Latest market price
15.38
-0.02-0.13%
TA
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Snapshot
| Index | - | P/E | 9.28 | EPS (ttm) | 1.66 | Insider Own | - | Shs Outstand | 115.41M | Perf Week | 0.33% |
| Market Cap | 1.78B | Forward P/E | 6.43 | EPS next Y | 2.40 | Insider Trans | - | Shs Float | 111.50M | Perf Month | -8.17% |
| Enterprise Value | 1.78B | PEG | 0.27 | EPS next Q | - | Inst Own | - | Short Float | - | Perf Quarter | -21.79% |
| Income | 196.00M | P/S | 1.35 | EPS this Y | 9.94% | Inst Trans | - | Short Ratio | - | Perf Half Y | 7.69% |
| Sales | 1.32B | P/B | 1.13 | EPS next Y | 31.30% | ROA | 1.56% | Short Interest | - | Perf YTD | -18.69% |
| Book/sh | 13.58 | P/C | 0.44 | EPS next 5Y | 34.27% | ROE | 12.92% | 52W High | 21.64 -28.93% | Perf Year | 1.38% |
| Cash/sh | 35.17 | P/FCF | - | EPS past 3/5Y | -25.58% - | ROIC | 8.03% | 52W Low | 13.03 18.01% | Perf 3Y | 156.24% |
| Dividend Est. | - | EV/EBITDA | 5.78 | Sales past 3/5Y | 1.68% 24.02% | Gross Margin | 71.07% | Volatility | 3.72% 3.10% | Perf 5Y | -47.10% |
| Dividend TTM | - | EV/Sales | 1.35 | EPS Y/Y TTM | 268.89% | Oper. Margin | 18.19% | ATR (14) | 0.55 | Perf 10Y | -49.59% |
| Dividend Ex-Date | - | Quick Ratio | 2.44 | Sales Y/Y TTM | 13.52% | Profit Margin | 14.84% | RSI (14) | 36.06 | Recom | 2.50 |
| Dividend Gr. 3/5Y | - | Current Ratio | 2.44 | EPS Q/Q | 51.52% | SMA20 | -4.53% | Beta | 1.62 | Target Price | 22.50 |
| Payout | 0.00% | Debt/Eq | 0.01 | Sales Q/Q | 6.65% | SMA50 | -13.21% | Rel Volume | 1.85 | Prev Close | 15.40 |
| Employees | 1,075 | LT Debt/Eq | 0.01 | Earnings | Oct 28 | SMA200 | -11.78% | Avg Volume | 1.47M | Price | 15.38 |
| IPO Date | Dec 10, 2014 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 16.53% 0.19% | Net Debt/EBITDA | -0.00 | Volume | 2,714,872 | Change | -0.13% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Apr-28-26 | Reiterated | Stephens & Co. | Overweight | $15 → $23 |
| Jan-29-26 | Reiterated | Piper Sandler | $16 → $23 | |
| Oct-23-25 | Reiterated | BTIG | Buy | $16 → $18 |
| Jul-30-25 | Reiterated | Piper Sandler | $13 → $16 | |
| Jun-11-25 | Initiated | Stephens | Overweight | $15 |
| Jan-03-25 | Reiterated | Piper Sandler | $15 → $20 | |
| Oct-24-24 | Reiterated | Piper Sandler | $13 → $15 | |
| Aug-02-24 | Reiterated | Seaport Global | $11 → $15 | |
| Jul-31-24 | Reiterated | BTIG | Buy | $12 → $15 |
| Jul-18-24 | Reiterated | Jefferies | $11 → $12 |
Latest News· Times ET
Sep-30-26
Company
Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,318 | 1,335 | 1,161 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 382 | 471 | 552 | — | — | — | — | — | — | |
| Gross Profit | 936 | 864 | 609 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 541 | 391 | 333 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 156 | 139 | 211 | — | — | — | — | — | — | |
| Operating Income | 239 | 334 | 65 | — | — | — | — | — | — | |
| Interest Expense | 346 | 336 | 374 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 356 | 179 | 374 | — | — | — | — | — | — | |
| Net Income Before Taxes | 250 | 177 | 65 | — | — | — | — | — | — | |
| Income Taxes | 19 | 41 | 14 | — | — | — | — | — | — | |
| Consolidated Net Income | 196 | 136 | 51 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 231 | 136 | 51 | — | — | — | — | — | — | |
| Net Income | 196 | 136 | 51 | — | — | — | — | — | — | |
| EPS (Recurring) | 1.70 | 1.18 | 0.46 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 1.70 | 1.18 | 0.46 | — | — | — | — | — | — | |
| EPS (Diluted) | 1.66 | 1.15 | 0.45 | — | — | — | — | — | — | |
| EBITDA | 307 | 370 | 118 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.27 | 16.47 | 35.98 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.34 | 1.63 | 1.56 | — | — | — | — | — | — | |
| Gross Margin | 71.02 | 64.72 | 52.45 | — | — | — | — | — | — | |
| Operating Margin | 18.13 | 25.02 | 5.60 | — | — | — | — | — | — | |
| Net Margin | 14.87 | 10.19 | 4.39 | — | — | — | — | — | — | |
| Shares Outstanding | 115 | 115 | 112 | — | — | — | — | — | — | |
| Market Capitalization | 1,769 | 2,178 | 1,813 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.