USCB — USCB Financial Holdings, Inc. stock price, charts and financials

QT71USCB Financial Holdings, Inc.

USCB Financial Holdings, Inc. (NASDAQ: USCB) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
22.52
+0.09+0.40%
OverviewShort InterestFilings
USCBQT71USCB Financial Holdings, Inc.·NASDAQ
22.52+0.40%
TA
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DCOM+1.29%$41.74TCBK+1.02%$58.63CASH-1.38%$89.50STBA+0.57%$52.68TFIN+4.18%$79.83GABC+0.18%$51.19NBHC+0.65%$43.47STEL+0.03%$39.32
Snapshot
Index-P/E14.82EPS (ttm)1.52Insider Own-Shs Outstand18.26MPerf Week-0.57%
Market Cap411.30MForward P/E9.66EPS next Y2.33Insider Trans-0.52%Shs Float8.95MPerf Month10.39%
Enterprise Value147.30MPEG1.26EPS next Q0.51Inst Own-Short Float1.23%Perf Quarter23.87%
Income28.00MP/S2.88EPS this Y37.24%Inst Trans-Short Ratio3.64Perf Half Y15.90%
Sales143.00MP/B1.84EPS next Y11.79%ROA1.01%Short Interest224.21KPerf YTD22.26%
Book/sh12.21P/C1.16EPS next 5Y11.79%ROE13.11%52W High23.74 -5.14%Perf Year39.27%
Cash/sh19.49P/FCF9.36EPS past 3/5Y9.14% 25.96%ROIC12.63%52W Low16.06 40.22%Perf 3Y106.23%
Dividend Est.0.50 (2.22%)EV/EBITDA3.68Sales past 3/5Y25.99% 20.84%Gross Margin65.85%Volatility4.44% 3.76%Perf 5Y112.45%
Dividend TTM0.45 (2.00%)EV/Sales1.03EPS Y/Y TTM22.58%Oper. Margin27.38%ATR (14)0.84Perf 10Y-
Dividend Ex-DateAug 17, 2026Quick Ratio1.01Sales Y/Y TTM-0.69%Profit Margin19.92%RSI (14)67.87Recom1.67
Dividend Gr. 3/5Y-Current Ratio1.01EPS Q/Q22.50%SMA206.98%Beta0.48Target Price27.00
Payout28.21%Debt/Eq0.42Sales Q/Q7.50%SMA5012.43%Rel Volume1.19Prev Close22.43
Employees205LT Debt/Eq0.18EarningsOct 22SMA20018.51%Avg Volume65.22KPrice22.52
IPO DateJul 22, 2021Option/ShortYes / YesEPS/Sales Surpr.0.82% 4.53%Net Debt/EBITDA0.33Volume77,437Change0.40%
Analyst Ratings
DateActionAnalystRatingTarget
Jul-27-26ReiteratedPiper SandlerOverweight$24 → $27
Apr-28-26ReiteratedPiper SandlerOverweight$23 → $24
Sep-08-25UpgradeRaymond JamesOutperform → Strong Buy
Jul-28-25UpgradeRaymond JamesMarket Perform → Outperform
Apr-02-25DowngradeRaymond JamesOutperform → Market Perform
Nov-04-24UpgradePiper SandlerNeutral → Overweight
Jan-14-22DowngradePiper SandlerOverweight → Neutral
Latest News
Aug-03-26
Aug-03-2602:14PM
Keefe, Bruyette & Woods Maintains Outperform on USCB Financial Holdings, Raises Price Target to $24Benzinga
Jul-27-26
Jul-27-2607:03PM
USCB Financial Holdings, Inc. 2026 Q2 - Results - Earnings Call PresentationSeekingAlpha
Jul-24-26
Jul-24-2602:30PM
USCB Financial Holdings, Inc. (USCB) Q2 2026 Earnings Call Transcriptseekingalpha.com
12:06PM
USCB Financial Q2 Earnings Call Highlightsmarketbeat.com
Jul-23-26
Jul-23-2608:01PM
USCB Financial (USCB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimateszacks.com
07:21PM
USCB Financial Holdings, Inc. (USCB) Q2 Earnings Match Estimateszacks.com
04:30PM
USCB Financial Holdings, Inc. Surpasses $3 Billion in Assets with 14.6% Annualized Linked-Quarter Loan Growth; Achieves Q2 2026 EPS of $0.49, 3.49% Net Interest Margin, ROAA of 1.26%, and ROAE of 15.90%globenewswire.com
Jul-20-26
Jul-20-2604:30PM
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stockglobenewswire.com
Jul-06-26
Jul-06-2604:30PM
USCB Financial Holdings, Inc. to Announce Second Quarter 2026 Resultsglobenewswire.com
Company

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
Total Revenue14315214410876645945
Cost of Goods Sold Incl. D&A49646445104120
Gross Profit9588806466604645
Selling, General and Administrative Excl. Other4139292424212125
Research and Development
00000000
Other Operating Expense151318181511126
Operating Income4036322227281314
Interest Expense616261427490
Unusual Expense
————————
Non-Operating Income (Expense)616261427490
Net Income Before Taxes4036322227281314
Income Taxes1110857733
Consolidated Net Income2826251720211110
Net Income From Continuing Operations2826251720211110
Net Income2826251720211110
EPS (Recurring)1.541.341.250.841.01-6.720.411.03
EPS (Basic, Before Extraordinaries)1.541.341.250.841.01-6.720.411.03
EPS (Diluted)1.521.301.240.841.00-6.720.411.03
EBITDA4036332228291535
Other After Tax Adjustments
————————
Stock Option Compensation Expense
————————
Price To Earnings Ratio14.8214.1714.3114.5812.20———
Price To Sales Ratio2.832.182.472.273.214.16——
Gross Margin66.4357.8955.5659.2686.8493.7577.97100.00
Operating Margin27.9723.6822.2220.3735.5343.7522.0331.11
Net Margin19.5817.1117.3615.7426.3232.8118.6422.22
Shares Outstanding1818202020191910
Market Capitalization405332355245244266——
Operating Lease Expense
————————
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Insider Trading Volume
$23.70$21.46$19.23$16.99$14.75● Close Price0.00M0.96M1.92M2.88M3.84MUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
COLLAZO ANDRESEVP, Operations & ITJun 08 '26Sale19.001,00019,00031,521Jun 08
DE LA AGUILERA LUISPresident and CEOMay 21 '26Sale18.3049,414904,276242,945May 22
DE LA AGUILERA LUISPresident and CEOMay 21 '26Option Exercise12.0549,414595,439292,359May 22
DE LA AGUILERA LUISPresident and CEOMay 20 '26Option Exercise12.0536,826443,753279,771May 21
DE LA AGUILERA LUISPresident and CEOMay 20 '26Sale18.1536,826668,392242,945May 21
DE LA AGUILERA LUISPresident and CEOMay 19 '26Option Exercise12.054,93159,419247,876May 21
DE LA AGUILERA LUISPresident and CEOMay 19 '26Sale18.014,93188,807242,945May 21
DE LA AGUILERA LUISPresident and CEOMay 18 '26Sale18.062,48544,879242,945May 19
DE LA AGUILERA LUISPresident and CEOMay 18 '26Option Exercise12.052,48529,944245,430May 19
DE LA AGUILERA LUISPresident and CEOMay 15 '26Option Exercise12.058059,700243,750May 19
DE LA AGUILERA LUISPresident and CEOMay 15 '26Sale18.0580514,530242,945May 19
DE LA AGUILERA LUISPresident and CEOMay 14 '26Sale18.2022,883416,471242,945May 15
ABADIN RAMONDirectorMay 14 '26Option Exercise9.219,00082,90033,561May 15
DE LA AGUILERA LUISPresident and CEOMay 14 '26Option Exercise12.0522,883275,740265,828May 15
ABADIN RAMONDirectorMay 14 '26Sale18.219,000163,89024,561May 15
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