Latest market price
22.04
+0.32+1.50%
OverviewShort InterestFilings
VBNKQT67VersaBank·NASDAQ
22.04+1.50%
TA
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Signal & projected range
QT Score downgradeHistorical pattern — not a prediction
Range still being built for this setupWe don’t yet have a frozen historical track record for qt score downgrade to describe a reliable spread of outcomes. The projected range appears once its backtest is established.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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HOPE-1.58%$13.11TCBK-1.21%$52.96FSUN-0.35%$40.00BY-1.18%$38.48INTR-2.98%$3.91HAPN+0.13%$15.59OCFC-1.77%$18.34STBA-1.46%$51.27
Snapshot
Index—P/E28.57EPS (ttm)0.76Insider Own—Shs Outstand32.42MPerf Week-6.90%
Market Cap703.82MForward P/E8.68EPS next Y2.50Insider Trans—Shs Float20.84MPerf Month-3.08%
Enterprise Value429.82MPEG—EPS next Q0.18Short Float2.15%Perf Quarter10.43%
Income24.00MP/S3.37EPS this Y66.90%Short Ratio3.56Perf Half Y21.49%
Sales209.00MP/B1.74EPS next Y28.74%ROA0.49%Short Interest449.11KPerf YTD44.93%
Book/sh12.46P/C2.01EPS next 5Y—ROE6.17%52W High25.05 -12.04%Perf Year83.21%
Cash/sh10.80P/FCF10.83EPS past 3/5Y1.58% 1.08%ROIC3.52%52W Low11.25 95.87%Perf 3Y196.18%
Dividend Est.0.07 (0.32%)EV/EBITDA11.02Sales past 3/5Y-5.84% 6.09%Gross Margin42.93%Volatility3.22% 2.82%Perf 5Y83.98%
Dividend TTM0.07 (0.32%)EV/Sales2.06EPS Y/Y TTM12.72%Oper. Margin14.48%ATR (14)0.69Perf 10Y—
Dividend Ex-DateOct 09, 2026Quick Ratio0.09Sales Y/Y TTM-2.34%Profit Margin9.92%RSI (14)42.72Recom2.00
Dividend Gr. 3/5Y-2.55% -6.57%Current Ratio0.09EPS Q/Q20.80%SMA20-3.21%Beta1.01Target Price24.00
Payout9.49%Debt/Eq0.19Sales Q/Q-49.09%SMA50-1.37%Rel Volume0.65Prev Close21.71
Employees131LT Debt/Eq0.19EarningsDec 09SMA20015.52%Avg Volume122.08KPrice22.04
IPO DateAug 27, 2021Option/ShortYes / YesEPS/Sales Surpr.-38.24% -4.27%Net Debt/EBITDA-7.03Volume79,156Change1.50%
Analyst Ratings
DateActionAnalystRatingTarget
Sep-03-26ReiteratedRaymond JamesOutperform$23 → $20
Jun-30-26UpgradeRoth CapitalNeutral → Buy$20 → $25
Jun-08-26ReiteratedRoth CapitalNeutral$14 → $20
Dec-11-25ReiteratedRoth CapitalNeutral$10 → $13
Mar-06-25ReiteratedRoth Capital$18 → $10
Sep-27-24InitiatedRoth MKMBuy$18
Dec-19-22ReiteratedRaymond JamesBuy$13 → $9.00
May-13-22ReiteratedRaymond JamesBuy$13
Dec-31-21DowngradeRaymond JamesStrong Buy → Buy
Oct-26-21DowngradeRaymond JamesStrong Buy → Buy
Latest News· Times ET
Oct-27-26
Oct-27-2602:12PM
VersaBank Gets Final Regulatory Approval to Complete ReorganizationYahoo
Oct-19-26
Oct-19-2609:53AM
Money20/20 Just Programmed Six Stablecoin Sessions in Two Days. That Tells You the Pilot Phase Is Over.Yahoo
Oct-18-26
Oct-18-2601:58AM
SB Financial Group (NASDAQ:SBFG) & VersaBank (NASDAQ:VBNK) Head-To-Head Comparisondefenseworld.net
Oct-15-26
Oct-15-2607:00AM
VersaBank Initiates Commercial Phase of Tokenized Deposit Program in the United Statesnewsfilecorp.com
03:09AM
VersaBank Begins U.S. Commercial Phase For Its Proprietary Tokenized DepositsBenzinga
Oct-14-26
Oct-14-2607:00AM
VersaBank Receives Canadian Finance Minister Approval for Reorganizationnewsfilecorp.com
Oct-08-26
Oct-08-2608:31AM
VERSABANK (NASDAQ:VBNK) Combines Minervini Trend Template Strength With High-Growth MomentumChartMill
Oct-07-26
Oct-07-2611:07PM
VersaBank's 2026 Outlook: U.S. Expansion Targets $300 Million in Annual Fundingfool.com
07:31AM
VersaBank (TSE:VBNK) Shareholders to Collect $0.03 Quarterly Dividenddefenseworld.net
Oct-06-26
Oct-06-2609:05AM
VersaBank: Expensive, But Growth Still Justifies A Buyseekingalpha.com
Oct-01-26
Oct-01-2605:00PM
Fiserv’s Digital Asset Platform Is Live. The Plumbing Is the Story.Yahoo
08:30AM
Versabank Partners with Fiserv to Provide Critical Digital Asset Technology and Custody/Reserve Management Services for Bank of North Dakota's Roughrider Stablecoinnewsfilecorp.com
Sep-22-26
Sep-22-2607:00AM
VersaBank Significantly Expands Addressable Market for Structured Receivable Program in the U.S. with Launch of Funding to Small Business SectorYahoo
Sep-16-26
Sep-16-2612:31PM
VersaBank (VBNK:CA) Shareholder/Analyst Call TranscriptSeekingAlpha
Sep-09-26
Sep-09-2606:28PM
VersaBank (VBNK) Q3 2026 Earnings Call TranscriptYahoo
Company

VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
10/31/2025
FY 2024
10/31/2024
FY 2023
10/31/2023
FY 2022
10/31/2022
FY 2021
10/31/2021
FY 2020
10/31/2020
FY 2019
10/31/2019
FY 2018
10/31/2018
Total Revenue2098682176—————
Cost of Goods Sold Incl. D&A1410096—————
Gross Profit106868280—————
Selling, General and Administrative Excl. Other46563834—————
Research and Development
0000—————
Other Operating Expense24043—————
Operating Income36304043—————
Interest Expense13912813496—————
Unusual Expense
—————————
Non-Operating Income (Expense)13912813496—————
Net Income Before Taxes36304043—————
Income Taxes1191111—————
Consolidated Net Income24202931—————
Net Income From Continuing Operations24202931—————
Net Income24202931—————
EPS (Recurring)0.760.641.091.16—————
EPS (Basic, Before Extraordinaries)0.760.641.091.16—————
EPS (Diluted)0.760.641.091.16—————
EBITDA39324244—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio28.9918.4713.706.57—————
Price To Sales Ratio2.424.424.761.13—————
Gross Margin50.72100.00100.0045.45—————
Operating Margin17.2234.8848.7824.43—————
Net Margin11.4823.2635.3717.61—————
Shares Outstanding23322626—————
Market Capitalization507380390199—————
Operating Lease Expense
—————————
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.