bruyette & Woods | Market Perform → Underperform | |
| Feb-17-16 | Downgrade | Sandler O'Neill | Hold → Sell | |
| Feb-17-16 | Downgrade | Piper Sandler | Hold → Sell | |
| Jan-16-15 | Downgrade | BMO Capital | Market Perform → Underperform | |
| Oct-10-14 | Upgrade | BMO Capital | Underperform → Market Perform |
Latest News
Jul-24-26
Jul-24-2606:06PM
Jul-23-26
Jul-17-26
Jul-17-2608:02AM
Jul-16-26
Jul-16-2611:10AM
11:04AM
Jul-15-26
Jul-15-2601:47PM
Company
Westamerica Bancorporation (WABC) functions as a bank holding company, overseeing Westamerica Bank. Through its subsidiary, it delivers a comprehensive suite of financial products and services to both individual consumers and commercial enterprises. Its deposit offerings cater to retail customers, encompassing savings accounts, checking accounts, and certificates of deposit. The institution's lending activities are diverse, featuring commercial loans, financing for both commercial and residential real estate, construction loans, consumer installment loans, and indirect automobile lending. Geographically, WABC maintains a presence across 21 counties in Northern and Central California, operating 78 branch locations. Incorporated in 1972, the company was initially known as Independent Bankshares Corporation. It adopted its current name, Westamerica Bancorporation, in 1983. Its corporate headquarters are situated in San Rafael, California.
Ownership
Total institutional ownership74.63%
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 265 | 272 | 311 | 328 | 267 | 217 | 208 | 206 | 200 | |
| Cost of Goods Sold Incl. D&A | 13 | 13 | 18 | 3 | 2 | 2 | 6 | 2 | 2 | |
| Gross Profit | 252 | 259 | 293 | 325 | 265 | 215 | 202 | 204 | 198 | |
| Selling, General and Administrative Excl. Other | 83 | 71 | 50 | 48 | 46 | 48 | 51 | 51 | 53 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 20 | 31 | 54 | 55 | 53 | 50 | 44 | 48 | 54 | |
| Operating Income | 149 | 157 | 189 | 222 | 166 | 117 | 107 | 105 | 91 | |
| Interest Expense | 13 | 14 | 17 | 4 | 2 | 2 | 2 | 2 | 2 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 13 | 14 | 17 | 4 | 2 | 2 | 2 | 2 | 2 | |
| Net Income Before Taxes | 149 | 157 | 189 | 222 | 166 | 117 | 107 | 105 | 91 | |
| Income Taxes | 38 | 41 | 50 | 60 | 44 | 31 | 26 | 25 | 19 | |
| Consolidated Net Income | 110 | 116 | 139 | 162 | 122 | 87 | 80 | 80 | 72 | |
| Net Income From Continuing Operations | 110 | 116 | 139 | 162 | 122 | 87 | 80 | 80 | 72 | |
| Net Income | 110 | 116 | 139 | 162 | 122 | 87 | 80 | 80 | 72 | |
| EPS (Recurring) | 4.55 | 4.53 | 5.20 | 6.06 | 4.54 | 3.22 | 2.98 | 2.98 | 2.69 | |
| EPS (Basic, Before Extraordinaries) | 4.55 | 4.53 | 5.20 | 6.06 | 4.54 | 3.22 | 2.98 | 2.98 | 2.69 | |
| EPS (Diluted) | 4.54 | 4.53 | 5.20 | 6.06 | 4.54 | 3.22 | 2.98 | 2.98 | 2.67 | |
| EBITDA | 153 | 163 | 199 | 233 | 182 | 134 | 129 | 126 | 115 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 13.31 | 10.56 | 10.09 | 9.31 | 13.00 | 17.93 | 18.55 | 22.74 | 20.85 | |
| Price To Sales Ratio | 5.24 | 4.40 | 4.55 | 4.64 | 5.97 | 7.18 | 7.18 | 8.88 | 7.52 | |
| Gross Margin | 95.09 | 95.22 | 94.21 | 99.09 | 99.25 | 99.08 | 97.12 | 99.03 | 99.00 | |
| Operating Margin | 56.23 | 57.72 | 60.77 | 67.68 | 62.17 | 53.92 | 51.44 | 50.97 | 45.50 | |
| Net Margin | 41.51 | 42.65 | 44.69 | 49.39 | 45.69 | 40.09 | 38.46 | 38.83 | 36.00 | |
| Shares Outstanding | 23 | 25 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | |
| Market Capitalization | 1,390 | 1,196 | 1,416 | 1,523 | 1,593 | 1,559 | 1,493 | 1,830 | 1,503 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Belton Curtis | SVP/Risk Officer | Jul 24 '26 | Option Exercise | 58.51 | 9,200 | 538,292 | 0 | Jul 24 |
| Baker Robert James Jr | SVP/Banking Division Manager | Jul 20 '26 | Option Exercise | 56.31 | 29,400 | 1,655,406 | 0 | Jul 20 |
| DONOHOE BRIAN J | SVP/Chief Information Officer | Jul 20 '26 | Option Exercise | 57.11 | 21,000 | 1,199,255 | 0 | Jul 20 |
| Baker Robert James Jr | SVP/Banking Division Manager | May 01 '26 | Option Exercise | 49.70 | 10,200 | 506,940 | 5,100 | May 04 |
| Belton Curtis | SVP/Risk Officer | Apr 24 '26 | Option Exercise | 49.70 | 10,600 | 526,820 | 5,300 | Apr 24 |
| Wondeh Inez | Director | Apr 22 '26 | Buy | 53.78 | 61 | 3,281 | 1,007 | Apr 23 |
| Baker Robert James Jr | SVP/Banking Division Manager | Apr 20 '26 | Sale | 53.83 | 759 | 40,860 | 0 | Apr 20 |
| THORSON JOHN A | SVP/Treasurer | Jul 10 '25 | Option Exercise | 49.70 | 6,462 | 321,161 | 15,133 | Jul 11 |
| THORSON JOHN A | SVP/Treasurer | Jul 09 '25 | Option Exercise | 49.70 | 10 | 497 | 21,595 | Jul 11 |
| THORSON JOHN A | SVP/Treasurer | Jul 07 '25 | Option Exercise | 49.70 | 1,093 | 54,322 | 21,605 | Jul 08 |
| THORSON JOHN A | SVP/Treasurer | Jul 03 '25 | Option Exercise | 49.70 | 2 | 99 | 22,698 | Jul 08 |
| Wondeh Inez | Director | Apr 29 '25 | Buy | 48.51 | 451 | 21,878 | 946 | Apr 30 |
| THORSON JOHN A | SVP/Treasurer | Apr 28 '25 | Sale | 48.57 | 2,243 | 108,949 | 11,591 | Apr 29 |
| Baker Robert James Jr | SVP/Banking Division Manager | Apr 24 '25 | Sale | 48.16 | 710 | 34,191 | 0 | Apr 24 |
| Camsey Martin | Director | Apr 24 '25 | Buy | 47.50 | 63 | 2,993 | 63 | Apr 24 |
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