Analyst Ratings

Date	Action	Analyst	Rating	Target
Dec-03-25	Reiterated	Piper Sandler	Neutral	$24 → $34
Jul-26-24	Reiterated	Piper Sandler	Neutral	$24
Oct-06-23	Downgrade	Keefe, Bruyette & Woods	Outperform → Market Perform
Nov-07-22	Downgrade	Stephens & Co.	Overweight → Equal Weight
May-02-22	Reiterated	Raymond James	Outperform	$31
Oct-04-17	Downgrade	Keefe Bruyette & Woods	Outperform → Market Perform
Jun-23-15	Upgrade	Keefe, Bruyette & Woods	Market Perform → Outperform

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023
Total Revenue	523	518	500	Upgrade your experience to unlock full historical data
Cost of Goods Sold Incl. D&A	197	202	207
Gross Profit	324	316	293
Selling, General and Administrative Excl. Other	108	133	130
Research and Development	0	0	0
Other Operating Expense	98	70	68
Operating Income	119	113	95
Interest Expense	186	190	201
Unusual Expense	—	—	—
Non-Operating Income (Expense)	0	0	0
Net Income Before Taxes	119	113	95
Income Taxes	23	23	19
Consolidated Net Income	96	91	76
Net Income From Continuing Operations	96	91	76
Net Income	96	91	76
EPS (Recurring)	3.35	3.16	2.61
EPS (Basic, Before Extraordinaries)	3.35	3.16	2.61
EPS (Diluted)	3.34	3.16	2.58
EBITDA	124	120	103
Other After Tax Adjustments	—	—	—
Stock Option Compensation Expense	—	—	—
Price To Earnings Ratio	12.47	10.36	—
Price To Sales Ratio	2.23	1.83	—
Gross Margin	61.95	61.00	58.60
Operating Margin	22.75	21.81	19.00
Net Margin	18.36	17.57	15.20
Shares Outstanding	28	29	29
Market Capitalization	1,166	949	—
Operating Lease Expense	—	—	—

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Santana Megan D	officer, other: Sr EVP & Chief Risk Officer	Jun 08 '26	Option Exercise	28.50	5,574	158,860	38,762	Jun 09 12:00 AM
Santana Megan D	officer, other: Sr EVP & Chief Risk Officer	Jun 08 '26	Sale	40.83	2,787	113,803	35,975	Jun 09 12:00 AM
Richardson Brian J	Sr EVP & CFO	Jun 08 '26	Sale	40.90	2,090	85,489	24,228	Jun 09 12:00 AM
SCHWEITZER JEFFREY M	Chairman, President & CEO	Jun 08 '26	Option Exercise	28.50	27,866	794,182	124,446	Jun 09 12:00 AM
SCHWEITZER JEFFREY M	Chairman, President & CEO	Jun 08 '26	Sale	40.91	13,933	570,014	110,513	Jun 09 12:00 AM
Richardson Brian J	Sr EVP & CFO	Jun 08 '26	Option Exercise	28.50	4,180	119,130	26,318	Jun 09 12:00 AM
Keim Michael S	Senior EVP & COO	May 05 '26	Option Exercise	28.50	14,490	412,966	74,224	May 07 12:00 AM
Keim Michael S	Senior EVP & COO	May 05 '26	Sale	38.71	7,245	280,427	66,979	May 07 12:00 AM
Paquin Natalye	Director	Apr 27 '26	Sale	37.80	13,000	491,400	17,004	Apr 27 12:00 AM
Richardson Brian J	Sr EVP & CFO	Mar 15 '26	Option Exercise	0.00	15,928	0	28,410	Mar 17 12:00 AM
SCHWEITZER JEFFREY M	Chairman, President & CEO	Mar 15 '26	Option Exercise	0.00	42,868	0	121,804	Mar 17 12:00 AM
McCormick Patrick C	SEVP & Chief Comm Bank Officer	Mar 15 '26	Option Exercise	0.00	10,276	0	15,032	Mar 17 12:00 AM
Santana Megan D	officer, other: Sr EVP & Chief Risk Officer	Mar 15 '26	Option Exercise	0.00	13,530	0	38,979	Mar 17 12:00 AM
Keim Michael S	Senior EVP & COO	Mar 15 '26	Option Exercise	0.00	23,512	0	73,113	Mar 17 12:00 AM
Monios Eleni S	EVP & Chief Credit Officer	Mar 15 '26	Option Exercise	0.00	2,614	0	3,348	Mar 17 12:00 AM


Market Cap	1.15B	Forward P/E	11.06	EPS next Y	3.76	Insider Trans	-	Shs Float	-	Perf Month	8.38%


Enterprise Value	1.26B	PEG	0.49	EPS next Q	0.86	Inst Own	-	Short Float	-	Perf Quarter	26.03%


Income	94.81M	P/S	2.21	EPS this Y	8.58%	Inst Trans	-	Short Ratio	-	Perf Half Y	20.28%


Sales	522.09M	P/B	1.22	EPS next Y	3.77%	ROA	1.17%	Short Interest	-	Perf YTD	27.18%


Book/sh	-	P/C	10.76	EPS next 5Y	3.77%	ROE	10.19%	52W High	43.26 -3.74%	Perf Year	45.44%


Cash/sh	-	P/FCF	11.52	EPS past 3/5Y	-	ROIC	7.19%	52W Low	27.91 49.19%	Perf 3Y	-


Dividend Est.	0.89 (2.14%)	EV/EBITDA	10.13	Sales past 3/5Y	16.22% 12.93%	Gross Margin	62.21%	Volatility	2.38% 1.96%	Perf 5Y	-


Dividend TTM	0.89 (2.14%)	EV/Sales	2.41	EPS Y/Y TTM	29.07%	Oper. Margin	22.84%	ATR (14)	1.11	Perf 10Y	-


Dividend Ex-Date	May 06, 2026	Quick Ratio	0.03	Sales Y/Y TTM	4.60%	Profit Margin	18.28%	RSI (14)	63.40	Recom	2.67


Dividend Gr. 3/5Y	1.58% 7.71%	Current Ratio	0.03	EPS Q/Q	24.68%	SMA20	2.69%	Beta	0.85	Target Price	32.50


Payout	26.67%	Debt/Eq	0.34	Sales Q/Q	3.17%	SMA50	7.00%	Rel Volume	1.82	Prev Close	41.47


Employees	892	LT Debt/Eq	0.35	Earnings	Jul 22	SMA200	22.31%	Avg Volume	195.36K	Price	41.64


IPO Date	Apr 16, 1998	Option/Short	Yes / Yes	EPS/Sales Surpr.	14.29% 3.57%	Net Debt/EBITDA	0.85	Volume	355,750	Change	0.41%

UVSP