Latest market price
39.60
+0.27+0.69%
UVSPQT59Univest Financial Corporation·NASDAQ
39.60+0.69%
News
Up 0.7% — Univest Corporation of Pennsylvania Q3 Earnings Call Highlights (marketbeat.com).
Medium confidence
TA
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Signal & projected range
Earnings big miss — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E11.79EPS (ttm)3.36Insider Own2.35%Shs Outstand27.58MPerf Week-6.03%
Market Cap1.09BForward P/E10.09EPS next Y3.92Insider Trans-6.02%Shs Float27.14MPerf Month-3.93%
Enterprise Value1.28BPEG2.63EPS next Q—Short Float3.93%Perf Quarter-11.01%
Income95.00MP/S2.08EPS this Y22.46%Short Ratio4.53Perf Half Y3.29%
Sales525.00MP/B1.15EPS next Y4.81%ROA1.10%Short Interest1.07MPerf YTD20.95%
Book/sh34.41P/C17.07EPS next 5Y4.34%ROE9.94%52W High45.46 -12.89%Perf Year33.56%
Cash/sh2.32P/FCF10.60EPS past 3/5Y6.18% 14.58%ROIC1.10%52W Low28.20 40.43%Perf 3Y134.46%
Dividend Est.0.92 (2.32%)EV/EBITDA10.57Sales past 3/5Y16.22% 12.93%Gross Margin62.78%Volatility2.66% 1.78%Perf 5Y36.60%
Dividend TTM0.90 (2.27%)EV/Sales2.44EPS Y/Y TTM12.00%Oper. Margin22.45%ATR (14)0.85Perf 10Y67.80%
Dividend Ex-DateNov 10, 2026Quick Ratio346.60Sales Y/Y TTM2.14%Profit Margin17.98%RSI (14)34.98Recom2.67
Dividend Gr. 3/5Y1.58% 7.71%Current Ratio346.60EPS Q/Q-12.36%SMA20-3.99%Beta0.67Target Price32.50
Payout27.03%Debt/Eq0.26Sales Q/Q2.27%SMA50-4.92%Rel Volume1.59Prev Close39.33
Employees921LT Debt/Eq0.26EarningsJan 27SMA2000.85%Avg Volume219.64KPrice39.60
IPO DateApr 16, 1998Option/ShortYes / YesEPS/Sales Surpr.-20.14% -0.58%Net Debt/EBITDA1.55Volume349,281Change0.69%
Analyst Ratings
DateActionAnalystRatingTarget
Dec-03-25ReiteratedPiper SandlerNeutral$24 → $34
Jul-26-24ReiteratedPiper SandlerNeutral$24
Oct-06-23DowngradeKeefe, Bruyette & WoodsOutperform → Market Perform
Nov-07-22DowngradeStephens & Co.Overweight → Equal Weight
May-02-22ReiteratedRaymond JamesOutperform$31
Oct-04-17DowngradeKeefe, Bruyette & WoodsOutperform → Market Perform
Jun-23-15UpgradeKeefe, Bruyette & WoodsMarket Perform → Outperform
Latest News· Times ET
Oct-29-26
Oct-28-26
Oct-26-26
Oct-22-26
Oct-21-26
Oct-11-26
Oct-07-26
Oct-06-26
Sep-23-26
Sep-18-26
Sep-17-26
Sep-02-26
Aug-26-26
Company

Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue525518500449—————
Cost of Goods Sold Incl. D&A195202207163—————
Gross Profit329316293286—————
Selling, General and Administrative Excl. Other148133130127—————
Research and Development
0000—————
Other Operating Expense64706870—————
Operating Income1181139589—————
Interest Expense179190201152—————
Unusual Expense
—————————
Non-Operating Income (Expense)179190201152—————
Net Income Before Taxes1181139589—————
Income Taxes23231918—————
Consolidated Net Income95917671—————
Net Income From Continuing Operations95917671—————
Net Income95917671—————
EPS (Recurring)3.383.162.612.42—————
EPS (Basic, Before Extraordinaries)3.383.162.612.42—————
EPS (Diluted)3.363.162.582.41—————
EBITDA12111910393—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio11.7910.3611.449.14—————
Price To Sales Ratio2.111.831.711.42—————
Gross Margin62.6761.0058.6063.70—————
Operating Margin22.4821.8119.0019.82—————
Net Margin18.1017.5715.2015.81—————
Shares Outstanding28292929—————
Market Capitalization1,109949856639—————
Operating Lease Expense
—————————
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Insider Trading Volume
$47.75$42.25$36.75$31.26$25.76● Close Price0.00K199.68K399.37K599.05K798.74KUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
PETRO THOMAS MDirectorAug 24 '26Sale41.695,000208,45047,239Aug 24
Turner Michael L.DirectorAug 13 '26Sale43.038,000344,28024,684Aug 14
Richardson Brian JSr EVP & CFOJun 08 '26Sale40.902,09085,48924,228Jun 09
Santana Megan DSr EVP & Chief Risk OfficerJun 08 '26Option Exercise28.502,78779,43038,762Jun 09
Santana Megan DSr EVP & Chief Risk OfficerJun 08 '26Sale40.832,787113,80335,975Jun 09
SCHWEITZER JEFFREY MChairman, President & CEOJun 08 '26Sale40.9113,933570,014110,513Jun 09
Richardson Brian JSr EVP & CFOJun 08 '26Option Exercise28.502,09059,56526,318Jun 09
SCHWEITZER JEFFREY MChairman, President & CEOJun 08 '26Option Exercise28.5013,933397,091124,446Jun 09
Keim Michael SSenior EVP & COOMay 05 '26Option Exercise28.507,245206,48374,224May 07
Keim Michael SSenior EVP & COOMay 05 '26Sale38.717,245280,42766,979May 07
Paquin NatalyeDirectorApr 27 '26Sale37.8013,000491,40017,004Apr 27
Richardson Brian JSr EVP & CFOMar 15 '26Option Exercise0.007,964028,410Mar 17
SCHWEITZER JEFFREY MChairman, President & CEOMar 15 '26Option Exercise0.0021,4340121,804Mar 17
McCormick Patrick CSEVP & Chief Comm Bank OfficerMar 15 '26Option Exercise0.005,138015,032Mar 17
Santana Megan DSr EVP & Chief Risk OfficerMar 15 '26Option Exercise0.006,765038,979Mar 17
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.