UVSP — Univest Financial Corporation stock price, charts and financials
QT78Univest Financial CorporationUnivest Financial Corporation (NASDAQ: UVSP) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 12.68 | EPS (ttm) | 3.49 | Insider Own | 2.33% | Shs Outstand | 27.58M | Perf Week | 0.32% |
| Market Cap | 1.22B | Forward P/E | 11.29 | EPS next Y | 3.92 | Insider Trans | -5.93% | Shs Float | 27.13M | Perf Month | -2.02% |
| Enterprise Value | 1.53B | PEG | 0.47 | EPS next Q | 0.92 | Inst Own | - | Short Float | 2.75% | Perf Quarter | 16.45% |
| Income | 97.86M | P/S | 2.34 | EPS this Y | 8.74% | Inst Trans | - | Short Ratio | 3.46 | Perf Half Y | 35.21% |
| Sales | 521.12M | P/B | 1.29 | EPS next Y | 3.89% | ROA | 1.20% | Short Interest | 744.90K | Perf YTD | 35.13% |
| Book/sh | - | P/C | 11.29 | EPS next 5Y | 3.89% | ROE | 10.41% | 52W High | 45.73 -2.68% | Perf Year | 53.19% |
| Cash/sh | - | P/FCF | 11.86 | EPS past 3/5Y | 6.18% 14.58% | ROIC | 1.20% | 52W Low | 28.07 58.51% | Perf 3Y | 113.20% |
| Dividend Est. | 0.92 (2.07%) | EV/EBITDA | 12.05 | Sales past 3/5Y | 16.22% 12.93% | Gross Margin | 63.54% | Volatility | 1.86% 2.04% | Perf 5Y | 68.09% |
| Dividend TTM | 0.89 (2.00%) | EV/Sales | 2.93 | EPS Y/Y TTM | 34.50% | Oper. Margin | 23.57% | ATR (14) | 0.97 | Perf 10Y | 104.34% |
| Dividend Ex-Date | Aug 05, 2026 | Quick Ratio | 4.22 | Sales Y/Y TTM | 4.40% | Profit Margin | 18.89% | RSI (14) | 54.61 | Recom | 2.67 |
| Dividend Gr. 3/5Y | 1.58% 7.71% | Current Ratio | 4.22 | EPS Q/Q | 18.84% | SMA20 | 0.27% | Beta | 0.65 | Target Price | 32.50 |
| Payout | 25.91% | Debt/Eq | 0.28 | Sales Q/Q | -0.79% | SMA50 | 4.05% | Rel Volume | 1.10 | Prev Close | 44.24 |
| Employees | 960 | LT Debt/Eq | 0.35 | Earnings | Oct 28 | SMA200 | 22.88% | Avg Volume | 227.85K | Price | 44.50 |
| IPO Date | Apr 16, 1998 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -5.75% -2.66% | Net Debt/EBITDA | 2.42 | Volume | 250,063 | Change | 0.59% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Dec-03-25 | Reiterated | Piper Sandler | Neutral | $24 → $34 |
| Jul-26-24 | Reiterated | Piper Sandler | Neutral | $24 |
| Oct-06-23 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Nov-07-22 | Downgrade | Stephens & Co. | Overweight → Equal Weight | |
| May-02-22 | Reiterated | Raymond James | Outperform | $31 |
| Oct-04-17 | Downgrade | Keefe Bruyette & Woods | Outperform → Market Perform | |
| Jun-23-15 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform |
Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 522 | 518 | 500 | 449 | 330 | 293 | 282 | 280 | 251 | |
| Cost of Goods Sold Incl. D&A | 190 | 202 | 207 | 163 | 46 | 11 | 70 | 53 | 53 | |
| Gross Profit | 331 | 316 | 293 | 286 | 284 | 282 | 212 | 226 | 198 | |
| Selling, General and Administrative Excl. Other | 143 | 133 | 130 | 127 | 121 | 109 | 98 | 92 | 85 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 66 | 70 | 68 | 70 | 66 | 58 | 57 | 54 | 52 | |
| Operating Income | 123 | 113 | 95 | 89 | 97 | 114 | 57 | 80 | 61 | |
| Interest Expense | 182 | 190 | 201 | 152 | 34 | 21 | 30 | 45 | 32 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 182 | 190 | 201 | 152 | 34 | 21 | 30 | 45 | 32 | |
| Net Income Before Taxes | 123 | 113 | 95 | 89 | 97 | 114 | 57 | 80 | 61 | |
| Income Taxes | 24 | 23 | 19 | 18 | 19 | 23 | 10 | 14 | 10 | |
| Consolidated Net Income | 99 | 91 | 76 | 71 | 78 | 92 | 47 | 66 | 51 | |
| Net Income From Continuing Operations | 99 | 91 | 76 | 71 | 78 | 92 | 47 | 66 | 51 | |
| Net Income | 99 | 91 | 76 | 71 | 78 | 92 | 47 | 66 | 51 | |
| EPS (Recurring) | 3.49 | 3.16 | 2.61 | 2.42 | 2.66 | 3.12 | 1.60 | 2.24 | 1.73 | |
| EPS (Basic, Before Extraordinaries) | 3.49 | 3.16 | 2.61 | 2.42 | 2.66 | 3.12 | 1.60 | 2.24 | 1.73 | |
| EPS (Diluted) | 3.47 | 3.16 | 2.58 | 2.41 | 2.64 | 3.11 | 1.60 | 2.24 | 1.72 | |
| EBITDA | 127 | 120 | 103 | 93 | 101 | 118 | 62 | 85 | 66 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 12.82 | 10.36 | 11.44 | 9.14 | 9.90 | 9.62 | 12.86 | 11.96 | 12.54 | |
| Price To Sales Ratio | 2.39 | 1.83 | 1.71 | 1.42 | 2.30 | 2.96 | 2.12 | 2.77 | 2.49 | |
| Gross Margin | 63.41 | 61.00 | 58.60 | 63.70 | 86.06 | 96.25 | 75.18 | 80.71 | 78.88 | |
| Operating Margin | 23.56 | 21.81 | 19.00 | 19.82 | 29.39 | 38.91 | 20.21 | 28.57 | 24.30 | |
| Net Margin | 18.97 | 17.57 | 15.20 | 15.81 | 23.64 | 31.40 | 16.67 | 23.57 | 20.32 | |
| Shares Outstanding | 28 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | |
| Market Capitalization | 1,246 | 949 | 856 | 639 | 758 | 868 | 597 | 777 | 626 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Richardson Brian J | Sr EVP & CFO | Jun 08 '26 | Option Exercise | 28.50 | 2,090 | 59,565 | 26,318 | Jun 09 |
| Richardson Brian J | Sr EVP & CFO | Jun 08 '26 | Sale | 40.90 | 2,090 | 85,489 | 24,228 | Jun 09 |
| SCHWEITZER JEFFREY M | Chairman, President & CEO | Jun 08 '26 | Sale | 40.91 | 13,933 | 570,014 | 110,513 | Jun 09 |
| Santana Megan D | officer, other: Sr EVP & Chief Risk Officer | Jun 08 '26 | Sale | 40.83 | 2,787 | 113,803 | 35,975 | Jun 09 |
| SCHWEITZER JEFFREY M | Chairman, President & CEO | Jun 08 '26 | Option Exercise | 28.50 | 13,933 | 397,091 | 124,446 | Jun 09 |
| Santana Megan D | officer, other: Sr EVP & Chief Risk Officer | Jun 08 '26 | Option Exercise | 28.50 | 2,787 | 79,430 | 38,762 | Jun 09 |
| Keim Michael S | Senior EVP & COO | May 05 '26 | Option Exercise | 28.50 | 7,245 | 206,483 | 74,224 | May 07 |
| Keim Michael S | Senior EVP & COO | May 05 '26 | Sale | 38.71 | 7,245 | 280,427 | 66,979 | May 07 |
| Paquin Natalye | Director | Apr 27 '26 | Sale | 37.80 | 13,000 | 491,400 | 17,004 | Apr 27 |
| Richardson Brian J | Sr EVP & CFO | Mar 15 '26 | Option Exercise | 0.00 | 7,964 | 0 | 28,410 | Mar 17 |
| SCHWEITZER JEFFREY M | Chairman, President & CEO | Mar 15 '26 | Option Exercise | 0.00 | 21,434 | 0 | 121,804 | Mar 17 |
| McCormick Patrick C | SEVP & Chief Comm Bank Officer | Mar 15 '26 | Option Exercise | 0.00 | 5,138 | 0 | 15,032 | Mar 17 |
| Santana Megan D | officer, other: Sr EVP & Chief Risk Officer | Mar 15 '26 | Option Exercise | 0.00 | 6,765 | 0 | 38,979 | Mar 17 |
| Keim Michael S | Senior EVP & COO | Mar 15 '26 | Option Exercise | 0.00 | 11,756 | 0 | 73,113 | Mar 17 |
| Monios Eleni S | EVP & Chief Credit Officer | Mar 15 '26 | Option Exercise | 0.00 | 1,307 | 0 | 3,348 | Mar 17 |