Latest market price
20.07
+0.19+0.96%
OverviewShort InterestFilings
USCBQT61USCB Financial Holdings, Inc.·NASDAQ
20.07+0.96%
TA
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Signal & projected range
Insider open-market buyHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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HOPE+0.83%$13.32TCBK+2.08%$53.61FSUN+2.48%$40.14BY+1.51%$39.08INTR+0.50%$4.03HAPN+0.26%$15.57OCFC+4.07%$18.67STBA+2.93%$52.03
Snapshot
Index—P/E12.70EPS (ttm)1.58Insider Own—Shs Outstand18.47MPerf Week1.67%
Market Cap370.78MForward P/E9.22EPS next Y2.18Insider Trans-0.40%Shs Float9.06MPerf Month-11.00%
Enterprise Value641.78MPEG1.40EPS next Q0.51Short Float2.70%Perf Quarter-10.88%
Income29.00MP/S2.56EPS this Y16.17%Short Ratio3.58Perf Half Y10.40%
Sales145.00MP/B1.62EPS next Y8.15%ROA0.97%Short Interest244.99KPerf YTD8.96%
Book/sh12.40P/C12.27EPS next 5Y9.05%ROE13.06%52W High23.89 -15.99%Perf Year16.69%
Cash/sh0.00P/FCF12.79EPS past 3/5Y9.14% 25.96%ROIC0.97%52W Low17.00 18.06%Perf 3Y91.51%
Dividend Est.0.50 (2.49%)EV/EBITDA16.04Sales past 3/5Y25.99% 20.84%Gross Margin66.61%Volatility1.81% 2.60%Perf 5Y56.80%
Dividend TTM0.47 (2.37%)EV/Sales4.43EPS Y/Y TTM0.64%Oper. Margin27.37%ATR (14)0.64Perf 10Y—
Dividend Ex-DateNov 16, 2026Quick Ratio—Sales Y/Y TTM-7.64%Profit Margin20.13%RSI (14)33.67Recom2.00
Dividend Gr. 3/5Y—Current Ratio—EPS Q/Q13.33%SMA20-6.38%Beta0.50Target Price25.00
Payout21.79%Debt/Eq1.18Sales Q/Q4.88%SMA50-9.57%Rel Volume1.07Prev Close19.88
Employees205LT Debt/Eq1.18EarningsJan 28SMA200-1.02%Avg Volume74.64KPrice20.07
IPO DateJul 22, 2021Option/ShortYes / YesEPS/Sales Surpr.-8.27% -7.58%Net Debt/EBITDA6.78Volume79,543Change0.96%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-26-26DowngradeRaymond JamesStrong Buy → Outperform$23
Jul-27-26ReiteratedPiper SandlerOverweight$24 → $27
Apr-28-26ReiteratedPiper SandlerOverweight$24
Sep-08-25UpgradeRaymond JamesOutperform → Strong Buy
Jul-28-25UpgradeRaymond JamesMarket Perform → Outperform
Apr-02-25DowngradeRaymond JamesOutperform → Market Perform
Nov-04-24UpgradePiper SandlerNeutral → Overweight
Jan-14-22DowngradePiper SandlerOverweight → Neutral
Latest News· Times ET
Oct-27-26
Oct-27-2608:27AM
Piper Sandler Maintains Overweight on USCB Financial Holdings, Lowers Price Target to $24Benzinga
Oct-26-26
Oct-26-2601:52PM
USCB Financial: 3 Key Takeaways for Long-Term Investorsfool.com
Oct-23-26
Oct-23-2602:27PM
USCB Financial Holdings, Inc. (USCB) Q3 2026 Earnings Call Transcriptseekingalpha.com
01:05PM
USCB Financial Q3 Earnings Call Highlightsmarketbeat.com
Oct-22-26
Oct-22-2607:01PM
Compared to Estimates, USCB Financial (USCB) Q3 Earnings: A Look at Key Metricszacks.com
07:00PM
USCB Financial Holdings, Inc. (USCB) Misses Q3 Earnings and Revenue Estimateszacks.com
04:30PM
USCB Financial Holdings, Inc. Reports Third Quarter 2026 Fully Diluted EPS of $0.51, ROAA of 1.27%, and ROAE of 16.03%globenewswire.com
Oct-21-26
Oct-21-2604:50PM
Third Coast Bancshares, Inc. (TCBX) Tops Q3 Earnings EstimatesYahoo
04:15AM
Atlantic Union Bankshares (NYSE:AUB) vs. USCB Financial (NASDAQ:USCB) Critical Contrastdefenseworld.net
Oct-19-26
Oct-19-2604:30PM
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stockglobenewswire.com
Oct-06-26
Oct-06-2604:30PM
USCB Financial Holdings, Inc. to Announce Third Quarter 2026 Resultsglobenewswire.com
Aug-13-26
Aug-13-2603:34AM
Dimensional Fund Advisors LP Has $3.69 Million Stock Holdings in USCB Financial Holdings, Inc. $USCBdefenseworld.net
Aug-03-26
Aug-03-2610:14AM
Keefe, Bruyette & Woods Maintains Outperform on USCB Financial Holdings, Raises Price Target to $24Benzinga
Jul-27-26
Jul-27-2603:03PM
USCB Financial Holdings, Inc. 2026 Q2 - Results - Earnings Call PresentationSeekingAlpha
Jul-24-26
Jul-24-2602:30PM
USCB Financial Holdings, Inc. (USCB) Q2 2026 Earnings Call Transcriptseekingalpha.com
Company

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
Total Revenue145152144108————
Cost of Goods Sold Incl. D&A48646445————
Gross Profit97888064————
Selling, General and Administrative Excl. Other44392924————
Research and Development
0000————
Other Operating Expense14131818————
Operating Income40363222————
Interest Expense61626142————
Unusual Expense
————————
Non-Operating Income (Expense)61626142————
Net Income Before Taxes40363222————
Income Taxes111085————
Consolidated Net Income29262517————
Net Income From Continuing Operations29262517————
Net Income29262517————
EPS (Recurring)1.601.341.250.84————
EPS (Basic, Before Extraordinaries)1.601.341.250.84————
EPS (Diluted)1.581.301.240.84————
EBITDA40373322————
Other After Tax Adjustments
————————
Stock Option Compensation Expense
————————
Price To Earnings Ratio12.7014.1714.3114.58————
Price To Sales Ratio2.492.182.472.27————
Gross Margin66.9057.8955.5659.26————
Operating Margin27.5923.6822.2220.37————
Net Margin20.0017.1117.3615.74————
Shares Outstanding18182020————
Market Capitalization361332355245————
Operating Lease Expense
————————
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Insider Trading Volume
$24.54$22.25$19.96$17.67$15.38● Close Price0.00M0.96M1.92M2.88M3.84MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Rodriguez Ramon M.DirectorOct 30 '26Buy20.001,00020,0001,000Oct 30
COLLAZO ANDRESEVP, Operations & ITJun 08 '26Sale19.001,00019,00031,521Jun 08
DE LA AGUILERA LUISPresident and CEOMay 21 '26Sale18.3049,414904,276242,945May 22
DE LA AGUILERA LUISPresident and CEOMay 21 '26Option Exercise12.0549,414595,439292,359May 22
DE LA AGUILERA LUISPresident and CEOMay 20 '26Option Exercise12.0536,826443,753279,771May 21
DE LA AGUILERA LUISPresident and CEOMay 20 '26Sale18.1536,826668,392242,945May 21
DE LA AGUILERA LUISPresident and CEOMay 19 '26Option Exercise12.054,93159,419247,876May 21
DE LA AGUILERA LUISPresident and CEOMay 19 '26Sale18.014,93188,807242,945May 21
DE LA AGUILERA LUISPresident and CEOMay 18 '26Option Exercise12.052,48529,944245,430May 19
DE LA AGUILERA LUISPresident and CEOMay 18 '26Sale18.062,48544,879242,945May 19
DE LA AGUILERA LUISPresident and CEOMay 15 '26Sale18.0580514,530242,945May 19
DE LA AGUILERA LUISPresident and CEOMay 15 '26Option Exercise12.058059,700243,750May 19
DE LA AGUILERA LUISPresident and CEOMay 14 '26Option Exercise12.0522,883275,740265,828May 15
DE LA AGUILERA LUISPresident and CEOMay 14 '26Sale18.2022,883416,471242,945May 15
ABADIN RAMONDirectorMay 14 '26Option Exercise9.219,00082,90033,561May 15
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.